EuropeAustriaSome conditions pending confirmation
BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft
BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft (BAWAG P.S.K. AG; the Austrian banking operating entity, not the holding company BAWAG Group AG)
- Regulator
- Austrian Financial Market Authority (FMA) and the European Central Bank’s Single Supervisory Mechanism (ECB/SSM); the ECB list for 2026-10 identifies this entity as a significant credit institution directly supervised by the ECB
- Reference sources
- Publicly available large-institution selection by 2025/2026; selection.json lists it as a candidate large Austrian bank. The candidate list is for institution discovery only and does not indicate a current top 100 ranking, individual licence verification, or account-opening acceptance.
BAWAG P.S.K. AG is an Austrian credit institution listed in the ECB’s supervised entities list and should be distinguished from the listed holding company BAWAG Group AG. BAWAG publishes application processes for personal and business accounts, but online business account opening is subject to restrictions on company management location, legal form, and applicant identity; public information does not establish that it generally accepts nonresident individuals or foreign-incorporated companies.
View Account-Opening & Compliance Information →EuropeHungarySome conditions pending confirmation
OTP Bank Nyrt.
OTP Bank Nyrt. (the operating Hungarian bank legal entity; not an alternative name for the OTP Group holding company)
- Regulator
- Magyar Nemzeti Bank (MNB)
- Reference sources
- From the selection of major Central and Eastern European banks in the annual 2026 The Banker Top 1000 World Banks (Tier 1 capital measure). selection.json provides candidate discovery leads only; it is not a real-time global top 100, licensing or account-opening acceptance decision. No specific ranking is claimed.
OTP Bank Nyrt. is the operating bank entity in Hungary, and the MNB’s named-institution record lists its public deposit-taking business. OTP’s website publishes information on personal forint accounts and business account opening. For individual foreign applicants, the website expressly requires a valid passport or travel document, but the residence requirements for non-resident individuals, case-by-case approval for company accounts, and scope of cross-border remote processing should still be confirmed with the bank.
View Account-Opening & Compliance Information →AmericasUnited StatesSome conditions pending confirmation
JPMorgan Chase Bank, National Association
JPMorgan Chase Bank, National Association (also known as JPMorgan Chase Bank, N.A.); a U.S. nationally chartered bank, not the holding company JPMorgan Chase & Co.
- Regulator
- Office of the Comptroller of the Currency (OCC); FDIC records list it as the bank’s deposit insurance recordkeeping agency, and the CFPB as a secondary federal regulator
- Reference sources
- This ID comes from the large-institution public-screening candidates in selection.json, 2025/2026; inclusion is only a research lead and does not represent a current top 100 ranking, an individual ranking of this bank entity, account eligibility, or a regulatory acceptance fact.
OCC records confirm JPMorgan Chase Bank, National Association as an active US national bank, and FDIC records confirm its status as an insured depository institution. Chase’s public identity document requirements for individuals involve a US address, and public business account applications are reviewed according to business type and documentation; public information does not confirm whether people living abroad or foreign-incorporated businesses can open accounts.
View Account-Opening & Compliance Information →AmericasUnited StatesSome conditions pending confirmation
Bank of America, National Association
Bank of America, National Association (a U.S. national bank entity; not the same as its holding company, Bank of America Corporation)
- Regulator
- Office of the Comptroller of the Currency (OCC; regulator of national bank charters); the FDIC provides deposit insurance
- Reference sources
- Based on public selection references for large banking institutions in 2025/2026, the group-level information for Bank of America Corporation is mapped to the specific bank entity Bank of America, National Association. No individual ranking is claimed for this entity, and this is not a current top 100 ranking or a conclusion on licensing or acceptance.
Bank of America, National Association is a U.S. national bank entity verified against current FDIC institution records and the OCC’s current national bank directory, distinct from the holding company Bank of America Corporation. The bank’s website publishes a personal account-opening route for some non-U.S. citizens and online LLC application requirements limited to U.S. formation, business, and application conditions. Public information does not constitute approval of an individual application or a commitment to accept all overseas residents.
View Account-Opening & Compliance Information →AmericasUnited StatesSome conditions pending confirmation
Citibank, N.A.
Citibank, National Association (Citibank, N.A.); this entry refers to the U.S. national bank entity, not its holding company Citigroup Inc. or the Citi brand generally.
- Regulator
- Office of the Comptroller of the Currency (OCC; the FDIC agency API lists REGAGNT=OCC for this entity)
- Reference sources
- According to the candidate record, this is an entity mapping for verification: a Citigroup Inc. group lead from the S&P Global 2026 large-bank asset screening is mapped to the U.S. operating bank Citibank, N.A. It does not assert a standalone ranking for Citibank, N.A., nor does it represent a real-time global top-100 list or an account-opening service ranking.
Citibank, N.A. is a U.S. national bank listed under that legal name in FDIC institution data and regulated by the OCC; its U.S. consumer deposit product webpages state that final eligibility is determined by the bank and impose geographic restrictions on individuals outside the U.S. and European residents. Public index information for online personal checking applications indicates conditions including U.S. citizens or resident aliens, age 18 or older, and a U.S. physical address; however, nonresident individuals, foreign companies, and remote identity verification arrangements must be confirmed directly with the bank in writing.
View Account-Opening & Compliance Information →AmericasUnited StatesSome conditions pending confirmation
Wells Fargo Bank, National Association
Wells Fargo Bank, National Association (a U.S. national bank; distinct from its parent company, Wells Fargo & Company, or the Wells Fargo brand name)
- Regulator
- Office of the Comptroller of the Currency (OCC; FDIC records show it as the primary federal regulator and the CFPB as the secondary federal regulator)
- Reference sources
- Included based on the 2026 year of large U.S. banks selected in the input selection.json; background uses The Banker Top 1000 World Banks 2026 Tier 1 capital measure. No individual ranking is claimed for this entity, and this is not a real-time top 100 ranking, a statement about availability of account-opening services, or evidence that a bank will accept an application.
The FDIC’s official institution record verifies Wells Fargo Bank, National Association as an active U.S. national insured depository bank, with the OCC as its primary federal regulator. Wells Fargo’s published personal online account opening requirements specify a U.S. physical address and an SSN or ITIN. Eligibility for non-U.S. residents and foreign businesses has not been confirmed in the public materials reviewed, so acceptance cannot be promised on this basis.
View Account-Opening & Compliance Information →AmericasUnited StatesSome conditions pending confirmation
U.S. Bank National Association
U.S. Bank National Association (the legal bank entity listed in FDIC institution records; not the U.S. Bancorp holding company)
- Regulator
- Office of the Comptroller of the Currency (OCC; the specific FDIC institution record lists it as the primary federal regulator)
- Reference sources
- From the Americas candidate mapping in the public major-institution screening used for selection.json, for 2025/2026; the screening record maps a group-level candidate to U.S. Bank National Association. This information does not claim a separate ranking for the bank entity. The candidate set is not a real-time top 100, licensing determination or promise of account-opening acceptance.
The specific FDIC institution record lists U.S. Bank National Association as an insured national bank and identifies the OCC as its primary federal regulator. The bank’s personal checking webpage expressly permits online applications only from applicants who are at least 18 years old, are U.S. lawful residents, and provide an SSN. The bank has not publicly confirmed eligibility for nonresidents or foreign businesses to open accounts.
View Account-Opening & Compliance Information →AmericasUnited StatesSome conditions pending confirmation
PNC Bank, National Association
PNC Bank, National Association; not the same as its holding company, The PNC Financial Services Group, Inc., or the PNC brand as a whole.
- Regulator
- Office of the Comptroller of the Currency (OCC; FDIC BankFind lists it as the primary federal regulator)
- Reference sources
- A curated selection of American candidates based on the large-bank rankings and regulatory sources in selection.json 2025/2026. An S&P Global 2026 article discusses a change in the group ranking of PNC Financial Services Group Inc.; this information is a mapping clue only, not a separate ranking for PNC Bank, National Association, not a current top 100 list, and not evidence of account-opening eligibility or an available application channel.
PNC Bank, National Association is a U.S. national bank and deposit institution in FDIC official records, which list the OCC as its primary federal regulator. PNC’s website describes an in-branch application route and identity documents for non-U.S. persons in the United States. This information does not establish that people residing abroad can apply remotely or that foreign-registered companies can open accounts.
View Account-Opening & Compliance Information →AmericasUnited StatesSome conditions pending confirmation
Truist Bank
Truist Bank (the specific FDIC-insured depository institution in U.S. FDIC records; distinct from its holding company, Truist Financial Corporation)
- Regulator
- Federal Deposit Insurance Corporation (FDIC; FDIC BankFind lists it as the primary federal regulator and the CFPB as the secondary federal regulator)
- Reference sources
- The candidate record maps Truist Bank to a U.S. bank entity in the public large-institution screening for 2025/2026; this screening is a discovery lead, not an individual ranking for the entity, a current top 100 ranking, evidence that it accepts non-resident customers, or evidence that an appointment can currently be made through Rengangyongsheng.
Truist Bank is a U.S. FDIC-insured depository institution verifiable in the FDIC BankFind record for the individual bank, distinct from the holding company Truist Financial Corporation. Its website provides information on personal checking/savings and small business account products, but the public materials reviewed do not clearly confirm account eligibility for foreign individuals, non-U.S. residents, or foreign-incorporated businesses; it therefore cannot be said to accept all such applicants.
View Account-Opening & Compliance Information →AmericasUnited StatesSome conditions pending confirmation
Goldman Sachs Bank USA
Goldman Sachs Bank USA (GS Bank USA; distinct from the holding company The Goldman Sachs Group, Inc.)
- Regulator
- Federal Reserve System (state member bank supervision); New York State-chartered bank; FDIC (deposit insurance). Goldman Sachs’ website confirms its New York State charter and Federal Reserve/FDIC membership; the Federal Reserve directory lists the entity as a state member bank.
- Reference sources
- The candidate record uses the public large-institution screening for 2025/2026 as its selection background; selection.json maps group asset information to Goldman Sachs Bank USA. This entry does not claim an independent ranking for the bank entity and is not a current global top 100 list, a licensing determination, or a conclusion on account-opening acceptance.
Goldman Sachs Bank USA is a New York-chartered bank, a member of the Federal Reserve System, and an FDIC member. Marcus savings products for individuals and Transaction Banking (TxB) for corporate treasury are separate service channels. The public materials reviewed describe U.S. personal savings products and business products marked as U.S.-only, but do not confirm that non-U.S. residents or foreign companies may open accounts. They also do not support describing the bank as currently available for account-opening appointments through Rengangyongsheng.
View Account-Opening & Compliance Information →AmericasUnited StatesSome conditions pending confirmation
Morgan Stanley Bank, National Association
Morgan Stanley Bank, National Association (Morgan Stanley Bank, N.A.; MSBNA)
- Regulator
- Office of the Comptroller of the Currency (OCC; primary federal regulator). The FDIC provides deposit insurance; FDIC BankFind also lists the CFPB as a secondary federal regulator.
- Reference sources
- 2026 selection of large U.S. banking groups, using the Tier 1 capital measure in The Banker Top 1000 World Banks 2026 as a selection lead; this measure is not the bank’s individual rank, a current global top 100 ranking, or evidence that it accepts a particular customer’s account application.
Morgan Stanley Bank, N.A. is a national bank regulated by the U.S. OCC, with deposits insured by the FDIC. Its official quarterly reports state that its business includes commercial lending, certain retail securities-backed loans, derivatives, and deposit products. Deposits in the Preferred CD and Savings products presented on its website may be provided by MSBNA and/or its affiliate Morgan Stanley Private Bank, National Association. However, brokerage-account, country-of-address, and business-type restrictions mean this is not a commitment to offer direct bank account opening to the general public.
View Account-Opening & Compliance Information →AmericasUnited StatesSome conditions pending confirmation
TD Bank, National Association
TD Bank, National Association (TD Bank, N.A.; US national bank)
- Regulator
- Office of the Comptroller of the Currency (OCC); the FDIC is the deposit insurance agency
- Reference sources
- According to the record in selection.json, this is a candidate U.S. bank entity mapped from a screening signal for large North American banking groups in 2026 The Banker Top 1000 World Banks (Tier 1 capital basis). No individual ranking is claimed, and the candidate set does not prove licensing or account availability.
TD Bank, National Association is the US national bank entity operating under the TD brand. It publicly offers US personal chequing accounts and small business deposit accounts. Its website publishes a personal online application checklist and business information requirements, but does not confirm that non-US residents or foreign-incorporated businesses are generally eligible to apply. All accounts are subject to bank approval.
View Account-Opening & Compliance Information →AmericasUnited StatesSome conditions pending confirmation
BMO Bank, National Association (BMO Bank N.A.)
BMO Bank, National Association (current short name: BMO Bank N.A.; a U.S. national bank entity, not the Canadian Bank of Montreal holding parent)
- Regulator
- Office of the Comptroller of the Currency (OCC, primary federal regulator); FDIC provides deposit insurance, and the FFIEC institution profile also lists the CFPB as a secondary federal regulator
- Reference sources
- Based on the public large-bank screening lead for 2025/2026 in the project’s candidate set, map Bank of Montreal Group to its U.S. operating bank; this is only a selection lead and does not establish BMO Bank N.A.’s individual ranking, current top 100 position, licensing or acceptance of customer account applications.
BMO Bank N.A. is a U.S.-based bank entity listed as an active national bank by the OCC and recorded as having FDIC deposit insurance. It is verified separately from Canada’s Bank of Montreal. Its public online application for personal accounts is limited to applicants with a U.S. residential address, an SSN/ITIN, and U.S. citizen or resident-alien status. Other applicants may contact a branch or call, but whether foreign non-residents and companies incorporated abroad can ultimately open accounts must still be confirmed in writing by the bank.
View Account-Opening & Compliance Information →AmericasUnited StatesSome conditions pending confirmation
Fifth Third Bank, National Association
Fifth Third Bank, National Association (a U.S. national bank; distinct from the holding company Fifth Third Bancorp and the Fifth Third brand)
- Regulator
- Office of the Comptroller of the Currency (OCC, primary federal regulator); Federal Deposit Insurance Corporation (FDIC, deposit insurance); Consumer Financial Protection Bureau (CFPB, secondary federal regulator)
- Reference sources
- selection.json lists this as a candidate licensed entity mapped from a selection of large U.S. banking groups in The Banker Top 1000 World Banks 2026 (Tier 1 capital measure); no individual rank for this legal entity is provided. This information does not represent a real-time global top 100 ranking.
Fifth Third Bank, National Association is a U.S. national bank listed in the OCC directory, and its legal entity and regulatory status correspond in FDIC and FFIEC records. Its website publishes personal and business checking account products and some documentation requirements, but eligibility for non-resident individuals generally, account opening by foreign companies, remote account opening from abroad, and complete review standards still need to be confirmed with the bank in writing.
View Account-Opening & Compliance Information →AmericasUnited StatesSome conditions pending confirmation
Citizens Bank, National Association
Citizens Bank, National Association (Citizens Bank, N.A.; an FDIC-listed insured depository institution, distinct from its holding company Citizens Financial Group, Inc.)
- Regulator
- Office of the Comptroller of the Currency (OCC; primary federal regulator listed in FDIC records)
- Reference sources
- selection.json lists this as a candidate group-name mapping among publicly listed large U.S. institutions selected based on 2025/2026, and notes the need to distinguish Citizens Bank, National Association from Citizens Financial Group, Inc. This candidate is for selecting a research subject only, not a basis for licensing or application acceptance, and does not indicate a real-time global top 100 ranking or the individual rank of this entity.
Citizens Bank, National Association is an FDIC-listed insured depository institution, and FDIC records identify the OCC as its primary federal regulator. The bank’s public personal checking page lists the states it serves and provides online, telephone, and branch application options, but it has not publicly confirmed whether individuals living overseas or foreign-registered businesses can open accounts.
View Account-Opening & Compliance Information →AmericasUnited StatesSome conditions pending confirmation
The Huntington National Bank
The Huntington National Bank (a U.S. national bank and FDIC-insured depository institution; distinct from its parent company, Huntington Bancshares Incorporated)
- Regulator
- Office of the Comptroller of the Currency (OCC; FDIC records also list the Consumer Financial Protection Bureau (CFPB) as a secondary federal regulator)
- Reference sources
- selection.json lists this among selected large U.S. banking groups using the Tier 1 capital measure in The Banker Top 1000 World Banks 2026, and maps this profile to the statutory banking entity. This is selection context for publicly listed large institutions in 2026, not a real-time top 100 ranking or evidence of licensing or acceptance of account applications.
The Huntington National Bank is a U.S. national bank regulated by the OCC with FDIC-insured deposits, and publicly offers personal and business checking account products. Its public bank pages confirm only some online application conditions; eligibility for individual non-U.S. residents and foreign companies, available account-opening channels, and the bank's decisions in individual cases must still be confirmed with the bank.
View Account-Opening & Compliance Information →AmericasUnited StatesSome conditions pending confirmation
KeyBank National Association
KeyBank National Association (a US national bank; not replaced as the subject bank by its holding company KeyCorp or the KeyBank brand alone)
- Regulator
- Office of the Comptroller of the Currency (OCC; the FDIC is the deposit insurance agency)
- Reference sources
- selection.json lists this among selected large U.S. banking groups using the Tier 1 capital measure in The Banker Top 1000 World Banks 2026, and notes that this record is a candidate mapping from a group to a banking entity. This selection context is not an individual ranking, real-time top 100 ranking, licensing conclusion, or evidence of acceptance of account applications.
KeyBank National Association can be verified through the FDIC’s current institution API records as an active, FDIC-insured depository institution, with the OCC as its primary regulator. KeyBank’s publicly available personal checking account information requires applicants to choose an online or branch channel based on their place of residence and identity. Acceptance of foreign legal entities and the conditions for opening their accounts have not been publicly confirmed.
View Account-Opening & Compliance Information →AmericasUnited StatesSome conditions pending confirmation
Ally Bank
Ally Bank (the bank deposit-taking legal entity listed in FDIC records; Ally Financial Inc. is its holding company and is not the bank entity for this account-opening profile)
- Regulator
- Federal Reserve System (FDIC records identify FED as the primary federal regulator); Ally Bank is a Utah-chartered bank, and the FDIC provides deposit insurance.
- Reference sources
- Retained as background to the selection of large U.S. banking groups in the 2026 year The Banker Top 1000 (Tier 1 capital measure) candidate list in selection.json. This group is used only as a selection clue; it does not indicate Ally Bank’s separate ranking, whether account opening is available, or licensing status, and is not a current top 100 list.
Ally Bank is an FDIC-listed, active, Utah-chartered insured depository institution primarily regulated by the Federal Reserve; Ally Financial Inc. is the holding company, not the bank entity for this account-opening profile. Its website’s personal account eligibility requirements are U.S. residency, a U.S. street address, being at least 18 years old, and an SSN or TIN. The website explicitly states that it does not currently offer business banking products.
View Account-Opening & Compliance Information →AmericasUnited StatesSome conditions pending confirmation
Manufacturers and Traders Trust Company
Manufacturers and Traders Trust Company (trading as M&T Bank; not its parent company, M&T Bank Corporation). The legal institution name in the FDIC record is Manufacturers and Traders Trust Company.
- Regulator
- Federal Reserve Board (listed in FDIC records as the primary federal regulator); the FDIC is responsible for deposit insurance and BankFind institution records. The record identifies the institution as a state-chartered Federal Reserve System member bank; the current license entry of the New York State authority was not separately verified in this search.
- Reference sources
- Selection.json identifies it as a selected large US banking group in the 2026 The Banker Top 1000 World Banks by Tier 1 capital measure. It does not claim a specific ranking or current top-100 status. Here, the entity is mapped to Manufacturers and Traders Trust Company based on official entity records. The candidate set is used only to select research subjects; it is not evidence of licensing or account-opening acceptance.
As of 2026-10-23, the FDIC institutional record lists Manufacturers and Traders Trust Company (M&T Bank), FDIC Cert #588, as a state-chartered, Federal Reserve System member insured depository institution. The publicly available online application for M&T personal checking accounts requires U.S. citizenship, U.S. identification, an SSN, and a U.S. mailing address. Public materials are insufficient to confirm whether nonresidents or foreign companies can open accounts at a branch; it cannot be said on this basis that the bank has accepted their account applications.
View Account-Opening & Compliance Information →AmericasUnited StatesSome conditions pending confirmation
Regions Bank
Regions Bank (an Alabama-chartered commercial bank; not its parent company, Regions Financial Corporation)
- Regulator
- Federal Reserve System (FDIC BankFind API record shows supervisory agent field REGAGNT=FED; the bank is state-chartered in Alabama and a member of the Federal Reserve System). The FDIC is a source for deposit insurance and institutional listings; the Alabama chartering authority’s registry page was not separately checked for this review.
- Reference sources
- The candidate record describes this as a selection of large U.S. banking groups in The Banker Top 1000 World Banks 2026 (Tier 1 capital basis), without claiming a specific ranking. The candidate is only a selection lead; it does not represent a licensing or account-opening acceptance decision and is not a current global top 100 ranking.
Regions Bank is an Alabama-chartered commercial bank and a member of the Federal Reserve System. Its website publicly lists personal checking accounts and small business checking accounts, with separate account-opening documents for non-U.S. citizen individuals and businesses. Public information supports that it provides banking services in the United States, but does not establish that it accepts non-resident individuals without a U.S. residential address, foreign-registered companies or remote applications from abroad.
View Account-Opening & Compliance Information →AmericasUnited StatesSome conditions pending confirmation
The Northern Trust Company
The Northern Trust Company (Illinois-chartered bank entity; distinct from the holding company Northern Trust Corporation)
- Regulator
- The verified federal regulator is the Federal Reserve Board, with supervision through the Federal Reserve Bank of Chicago; the FDIC record also lists the Consumer Financial Protection Bureau (CFPB) as a secondary regulator. The FDIC classifies the bank as an Illinois-chartered, Federal Reserve member bank; its current Illinois charter record and state authority directory entry still require separate verification.
- Reference sources
- Retains the selection record: selected major U.S. custody/trust banking groups from The Banker Top 1000 World Banks 2026 (Tier 1 capital measure); no standalone ranking is claimed for The Northern Trust Company. This is in the context of publicly available major institutions from 2025/2026, not a real-time global top 100 ranking.
The Northern Trust Company is an Illinois-chartered, Federal Reserve member and FDIC-insured bank entity headquartered in Chicago; federal regulatory records place it under the Federal Reserve Bank of Chicago. Its website describes personal deposits, personal loans, and commercial banking services under private wealth management, primarily for high-net-worth individuals and families; public pages do not confirm that ordinary non-residents or foreign companies can all apply.
View Account-Opening & Compliance Information →AmericasUnited StatesSome conditions pending confirmation
State Street Bank and Trust Company
State Street Bank and Trust Company (a state-chartered bank in Massachusetts, United States, and a member of the Federal Reserve System; distinct from the holding company State Street Corporation and not an account-opening entity identified solely by the Group brand)
- Regulator
- Federal Reserve System (FFIEC records identify FRS as the primary federal regulator; the Federal Reserve’s official directory lists it as a state member bank in the Boston Fed’s district); the FDIC is the deposit insurer.
- Reference sources
- The candidate comes from a group-level mapping of State Street Corporation in a public selection of large financial institutions for 2025/2026; this entry retains the bank entity ID and does not claim a specific ranking for the entity. It is not a current global top 100 ranking, an account admission decision, or a licensing determination.
Official public product information shows that State Street provides global custody and cash management services for investment businesses, including securities custody and settlement, and mentions cash management products such as deposit accounts, automated cash sweeps, repos, U.S. Treasury securities, and term deposits. Public pages do not specify this entity’s eligibility rules for individuals, foreign individuals, or foreign companies. This cannot be taken to mean that any applicant can open an account.
View Account-Opening & Compliance Information →AmericasUnited StatesSome conditions pending confirmation
Capital One, National Association
Capital One, National Association (Capital One, N.A.; U.S. national bank)
- Regulator
- Office of the Comptroller of the Currency (OCC; FDIC BankFind records list it as the primary federal regulator; the FDIC provides deposit insurance, and the records also list the CFPB as a secondary federal regulator)
- Reference sources
- Retain the selection.json record: the candidate basis is the group information for Capital One Financial Corporation in the public large-institution screening for 2025/2026, mapped to the specific bank entity. This is a selection lead; it does not indicate Capital One, N.A.’s current ranking or constitute evidence of account opening or acceptance of overseas customers.
Capital One, N.A. is a U.S. national bank recorded as active in FDIC’s current records; its entity record lists the OCC as its primary federal regulator. Its 360 Checking public terms limit eligibility to U.S. citizens or lawful permanent residents, with a U.S. physical address and U.S. mobile number, among other conditions. Small business account opening has separate requirements concerning U.S. residency and business and owner information. Public materials do not confirm a complete application route for non-residents located entirely outside the U.S. or foreign companies.
View Account-Opening & Compliance Information →AmericasUnited StatesSome conditions pending confirmation
First-Citizens Bank & Trust Company
First-Citizens Bank & Trust Company (the separate legal banking entity; distinct from its holding company, First Citizens BancShares, Inc.)
- Regulator
- Federal Deposit Insurance Corporation (FDIC, primary federal regulator); Consumer Financial Protection Bureau (CFPB, secondary federal regulator). FDIC records do not name the state-level regulator.
- Reference sources
- Included based on the large-bank selections publicly listed in the input candidate set for 2025/2026, and clues mapping group asset rankings to the relevant entities. This entry maps to the bank’s legal entity; it does not represent an individual ranking for that entity, a real-time global top 100 ranking, or a conclusion that it will accept account-opening applications.
The FDIC official record confirms that First-Citizens Bank & Trust Company is a state-chartered, non-Federal Reserve member insured depository institution with CERT 11063 and the FDIC as its primary federal regulator. The bank’s public materials list document requirements for personal checking and business accounts, but eligibility for individual nonresidents, foreign-registered companies and remote cross-border account opening still requires written confirmation from the bank.
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