Bank Account-Opening Channel Directory

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Hong Kong CI, BR, NNC1/NAR1 (audit report, if available) 2. Directors' and shareholders' ID cards, passports/travel permit for Hong Kong and Macao + personal bank statements for the past three months 3. Mainland China company's business licence (held for at least one year) + bank statements for the past three months + corporate income tax return + VAT return 4. Sales bills of lading and customs declarations (if there is no foreign trade, provide domestic sales documents instead) 5. Purchase VAT invoices, sales VAT invoices, and corresponding bank receipts 6. Account-opening KYC questionnaire and directors' personal CVs

Estimated Processing Time

2–3 weeks

Application Process

1. We first conduct a preliminary review of the documents (1 days) 2. Manager’s initial review (1 weeks) 3. Submit for approval; after approval, arrange an in-person interview (if you need to arrange witnessing as soon as possible, please discuss this with us in advance) 4. Account opening after the in-person interview (1 weeks) 5. Receive the password letter 10 business days after account opening

Witnessing / in-person interview

Witnessing in China / in-person signing in Hong Kong Cities in China for witnessing: Shanghai, Guangzhou, Shenzhen, Chengdu, Zhuhai, Tianjin, Chongqing, Suzhou, Shaoxing

Transfer limit（HKD）

Non-designated customers: daily transfer limit of 3,000,000 HKD Designated customers: daily transfer limit of 10,000,000 HKD (designation may be applied for)

Indicative counter/witnessing fees（HKD）

1. Hong Kong in-person witness 6650 (waiver may be requested if the balance after account opening is 10W) 2. Witnessing at a mainland branch 6650 HKD (reduction to 1450 HKD may be requested if the balance after account opening is 10W) 3. Hong Kong permanent resident 1350 HKD

Information Provided

Online banking, password letter

Notes and Reminders

1. Annual bank fee: 800 HKD 2. Average daily balance of 100,000 HKD or more; if the monthly average daily balance falls below this amount, a monthly fee of 500 HKD will be charged 3. Incoming transfers: 65 HKD per transaction; outgoing transfers: 115 HKD per transaction Bank fees and account requirements, if any, are channel information for reference only as of 2026 / 10; they are not uniform bank policies. Refer to the bank’s written notice.

Potential Issues Flagged

• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Hong Kong CI, BR, NNC1/NAR1 (audit report, if available) 2. Directors' and shareholders' ID cards, passports/travel permit for Hong Kong and Macao + personal bank statements for the past three months 3. Shareholder's social security contribution record covering more than three years (continuous and in the same industry) + personal bank statements showing salary payments for the past 6 months (with an average daily balance of 100,000 or more for the most recent month) 4. Business plan (must include the full English names and places of registration of potential customers/suppliers) 5. Intended upstream/downstream contracts or email correspondence 6. Account-opening KYC questionnaire and directors' personal CVs

Estimated Processing Time

2–3 weeks

Application Process

1. We first conduct a preliminary review of the documents you submit (1 days) 2. Submit to the bank for initial review (1 week) 3. Schedule an in-person appointment (1 week) 4. After the in-person appointment, check your email and text messages for online banking registration information 5. Proceed with account opening after internal approval

Witnessing / in-person interview

Witnessing in China / in-person signing in Hong Kong Cities in China for witnessing: Shanghai, Guangzhou, Shenzhen, Chengdu, Zhuhai, Tianjin, Chongqing, Suzhou, Shaoxing

Transfer limit（HKD）

Non-designated customers: daily transfer limit of 3,000,000 HKD Designated customers: daily transfer limit of 10,000,000 HKD (designation may be applied for)

Indicative counter/witnessing fees（HKD）

1. Hong Kong in-person witness 6650 (waiver may be requested if the balance after account opening is 10W) 2. Witnessing at a mainland branch 6650 HKD (reduction to 1450 HKD may be requested if the balance after account opening is 10W) 3. Hong Kong permanent resident 1350 HKD

Information Provided

Online banking, password letter

Notes and Reminders

1. Annual bank fee: 800 HKD 2. Average daily balance of 100,000 HKD or more; if the monthly average daily balance falls below this amount, a monthly fee of 500 HKD will be charged 3. Incoming transfers: 65 HKD per transaction; outgoing transfers: 115 HKD per transaction Bank fees and account requirements, if any, are channel information for reference only as of 2026 / 10; they are not uniform bank policies. Refer to the bank’s written notice.

Potential Issues Flagged

• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Hong Kong company's CR, BR, NNC1/NAR1 (an audit report is required if established more than 18 months ago) 2. Directors' and shareholders' identity cards, travel permit for Hong Kong and Macao/passport, and personal bank statements for the past 3 months 3. Bank KYC 4. Business licence of the mainland China related company and its company bank statements for the past 3 months 5. Latest VAT return + latest corporate income tax return 6. VAT invoices for purchases and sales, and customs declarations/bills of lading (if available) from the past 3 months

Estimated Processing Time

3–5 weeks

Application Process

1. We first conduct a preliminary review of the documents you submit (1 days) 2. Submit to the bank for initial review (1 week) 3. Schedule an in-person appointment (3 weeks) 4. After the in-person appointment, check your email and text messages for online banking registration information 5. Proceed with account opening after internal approval

Witnessing / in-person interview

1. Hong Kong 2. Beijing, Shanghai, Guangzhou and Shenzhen 3. Remote account opening (subject to specific conditions): no more than two directors/shareholders; a related company in mainland China is required, and business counterparties must be in mainland China and Hong Kong

Transfer limit（HKD）

Manager, depending on the customer’s specific circumstances (generally 2,000,000 Hong Kong dollars)

Indicative counter/witnessing fees（HKD）

• Cross-border witnessed verification: 1,600 • Hong Kong witnessed verification: 1,600 • Remote account opening: 1,300

Information Provided

Online banking, ATM card

Notes and Reminders

The original table states “100,000 HKD activation funds” 1. No management fee for an average balance of at least 100,000 HKD; below 100,000, the management fee is 200 HKD/month. 2. Incoming wire transfers 65 HKD/transaction. 3. Outgoing wire transfers 125 HKD/transaction. Bank fees and account requirements (if any) are channel references for 2026-10, not uniform bank policies; subject to the bank’s written notice.

Potential Issues Flagged

• “100,000 HKD activation funds” may refer to a deposit or balance requirement rather than a service fee; the nature of the funds is subject to written confirmation from the bank.
• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Hong Kong company's CR, BR, NNC1/NAR1 (an audit report is required if established more than 18 months ago) 2. Directors' and shareholders' identity cards, travel permit for Hong Kong and Macao/passport, and personal bank statements for the past 3 months 3. Bank KYC 4. Shareholder's social security contribution record covering more than two years (with records in the same industry) + personal bank statements showing salary payments for the past 6 months 5. Business plan (must include the full English names and places of registration of potential customers/suppliers)

Estimated Processing Time

3–5 weeks

Application Process

1. We first conduct a preliminary review of the documents you submit (1 days) 2. Submit to the bank for initial review (1 week) 3. Schedule an in-person appointment (3 weeks) 4. After the in-person appointment, check your email and text messages for online banking registration information 5. Proceed with account opening after internal approval

Witnessing / in-person interview

1. Hong Kong 2. Beijing, Shanghai, Guangzhou and Shenzhen 3. Remote account opening (subject to specific conditions): no more than two directors/shareholders; a related company in mainland China is required, and business counterparties must be in mainland China and Hong Kong

Transfer limit（HKD）

Manager, depending on the customer’s specific circumstances (generally 2,000,000 Hong Kong dollars)

Indicative counter/witnessing fees（HKD）

• Cross-border witnessed verification: 1,600 • Hong Kong witnessed verification: 1,600 • Remote account opening: 1,300

Information Provided

Online banking, ATM card

Notes and Reminders

The original table states “100,000 HKD activation funds” 1. No management fee for an average balance of at least 100,000 HKD; below 100,000, the management fee is 200 HKD/month. 2. Incoming wire transfers 65 HKD/transaction. 3. Outgoing wire transfers 125 HKD/transaction. Bank fees and account requirements (if any) are channel references for 2026-10, not uniform bank policies; subject to the bank’s written notice.

Potential Issues Flagged

• “100,000 HKD activation funds” may refer to a deposit or balance requirement rather than a service fee; the nature of the funds is subject to written confirmation from the bank.
• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Hong Kong company's CR, BR, NNC1/NAR1 (an audit report is required if established more than 18 months ago) 2. Directors' and shareholders' identity cards, travel permit for Hong Kong and Macao/passport, and personal bank statements for the past 3 months 3. Bank KYC 4. E-commerce platform service agreement or sales report 5. Shareholder's social security contribution record covering more than two years + personal bank statements showing salary payments for the past 6 months 6. Screenshots of the store's back-end registration details, store link, screenshots of products for sale, screenshots showing details of recent 2 orders, and sales reports for the past 6 months 7. Transaction statements from the third-party platform used for withdrawals

Estimated Processing Time

3–5 weeks

Application Process

1. We first conduct a preliminary review of the documents you submit (1 days) 2. Submit to the bank for initial review (1 weeks) 3. Arrange an in-person interview 4. After the interview, check your email and text messages for online banking registration information 5. Account opening after back-office approval (1 weeks)

Witnessing / in-person interview

1. Hong Kong 2. Beijing, Shanghai, Guangzhou and Shenzhen 3. Remote account opening (subject to specific conditions)

Transfer limit（HKD）

Manager, depending on the customer’s specific circumstances (generally 2,000,000 Hong Kong dollars)

Indicative counter/witnessing fees（HKD）

• Cross-border witnessed verification: 1,600 • Hong Kong witnessed verification: 1,600 • Remote account opening: 1,300

Information Provided

Online banking, ATM card

Notes and Reminders

The original table states “100,000 HKD activation funds” 1. No management fee for an average balance of at least 100,000 HKD; below 100,000, the management fee is 200 HKD/month. 2. Incoming wire transfers 65 HKD/transaction. 3. Outgoing wire transfers 125 HKD/transaction. Bank fees and account requirements (if any) are channel references for 2026-10, not uniform bank policies; subject to the bank’s written notice.

Potential Issues Flagged

• “100,000 HKD activation funds” may refer to a deposit or balance requirement rather than a service fee; the nature of the funds is subject to written confirmation from the bank.
• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Hong Kong company's CR, BR, NNC1/NAR1, audit report (required if established more than 18 months ago) 2. Directors' and shareholders' ID cards, travel permit for Hong Kong and Macao/passports, personal bank statements for the past three months 3. Bank KYC 4. Related company's business licence 5. Related company's purchase and sales invoices for the past three months, and main bank statements for the most recent 1 months

Estimated Processing Time

About 4 weeks

Application Process

1. We first conduct a preliminary review of the documents you submit 2. Bank’s initial review 3. Schedule an appointment for witnessing in Hong Kong 4. Submitted for review by the approvals department 5. Proceed with account opening after approval is completed

Witnessing / in-person interview

In-person verification visit to Hong Kong

Transfer limit（HKD）

Non-designated 100w + designated 500W

Indicative counter/witnessing fees（HKD）

Limited-time discount before the 10.31 (regular price 2300 HKD; special industries or nationalities 10300 HKD)

Information Provided

Online banking

Notes and Reminders

1. Search fee of $2300 will be deducted from the HKD cheque account/multi-currency account after the account is opened (limited-time waiver) 2. Outgoing wire transfer fee $100; incoming wire transfer fee $60 3. Outgoing local CHATS fee $75; incoming fee $15 4. No management fee with an average balance of at least HKD100,000; below 100,000, the management fee is HKD250/month. Any bank charges and account requirements (if applicable) are channel information for 2026/10 only, and are not uniform bank policies; please refer to the bank's written notice.

Potential Issues Flagged

• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Hong Kong company's CR, BR, NNC1/NAR1, audit report (required if established more than 18 months ago) 2. Directors' and shareholders' ID cards, travel permit for Hong Kong and Macao/passports, personal bank statements for the past three months 3. Bank KYC 4. Shareholder's personal bank statements (salary account), social security record from current employment (past six months) + CV 5. Hong Kong company's business plan: include how the directors' work experience and education relate to the company's business, expected sales, number of employees, types and locations of transaction counterparties (e.g. buyers and suppliers), and how upstream/downstream customers will be acquired

Estimated Processing Time

About 4 weeks

Application Process

1. We first conduct a preliminary review of the documents you submit 2. Bank’s initial review 3. Schedule an appointment for witnessing in Hong Kong 4. Submitted for review by the approvals department 5. Proceed with account opening after approval is completed

Witnessing / in-person interview

In-person verification visit to Hong Kong

Transfer limit（HKD）

Non-designated 100w + designated 500W

Indicative counter/witnessing fees（HKD）

Limited-time discount before the 10.31 (regular price 2300 HKD; special industries or nationalities 10300 HKD)

Information Provided

Online banking

Notes and Reminders

1. Search fee of $2300 will be deducted from the HKD cheque account/multi-currency account after the account is opened (limited-time waiver) 2. Outgoing wire transfer fee $100; incoming wire transfer fee $60 3. Outgoing local CHATS fee $75; incoming fee $15 4. No management fee with an average balance of at least HKD100,000; below 100,000, the management fee is HKD250/month. Any bank charges and account requirements (if applicable) are channel information for 2026/10 only, and are not uniform bank policies; please refer to the bank's written notice.

Potential Issues Flagged

• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Hong Kong company's CR, BR, NNC1/NAR1, audit report (required if established more than 18 months ago) 2. Directors' and shareholders' ID cards, travel permit for Hong Kong and Macao/passports, personal bank statements for the past three months 3. Bank KYC 4. Related company's business licence 5. Related company's purchase and sales invoices for the past three months, main bank statements for the most recent 3 months, one purchase and sales contract with transport documents, and corporate income tax return (may be omitted if the customer's personal bank statements show 10W)

Estimated Processing Time

About 4 weeks

Application Process

1. We conduct a preliminary review of the documents 2. Submit documents for the bank's initial review 3. Bank approvals department review 4. Arrange witnessing after approval (fees payable on site) 5. Account opened

Witnessing / in-person interview

In-person verification visit to Hong Kong

Transfer limit（HKD）

Non-designated 200W + Designated 2000W

Indicative counter/witnessing fees（HKD）

1700 HKD (payable after approval)

Information Provided

No encoder; download the Dah Sing app and activate online banking on the day of witnessing, or wait for the PIN letter

Notes and Reminders

1. No management fee with an average balance of at least HKD30,000; below 30,000, the management fee is HKD100/month. 2. Incoming wire transfers: HKD60 per transaction. 3. Outgoing wire transfers: HKD130 per transaction. Any bank charges and account requirements (if applicable) are channel information for 2026/10 only, and are not uniform bank policies; please refer to the bank's written notice.

Potential Issues Flagged

• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Hong Kong company's CR, BR, NNC1/NAR1, audit report (required if established more than 18 months ago) 2. Directors' and shareholders' ID cards, travel permit for Hong Kong and Macao/passports, personal bank statements for the past three months 3. Bank KYC 3. Business plan (company's projected industry: - Why start a business? What is the business opportunity? - How will you find and contact potential customers? - Expected official business launch date? - How will the company operate? Include: Projected capital investment, estimated annual transaction volume and payment channels, expected revenue and profit, countries of buyers and sellers, and how goods will be shipped) 4. Director's HKD 100,000 proof of funds (maintain the balance for the most recent 1 months; required before witnessing) 5. Directors'/shareholders' proof of employment in mainland China (social security record/employment contract + salary records)

Estimated Processing Time

About 4 weeks

Application Process

1. We conduct a preliminary review of the documents 2. Submit documents for the bank's initial review 3. Bank approvals department review 4. Arrange witnessing after approval (fees payable on site) 5. Account opened

Witnessing / in-person interview

In-person verification visit to Hong Kong

Transfer limit（HKD）

Non-designated 200W + Designated 2000W

Indicative counter/witnessing fees（HKD）

1700 HKD (payable after approval)

Information Provided

No encoder; download the Dah Sing app and activate online banking on the day of witnessing, or wait for the PIN letter

Notes and Reminders

1. No management fee with an average balance of at least HKD30,000; below 30,000, the management fee is HKD100/month. 2. Incoming wire transfers: HKD60 per transaction. 3. Outgoing wire transfers: HKD130 per transaction. Any bank charges and account requirements (if applicable) are channel information for 2026/10 only, and are not uniform bank policies; please refer to the bank's written notice.

Potential Issues Flagged

• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Hong Kong CI, BR, NNC1/NAR1, articles of association 2. Directors' and shareholders' identity cards, passports/travel permit for Hong Kong and Macao 3. Directors' and shareholders' personal bank statements for the past 3 months 5. Bank KYC form 6. One set each of intended purchase and sales contracts (avoid too many terms and conditions and errors in names, addresses, amounts, etc.)

Estimated Processing Time

5–6 weeks

Application Process

1. Initial review once documents are complete 2. Schedule witnessing (one week) 3. Bank review (4 weeks) 4. Account opened; wait for the password letter

Witnessing / in-person interview

In-person verification visit to Hong Kong

Transfer limit（HKD）

Non-designated 200W + Designated 2000W

Indicative counter/witnessing fees（HKD）

1000 HKD

Information Provided

Online banking, password letter

Notes and Reminders

1. Account search fee 1000 2. Incoming wire transfer service fee (international) $65 HKD 3. Outgoing wire transfer service fee (international) $120 HKD; add $200 for Chinese-language wire transfers Any bank charges and account requirements (if applicable) are channel information for 2026/10 only, and are not uniform bank policies; please refer to the bank's written notice.

Potential Issues Flagged

• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Hong Kong company's Business Registration Certificate (BR), NAR1 // Certificate of Incumbency (COI) for directors of non-Hong Kong companies (issued within the past three months) 2. Certificate of Incorporation (CI), Memorandum and Articles of Association (M&A) 3. Identification documents for directors, natural-person shareholders holding 25% or more, and online banking users (Mainland China ID card + travel permit for Hong Kong and Macao or passport) // (foreign ID card or passport + proof of address) 4. Bank statements for the shareholders, company or related companies for the past three months (bearing the bank's stamp) 5. CVs of directors and shareholders (from graduation onward) 6. Documents for two sets of different main suppliers and customers: contracts, receipts/invoices, bills of lading/waybills, customs declarations, and bank payment receipts (please provide matching documents for each transaction) 7. Lease for the company's (or related company's) business premises or business licence 8. Audit report (if operating for more than one year) 9. Business plan—if there are no documents showing business operations 10. KYC questionnaire checklist (sent as an email attachment)

Estimated Processing Time

6–8 weeks

Application Process

1. We first conduct a preliminary review of the documents you submit 2. Submit the documents to the bank for its initial review 3. Confirm the in-person appointment time with you 4. Bank’s internal review 5. Proceed with account opening after approval

Witnessing / in-person interview

In-person verification visit to Hong Kong

Transfer limit（HKD）

Unlimited

Indicative counter/witnessing fees（HKD）

Account-opening fee (automatically deducted after successful account opening) HKD 10,000 Company search fee HKD 150 (Hong Kong company) // HKD 2,000 (company registered overseas) Annual review fee HKD 5,000

Information Provided

Online banking, password letter

Notes and Reminders

Requirements: Hong Kong company account balance: HKD 100W; non-Hong Kong company: HKD 300W 1. Incoming telegraphic transfer: HKD 65 per transaction Outgoing telegraphic transfer: HKD 115 per transaction Bank charges and account requirements, if any, are channel reference information for 2026-10, not a uniform bank policy; refer to the bank’s written notice.

Potential Issues Flagged

• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Hong Kong CI, BR, NNC1/NAR1, audit report 2. Directors' and shareholders' ID cards, passports/travel permit for Hong Kong and Macao (those holding 10% or more must provide documents and attend witnessing) + directors' personal bank statements for the past six months 3. Related company's business licence + bank statements for the past six months + audit report/corporate income tax return + VAT return 4. Sales contract + invoice + bank receipt (for foreign trade, please provide bills of lading and customs declarations) 5. Purchase contract + invoice + bank receipt 6. Bank KYC

Estimated Processing Time

6–8 weeks

Application Process

1. We conduct a preliminary review of the application 2. Bank's initial review 3. Schedule witnessing in Hong Kong 4. Submit for review by the approvals department 5. Account opened after approval

Witnessing / in-person interview

In-person verification visit to Hong Kong

Transfer limit（HKD）

2,000,000 HKD limit

Indicative counter/witnessing fees（HKD）

1350 HKD

Information Provided

Password letter

Notes and Reminders

1. Management fee: HKD120/month (waived if the balance exceeds 5W) 2. Outgoing wire transfer fee $120; incoming wire transfer fee $60 3. Outgoing local CHATS fee $5–10 Any bank charges and account requirements (if applicable) are channel information for 2026/10 only, and are not uniform bank policies; please refer to the bank's written notice.

Potential Issues Flagged

• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1) Identity documents and travel permits of directors, principal shareholders, and signatories 2) Hong Kong Certificate of Incorporation, Business Registration Certificate, Incorporation Form (NNC1) / Annual Return (NAR1) 3) Business licences of affiliated companies 4) Qichacha reports for affiliated companies 5) Main bank statements of affiliated companies for the past 3 months 6) Phone number and email address of the principal signatory 7) Company correspondence address E-commerce businesses should mainly provide the following documents: 1) Identity documents and travel permits of directors, principal shareholders, and signatories 2) Hong Kong Certificate of Incorporation, Business Registration Certificate, Incorporation Form (NNC1) / Annual Return (NAR1) 3) Screenshots of the e-commerce platform showing shareholder information 4) E-commerce platform transaction records for the past 3 months 5) Phone numbers and email addresses of shareholders (holding more than 25%), directors, and signatories 6) Company correspondence address

Estimated Processing Time

3 weeks

Application Process

1. Initial review once documents are complete 2. Schedule witnessing (one week) 3. Bank review (two weeks) 4. Account opened

Witnessing / in-person interview

Hong Kong

Transfer limit（HKD）

Registered 20,000,000 Not registered 5,000,000

Indicative counter/witnessing fees（HKD）

1500 HKD (a reduction may currently be requested for witnessing in Hong Kong; any changes will be notified separately)

Information Provided

Security token

Notes and Reminders

1. Bank account search fee: HKD1500 (currently, a waiver may be applied for when witnessing in Hong Kong; any changes will be notified separately) 2. Management fee waived 3. Incoming wire transfer 6 0 H K D /per transaction 4. Outgoing wire transfer 150 HKD/per transaction 5. No transfer limit Any bank charges and account requirements (if applicable) are channel information for 2026/10 only, and are not uniform bank policies; please refer to the bank's written notice.

Potential Issues Flagged

• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Identity documents for directors, principal shareholders, and signatories 2. Hong Kong Certificate of Incorporation, Business Registration Certificate, and Incorporation Form (NNC1) / Annual Return (NAR1) 3. The customer’s bank statements for the past 3 months (minimum balance of 100,000 HKD; bank statements or other proof of deposits accepted. If providing bank statements, only a balance of 500,000 HKD for the past half month is required; applicants with less than 50W may try) 4. Social security records from current employment (relevant industry, past six months) 5. Letter of intent 6. Phone numbers and email addresses of shareholders (holding more than 25%), directors, and signatories 7. Company correspondence address

Estimated Processing Time

3 weeks

Application Process

1. Initial review once documents are complete 2. Schedule witnessing (one week) 3. Bank review (two weeks) 4. Account opened

Witnessing / in-person interview

Hong Kong

Transfer limit（HKD）

Registered 20,000,000 Not registered 5,000,000

Indicative counter/witnessing fees（HKD）

1500 HKD (a reduction may currently be requested for witnessing in Hong Kong; any changes will be notified separately)

Information Provided

Security token

Notes and Reminders

1. Bank account search fee: HKD1500 (currently, a waiver may be applied for when witnessing in Hong Kong; any changes will be notified separately) 2. Management fee waived 3. Incoming wire transfer 6 0 H K D /per transaction 4. Outgoing wire transfer 150 HKD/per transaction 5. No transfer limit Any bank charges and account requirements (if applicable) are channel information for 2026/10 only, and are not uniform bank policies; please refer to the bank's written notice.

Potential Issues Flagged

• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Hong Kong CI, BR, NNC1/NAR1, articles of association 2. Director's ID card, passport/travel permit for Hong Kong and Macao 3. Mainland China company's business licence + RMB bank statements for the past three months + mainland China audit report (if available) 4. Mainland China company's USD bank statements for the past three months (if available) 5. Two sets of business documents, supported by invoices, bank receipts, and bills of lading (if available) 6. Personal bank statements for six months Hong Kong companies established for more than one year must provide an audit report/zero-filing acknowledgement

Estimated Processing Time

6 weeks

Application Process

1. We conduct a preliminary review of the documents 2. Submit for the bank's initial review 3. Schedule witnessing after approval 4. Account opened

Witnessing / in-person interview

In-person verification visit to Hong Kong

Transfer limit（HKD）

Unlimited

Indicative counter/witnessing fees（HKD）

1200 HKD

Information Provided

Security token

Notes and Reminders

Overseas company search fee: HKD 10000 Online banking setup fee: HKD 4000 First-year online banking service fee: HKD 6000; each subsequent year: HKD 6000 Bank fees and account requirements (if any) are channel references for 2026-10, not uniform bank policies; refer to the bank’s written notice.

Potential Issues Flagged

• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Hong Kong CI, BR, NNC1/NAR1 2. Directors' and shareholders' ID cards, passports/travel permit for Hong Kong and Macao + personal bank statements for the past six months 3. Related company's business licence + bank statements for the past six months 4. Sales contract + invoice + bank receipt 5. Purchase contract + invoice + bank receipt 6. Hong Kong company's intended contract 7. Bank KYC For foreign trade, please provide bills of lading and customs declarations For Hong Kong companies established for more than 18 months, an audit report is required

Estimated Processing Time

6 weeks

Application Process

1. We first conduct a preliminary review of the documents you submit 2. Manager’s initial review 3. Submit for approval; if approved, schedule an in-person appointment 4. Proceed with account opening after the in-person appointment

Witnessing / in-person interview

In-person verification visit to Hong Kong

Transfer limit（HKD）

200–20,000,000

Indicative counter/witnessing fees（HKD）

1300+150 HKD; account opening for a non-Hong Kong company 10,000 HKD

Information Provided

Liquid encoder

Notes and Reminders

Management fee waived if the balance is at least 100,000; if below 100,000, 200 Hong Kong dollars per month Incoming wire transfer: 65 Hong Kong dollars per transaction Outgoing wire transfer: 115 Hong Kong dollars per transaction Bank fees and account requirements (if any) are channel references only, as of 2026-10; they are not uniform bank policies. The bank’s written notice prevails.

Potential Issues Flagged

• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Hong Kong CI, BR, NNC1/NAR1, articles of association; provide share transfer/change documents if applicable. 2. Director's ID card, passport/travel permit for Hong Kong and Macao, entry slip, and personal bank statements for the past three months. 3. One set each of the company's intended purchase and sales contracts 4. Bank KYC form

Estimated Processing Time

3 weeks

Application Process

1. We conduct a preliminary review of the documents 2. Bank manager's initial review 3. Schedule witnessing in Hong Kong 4. Submit for review by the review department

Witnessing / in-person interview

In-person verification visit to Hong Kong

Transfer limit（HKD）

Non-designated: HKD 50,000,000/day Designated: HKD 500,000,000/day

Indicative counter/witnessing fees（HKD）

3200 HKD

Information Provided

Account card, encoder

Notes and Reminders

2. Management fee: 200 HKD; may be waived if the balance is at least 50,000. 3. Incoming telegraphic transfer 5 0 HKD per transaction 4. Outgoing telegraphic transfer 1 3 0 HKD per transaction Bank fees and account requirements, if any, are channel information for reference only as of 2026 / 10; they are not uniform bank policies. Refer to the bank’s written notice.

Potential Issues Flagged

• The original table mentions insurance arrangements; this is not an advertisement stating that purchase is mandatory. Verify against the bank’s written terms and follow the principle that customers act independently and voluntarily.
• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Hong Kong company registration documents (CI, BR, NNC1/NAR1, articles of association) 2. Director's ID card, travel permit for Hong Kong and Macao/passport, and social security contribution records for the past three years 3. Mainland China related company's business licence, bank statements for the past three months, and audit report 4. 1 sets of business documents (purchase contracts, sales contracts, invoices; domestic or foreign trade accepted) 5. Bank KYC For Hong Kong companies established for more than 18 months, provide a zero-filing acknowledgement or audit report

Estimated Processing Time

4–6 weeks

Application Process

1. We conduct an initial review of the application 2. After passing the initial review, it is sent to the manager for initial review 3. Schedule a telephone KYC, travel to Hong Kong for witnessing, and open a personal account at the same time 4. Submit for review by the approvals department 5. Account opened after approval

Witnessing / in-person interview

Hong Kong

Transfer limit（HKD）

Limit: Non-designated 2,000,000 Designated: 20,000,000HKD

Indicative counter/witnessing fees（HKD）

1500 HKD

Information Provided

Security token

Notes and Reminders

1. If the balance is below HKD50,000, a monthly service fee of HKD150–HKD250 applies 2. Transfer fees: incoming 70/outgoing 100 Any bank charges and account requirements (if applicable) are channel information for 2026/10 only, and are not uniform bank policies; please refer to the bank's written notice.

Potential Issues Flagged

• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Hong Kong company registration documents 2. ID cards, travel permit for Hong Kong and Macao and passports of directors and shareholders with beneficial ownership of 10% or more 3. Shareholders' personal bank statements (issued within the past six months) 4. Hong Kong company's bank statements (issued within the past six months) 5. Three sales contracts each with the Hong Kong company's customers and suppliers (amounts must match bank statements), with corresponding bills of lading and bank receipts 6. Hong Kong company's audit report or documents submitted to the Inland Revenue Department for zero filing (if the company is not newly established) If a shareholder holds a company in mainland China, please also provide the following documents (4.5 may be omitted): 7. Mainland company's business licence and bank statements (issued within the past six months); latest mainland company's VAT return + last year's income tax return + VAT return for month 12 (period to be confirmed) + tax payment certificate + social security contribution list 8. Three sales contracts and VAT invoices each between the mainland company and its customers and sellers (amounts must match bank statements) 9. Mainland company's financial reports (past three years) 10. If the mainland company's main business is an e-commerce platform, provide relevant materials such as platform settlement records, sales statistics, and proof of shipment

Estimated Processing Time

8 weeks

Application Process

1. Our initial review 2. Bank's initial review (blacklist screening and preliminary document review) 3. Schedule signing 4. Bank back-office review Account opened

Witnessing / in-person interview

In-person verification visit to Hong Kong

Transfer limit（HKD）

Unlimited

Indicative counter/witnessing fees

None

Information Provided

Security token

Notes and Reminders

Average daily balance in the management fee account below 200,000, monthly fee of 300 Hong Kong dollars Incoming wire transfer: 55 Hong Kong dollars Outgoing wire transfer: 200 Hong Kong dollars B: Domestic company with turnover above 30 million / Hong Kong monthly average balance of USD 300,000 + personal account opening Bank fees and account requirements (if any) are channel references only, as of 2026-10; they are not uniform bank policies. The bank’s written notice prevails.

Potential Issues Flagged

• The original table mentions insurance/product arrangements; this is not an advertisement stating that purchase is mandatory. Verify against the bank’s written terms and follow the principle that customers act independently and voluntarily.
• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Complete set of US company documents 2. Director's passport and ID card, and personal bank statements for the past three months 3. Related company's business licence + bank statements for the past six months (if available) 4. One intended purchase contract and one intended sales contract for the US company 5. KYC form 6. US phone number (must be able to receive verification codes) 7. Proof of US address (must be able to receive mail, and the address must not be used by more than 3 companies)

Estimated Processing Time

2–3 weeks

Application Process

1. Bank preliminary review (manager assigned) 2. Witnessing in the US 3. Activate online banking (ZOOMMEETING video call)

Witnessing / in-person interview

U.S. witnessing

Transfer limit（USD）

500,000 USD

Indicative counter/witnessing fees

None

Information Provided

Online banking

Notes and Reminders

1. The original table describes this as “100,000 USD account-opening activation deposit” 2. Account-opening search fee: 0 search fee 3. Account management fee: 95 USD (waived if a deposit of USD 300,000 is maintained) 4. Account currency: USD only 5. Applicants from all US states are accepted 6. Foreign nationals are accepted 7. Fee for receiving funds 0; fee for domestic US transfers 0 8. Supports Zelle transfers, ACH transfers, and international wire transfers Any bank charges and account requirements (if applicable) are channel information for 2026/10 only, and are not uniform bank policies; please refer to the bank's written notice.

Potential Issues Flagged

• The original table’s daily limit column header says HKD, but the limit in this row is marked USD; the actual unit, USD, applies.
• The nature of the “100,000 USD account-opening activation funds” is subject to written confirmation from the bank; they are not presented as a service fee.
• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Complete registration documents for the US company 2. Identity documents and passports for signatories and owners holding 25% or more, together with bank statements for the past three months 3. Ultimate beneficial owner's CV and phone bill 4. Related company's certificate of incorporation 5. Bank statements for the past three months (for a newly registered business, statements may be provided for the parent company, subsidiaries and/or owners) 6. Proof of the company's actual business address 7. Two sets of proof of business activities (if available) 8. Bank KYC

Estimated Processing Time

4 weeks

Application Process

1. Bank preliminary review 2. Video witnessing 3. Account opened after back-office approval 4. Signature documents sent to the US by post

Witnessing / in-person interview

Mailing documents

Transfer limit

Account balance is the limit

Indicative counter/witnessing fees（USD）

1000 US dollars

Information Provided

Online banking

Notes and Reminders

1. Account management fee: 150 USD/month; waived with a balance of USD 100,000 2. AHC outgoing payments are initiated in BusinessExpress; 1–10 transactions are free, and 11 or more transactions cost 4 USD per transaction 3. ACH incoming payments: 1–10 transactions are free, and 11 or more transactions cost 4 USD per transaction 4. Wire transfers: outgoing domestic US and USD wire transfers cost 20 USD per transaction; telegraph fee 20 USD per transaction 5. Incoming domestic US and USD wire transfers cost 10 USD per transaction Any bank charges and account requirements (if applicable) are channel information for 2026/10 only, and are not uniform bank policies; please refer to the bank's written notice.

Potential Issues Flagged

• The original table’s daily limit column header says HKD, but this row does not directly state the currency of the limit; no currency is inferred for now, pending written confirmation from the bank.
• The original table’s counter service fee column header says HKD, but the amount in this row is marked USD; the actual unit, USD, applies.
• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Complete registration documents for the Singapore/Hong Kong/offshore company 2. Directors' and shareholders' identity cards, passports/travel permit for Hong Kong and Macao, and bank statements for the past three months 3. Related company's registration documents and bank statements for the past six months 4. Two sets of sales contracts, supported by customs declarations, bills of lading, and bank statements showing fund transfers (bank receipts) 5. Two sets of purchase contracts, supported by VAT invoices and bank statements showing fund transfers (bank receipts) 6. KYC questionnaire

Estimated Processing Time

8 weeks

Application Process

1. Manager's initial review 2. Video KYC 3. Schedule witnessing 4. Await account opening

Witnessing / in-person interview

In-person witnessing in Singapore, Hong Kong, Beijing, Shanghai, Guangzhou, and Shenzhen

Transfer limit

Unlimited

Indicative counter/witnessing fees

None

Information Provided

Online banking

Notes and Reminders

1. Parent company must have revenue of at least 10,000,000 USD 2. When opening an overseas account, the customer must be willing to complete KYC or open an account with Citi in mainland China at the same time 1. Average daily balance of 100,000 USD or more; if the monthly average daily balance falls below this amount, a monthly fee of 100 USD applies 2. Incoming wire transfer: free 3. Outgoing wire transfer: 20 SGD per transaction Any bank charges and account requirements (if applicable) are channel information for 2026/10 only, and are not uniform bank policies; please refer to the bank's written notice.

Potential Issues Flagged

• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Complete registration documents for the Singapore/Hong Kong/offshore company 2. Directors' and shareholders' identity cards, passports/travel permit for Hong Kong and Macao, and bank statements for the past three months 3. Related company's registration documents and bank statements for the past six months 4. Two sets of sales contracts, supported by customs declarations, bills of lading, and bank statements showing fund transfers (bank receipts) 5. Two sets of purchase contracts, supported by VAT invoices and bank statements showing fund transfers (bank receipts) 6. KYC questionnaire

Estimated Processing Time

12 weeks

Application Process

1. Manager's review 2. Complete the application form after passing the initial review 3. Have the signature form witnessed by a lawyer and send it to Singapore by post 4. Await approval 5. Account opened

Witnessing / in-person interview

Domestic branch or lawyer witnessing

Transfer limit

Manager, depending on the customer’s specific circumstances

Indicative counter/witnessing fees

Pending Confirmation

Information Provided

Pending Confirmation

Notes and Reminders

Any bank fees and account requirements are for channel reference only for 2026/10; they are not universal bank policy and are subject to written notification from the bank.

Potential Issues Flagged

• The original table does not provide information about counter service fees; this is pending supplementation or subject to the bank’s written notice.
• The original table does not provide information about documents to be received; this is pending supplementation or subject to the bank’s written notice.
• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Singapore company documents: certificate of incorporation, registration document, articles of association 2. Background company documents ① Business licence for a related mainland China company that has been established for at least 2 years (provide its website if available); ② Company bank statements for the past 3 months, stamped by the bank; Excel files are not accepted; ③ 2 sets of purchase documents: contracts, invoices, bank payment receipts; ④ 2 sets of sales documents: contracts, invoices, bills of lading, bank payment/receipt slips, and overseas customer website; 3. Personal documents for shareholder/director: passport + ID card + CV + bank account-opening questionnaire

Estimated Processing Time

8 weeks

Application Process

1) Prepare and submit account-opening review documents to the bank; 2) The bank’s standard review takes about 1 week; 3) After approval, schedule a video witnessing appointment; 4) After the video appointment, have a CPA certify the company documents and identity documents and send them to OCBC Singapore; 5) The account is usually opened about 3–4 weeks after the bank receives the documents.

Witnessing / in-person interview

Video

Transfer limit

Unlimited

Indicative counter/witnessing fees

No search fee for opening a Singapore company account

Information Provided

Online banking

Notes and Reminders

Fees: 1. Other overseas company registry search fee: 2000 USD 2. Average monthly balance: USD30000 (if the amount is below USD25000, a monthly fee of USD250 will be charged) 3. Outgoing wire transfer: 1.25‰, with no upper cap 4. Incoming wire transfer: 10 Singapore dollars Bank fees and account requirements, if any, are channel reference information for 2026/10, not a uniform bank policy; the bank’s written notice governs.

Potential Issues Flagged

• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. Registration documents for the Singapore/Hong Kong company 2. Directors' and shareholders' identity cards, passports, bank statements for the past six months, and CVs 3. Records of intended contracts/email correspondence with Singapore or Southeast Asia 4. Singapore company's lease and audit report (if available) Related company documents: 1. Business licence, bank statements for the past six months, and financial statements/audit report 2. Two sets of purchase and sales documents with Singapore or Southeast Asia (contracts, bills of lading, corresponding bank receipts) 3. Bank KYC

Estimated Processing Time

8–10 weeks

Application Process

1. We collect the documents and conduct an initial review 2. Bank telephone KYC 3. Once the documents are complete, schedule witnessing in mainland China or with United Overseas Bank in Singapore (2 weeks or so) 4. Account-opening approval (4–5 weeks) 5. Account-opening documents sent by post

Witnessing / in-person interview

Witnessing at United Overseas Bank in mainland China / Singapore

Transfer limit

Unlimited

Indicative counter/witnessing fees（SGD）

1000 Singapore dollars

Information Provided

Online banking / Security token available on request

Notes and Reminders

1. Account-opening fee: 1000 SGD () 2. Annual account fee: 35 SGD 3. If the average daily balance for the month is below 10,000 SGD, a management fee of 35 SGD applies Any bank charges and account requirements (if applicable) are channel information for 2026/10 only, and are not uniform bank policies; please refer to the bank's written notice.

Potential Issues Flagged

• The original table’s counter service fee column header says USD, but the amount in this row is marked SGD; the actual unit, SGD, applies.
• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

I. Newly established Macau company with a mainland China affiliate 1. Business Registration Certificate issued within the past 3 months and Articles of Association; tax registration forms (M1 and M8); 2.Shareholder information: Identity cards and passports of all individual shareholders and directors (if no passport, provide an Exit-Entry Permit for Travelling to and from Hong Kong and Macao), and proof of each person's residential address (utility bill or bank statement showing the address, valid within the past three months) 3.Bank statements for the affiliate for the past six months 4. 2 sets of business documents for transactions carried out by the company in the past six months, including purchase contracts, invoices, corresponding sales contracts, bills of lading and customs declarations, and bank payment receipts (for domestic trading companies, provide purchase and sales contracts, with the corresponding VAT invoices) 5.Bank KYC form II. Newly established Macau company without a mainland China affiliate 1. Business Registration Certificate issued within the past 3 months and Articles of Association; tax registration forms (M1 and M8); 2. Shareholder information: Identity cards and passports of all individual shareholders and directors (if no passport, provide an Exit-Entry Permit for Travelling to and from Hong Kong and Macao), and proof of each person's residential address (utility bill or bank statement showing the address, valid within the past three months) 3.Background information on the shareholders (including CVs and industry experience), employment contracts, and social insurance contribution records for the past 3 years 4. 1-2 invoices for transactions expected to take place within the next 2 months 5.Bank KYC form

Estimated Processing Time

5–6 weeks

Application Process

1. We conduct a preliminary review first 2. Bank’s initial review 3. Schedule a signing appointment 4. Account opening after approval 5. After your account is approved, please ask our staff if you would like to know what additional information may be required

Witnessing / in-person interview

Macau, Zhuhai, Guangzhou

Transfer limit（HKD）

Daily online banking limit: HKD 100,000 Daily transfer limit for wire transfer instruction letters: No limit

Indicative counter/witnessing fees

None

Information Provided

Online banking

Notes and Reminders

Remittance fees: 1.Local Macau/each transaction EUR/USD: HKD240-1000 HKD: 90 MOP: HKD90 2.Outside Macau/( 0.1% of the remittance amount) EUR/USD: HKD240-1000 HKD: HKD240-1000 MOP: None Urgent remittance (arrives at beneficiary bank early the next day): EUR/USD: HKD200 HKD: HKD200 MOP: None The above fees include our cable/message charges. Ordinary remittances arrive at the beneficiary bank on T+2 (except local Macau pataca and Hong Kong dollar remittances in Macau); urgent remittances arrive at the beneficiary bank early the next day. Bank fees and account requirements, if any, are channel references for 2026/10 and are not uniform bank policies; refer to the bank’s written notice.

Potential Issues Flagged

• The original table’s daily limit column header says USD, but the limit in this row is stated in Hong Kong dollars; the actual unit, HKD, applies.
• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

I. Newly established Hong Kong company with a mainland China affiliate 1.Complete set of Hong Kong company incorporation documents 2.Shareholder information: Identity cards and passports of all individual shareholders and directors (if no passport, provide an Exit-Entry Permit for Travelling to and from Hong Kong and Macao), and proof of each person's residential address (utility bill or bank statement showing the address, valid within the past three months) 3.Bank statements for the affiliate for the past six months 4. 2 sets of business documents for transactions carried out by the company in the past six months, including purchase contracts, invoices, corresponding sales contracts, bills of lading and customs declarations, and bank payment receipts (for domestic trading companies, provide purchase and sales contracts, with the corresponding VAT invoices) 5.Bank KYC form II. Newly established Hong Kong company without a mainland China affiliate 1.Complete set of Hong Kong company incorporation documents 2.Shareholder information: Identity cards and passports of all individual shareholders and directors (if no passport, provide an Exit-Entry Permit for Travelling to and from Hong Kong and Macao), and proof of each person's residential address (utility bill or bank statement showing the address, valid within the past three months) 3.Background information on the shareholders (including CVs and industry experience), employment contracts, and social insurance contribution records for the past 3 years 4. 1-2 invoices for transactions expected to take place within the next 2 months 5.Bank KYC form

Estimated Processing Time

5–6 weeks

Application Process

1. We conduct a preliminary review first 2. Bank’s initial review 3. Schedule a signing appointment 4. Account opening after approval 5. After your account is approved, please ask our staff if you would like to know what additional information may be required

Witnessing / in-person interview

Macau, Zhuhai, Guangzhou

Transfer limit（HKD）

Daily online banking limit: HKD 100,000 Daily transfer limit for wire transfer instruction letters: No limit

Indicative counter/witnessing fees

None

Information Provided

Online banking

Notes and Reminders

Remittance fees: 1.Local Macau/each transaction EUR/USD: HKD240-1000 HKD: 90 MOP: HKD90 2.Outside Macau/( 0.1% of the remittance amount) EUR/USD: HKD240-1000 HKD: HKD240-1000 MOP: None Urgent remittance (arrives at beneficiary bank early the next day): EUR/USD: HKD200 HKD: HKD200 MOP: None The above fees include our cable/message charges. Ordinary remittances arrive at the beneficiary bank on T+2 (except local Macau pataca and Hong Kong dollar remittances in Macau); urgent remittances arrive at the beneficiary bank early the next day. Bank fees and account requirements, if any, are channel references for 2026/10 and are not uniform bank policies; refer to the bank’s written notice.

Potential Issues Flagged

• The original table’s daily limit column header says USD, but the limit in this row is stated in Hong Kong dollars; the actual unit, HKD, applies.
• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. ID card + travel permit for Hong Kong and Macao + border crossing slip + 100W proof of funds (if no proof of assets is available, HSBC One requires the card to be mailed) 2. Bank KYC

Estimated Processing Time

1–3 days

Application Process

Book 1-3 days in advance and get an account the same day

Witnessing / in-person interview

In-person verification visit to Hong Kong

Transfer limit（HKD）

100W

Indicative counter/witnessing fees

None

Information Provided

Bank cards

Notes and Reminders

1. HSBC One: no management fee (card must be mailed) 2..HSBC Premier: monthly fee of HKD380 if the account balance is below HKD 1,000,000 Any bank charges and account requirements (if applicable) are channel information for 2026/10 only, and are not uniform bank policies; please refer to the bank's written notice.

Potential Issues Flagged

• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. ID card + travel permit for Hong Kong and Macao + border crossing slip 2. Bank KYC Note: On the account-opening date, a deposit of at least HKD1W is required, and at least one of the following must also apply: a. You are an existing Standard Chartered customer overseas (assets of at least HKD500,000); b. You are an existing customer of another bank or institution in Hong Kong (assets of at least HKD50,000, account held for more than six months): c. You hold a Hong Kong visa (including for work or study); d. You already have a Hong Kong ID card or are applying for a Hong Kong immigration scheme; e. You own property or are starting a business in Hong Kong; f. You provide proof of assets equivalent to at least HKD50W Deposit 10000 on site

Estimated Processing Time

2–3 days

Application Process

Book 2-3 days in advance and get an account the same day

Witnessing / in-person interview

In-person verification visit to Hong Kong

Transfer limit（HKD）

100W

Indicative counter/witnessing fees

None

Information Provided

Bank cards

Notes and Reminders

1. No management fee for the first six months; after that, you may apply to downgrade the account to continue to be exempt from the management fee 2. Local transfers: free 3. Telegraphic transfers: online banking remittances cost HKD120–150 per transaction 4. On the account-opening date, a deposit of at least HKD5K is required, and at least one of the following must also apply: a. You are an existing Standard Chartered customer overseas (including mainland China); b. You are an existing customer of another bank or institution in Hong Kong; c. You subscribe to products worth more than HKD1W on the account-opening date; d. You hold a Hong Kong visa (including for work or study); e. You already have overseas status or are applying for an immigration scheme; f. You own property or are starting a business in Hong Kong; g. You provide proof of assets equivalent to at least HKD50W: Any bank charges and account requirements (if applicable) are channel information for 2026/10 only, and are not uniform bank policies; please refer to the bank's written notice.

Potential Issues Flagged

• The original table lists subscribing to a product as one of the conditions on the account-opening date; this is not an advertisement stating that purchase is mandatory. Verify against the bank’s written terms and follow the principle that customers act independently and voluntarily.
• The source table lists 5,000 HKD and 10,000 HKD for the in-person deposit on the account-opening date, creating a conflict that requires written confirmation from the bank.
• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. ID card, passport, border crossing slip, proof of address 2.10W proof of assets 3. Deposit HKD100 on site

Estimated Processing Time

1–3 days

Application Process

Book 2-3 days in advance and get an account the same day

Witnessing / in-person interview

In-person verification visit to Hong Kong

Transfer limit（HKD）

100W

Indicative counter/witnessing fees

None

Information Provided

Bank cards

Notes and Reminders

Provide proof of assets equivalent to at least HKD 500,000. Any bank fees and account requirements (if applicable) are channel-specific references for 2026-10 only, not uniform bank policies; the bank’s written notice prevails.

Potential Issues Flagged

• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

Source:Channel information for 2026 / 10

Account-Opening Documents

1. ID card, travel permit for Hong Kong and Macao, border crossing slip 2.10W proof of assets (proof of financial assets)

Estimated Processing Time

1–3 days

Application Process

Book one week in advance and get an account the same day

Witnessing / in-person interview

In-person verification visit to Hong Kong

Transfer limit（HKD）

100W

Indicative counter/witnessing fees

None

Information Provided

Bank cards

Notes and Reminders

Provide proof of assets equivalent to at least HKD 100,000. Any bank fees and account requirements (if applicable) are channel-specific references for 2026-10 only, not uniform bank policies; the bank’s written notice prevails.

Potential Issues Flagged

• Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.