Check the requirements and documents before applying to open an account.

No. Rengangyongsheng (Hong Kong) Limited provides third-party account-opening appointment and document-preparation coordination services. It does not represent bank approval and does not claim official bank authorization, guaranteed acceptance, or guaranteed account opening.

该承诺仅针对本Company account opening预约服务费，不代表保证Bank批准开户。Bank查册、见证、公证、快递或其他第三方实际收费，以及Account存款and结余要求，不属于本Company服务费；如涉及，由Drew预约前书面Description并经您确认。 Payment triggers and deliverables will be explained in writing before engagement.

You may inquire; whether to accept the application is decided by the specific bank. The materials list different versions for affiliated, unaffiliated, and e-commerce businesses. A newly established company may prepare a genuine business plan, directors' backgrounds, and information on funds and potential transactions; do not falsify evidence of operations or transactions.

Not necessarily. Some banks or products accept applications using designated travel documents or passports, but impose conditions relating to residence, age, identity, and application location. Confirm with the target bank whether an in-person visit to Hong Kong is required and whether non-residents are accepted.

Requirements vary by bank, product, and applicant circumstances. Some products require a recent statement, while other verification methods may be accepted. Prepare a document showing the same name and address, and check the required document type and validity period against the target bank’s current list; “three months” is not a universal requirement across all banks.

No. Remote, video, or cross-border witnessing may be used only where the bank expressly supports it and confirms that it applies to the specific case. The bank may still require originals, additional verification, an interview, or an in-person visit. A third-party appointment does not mean identity verification has been completed.

Banks do not have a single timeframe that applies to all applications. The times listed in the attachments on this site are based on channel information from 2026年10月 and are for reference only; for example, “several weeks” is not a guaranteed timeframe. Additional document requests, ownership structure, business risk, appointment availability, and bank review all affect processing time.

No. Limits vary by account, channel, payee registration, and authorization settings; bank fees and deposit balance requirements may also change. This site preserves the original currencies and notes conflicting information. Before making an appointment or depositing funds, obtain the latest written information from the bank.

A digital bank must hold an applicable banking licence. Electronic money, stored-value wallets, and payment institutions do not become banks by offering account-like services. Deposit protection depends on the legal entity, product, and rules in the relevant jurisdiction; it cannot be determined from the words “digital” or the app brand alone.

No. An EIN is only one item of tax identification information. The bank may still verify the company's status, business address, authorized persons, beneficial owners, actual business activities, U.S. contacts, and identity. Obtaining an EIN does not mean an account is certain to be opened, and foreign companies may not qualify for remote applications.

Do not treat product arrangements mentioned in the information as account-opening conditions for all banks, or purchasing a product as a guarantee of account opening. If relevant to your case, ask the bank to explain the product and account requirements in writing, and decide with full knowledge and of your own free will.

The initial appointment form collects only non-sensitive contact details and requirements and does not support identity document uploads. Please do not send passwords or verification codes. After confirming the consultation and establishing an engagement, submit the necessary documents through the secure method confirmed by Drew and the bank.