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EuropeItalyLicensed-entity research

UniCredit S.p.A.

UniCredit S.p.A. (an Italian joint-stock company; not a generic term for brands owned by UniCredit Group)

UniCredit S.p.A. is an Italian credit institution listed in the ECB register of supervised entities. UniCredit’s website describes it as the parent company of a banking group and lists its registered head office in Milan. Its Italian retail website offers accounts for individuals and businesses, but public information does not establish that it generally accepts non-residents of Italy, non-Italian residents or foreign companies.

Regulator
European Central Bank (ECB, prudential supervision of significant banks); Banca d’Italia (Italy’s supervisory registers and national supervisory functions)
Check date
2026-10-26
Verify status
Some information remains to be confirmed: The ECB list of supervised entities specifically lists UniCredit S.p.A. (CI, Italy, LEI 549300TRUWO2CD2G5692), but no claim is made that the entity's current standalone record or separate licence number has been obtained from the Bank of Italy register. The bank's public information confirms Italian personal/business account products, some fees, and online/branch application information; account eligibility for foreign non-resident individuals and foreign-incorporated companies, acceptable addresses/documents, specific identity verification methods and the business documentation checklist have not been publicly confirmed and require written verification with the bank.

Research scope and official resources

Topic number:europe-unicredit-spa

Selected from among large Italian banks according to The Banker Top 1000 World Banks 2026 (Tier 1 capital basis) in selection.json. This ranking reference is used to select institutions for research; it does not represent a specific ranking for UniCredit S.p.A., account-opening eligibility, licence verification, or a current global top 100 ranking.

Bank’s official website

Personal Eligibility and Documents

UniCredit states that new customers can apply online for a Genius personal account and existing customers can book an appointment at a branch. However, the Genius page reviewed does not publish a complete list of applicant residence, nationality, tax residency or account-opening identity-document requirements, or rules for accepting non-residents. Its Conto di Base is expressly intended for consumers legally resident in the EU, and applicants must not already hold another basic payment account; this does not establish that all UniCredit accounts are available to all non-residents. Personal account products are available to Italian residents, but detailed identity, tax residency, risk assessment and approval conditions remain subject to the bank’s current review. Public information does not confirm whether applicants living outside Italy, non-EU residents or people without Italian residency status can apply for an ordinary account, which products they may apply for or whether they must visit a branch in Italy; this should be confirmed with the bank in writing.

Personal information publicly disclosed or identified

  • The bank’s public Genius and Conto di Base product information does not fully list all application documents; the bank pages readable for this review are insufficient to characterize any particular set of documents as the bank’s publicly issued complete policy list.
  • General preparation suggestions (not a verified UniCredit-specific policy): Valid identification or passport, Italian tax number (codice fiscale), proof of current residential address and residence status, tax residence self-certification, and occupation/income and source-of-funds documents as requested by the bank on a case-by-case basis. First confirm with the bank the identification it accepts from non-residents, document language/certification, proof of address and original-document requirements.
  • If applying for Conto di Base and claiming the fee exemption listed on the page, the bank’s page requires a declaration, subject to the relevant conditions, that you do not hold another basic account, and a valid ISEE or self-declaration of pension amount. These documents are for the stated discount conditions, not a general list of documents required to open an ordinary account.

Company eligibility and documents

The official website lists various Italian business account products for companies, professionals, and nonprofit organizations, and states that these products are marketed by UniCredit S.p.A. The page does not say whether foreign-registered companies, Italian nonresident businesses, or foreign branches can open accounts, and it does not list restrictions by legal form, place of business, tax residence, or industry. The product catalogue must not be treated as a promise that the products are available to foreign companies; the bank should confirm the specific legal entity, purpose of the account, and service jurisdiction before eligibility is assessed.

Company information publicly disclosed or identified

  • The bank’s business product catalogue does not publish a list of documents for opening an account for a foreign legal entity. The following are therefore general preparation suggestions, not UniCredit policy: company registration/existence documents; articles of association or constitutional documents; an explanation of business activities and account purpose; board/authorization resolutions; identification for signatories and authorized representatives; and information about the company’s registered office and place of business.
  • General preparation suggestion (not a published checklist of the bank): An ownership and control structure chart, information on direct and ultimate beneficial owners (UBOs), tax numbers/tax-residency self-certifications for the company and relevant individuals, and verifiable documents concerning the business, income, and source of funds intended for deposit. The bank may request additional documents depending on the entity structure, risk, and product; confirm in writing the translation, notarization, certification, and validity-period requirements for foreign documents.

Address, tax, and remote / witnessed procedures

Address and tax

UniCredit lists its registered head office as Piazza Gae Aulenti 3 - Tower A, 20154 Milano; this is the bank’s address, not an address requirement for customers. The Italian Revenue Agency explains that foreign individuals may apply for an Italian tax identification number depending on their circumstances. Non-resident individuals may apply through the Italian consular authority in their country of residence; applications in Italy require the relevant proof of identity, and non-EU nationals must also prove that they have the right to stay legally (including temporarily) in Italy. Businesses should determine the applicable Italian codice fiscale and, where applicable, partita IVA according to their legal and VAT status. The Revenue Agency provides an AA5/6 procedure for certain non-natural persons, but this does not mean that the form applies to all foreign companies or that they can open a bank account. Public information from the bank does not confirm whether an Italian residential address is required to open an account, whether foreign addresses are accepted or what address evidence is recognised. The bank may require declarations of all tax residences and collection of corresponding tax identification numbers under CRS/FATCA; declare your actual tax residency status and do not substitute nationality or residential address for a tax residency determination.

Remote / witnessing

The Genius product page says that new customers can open an account online and also offers branch appointments. The pages reviewed do not explain the online identity verification method, eligible countries/residence, or whether customers abroad can complete the process. No publicly available UniCredit rules were found confirming acceptance of video witnessing, third-party witnessing, or notarization abroad. Online account-opening promotions do not establish worldwide remote account opening or support for third-party witnessing. Confirm with the bank whether personal attendance, video verification, or document certification is required.

Public process reference

  1. First confirm with UniCredit whether the applicant’s nationality, actual place of residence, tax residence and intended account use meet the requirements of the intended product. In particular, obtain written confirmation on whether non-residents of Italy or foreign-registered companies are accepted.
  2. New individual customers may choose to apply online as described on the Genius page; the page separately states that existing UniCredit customers can book an appointment at a branch. For a Conto di Base application, first confirm eligibility as a legally resident EU consumer and the condition of not holding another basic account, among other requirements.
  3. Business customers should first select the applicable category from the business product directory and ask the bank to confirm the specific legal entity and requirements for foreign documents. The product directory is not formal approval to open an account.
  4. Submit identity documents, tax identification number, address/tax-residence details as specifically instructed by the bank. Businesses should also prepare information on authorized representatives, company registration, UBOs, and business/source of funds. These general recommendations do not constitute the bank’s complete document checklist.
  5. The bank will confirm whether an account can be opened, the products available, and the account terms after completing customer due diligence and risk review. The public information does not confirm processing times for cross-border applications, minimum deposits, or universal acceptance outcomes.

Compliance topics, details, and sources

Italy anti-money laundering customer due diligence and identity verification

Italy’s Legislative Decree No. 231/2007 establishes the AML customer due diligence framework; official Ministry of Finance FAQs on beneficial ownership explain that due diligence must identify the ultimate beneficial owner and that registry information does not replace an obliged entity’s own due diligence. The specific verification steps, enhanced due diligence triggers, and document list for the bank were not available in a public UniCredit account-opening policy reviewed for this inquiry.

Source:Ministero dell’Economia e delle Finanze: beneficial ownership FAQ ；Decreto Legislativo 21 novembre 2007, n. 231, integrated text

Business UBO, business purpose and source of funds

The Italian Ministry of Economy and Finance explains that a company’s UBO is identified first on the basis of ownership, then by control criteria and statutory fallback criteria, to identify a natural person. If the customer’s information differs from the UBO register, the bank must rely on its own verification. Corporate applicants should prepare information explaining their business, control structure, and source of funds in response to risk assessments conducted under law; this document recommendation is not a fixed account-opening list published by UniCredit.

Source:Ministero dell’Economia e delle Finanze: beneficial ownership FAQ ；Decreto Legislativo 21 novembre 2007, n. 231, integrated text

Tax Residency Declarations, CRS/DAC2, and FATCA

The Italian Revenue Agency explains that under CRS/DAC2, reporting financial institutions identify reportable persons and their tax residence, and warns that financial institutions must not accept a self-certification at face value when they know or have reason to believe that the information is unreliable. FATCA is a separate automatic exchange arrangement entered into by Italy and the United States, which began operating on 2014-07-01; the United States is not a CRS participating jurisdiction, and FATCA should not be described as the United States participating in CRS. Applicants should disclose all applicable tax residences and tax identification numbers accurately; the bank will confirm which forms are actually required.

Source:Agenzia delle Entrate: CRS/DAC2 international automatic financial exchange FAQ ；Agenzia delle Entrate: FATCA information exchange

Screening for sanctions and restricted transactions

The official EU sanctions map lists EU and UN restrictive measures and related legal instruments; Italian banking activities must comply with applicable EU/Italian sanctions requirements. The map is not UniCredit’s account-opening policy. No publicly available screening lists, screening procedures or country policies for specific applicants were found in this review; the bank must assess whether a particular transaction or application is restricted under the applicable rules.

Source:European Commission EU Sanctions Map

Deposit protection information

UniCredit’s company information states that UniCredit S.p.A. is a member of Italy’s Interbank Deposit Protection Fund (FITD). This review did not verify whether or to what extent protection applies to any specific product, account or customer, so no coverage amount is provided and no claim is made that every type of deposit is covered.

Source:UniCredit General Company Info

Account Opening Compliance Information

Account Opening Compliance and Document Preparation Guide

This page lists separately the requirements published by the bank, local regulations, and document preparation suggestions. Acceptance and specific requirements are subject to confirmation by the bank.

This guide concerns preparation of due diligence documents when applicants are considering personal or business bank accounts with Italy’s UniCredit S.p.A. It is not an account-opening checklist for other entities in the group, investment services, or wholesale business. The available public information does not confirm whether non-Italian residents or foreign-incorporated companies meet the geographic and risk-acceptance requirements for specific products offered by the bank. Confirm the accepting legal entity and product with the bank first.

Date information checked:2026-10-26

Document Preparation Checklist

Personal identity, residential address and tax residency information

Who it applies to
Individual applicants; due-diligence preparation advice only, not a complete checklist published by UniCredit.
Documents to Prepare
  • Prepare a valid passport or other intended identity document, and have the Italian tax identification number (codice fiscale) ready, if applicable. First confirm which identity documents the bank accepts and whether it requires an Italian tax identification number.
  • Prepare a recent official or financial institution document showing your actual residential address, as well as self-certification of all tax residences and tax IDs. Explain relocation, dual residency, or a tax ID not yet obtained, as applicable.
  • Prepare a brief explanation of your occupation, income and expected account use, supported where necessary by payslips, employer confirmation or tax documents, to explain how account activity is consistent with your personal financial circumstances.
Description
The bank’s transparency page provides online access to view/save PDFs such as product information sheets and fee documents, and says these can also be obtained free of charge at a branch. This does not mean that an identity-document checklist has been published. Confirm with the bank in advance its requirements for originals, certified copies, translations, authentication, the validity period for proof of address, and the format of foreign documents; do not assume a uniform three-month validity period.

Source:UniCredit banking transparency documents；Official PDF of the Bank of Italy’s “Customer Due Diligence Provisions”；Italian Revenue Agency: Official CRS/DAC2 FAQs

Company entity, authorized representative and ownership/control chain

Who it applies to
Companies or other non-individual applicants; general preparation guidance. Company registration documents do not apply to individual applications.
Documents to Prepare
  • Prepare a recent company registration or good-standing certificate, articles of association or equivalent organizational documents, and an explanation of the place of registration, actual place of business and business activities. Ensure the name, registered address and registration number are consistent.
  • Prepare a register of directors/managers, account-opening authorization resolution or power of attorney, proof of identity for signatories and scope of authority. If there is multi-tier ownership, prepare a chart tracing the ownership and control structure from the applicant company through each tier to the natural persons.
  • Prepare shareholder registers, registration records for upper-tier entities, or other independent evidence that can substantiate the ownership chain, and compare the registry records item by item with the ultimate beneficial owner information to be declared to the bank.
Description
Italian due diligence rules allow customer and beneficial-owner information to be verified using reliable independent sources such as company registers, articles of association, and financial reports; the bank decides on a case-by-case basis whether foreign documents require translation or certified translation. The absence of a UBO from a particular foreign register must not, by itself, be taken to mean that the bank will not conduct further verification.

Source:Official PDF of the Bank of Italy’s “Customer Due Diligence Provisions”；Italian Ministry of Economy and Finance: Official FAQ on Ultimate Beneficial Owners

Purpose of opening the account, expected transactions, and evidence of source of funds

Who it applies to
For individual and business applicants; may be prepared as supplementary documentation where risk is higher, the structure is complex, or transactions deviate from expectations; this does not mean the bank will necessarily require all items.
Documents to Prepare
  • Prepare a one-page summary of the intended account use, main payees/regions, expected ranges and frequency of incoming and outgoing payments, and the practical reasons for choosing this account/bank.
  • Individuals may prepare tax returns, salary/business income records, asset sale or inheritance documents, and relevant bank statements based on their source of funds; businesses may prepare audited financial statements, key contracts/invoices, sales income records, and financing or shareholder capital contribution records.
  • If you plan to receive third-party funds, handle funds from multiple countries or deposit substantial cash, prepare an explanation of the transaction chain, counterparty details and evidence of the intended use of funds, and explain how these relate to the company’s business model and financial scale.
Description
Italian Central Bank due diligence rules include expected transaction volumes, amounts and frequency, intended use of funds, and, where risk circumstances warrant, verification of wealth and source of funds as elements of risk assessment. The materials listed above are preparation examples addressing these verification areas, not fixed formats or a fixed lookback period published by UniCredit.

Source:Official PDF of the Bank of Italy’s “Customer Due Diligence Provisions”

Due diligence and enhanced verification

UBO, indirect ownership and actual control

Basis for Verification
The Italian Ministry of Economy and Finance explains that the statutory sequence for identifying the UBO of Italian companies includes ownership, control, and fallback criteria. Its FAQ describes an ownership test for companies that includes a threshold of 25% plus one share; this is a specific rule under Italian law for determining ownership in certain companies and cannot be generalized as a universal threshold. The bank must verify information through its own due diligence, and UBO register information does not replace independent assessment.
Preparation recommendation
Prepare a structure chart showing shareholding percentages, the basis of control, and the place of registration at each level; list natural-person controllers, representatives, and authorized persons. For nominee holdings, trusts/funds, voting arrangements, or discrepancies in registration information, attach contracts, relevant provisions of the articles, or an explanation from legal counsel. State the facts clearly rather than submitting only a UBO declaration.
Scope
Explanation of Italian regulations; document format is a general preparation recommendation. The specific applicable standard depends on the applicant’s legal form and control facts and does not apply uniformly to all foreign companies.

Source:Italian Ministry of Economy and Finance: Official FAQ on Ultimate Beneficial Owners；Official PDF of the Bank of Italy’s “Customer Due Diligence Provisions”

Source of funds/wealth, business substance, and expected transactions

Basis for Verification
Italian Central Bank customer due diligence rules require risk-based assessment of the customer, UBO, geography, product, and purpose of the relationship. Enhanced due diligence may include obtaining more information about ownership and control, business activities, expected transaction volumes/amounts/frequency, and the destination of funds, as well as verifying wealth and the source of specific incoming funds. Whether enhanced due diligence applies and the scope of checks depend on the risk circumstances; UniCredit’s internal trigger criteria have not been made public.
Preparation recommendation
It is advisable to reconcile the transaction volumes stated in the account-opening explanation with recent financial statements/revenue and contracts. For a large first remittance, a third-party payment, or an unusual cross-border flow, prepare the payer relationship, contract, invoice, account statement showing the source of funds, and evidence of subsequent use. Explain any differences between expected and actual amounts due to business seasonality or one-off circumstances.
Scope
The risk assessment/enhanced due diligence framework prescribed by the Bank of Italy; the evidence listed is recommended and is not a mandatory document list published by the bank.

Source:Official PDF of the Bank of Italy’s “Customer Due Diligence Provisions”

PEPs, sanctions lists and sensitive connections

Basis for Verification
Bank of Italy rules require identifying whether a customer or UBO is a PEP. PEP status may trigger senior management approval, verification of source of wealth and source of funds, and enhanced ongoing monitoring. PEP status alone does not mean the person is subject to sanctions and should not be described as grounds for automatic refusal. The bank’s specific screening systems, country-risk appetite, and handling of name matches have not been made public.
Preparation recommendation
If you, the UBO, or a close family member/close associate has relevant public-office experience, we recommend accurately declaring the position, term of office, and relationship, and preparing independent, reliable evidence of the source of wealth/funds. If the name or country/region could result in a false match, prepare identity documents and an explanation of the transaction background; do not conceal the relationship.
Scope
Regulatory due diligence rules and general preparation suggestions; this is not a commitment by UniCredit to accept any specific PEP or country, nor does it constitute sanctions-law advice.

Source:Official PDF of the Bank of Italy’s “Customer Due Diligence Provisions”

Tax Residency Status and CRS/DAC2 Self-Certification

Basis for Verification
The Italian Revenue Agency explains that reporting financial institutions must not rely directly on a self-certification or document when they know or have reason to suspect that it is inaccurate or unreliable; where doubts arise, they must take appropriate verification measures. Reportable persons, forms, and submission dates depend on the applicant and account classification. The materials reviewed did not confirm UniCredit’s specific forms.
Preparation recommendation
It is advisable to list each actual tax-residence jurisdiction and its tax identification number. If the address, residence permit, tax filing jurisdiction and self-certification do not match, prepare an explanation and verifiable evidence. Tax residence should not be inferred solely from nationality or mailing address.
Scope
Italy CRS/DAC2 regulatory guidance; applicants should ensure their information is accurate and complete. This is not a substitute for personal or cross-border tax advice.

Source:Italian Revenue Agency: Official CRS/DAC2 FAQs

Ongoing Compliance Requirements After Account Opening

Keep Identity, Authorization, Ownership, and Risk Information Accurate

Bank of Italy rules require financial institutions to review transactions in the relationship as a whole and set the timing and frequency of information updates according to customer risk. Information should be updated when it is no longer accurate, which may result in enhanced verification or affect transactions/the relationship. The rules do not set a single review cycle for all customers. As a prudent preparation measure, customers should proactively contact the bank if their address, identification documents, directors/authorized persons, UBO, or control structure changes, and retain evidence of updates; the specific notification channels and deadlines for UniCredit should be confirmed.

Source:Official PDF of the Bank of Italy’s “Customer Due Diligence Provisions”

Transaction activity consistently aligned with the stated account purpose

Regulatory ongoing monitoring covers all customer relationships and specific transactions. Unusual activity, or activity inconsistent with the established business or financial circumstances, may result in requests for additional information, enhanced due diligence or other legally required measures. Keep important contracts, invoices, information on payer relationships, and records of sources and destinations of funds. Before making a significant change to transaction patterns, confirm with the bank whether the business description needs updating. The bank's monitoring thresholds and customer response deadlines are not public.

Source:Official PDF of the Bank of Italy’s “Customer Due Diligence Provisions”

Changes to Tax Residency or Tax Identification Number

Under CRS/DAC2, financial institutions must assess the reliability of tax-residency self-certifications. If residence, tax-filing jurisdiction or tax identification number changes, it is advisable to update the self-certification promptly through the bank’s channels and keep a record of the submission. Public information does not confirm UniCredit’s dedicated form, update deadline or whether updates can be made online.

Source:Italian Revenue Agency: Official CRS/DAC2 FAQs

Please confirm with the bank before booking

  1. Given my nationality, actual place of residence, and tax residence, does UniCredit S.p.A. accept applications for this personal account product? Must identity verification be completed at an Italian branch?
  2. If the applicant is a company incorporated overseas, which legal forms, places of incorporation, places of operation, and industries are eligible to apply? Is UniCredit S.p.A. the contracting entity for the account opening?
  3. What identity documents, address/tax number documents, and UBO evidence are required separately for individuals and companies? Which foreign registry documents does the bank accept as independent verification sources?
  4. Must overseas documents be originals or certified copies, apostilled/consularly authenticated, or translated into Italian? Are there product-specific validity standards for proof of address, registration certificates, and company resolutions?
  5. What explanations or supporting documents should I submit before opening an account for my business, source of funds, and expected cross-border transactions? Does the bank require a specific questionnaire, format, or channel for submitting additional documents?
  6. After account opening, through what channel and within what timeframe should changes to the address, directors/authorized persons, UBO, tax residence, or anticipated transactions be reported? What is the specific process for periodic reviews or requests for supplementary documents?

Not confirmed by public information

  • In the transparency section reviewed, UniCredit has not published a complete account-opening/due diligence document checklist applicable to all individual or business applicants; the section mainly provides regulated disclosures such as product information sheets and fee documents.
  • Territorial eligibility, available products, in-person requirements, and the scope of remote identity verification for foreign individuals, non-Italian residents, and foreign-registered companies must still be confirmed on a case-by-case basis.
  • The language and authentication format for overseas documents, acceptable proof of address, and validity-period standards have not been confirmed; do not assume a fixed validity period or guaranteed remote witnessing.
  • The bank’s internal risk scores, PEP/country/industry limits, enhanced due diligence triggers, and review frequency are not public; no assumptions are made.
  • The publicly reviewed sources do not confirm the deadline for submitting additional documents, account-opening processing time, minimum deposit, or specific account-opening outcome.

Sources & Scope of Verification

  1. UniCredit banking transparency documents

    UniCredit states that its official transparency documents include product information sheets, fee information for consumer payment accounts and related guides. They can be viewed or saved online as PDFs and obtained free of charge at a branch; they do not provide a complete KYC document checklist or cross-border eligibility rules.

  2. Official PDF of the Bank of Italy’s “Customer Due Diligence Provisions”

    Provides for risk-based customer/UBO assessment, verification of customer and control information, checks on expected transactions and source of funds as part of enhanced due diligence, PEP identification, and ongoing monitoring. Financial institutions set review frequency according to risk and update information when it becomes outdated. The text does not disclose UniCredit’s internal processes.

  3. Italian Ministry of Economy and Finance: Official FAQ on Ultimate Beneficial Owners

    Explains the order for identifying Italian company UBOs, when indirect ownership/control applies, and that each obligated entity should verify information based on its own due diligence. UBO registry information is an auxiliary tool, not a substitute for due diligence.

  4. Italian Revenue Agency: Official CRS/DAC2 FAQs

    Explains that a reporting financial institution must not rely on a tax self-certification if it knows or has reason to believe that the information is inaccurate or unreliable; appropriate verification steps should be taken if there are doubts. This FAQ does not confirm UniCredit’s specific customer forms.

Fees and timelines

Based on UniCredit Italy's public pages accessed on 2026-10-26: the personal Genius page lists a monthly fee of €1.90, which may be waived if a salary or pension is deposited; there is also an optional unlimited SEPA online transfer package for €2.00 per month. The Conto di Base page lists a monthly fee of €4.00 and specifies the number of included services/transactions. Fee reductions may apply to those meeting specific conditions set out on the page, such as a valid ISEE below €11,600 or gross annual pension income not exceeding €18,000. Transactions exceeding the included amounts may be charged according to the information document. These fees apply to the respective products and are not account opening fees; the pages do not state account processing times or a minimum opening deposit. Prices and conditions are subject to the bank's agreement and information documents in force at the time.

Limitations and practical considerations

  • Conto di Base is a basic consumer account with limited features. Its public page restricts eligibility to consumers legally resident in the EU and requires applicants not to hold another basic account. This does not imply that ordinary Genius accounts are available to all non-residents.
  • UniCredit has published categories of business products but has not publicly confirmed its acceptance rules for foreign-incorporated companies or companies that are not Italian tax residents.
  • The bank has not publicly confirmed remote identity verification, third-party witnessing, acceptance of foreign addresses, or standards for certifying overseas documents for applicants worldwide.
  • Minimum deposits, non-resident additional fees, and the likelihood of application approval have not been publicly confirmed. Do not make your own estimates based on information that has not been disclosed.
  • This page compiles public information only. It does not mean that Rengangyongsheng currently offers appointment booking or application assistance, or has an account-opening channel with this bank. No advice is provided on evading KYC, UBO, tax reporting, or sanctions screening.

Licensing evidence and regulatory verification

The ECB’s List of Supervised Entities (PDF version identifier 202610; group structural changes reflected up to 2026-09-01) specifically lists “UniCredit S.p.A.” under Italy as category CI (credit institution), and provides LEI 549300TRUWO2CD2G5692. This is a specific entity entry in the competent supervisory authority’s register; an LEI is not a licence number, and the list does not provide a separate bank licence number that can be stated here. UniCredit’s website legal information separately states that it is registered in the register of banking groups, is the parent company of UniCredit banking group, and has group code 2008.1. The Bank of Italy’s explanation of its supervisory register confirms that it includes fields such as banks’ legal names, registration numbers, registration/deregistration dates, and activities; however, this review did not obtain UniCredit’s current individual record from that Bank of Italy system, so it is not described as having been checked field by field in the central bank register.

European Central Bank (ECB, prudential supervision of significant banks); Banca d’Italia (Italy’s supervisory registers and national supervisory functions) Official registration or record

Information sources

  1. UniCredit Conto di Base product information

    A basic account for consumers legally resident in the EU, subject to restrictions on holding another basic account, product features and transaction limits, the monthly fee of €4 shown on the page, and promotional terms.

  2. UniCredit Conto Genius personal account

    The Genius page lists personal account fees, fee reductions for salary/pension deposits, and an optional SEPA transfer package. It says new customers can apply online and existing customers can book a branch appointment. The page does not provide nonresident eligibility or a complete application document list.

  3. UniCredit business account product range

    The Italian website publicly offers account products for businesses, professionals, and nonprofit organizations and states that the products are sold by UniCredit S.p.A.; it does not list eligibility for foreign-incorporated companies or a list of corporate account-opening documents.

  4. UniCredit General Company Info

    UniCredit S.p.A.’s legal name, registered head office in Milan, company registration number, banking group registration information/group code and FITD membership.

  5. Banca d’Italia Supervisory registers and lists

    The official purpose of the Bank of Italy’s regulatory register and its searchable information, including legal name, registration number, address, registration/cancellation dates, business activities, and historical changes; this page did not directly display an individual record for UniCredit S.p.A.

  6. ECB List of supervised entities, 2026-10 version

    The ECB supervisory list specifically lists Italy’s UniCredit S.p.A. as a CI credit institution and provides LEI 549300TRUWO2CD2G5692; this entry is for verifying the supervised entity, not a licence number. The PDF states that group structural changes are reflected up to 2026-09-01.

  7. Agenzia delle Entrate: Tax identification number for foreign citizens

    How a foreign individual can apply for an Italian tax number, including applications by non-residents through the Italian consular authority in their country of residence, and the documents and lawful-stay requirements for non-EU nationals applying in Italy.

  8. Agenzia delle Entrate: codice fiscale AA5/6 for non-natural persons

    A specific AA5/6 procedure for non-natural persons applying for a tax number when they do not carry out VAT-related activities, examples of documents for the entities requiring proof, and submission method; this does not establish eligibility for foreign companies to open accounts.

  9. Agenzia delle Entrate: CRS/DAC2 international automatic financial exchange FAQ

    Italy CRS/DAC2 reporting financial institutions, their obligation to conduct reasonableness checks on tax-residency self-certifications, and guidance on additional verification when there are doubts.

  10. Agenzia delle Entrate: FATCA information exchange

    The intergovernmental FATCA agreement between Italy and the US, in force since 2014-07-01, and the scope of automatic financial information exchange between Italy and the US.

  11. Ministero dell’Economia e delle Finanze: beneficial ownership FAQ

    The Italian AML due diligence obligation to identify a customer’s ultimate beneficial owner, company ownership/control and supplementary criteria, and the fact that beneficial ownership registration does not replace the bank’s own due diligence.

  12. Decreto Legislativo 21 novembre 2007, n. 231, integrated text

    Official consolidated text of Italian anti-money laundering legislation; the statutory framework applicable to banks for customer identification, verification, and beneficial-owner due diligence. The PDF webpage extraction is incomplete; follow the bank’s documents for the specific account-opening process.

  13. European Commission EU Sanctions Map

    The official EU sanctions map lists EU and UN restrictive measures, relevant jurisdictions and legal instruments; it is not a list of accounts UniCredit has separately published as eligible for acceptance.