Jyske Bank A/S

Topic number:europe-jyske-bank-as

A Nordic bank candidate selected from publicly listed large institutions in selection.json based on 2025/2026; this selection record is a research lead, not a real-time top 100 ranking, current license verification, or confirmation that account applications are accepted.

Publicly confirmed: Jyske Bank offers personal customers advice on switching banks. Applicants first complete a contact form; the bank contacts them to learn about their needs and financial situation and then provides a personalized offer. The website also says the initial meeting can be in person or online. Public information does not expressly guarantee that non-Danish residents, people without a Danish CPR number, or people of a specific nationality can open a personal account, nor does it fully list eligibility requirements for Danish residents. An online meeting does not mean that remote identity verification or cross-border account opening has been confirmed. Whether residents and non-residents can be accepted, the account type, and any local contact/address requirements must be confirmed with the bank in writing.

Personal information publicly disclosed or identified

• The bank’s published identity guidance requires presentation of a photo ID when establishing a customer relationship, together with another form of identification. The page gives a Danish health insurance card as an example. A passport may be prepared as photo ID, but the bank has not published complete alternative document rules for all foreign applicants.
• The bank says it will ask about the purpose of opening/using the bank account and may request salary/income and tax information to understand the expected use of the account. This does not mean that it has published a uniform document checklist.
• General preparation suggestions (not the bank's generally published account-opening policy): Prepare proof of current address, tax residence self-certification, tax number and supporting evidence of source of funds. The bank should confirm the required format and applicability.

Publicly confirmed: Jyske Bank offers business accounts, and its product page says that established businesses, startups, and associations can explore business accounts according to their needs. The business account page requires contacting the bank first to assess whether cooperation is suitable. New business customers are generally required to use a recognized registered accountant or state-authorized auditor. The bank says exceptions may be made depending on factors such as its existing knowledge of the business. Applicants for Basal Erhvervskonto (basic business account) are not required to employ an auditor, but may need to provide more detailed company information. Public information does not confirm whether foreign-registered companies, companies with overseas controllers, or companies not operating in Denmark are accepted, nor does an introduction to business products constitute a commitment to open an account; obtain the bank’s written assessment of the legal entity, business activities, and account eligibility directly.

Company information publicly disclosed or identified

• The bank’s business account opening page expressly requires company and applicant information to be submitted in advance. If preliminary discussions proceed, the bank sends a Kunderum link, and the applicant logs in with MitID to submit the remaining information.
• The bank’s terms for business/institutional customers state that KYC information must include, at a minimum, the purpose and expected nature of the business relationship, name, address, organisation information, company registration number and ownership information. Depending on the service applied for, the bank may also request the transaction name, a passport or other identity document, an individual CPR number or a company CVR number.
• Jyske Bank generally requires new business customers to have an approved public accountant or state-authorized auditor; this may be waived if the bank has sufficient knowledge of the company and other relevant circumstances. An auditor is not required when applying for a Basal Erhvervskonto, although stricter company documentation requirements may apply.
• General preparation suggestions (not the bank's generally published account-opening policy): Prepare company registration certificate, Articles of Association/organizational documents, director and authorized signatory information, ownership chain and ultimate beneficial owner information, and explanation of business/transactions and proof of source of funds. The bank's formal checklist takes precedence.

1. Individuals: Use the contact form on the official website to express your intention to switch banks/become a customer. The bank will contact you to discuss your needs and financial situation and provide a tailored solution and pricing.
2. Personal: If you choose to proceed, the bank says it will handle account opening and the transfer of your day-to-day banking arrangements. Identity verification, eligibility checks, and document requirements for the specific product before approval are subject to the bank’s response.
3. Businesses: First submit the business contact information and contact the bank. If the bank agrees to continue discussions, it will send the applicant a Kunderum link via MitID to submit the remaining business information.
4. Businesses: Provide business identification, purpose of the business relationship, organizational/registration number, ownership information, and applicable auditor information. The bank will decide whether to establish a relationship and which accounts it can offer after completing KYC/AML and suitability reviews. Public information does not specify a fixed approval timeline.

The personal-account page states that the bank will provide an individualized pricing plan, but the materials reviewed do not confirm personal-account fees, minimum deposits, or typical approval times. The business-account page does not publish a standard fee, minimum balance, or opening timeframe for general business accounts. A separate page for the Aftalekonto fixed-term deposit product lists a term of up to 12 months and a minimum deposit of DKK 100,000 (Danish kroner); this applies only to that specific product and should not be understood as a threshold for ordinary accounts. The pages above were checked on 2026-10-26; specific pricing is subject to the bank’s quotation and product terms in effect at the time.

• Do not infer that Danish domestic personal/business product pages or online meeting options mean account-opening services are available to non-residents worldwide. Public information has not confirmed acceptance conditions for non-resident individuals, applicants without a CPR number, or foreign-registered companies.
• The bank generally requires new business customers to have an approved auditor. Although the bank may waive this requirement, applicants for basic business accounts are not subject to the auditor requirement, but may need to submit enhanced company information.
• The information about not having a Danish CPR applies only when an existing Jyske Netbank Erhverv corporate banking administrator creates online banking users/MitID for foreign employees. It does not establish eligibility for individuals or companies to open an account.
• Online meetings, the corporate Kunderum and foreign online banking user registration should not be treated as support for global remote account opening or third-party witnessing.
• The above public information does not indicate an account-opening channel that Rengangyongsheng can currently arrange an appointment for or has established a partnership with. Before opening an account, Jyske Bank must confirm eligibility, required documents, and the scope of services.

Jyske Bank A/S's official business terms for corporate and institutional customers (effective 2025-08-15) expressly state that the entity is authorized and supervised by the Danish FSA and list registration number FTID 7858. The bank's compliance page also states that it is supervised by the FSA in Denmark. The official Finanstilsynet Virksomhedsregister was accessed; it explains that the register includes supervised, authorized/notified, and registration-only financial firms. However, the dynamic register did not yield an entity-level record for Jyske Bank A/S in this public information extraction. The current evidence is the bank's official statement about its own authorization and registration number, together with the regulator register's entry point; it is not an independently verified entity record in the regulatory register. Current registration status and the scope of permissions should be confirmed with the regulator using FTID 7858 / Jyske Bank A/S, in writing or through searchable results. No account application eligibility is inferred from this.

1. Jyske Bank — Bliv kunde / Sådan skifter du bank ↗

   The personal “Switch to us/Become a customer” page describes a contact form, a follow-up call from the bank to learn about the applicant’s needs and financial circumstances, a quote and arrangements for subsequent procedures; it makes no promise that all non-residents can open an account.

2. Jyske Bank — Bliv erhvervskunde i Jyske Bank ↗

   Pre-application contact for business account opening; an approved auditor is usually required, though exemptions may apply; a basic business account does not require an auditor but may require additional information; and submission of follow-up information by signing in to Kunderum with MitID.

3. Jyske Bank — Erhvervskonti ↗

   Business account products and product-specific conditions for Aftalekonto: a maximum term of 12 months and a minimum deposit of DKK 100,000. It does not state that these are general account requirements.

4. Jyske Bank — Why must I show photo and address ID? ↗

   Bank guidance on Danish AML/KYC identity documents, customer purpose, salary/tax information and possible explanations for unusual cash/transactions.

5. Jyske Bank — Questions and answers about tax information under FATCA/CRS ↗

   The bank’s explanation of CPR/CVR and other countries’ TIN examples, collection of tax-residence information, reporting/exchange of foreign tax information with SKAT, and CRS and FATCA obligations.

6. Jyske Bank — Terms of Business, Corporate and Institutional Customers, applicable from 15 August 2025 ↗

   Jyske Bank A/S's legal name, CVR 17616617, and business address; its business KYC/AML requirements for purpose of business, names and addresses, organization/registration number, and ownership information; the bank states it is authorized and supervised by the Danish FSA, registration number FTID 7858.

7. Finanstilsynet — Virksomhedsregister ↗

   Official register of companies of the Danish Financial Supervisory Authority. The page says the register covers regulated companies, companies authorized or notified to conduct financial activities, and companies registered on a standalone basis. The extraction for this review did not obtain an entity-level record for Jyske Bank A/S; the register’s landing page alone does not establish that a register check has been completed.

8. Jyske Bank — Information on the processing of your personal data ↗

   The bank’s explanation of prospective-customer eligibility assessments, information collection, the Danish Anti-Money Laundering Act, tax reporting, transaction monitoring, sanctions screening, PEP identification and personal data protection.

9. Skattestyrelsen — Indberetning til FATCA ↗

   The Danish tax authority says that banks, life insurance companies and other financial institutions must report under FATCA accounts held by customers with U.S. tax obligations and exchange information with the U.S. tax authorities.

10. Jyske Bank — Compliance ↗

    The bank states that it is supervised in Denmark by the Danish FSA and lists the group’s and Jyske Bank A/S’s AML, CTF, and sanctions policies, as well as information about the Denmark–U.S. FATCA IGA. This is the bank’s own statement and does not replace regulator register records.