EuropeGermanyLicensed-entity research

Deutsche Bank Aktiengesellschaft (Deutsche Bank AG)

Deutsche Bank Aktiengesellschaft (Deutsche Bank AG) is a banking entity incorporated under German law and headquartered in Frankfurt; it is not the Deutsche Bank Group holding company or a subsidiary in another country. The bank’s official regulatory disclosures state that it is authorised to conduct banking business and provide financial services under Germany’s Banking Act (Kreditwesengesetz, KWG).

Deutsche Bank AG is a banking legal entity headquartered in Frankfurt, Germany. Its official supervisory disclosures state that it is authorised to conduct business under the German Banking Act and is supervised by the ECB, BaFin and the German Federal Bank according to their respective responsibilities. Its German website publicly offers personal current accounts, Basiskonto and business account products and application procedures, but does not confirm that all non-resident individuals or foreign-registered companies can open accounts. The BaFin entity register entry remains to be verified item by item.

Regulator: European Central Bank (ECB, responsible for most prudential supervision of this significant institution); German Federal Financial Supervisory Authority (BaFin, responsible for conduct supervision, anti-money laundering and statutory deposit protection, among other duties, in Germany); Deutsche Bundesbank (cooperating in supervision).
Check date: 2026-10-26
Verify status: Some information remains to be confirmed: Deutsche Bank's personal and corporate product pages, account-opening processes and pricing have been reviewed, its disclosures on the Deutsche Bank AG entity, authorisation and supervisory responsibilities have been read, and Germany's BaFin Anti-Money Laundering Act and BZSt tax reporting baselines have been checked. The official BaFin company database entry point was accessed, but the specific register record for Deutsche Bank AG was not obtained. Eligibility for non-resident individuals and overseas companies, case-specific documents and cross-border remote witnessing conditions have also not been confirmed by the bank's public pages. This profile must not be understood to mean that all applications are accepted or that verification of every licence register entry is complete.

Research scope and official resources

Topic number:europe-deutsche-bank-ag

Research based on the European candidate set in the project’s selection.json; that input lists it as a selected large German bank from The Banker Top 1000 World Banks 2026 (Tier 1 capital basis), but gives no specific rank for this entity. This candidate set is only a selection lead and does not establish licensing, account acceptance or a current global top 100 ranking.

Bank’s official website

Personal Eligibility and Documents

Individuals in Germany can apply for a personal current account on Deutsche Bank's website; the publicly described process includes online application and video identity verification. It is also possible to make an appointment at a branch. The page lists accounts such as AktivKonto and BestKonto. Public eligibility for Das Junge Konto is limited to secondary-school students, trainees, university students or federal volunteer service members aged 30 or younger, and requires a registered address in an EU member state; this condition must not be generalized to other accounts. The bank also offers Basiskonto; the page states that applications can be made at a branch or by submitting a signed form, and that new customers must complete PostIdent. The website does not fully set out the eligibility rules for standard accounts for non-German residents, non-EU residents or nationals of different countries; materials residents can use and address-check details should also be confirmed with the bank, and acceptance cannot be guaranteed based on the public page.

Personal information publicly disclosed or identified

The bank’s published process requires completing an account application and verifying identity by video. The personal account FAQ says applicants can apply online or at a branch. The source does not provide a complete list of documents for every nationality and residence status.
Basiskonto applications must use the bank-provided application form, which must be signed; new customers must also complete PostIdent. Whether additional evidence is required depends on the individual case and the bank’s review.
General preparation suggestions (not a verified fixed document policy of Deutsche Bank): Valid passport or identity document, current address information, residence/registration documents (if applicable), tax residence self-certification and relevant tax numbers. If the bank asks about the source of funds, prepare evidence of salary, transactions or asset origins as appropriate. Obtain the specific checklist from the account-opening branch.

Company eligibility and documents

Deutsche Bank’s German business account page presents Business PremiumKonto, Business ClassicKonto, Business BasicKonto, and online application and identity verification processes, introducing the products to businesses and entrepreneurs. The public page does not provide a complete list of legal forms or clearly state general account-opening eligibility for companies incorporated abroad, non-resident shareholders, or foreign ultimate controllers. Eligibility must be confirmed in writing by the bank based on the place of incorporation, business, account purpose, representatives, and due diligence results. The terms applicable to sole proprietors and legal entities cannot be assumed to be identical based solely on the same product description.

Company information publicly disclosed or identified

The bank’s published business application process includes online registration/completion of an application and VideoIdent completed by a representative. The bank says that individuals may choose PostIdent. The website does not provide a complete statutory document list applicable to every company form.
General preparation suggestions (not a verified fixed document policy of Deutsche Bank): Company register extract or registration certificate, Articles of Association, director/signatory authorization, ownership and ultimate beneficial owner structure chart, representative's identity document, registered and business addresses, company tax identification information, business description and intended account use. The bank may request certified, translated or other supporting documents based on legal form, place of registration and risk; all requirements must be confirmed with the bank on a case-by-case basis.

Address, tax, and remote / witnessed procedures

Address and tax

The bank’s German personal-product pages do not specify proof-of-address requirements for all accounts; the youth account explicitly requires a registered address in an EU member state. As a general preparation suggestion, provide verifiable residential/mailing address details; this should not be treated as a uniform published bank policy. The BZSt states that an individual’s German IdNo (Steuer-Identifikationsnummer) is 11 digits long and valid indefinitely. Entities or businesses may be subject to a German tax number, VAT identification number, or TIN issued by their tax-residence jurisdiction, depending on their tax status. CRS/FATCA due diligence may require tax-residency self-certification and applicable tax numbers, but Deutsche Bank’s account-opening pages do not publish a fixed list of tax numbers for all applicants. The BZSt states that an IdNo may be mailed to the registered address for data-protection reasons. Confirm with the bank whether overseas mail/address evidence is acceptable and what tax numbers are required for foreign companies.

Remote / witnessing

The webpages for personal and corporate accounts in Germany both list video identity verification; the corporate process specifies that VideoIdent is provided by partner WebID Solutions, while individuals may choose traditional PostIdent. The personal FAQ also states that applications can be handled at a branch in Germany. This information only confirms the application channels stated on the pages; it does not establish that video verification can be completed from anywhere in the world, or that third-party witnesses, notarized alternatives or all passports/residence documents are accepted. Confirm in writing with the bank whether non-residents can complete identity verification remotely.

Public process reference

Select the personal or business account listed on the German website and complete the online application. For a Basiskonto, you can use the relevant form and submit the signed application by post or apply at a branch.
Complete identity verification as instructed in the application: the general personal account page lists video verification; new Basiskonto customers use PostIdent; and the business account page lists WebID VideoIdent, with PostIdent also available to individuals. Available channels vary by product and applicant circumstances.
The bank will complete its review of documents, identity, and compliance. The business FAQ states that an account is usually opened within a few days when all required application information is complete and identity verification is successful; missing information will cause delays. This is the FAQ’s statement about business accounts and is not a timeframe commitment for all personal or cross-border applications.
After opening an account, receive account information and cards as instructed by the bank and set up online banking security procedures. Public information does not fully explain applications from non-residents, documents for foreign companies, supplementary due diligence or the final acceptance process; these must be confirmed with the bank.

Compliance topics, details, and sources

Germany anti-money laundering and customer due diligence

Germany's Anti-Money Laundering Act (GwG) includes regulated credit institutions among obligated entities and requires customer due diligence and risk management as prescribed by law. Deutsche Bank publicly states that its global AML program uses German rules as the minimum standard and applies local rules according to the business and location; this does not mean the bank has published a single list of documents applicable to all accounts.

Source:BaFin — Money Laundering Act, English text ；Deutsche Bank — General statement on observance of anti-money laundering requirements

Beneficial owners, control and source of funds

Germany's GwG defines a beneficial owner as a natural person who ultimately owns or controls the customer or brings about the business relationship; for most unlisted legal entities, those who directly or indirectly hold more than 25% of the capital, control more than 25% of the voting rights, or exercise control in a similar manner fall within the statutory identification scope. The bank conducts due diligence as required by law and risk; Deutsche Bank's public documents do not confirm source-of-funds documents that must be submitted for every account type. The bank determines what is actually required on a case-by-case basis according to risk.

Source:BaFin — Money Laundering Act, English text ；Deutsche Bank — General statement on observance of anti-money laundering requirements

CRS Tax Residency Self-Certification and Automatic Exchange

Official BZSt materials on the exchange of financial account information in Germany state that financial institutions report relevant account information to the BZSt under the Financial Account Information Exchange Act. BZSt materials explain that reporting includes account holders' tax residency information and corresponding identification details. Applicants should provide self-certification and any applicable TIN based on their actual tax residence. Germany's CRS reporting baseline should not be misread as meaning that any particular applicant is certain to be able to open an account.

Source:BZSt — Financial Account Information Exchange Act, official CRS data set description

FATCA and U.S. tax connections

BZSt explains that German financial institutions must conduct FATCA due diligence and reporting for reportable accounts with a U.S. tax nexus. Information may include the account holder’s name, address, U.S. TIN, date of birth, account balance and income; tax-residency self-certification is used to identify relevant accounts. This describes FATCA rules concerning the United States and does not mean that the United States has joined CRS.

Source:BZSt — Reporting of financial account information under the FATCA agreement

Sanctions and embargo screening

Deutsche Bank states that it implements sanctions compliance under EU embargo rules and rules applicable at relevant places of business, and uses lists from sources including BaFin, the EU, and OFAC for screening and monitoring. This is a public compliance statement by the banking group. The bank must assess whether applicants and related transaction parties trigger restrictions; screening must not be circumvented through splitting, concealment, or evasion.

Source:Deutsche Bank — General statement on observance of anti-money laundering requirements

Deposit protection at German private banks

The German deposit compensation scheme EdB publishes a statutory protection limit that is generally 100,000 euros per customer per bank, which may be temporarily increased to 500,000 euros in certain circumstances. This source describes the general rules of the German scheme. This file has not obtained entity-level confirmation of whether or how a specific account/customer at Deutsche Bank AG is covered by the relevant scheme; scope, exceptions, and protection above the limit are subject to the official information from the bank and EdB.

Source:Entschädigungseinrichtung deutscher Banken — Statutory deposit protection

Account Opening Compliance Information

Account Opening Compliance and Document Preparation Guide

This page lists separately the requirements published by the bank, local regulations, and document preparation suggestions. Acceptance and specific requirements are subject to confirmation by the bank.

The subject is Deutsche Bank AG under German law, for personal and business accounts presented on its German website; requirements for the group’s branches or subsidiaries in other countries are not applied to this entity. Public materials confirm products and some identity-verification channels, but do not confirm general eligibility for non-resident individuals, foreign-incorporated businesses or customers of particular nationalities. Obtain a case-specific response from the bank based on the applicant’s residence, the company’s place of incorporation and the business.

Date information checked:2026-10-26

Document Preparation Checklist

Personal identity, residence and tax information

Who it applies to: Individual applicants; for organizing materials before applying. Not applicable to legal entities and not a general mandatory-document checklist published by Deutsche Bank.
Documents to Prepare: Prepare a valid passport or national identity card, and ensure that the name and birth information match the application form. Deutsche Bank’s corporate customer page states that its online corporate application uses video identity verification; individuals may choose PostIdent, but the channels available to individuals should still be confirmed based on the product and applicant.
Prepare a verifiable residential address and existing residence/registration documents (if applicable). Do not assume that the bank uniformly accepts a particular type of address document, a fixed validity period, or remote witnessing overseas.
First organize information on each tax residence, corresponding TINs and the details needed to complete a tax-residence self-certification accurately. For the use of personal funds or source of wealth, prepare supporting documents consistent with the actual circumstances, such as payslips, tax records, asset sale or inheritance documents, and submit them only if the bank requests them.
Description: BaFin rules require financial institutions to identify individuals and collect legally prescribed identity information, while BZSt CRS standards list reportable fields such as tax-residence jurisdictions and TINs. These do not amount to a published Deutsche Bank requirement that every applicant submit documents in a particular form. Requirements for original passports, certified copies, translations and document validity periods were not fully published on the pages reviewed; confirm them with the bank before applying.

Source:Deutsche Bank Germany — Business accounts；BaFin — Money Laundering Act, English text；BZSt — Official CRS data set and interface description under the Financial Account Information Exchange Act

Company entity, authorized persons and control chain

Who it applies to: Applicants for corporate accounts in Germany; for foreign companies, this is only a preparation checklist and does not support an inference that Deutsche Bank will accept the application. The evidence required may differ for sole proprietors and legal entities.
Documents to Prepare: Prepare a commercial register extract/proof of registration, organizational form, registration number, registered address, and articles of association or equivalent formation documents, to correspond to the legal entity or partnership identification information required under the GwG.
It is advisable to prepare identity documents and proof of authority for directors, account signatories, and the applicant’s representative, such as board resolutions, letters of authorization, or signing rules. Draw an ownership/control chart through each level to the natural persons and explain any nominee holders or special control arrangements.
Prepare a business overview, types of main customers and suppliers, expected countries/currencies/amount ranges for payments and receipts, and the payer and source-of-funds evidence for the initial deposit. These are preparation suggestions for explaining the expected use of the account, not a publicly available, standardized Deutsche Bank document checklist.
Description: Deutsche Bank’s corporate page publishes an online application and video identity-verification process, but does not publish a complete document checklist applicable to all company types, nor does it guarantee on the reviewed page that entities incorporated abroad may apply. BaFin provisions require identifying the company and its representatives and understanding the ownership/control structure of non-natural-person customers; the specific requirements for originals, notarization and legalization, apostilles, translations, and acceptable registration documents must be confirmed with the bank on a case-by-case basis.

Source:Deutsche Bank Germany — Business accounts；Deutsche Bank AG — General statement on observance of anti-money laundering requirements；BaFin — Money Laundering Act, English text

Business, source of funds and proof of tax residence

Who it applies to: For individual or institutional applicants; to organise evidence that can be explained in advance, without implying that the bank has committed to requesting every item.
Documents to Prepare: It is advisable to use documents such as contracts, orders, invoices, the company website/product information or business licence to explain the genuine business, purpose of the account and expected transaction pattern, and ensure that the expected activity in the application is consistent with the supporting evidence.
Prepare proof of the actual source of funds, such as payroll/business income, dividends, asset sale, financing, or shareholder contributions. If funds are transferred through a related party or third party, it is advisable to prepare an explanation of the relationship, business rationale, and payment chain.
Institutional customers are advised to prepare information on each tax residence and entity classification, and to complete the CRS self-certification using the bank’s forms. If tax information concerning controlling persons is relevant, first confirm the applicable entity classification and required fields.
Description: The GwG requires obtaining and assessing the purpose and intended nature of a business relationship in each case and monitoring transactions on a risk-based basis. BZSt guidance explains that financial institutions report relevant account information under Germany’s Financial Account Information Exchange Act; the data structure includes tax residence, TIN, and entity/controller information. CRS reporting rules do not prove that a particular applicant can open an account and should not be conflated with Deutsche Bank-specific forms, FATCA rules, or the bank’s document formats.

Source:BaFin — Money Laundering Act, English text；BZSt — Official CRS data set and interface description under the Financial Account Information Exchange Act

Due diligence and enhanced verification

Ultimate beneficial owners and control chain

Basis for Verification: Germany's GwG requires verifying whether the customer is acting on behalf of a beneficial owner; where the customer is not a natural person, appropriate measures must be taken to understand the ownership and control structure. Deutsche Bank states that its AML program uses German rules as the minimum standard and complies with applicable local rules. The 25% threshold here is not generalized to all jurisdictions or legal forms; complex structures and the final determination should be confirmed under the applicable provisions of Germany's GwG and on a case-by-case basis.
Preparation recommendation: Submit an ownership chart tracing each level to natural persons, showing ownership percentages, voting rights, other means of control and each level’s place of registration; where there is no single clear controller, or where trusts/nominees or dispersed ownership are involved, it is advisable to explain the analysis and prepare supporting evidence such as registers, shareholder lists and articles of association.
Scope: German statutory obligations and the bank’s AML statements; the bank has not publicly established a uniform set of detailed documents or accepted forms of evidence of control.

Source:Deutsche Bank AG — General statement on observance of anti-money laundering requirements；BaFin — Money Laundering Act, English text

Identity, Authorization, and Business Purpose Verification

Basis for Verification: The GwG requires identifying the customer and, where applicable, representatives and beneficial owners before establishing a business relationship. For legal entities/partnerships, banks collect information such as legal name, legal form, and available registration number, and verify that representatives are authorized to act for the customer. Banks must assess the purpose and intended nature of the relationship when necessary.
Preparation recommendation: Ensure that the spelling of the applicant's, signatories' and ultimate beneficial owners' names, identity document details, registration documents and authorization chain are consistent; use specific transaction examples to explain why the account is needed, where the funds are expected to come from and where they will go.
Scope: Statutory German customer due diligence; the online application and VideoIdent shown on the website are part of Deutsche Bank’s business account process and do not mean all entities, countries, or customers can use that process.

Source:Deutsche Bank Germany — Business accounts；BaFin — Money Laundering Act, English text

Source of funds/wealth and transaction risks

Basis for Verification: The GwG requires ongoing monitoring of business relationships and transactions to ensure they are consistent with the bank’s information about the customer, business activities, and, where necessary, source of wealth; the level of measures must be risk-based. Deutsche Bank states that it operates monitoring in accordance with applicable rules and reports suspected activity as required by law. Public information does not list a fixed source-of-funds threshold or internal limit for this account category.
Preparation recommendation: Match each large initial deposit, shareholder contribution, related-party payment or transaction inconsistent with normal business activity to the relevant contract, board/shareholder resolution, invoice, bank statement or financing document. If the amount, timing or payer changes, prepare a brief business explanation.
Scope: Regulatory requirements and the bank’s AML statement; the specific forms of source-of-funds documentation and trigger thresholds have not been published. Do not infer that every customer must provide the same set of documents.

Source:Deutsche Bank AG — General statement on observance of anti-money laundering requirements；BaFin — Money Laundering Act, English text

PEPs, sanctions and cross-border tax

Basis for Verification: The GwG requires a risk-based determination of whether customers or beneficial owners are PEPs, their family members, or known close associates. PEP status alone does not mean being a sanctions target or automatic rejection. Deutsche Bank publicly states that it complies with sanctions/embargo rules applicable in the EU and relevant places of business and uses lists from sources including BaFin, the EU, and OFAC. German CRS reporting information concerns tax residence and TIN; this rule is not an account eligibility policy.
Preparation recommendation: If you or a controller is a PEP, previously held public office, or has a close relationship with a public official, we recommend accurately disclosing identity, period of service, and source of wealth, and preparing materials that explain the transaction. Cross-border customers should list all tax-residence jurisdictions, TINs, countries of registration/operation, and payment routes, and ask the bank in advance whether it can accept the application.
Scope: PEP checks and due diligence are required by German law; sanctions screening is covered by Deutsche Bank’s public compliance statements; CRS fields are based on German tax authority requirements. The applicability of sanctions in different jurisdictions, cross-border eligibility and Deutsche Bank’s risk appetite must be confirmed with the bank on a case-by-case basis.

Source:Deutsche Bank AG — General statement on observance of anti-money laundering requirements；BaFin — Money Laundering Act, English text；BZSt — Official CRS data set and interface description under the Financial Account Information Exchange Act

Ongoing Compliance Requirements After Account Opening

Accuracy of information and changes in circumstances

The GwG requires renewed identification if external circumstances give the bank reason to doubt that existing identity information remains accurate. During ongoing due diligence, relevant information must also be updated at appropriate intervals based on risk. A prudent approach for customers is to promptly confirm and update changes to address, signing authority, ownership/controllers, business activities, and tax residence with the bank. The law does not set a single update cycle for all customers, and the Deutsche Bank pages reviewed do not publish a general review frequency.

Source:BaFin — Money Laundering Act, English text；BZSt — Official CRS data set and interface description under the Financial Account Information Exchange Act

Consistency between transactions and account purpose

The bank is legally required to monitor transactions against known business activity, customer information and, where necessary, source of wealth. After opening an account, retain contracts, invoices, payment chains and proof of source of funds; explain unusual, third-party or cross-border transactions as requested by the bank. No publicly available information was found on fixed Deutsche Bank transaction amount thresholds or a general periodic document review schedule.

Source:Deutsche Bank AG — General statement on observance of anti-money laundering requirements；BaFin — Money Laundering Act, English text

CRS Tax Information Maintenance

German financial institutions report applicable account information to the BZSt under the Act on the Exchange of Financial Account Information. The official CRS data specifications include tax residence, TIN, and fields relating to controlling persons of entity accounts. Customers should ensure their self-certification matches their actual tax status and ask the bank how to correct it after a change in tax residence. The sources reviewed describe the reportable data structure and are insufficient to confirm Deutsche Bank’s specific customer update deadlines or procedures.

Source:BZSt — Official CRS data set and interface description under the Financial Account Information Exchange Act

Please confirm with the bank before booking

Does Deutsche Bank AG accept applications for German accounts from individuals residing outside Germany, and which countries or territories of residence, nationalities, or residence statuses are ineligible?
Can a company incorporated abroad, a foreign director, or a non-resident ultimate controlling person apply? Which German branch or business unit must assess the application?
For the applicant’s legal form and ownership chain, what specific registration, constitutional, authorisation, UBO, and controlling-person documents does the bank require? Are electronic extracts accepted, or are originals, certification, or German translations required?
Which countries/documents can individuals and companies use for VideoIdent or PostIdent verification, respectively; is it necessary to visit a German branch?
Which tax-residency self-certification and TIN does the bank require? If the address, control, or tax residence later changes, through which channel and when must the bank be notified?
How are application review times, translation/certification requirements, and any fees confirmed based on the applicant's circumstances? Through which channels are requests for additional documents or enhanced due diligence usually communicated?

Not confirmed by public information

Deutsche Bank’s public materials reviewed do not confirm a complete eligibility matrix for standard personal accounts covering non-German residents, non-EU residents, or nationals of different countries, nor do they confirm that companies incorporated abroad can generally open accounts. Confirm with the bank after providing the specific place of residence/incorporation and business background.
The business account page describes the online application and identity verification process, but does not publish a uniform document checklist covering all legal forms of company or state that all foreign identity documents can be verified remotely.
The pages reviewed do not specify notarization/certification, translation, proof-of-address validity, minimum deposits, supplemental-document deadlines or a standard approval timeline applicable to this type of application; do not claim these are strict Deutsche Bank requirements based on general market practice.
The bank has not published internal risk preferences, country/industry limits, monetary thresholds that trigger enhanced review, or customer review frequency. The bank will decide whether to open an account and request additional documents based on applicable law, risk, and the individual case.

Sources & Scope of Verification

Deutsche Bank Germany — Business accounts
Online application steps for a Deutsche Bank business account in Germany; the page says business customers complete VideoIdent through its partner WebID Solutions, while natural persons may choose PostIdent. The page does not fully disclose the required documents or general eligibility for all entity types or cross-border customers.
Deutsche Bank AG — General statement on observance of anti-money laundering requirements
Deutsche Bank statement dated 2026 year 1 month 9 day: The AML program uses German rules as its minimum standard and follows applicable local rules; the bank applies applicable EU and place-of-business sanctions/embargo rules, with list sources including BaFin, the EU and OFAC, and reports confirmed suspicious activity as required by law. This statement does not include an account-opening document checklist or risk acceptance policy.
BaFin — Money Laundering Act, English text
Section 10 of Germany's GwG requires due diligence on customers, representatives and beneficial owners; understanding the ownership and control structure of non-natural persons; assessing the purpose of the relationship; risk-based PEP checks; ongoing monitoring; and risk-based updating. Section 11 specifies when identification is required and the information to be collected for natural and legal persons.
BZSt — Official CRS data set and interface description under the Financial Account Information Exchange Act
The statutory basis under Germany’s Act on the Exchange of Financial Account Information for financial institutions to report account information to the BZSt, and the CRS data structure. Fields include individuals’ tax residence and TIN, the account holder’s self-certification status, and information relating to controlling persons of entity accounts. This does not prove that a bank must require every applicant to submit a particular form.

Fees and timelines

The personal product page, verified on 2026-10-26, lists monthly fees of 6.90 euros for AktivKonto and 13.90 euros for BestKonto; the basic fee for Basiskonto is 6.90 euros per month. Das Junge Konto is free for customers meeting the age, identity, and EU-registered-address conditions listed on the page. The business product page lists monthly base fees: Business BasicKonto, 14.90 euros through 2026-12-31, and 16.90 euros from 2027-01-01; Business ClassicKonto, 24.90 euros and 27.90 euros respectively; and Business PremiumKonto, 39.90 euros and 44.90 euros respectively. All amounts are in euros per month. Transaction-based charges may also apply; refer to the product page and schedule of prices and services. The business FAQ says that accounts are usually opened within a few days when all documents are complete and identity verification is successful; the personal page says online banking login details can be obtained immediately after video verification, but this does not mean approval is necessarily immediate. These are public details for the relevant German retail/business products; they do not apply to non-residents or foreign companies where eligibility has not been confirmed, and are not RGYS appointment-service prices or processing commitments.

Limitations and practical considerations

This profile covers only Germany’s Deutsche Bank AG and products listed on its German website; services offered by branches or subsidiaries in other countries are not presumed to be services of this German entity.
Deutsche Bank’s public materials do not confirm the general acceptance scope for standard personal accounts for non-German or non-EU residents, nor do they confirm the eligibility of companies incorporated abroad to open accounts. Before applying, obtain the bank’s written response regarding the specific place of residence, company’s place of incorporation, business, tax residence, and verification of representatives.
The EU-registered address and age/identity requirements for the youth account apply only to that product and must not be treated as eligibility standards for other accounts. Video identity verification does not mean that global remote account opening or third-party witnessing is supported.
An individual BaFin database record was not obtained in this research; therefore, the regulatory database entry point cannot be treated as verification of an entry in the register of entities. For formal purposes, recheck the current record under the name Deutsche Bank AG and the credit institution category.
Public pages do not specify acceptance policies for individual countries, industries, complex ownership structures, or sanctions-related circumstances. The outcome depends on the bank's review, applicable law, and product conditions. Do not conceal information about controllers, source of funds, or tax residence.
The public information cited here does not mean that Rengangyongsheng (Hong Kong) Limited can currently arrange appointments with the bank, act on applicants’ behalf, or guarantee account opening.

Licensing evidence and regulatory verification

Deutsche Bank’s own corporate and regulatory disclosures expressly state that Deutsche Bank AG is authorized to conduct banking business and financial services under the German Banking Act, and that it is supervised by the ECB, BaFin, and Deutsche Bundesbank. The disclosure also lists its place of registration in Germany and the Frankfurt am Main Local Court, HRB 30 000. BaFin’s official company database search portal was accessed; the portal shows a data date of 2026-10-25, but the dynamic page displays only a search form, and no reproducible individual search result for Deutsche Bank AG was obtained in this review. Therefore, the portal itself is not described as a completed verification against a supervisory register, and no unverified authorization number is provided.

European Central Bank (ECB, responsible for most prudential supervision of this significant institution); German Federal Financial Supervisory Authority (BaFin, responsible for conduct supervision, anti-money laundering and statutory deposit protection, among other duties, in Germany); Deutsche Bundesbank (cooperating in supervision). Official registration or record

Information sources

Deutsche Bank Germany — Current accounts
Types of personal current accounts in Germany and euro fees; age, status and EU registered-address restrictions for Junge Konto; Basiskonto fees and application methods; and personal account application steps, video verification and PostIdent information.
Deutsche Bank Germany — How to open an account
Individual applicants may apply online, undergo video identity verification and apply at a branch; the page does not list full non-resident eligibility requirements or a general document checklist.
Deutsche Bank Germany — Business accounts
Types of corporate accounts in Germany, euro product pricing at year-end 2026 and from 2027, and the online registration, WebID VideoIdent and natural-person PostIdent processes.
Deutsche Bank Germany — Business account FAQ
Business accounts are usually opened within a few days once the required information and identity verification are complete. Missing information may cause delays.
Deutsche Bank — Corporate and Regulatory Disclosures
The legal name of Deutsche Bank Aktiengesellschaft, its place of registration in Germany and HRB 30 000, the bank’s statement that it is authorised to conduct banking business under the KWG, and the respective supervisory roles of the ECB, BaFin and Bundesbank; also distinguish the group from its subsidiaries.
BZSt — Reporting of financial account information under the FATCA agreement
Information on FATCA due diligence, self-certification, reportable information, reporting to the BZSt, and U.S.-German exchange concerning accounts linked to U.S. tax obligations at German financial institutions.
BZSt — Financial Account Information Exchange Act, official CRS data set description
Legal baseline for financial institutions reporting account information to the BZSt under Germany's Financial Account Information Exchange Act; official documents state that the CRS schema 2.0 is used until the end of 2026, and schema 3.0 takes effect from 2027-01-01.
BaFin — Money Laundering Act, English text
Official English text of Germany's GwG covering obligated entities, the definition and identification criteria for beneficial owners, customer due diligence and anti-money laundering risk management.
Deutsche Bank — General statement on observance of anti-money laundering requirements
Deutsche Bank Group’s public statement on German AML minimum standards, implementing programs under local law, and sanctions screening under applicable EU/place-of-business embargo rules with reference to sources including BaFin, the EU and OFAC.
Entschädigungseinrichtung deutscher Banken — Statutory deposit protection
The general statutory compensation rule for deposits at German private banks is usually 100,000 euros per customer per bank, with temporary coverage of 500,000 euros in certain circumstances; this is not an individual confirmation of a specific customer’s eligibility at Deutsche Bank AG.
BZSt — The identification number
Official information stating that Germany’s natural person IdNo has 11 digits, is valid long-term, and explaining how to apply, inquire, and receive notification by post.
BaFin — Database of companies and search tips
BaFin’s official company database allows searches for authorization information by company name and category, and states that results generally include the company name, address, activities and type of authorization. This review accessed the search guidance, not a search result for Deutsche Bank AG.
BaFin — Database of companies, live search entrance
The access point for BaFin’s dynamic company database search was reached, and the page shows data dated 2026-10-25. Only the search form was visible in this check; no entity record for Deutsche Bank AG was retrieved. This supports only that the access point was visited and that the individual result remains to be verified.

Verification

Research verification

Most recently verified: 2026-10-26
Status: Some information remains to be confirmed: Deutsche Bank's personal and corporate product pages, account-opening processes and pricing have been reviewed, its disclosures on the Deutsche Bank AG entity, authorisation and supervisory responsibilities have been read, and Germany's BaFin Anti-Money Laundering Act and BZSt tax reporting baselines have been checked. The official BaFin company database entry point was accessed, but the specific register record for Deutsche Bank AG was not obtained. Eligibility for non-resident individuals and overseas companies, case-specific documents and cross-border remote witnessing conditions have also not been confirmed by the bank's public pages. This profile must not be understood to mean that all applications are accepted or that verification of every licence register entry is complete.
Author: Drew

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