EuropeBelgiumLicensed-entity research

Belfius Bank SA/NV（Belfius Banque）

Belfius Bank SA/NV (the French-language register lists it as Belfius Banque, société anonyme; Belgian enterprise number 0403.201.185). Do not substitute Belfius Group or the brand name for this bank entity.

The National Bank of Belgium’s current list of authorized credit institutions includes Belfius Banque, a Belgian public limited company bank entity, and provides its enterprise number and registered address in Brussels. Belfius’s public online account-opening information for individuals mainly describes the process for new individual customers; eligibility for non-residents and foreign companies remains subject to the bank’s rules, and no confirmable commitment to accept individual cases has been made.

Regulator: National Bank of Belgium / Banque nationale de Belgique (NBB)
Check date: 2026-10-26
Verify status: Some information pending confirmation

Research scope and official resources

Topic number:europe-belfius-bank-sa

Selected based on the input selection.json; the background is a selection of large Belgian banks in The Banker Top 1000 World Banks 2026 (Tier 1 capital basis). The candidate is only for institution screening; it is not a fact about licensing or account-opening acceptance. No individual ranking for Belfius or current global top 100 ranking is claimed on this basis.

Bank’s official website

Personal Eligibility and Documents

Personal: Belfius’s personal customer service page states that new customers can use itsme to log in through Belfius Mobile, answer account-opening questions, and sign a contract; the page lists an initial private payment account option. Its account-opening guidance directs people living outside Belgium to a separate non-resident Q&A. The public information found does not fully list the countries, tax-residency statuses, identity documents, or account-opening conditions eligible for non-residents, so it does not confirm that all non-residents worldwide can open an account. The bank’s general business rules define an individual as a non-resident if their usual residence, domicile, or tax residence is outside Belgium, and state that it may restrict or discontinue services to non-residents because of the licences it holds or lacks and foreign laws it must comply with when providing services.

Personal information publicly disclosed or identified

Belfius has publicly confirmed that its online process for new personal customers requires identity verification through itsme, followed by answering questions and signing the contract in Belfius Mobile. The bank's AML policy requires customers, agents and beneficial owners to have their identities identified and verified using original, reliable and independent supporting documents, with a valid identity card or passport given as an example. The website does not publish a complete list of documents covering all nationalities and non-residents.
General preparation suggestions (not Belfius's fixed policy checklist for all applicants): Prepare valid identification, proof of address, tax residence self-certification and applicable tax number, and be prepared to explain the source of funds or wealth as requested. Confirm with the bank in advance which documents are acceptable, whether certification is required and whether translation is needed.

Company eligibility and documents

Company: Belfius publicly describes the Belfius Business Account as a professional payment account; its guide for sole proprietors provides steps for applying for an account for professional use. The materials reviewed on the website do not provide a complete eligibility list sufficient to confirm that all company forms, foreign-registered companies, or businesses with no Belgian business ties can open an account. The bank's general terms classify legal entities with a registered office, management, or administrative seat outside Belgium, or formed under foreign law, as non-residents, and state that it may restrict its services due to licensing and foreign regulatory requirements. Confirm in writing with the bank whether it accepts a specific foreign legal entity, type of business, or its controllers.

Company information publicly disclosed or identified

Belfius's general terms require customers to provide proof relating to their legal or tax status, legal capacity, name, registered address, representative authority and any subsequent changes, as well as information the bank needs to meet its ongoing anti-money laundering due diligence and sanctions obligations. For legal entities, examples in the terms include documents filed with the business court or published in the Belgian Official Gazette appointing directors/managers, and proof of registration with the Belgian Crossroads Bank for Enterprises. The bank's AML policy also states that it will ascertain the legal entity's ownership and control structure and may require reliable supporting documents. Foreign documents may be required to be translated by a sworn translator and to undergo any necessary authentication/legalisation. These are examples from the published terms, not an exhaustive list of documents required for all company applications.
General preparation suggestion (not a uniform checklist published by Belfius): Prepare a certificate of incorporation or commercial register extract, articles of association, identification of directors/authorized signatories and beneficial owners, ownership and control structure details, an explanation of the company’s activities and source of funds, registered address, and tax-residency details. Confirm with the bank first whether original documents, certified copies, or translations are required.

Address, tax, and remote / witnessed procedures

Address and tax

Belfius's terms treat an individual's usual residence/domicile/tax residence, and a legal entity's registered, management or administrative office, as factors in determining non-resident status. Account opening information must also cover the individual's residential address or the company's registered address. No Belfius-published list of acceptable proof-of-address formats for all applicants was found. Belgian Ministry of Finance CRS guidance requires financial institutions to obtain a valid tax-residence self-certification when opening an account; declare all tax residences and applicable tax identification numbers/TINs. Belgium and the United States also have a FATCA intergovernmental agreement; this does not mean or imply that the United States is a CRS participating jurisdiction. Belgian enterprise numbers are assigned by the Crossroads Bank for Enterprises; an enterprise number and a customer's tax-residence self-certification are not the same thing.

Remote / witnessing

Belfius's anti-money laundering policy states that identity verification must in principle be completed face to face; its dedicated onboarding process also allows remote identification, but some transactions or products may be restricted. The general terms additionally mention that verification may in certain cases be performed via itsme or the bank's remote identification procedure. Published guidance for opening a joint personal account states that all prospective account holders must attend the selected branch together and each bring identification. No commitment was found from the bank to offer global video account opening, remote verification of all foreign identity documents, or a third-party/notary-witnessed alternative to the bank's identity verification.

Public process reference

New individual customers: the published online route is to download Belfius Mobile, log in using itsme, answer account-opening questions, and sign the contract; the page offers several private payment account options. This describes the public process and does not mean non-residents can also use this channel.
Sole trader: The guidance on the website says that users can select a payment account and specify a professional purpose in Belfius Mobile or Belfius Direct Net, enter their details and sign the application. Account eligibility and required documents remain subject to the bank’s review.
Company or non-resident application: General terms require the bank to complete identity verification and allow it to request supplementary proof of the legal entity, tax status, and representative authority. Public materials do not provide a complete set of steps applicable to every case regarding foreign legal entities, individuals residing abroad, acceptable submission channels, or the sequence of subsequent verification. Confirm directly with Belfius in writing first.

Compliance topics, details, and sources

Belgian AML/KYC and ongoing due diligence

The National Bank of Belgium explains that AML identification and verification are risk-based: customers, agents, and beneficial owners must be identified, and the level of verification is determined according to risk. Regulatory guidance does not set a single document checklist for all situations. Belfius’s own AML policy requires identity verification for customers, agents, and beneficial owners; if verification requirements cannot be met, Belfius may decline to establish a relationship or process a transaction.

Source:Belfius: Anti-Money Laundering Policy (English PDF) ；National Bank of Belgium: Identification and verification in customer and transaction due diligence

Beneficial owners, ownership and control, and source of funds/wealth

Belfius's policy states that it will ascertain the ownership and control structure of legal entities and may require documents such as those from the commercial court or Official Gazette. Its policy identifies an inability to adequately explain or substantiate the source of funds or wealth, inability to verify identity, or lack of a sufficient economic connection to Belgium as circumstances that fail to meet its risk standards. The Belgian Ministry of Finance states that legal entities and other bodies subject to local UBO registration requirements must register their ultimate beneficial owners within 30 days of formation, confirm annually, and update the information when it changes. This corporate registration obligation does not replace Belfius's own customer due diligence.

Source:Belfius: Anti-Money Laundering Policy (English PDF) ；Belfius: General Business Rules (French PDF) ；Belgian Ministry of Finance: Register of Ultimate Beneficial Owners

Tax Residency Declarations, CRS, and FATCA

Belgian Ministry of Finance CRS guidance requires financial institutions to obtain a valid self-certification when opening an account and explains that Belgium implements the OECD CRS; the same guidance states that Belgium has a bilateral agreement with the United States for automatic exchange under FATCA. Belfius’s general terms describe it as a FATCA-reporting Model 1 FFI and state that it may require CRS–FATCA/UBO declarations and applicable forms such as W-8BEN, W-8BEN-E or W-9. U.S. tax status and CRS participating jurisdictions are different classifications; this profile does not claim that the United States participates in the CRS.

Source:Belfius: General Business Rules (French PDF) ；Belgian Ministry of Finance: CRS Guidance, Second Edition

Sanctions, financial embargoes and asset freezes

The NBB explains that financial institutions must comply with applicable United Nations, EU, and Belgian financial sanctions and asset-freezing measures and establish monitoring mechanisms. Belfius’s public policy states that it applies sanctions controls when opening accounts, throughout customer relationships, and in transactions, and screens against official Belgian, EU, OFAC, OFSI, and United Nations lists.

Source:Belfius: Anti-Money Laundering Policy (English PDF) ；National Bank of Belgium: Commentary and recommendations on financial embargoes and asset freezes

Account Opening Compliance Information

Account Opening Compliance and Document Preparation Guide

This page lists separately the requirements published by the bank, local regulations, and document preparation suggestions. Acceptance and specific requirements are subject to confirmation by the bank.

This guide concerns personal and professional/legal-entity relationships with the Belgian accepting bank, Belfius Bank SA/NV, with a focus on due diligence document preparation, cross-border tax matters, and account maintenance. Belfius’s general terms treat individuals normally resident, domiciled, or tax-resident abroad, and legal entities registered, managed, or administered abroad or established under foreign law, as nonresidents. The terms reserve the right to restrict services based on the bank’s licence and foreign laws. Public information is insufficient to confirm that an individual from any specified country or a foreign legal entity will necessarily be accepted. The following is not an eligibility commitment or a complete bank document checklist.

Date information checked:2026-10-26

Document Preparation Checklist

Personal identity, address and tax residency information

Who it applies to: Individual applicants; if the applicant does not reside in Belgium, first confirm whether their country, tax-residency status and intended product are eligible.
Documents to Prepare: The bank expressly states that, to identify and verify the identity of customers, agents, and beneficial owners, Belfius requires original, reliable, and independent documentary evidence. Its policy gives a valid identity card or passport as an example; prepare a valid, verifiable identity document.
Preparation recommendation: Organize current proof of address, each tax residence and applicable tax identification number/TIN, and prepare supporting information consistent with the self-certification. Belgian CRS guidance requires financial institutions to obtain a valid tax-residence self-certification when opening an account.
If an agent handles the application, prepare a power of attorney and the agent’s identity document. Confirm first with the bank the identity-verification channels for the applicant and agent and the acceptable document formats.
Description: Belfius’s public AML policy expressly mentions identity documents and reliable supporting evidence. Specific proof-of-address formats, a uniform validity period, and the scope of remote verification for foreign identity documents are not published; common practices are not presented as fixed requirements of the bank.

Source:Belfius: Anti-Money Laundering Policy (English PDF)；Belfius: General Business Rules (French PDF)；Belgian Federal Public Service Finance: CRS Guidance, Second Edition

Company formation, representative authority, and beneficial ownership chain

Who it applies to: Companies and their authorized representatives intending to apply for a professional or corporate account; preparing documents alone does not mean Belfius has accepted the company's jurisdiction or business category.
Documents to Prepare: The bank's terms require customers to prove their legal/tax status, legal capacity, name, registered address, representative authority, and subsequent changes. Prepare a recent registration extract, formation documents/articles of association, documents appointing directors or managers, and documents establishing authorized signatories' powers.
The bank’s AML policy requires an understanding of a legal entity’s ownership and control structure, supported by reliable independent documents where necessary. Prepare a shareholder register and ownership structure chart showing the ultimate natural-person controllers at each level, together with identity information for the relevant holders or controllers.
If subject to Belgian UBO registration requirements, prepare the registration information and supporting documents, such as a shareholders’ register, shareholder meeting minutes, or shareholder agreement. These are examples in official registration guidance and do not mean the bank accepts only these documents.
Description: Belfius's terms give examples including documents appointing managers published in the Belgian Official Gazette and proof of registration with the Belgian enterprise register. They also state that foreign documents may be required to be translated by a sworn translator and legalised where necessary; this does not mean that all foreign documents invariably require authentication. Before submitting documents, confirm requirements for originals/copies, issue dates, language, authentication or apostille.

Source:Belfius: Anti-Money Laundering Policy (English PDF)；Belfius: General Business Rules (French PDF)；Belgian Federal Public Service Finance: UBO Register

Genuine business, expected transactions and source of funds/wealth

Who it applies to: For individual and corporate applicants; a preparation suggestion particularly relevant to newly formed companies, cross-border payments, complex ownership structures, or anticipated transactions whose scale is not readily apparent from public registry records.
Documents to Prepare: Prepare a brief description of the business specifying its products/services, the countries where its customers and suppliers are located, main counterparties, account purpose, expected payment currencies and frequency, and the reasons funds will remain in or be transferred out of the account.
Prepare traceable documents for the source of funds, such as salary/dividend records, sales contracts and invoices, statements from recently opened accounts, and asset sale or inheritance documents. Legal entities may also prepare financing agreements, financial statements, and an explanation of the source of initial capital.
Explain the formation of personal source of wealth and corporate source of funds separately, including the process, timing, amounts, and connection to the intended account use. This is preparatory guidance for responding to due diligence; Belfius has not published a fixed list of supporting documents applicable to all customers.
Description: Belfius’s AML policy expressly states that a relationship may not meet its risk standards if its purpose/nature is unclear, there is insufficient economic connection or economic activity in Belgium, or the customer/representative/beneficial owner cannot adequately explain or substantiate the source of funds/source of wealth. The specific documents reviewed depend on the risk of the individual case.

Source:Belfius: Anti-Money Laundering Policy (English PDF)

Due diligence and enhanced verification

UBO, ownership and actual control

Basis for Verification: Belfius’s AML policy requires identification and verification of customers, agents, and beneficial owners, understanding legal entities’ ownership and control structures, and permits requests for reliable independent documents in support. Under Belgium’s UBO register regime, companies and other legal arrangements within its scope must register within 30 days of formation; information must be updated within 30 days of a change and confirmed annually, even if there have been no changes. UBO registration obligations do not replace the bank’s own KYC and do not establish that the same entity categories or a universal global ownership threshold apply to all legal entities.
Preparation recommendation: First map direct and indirect ownership, voting rights and other forms of control in a structure chart traceable to natural persons. Check that the company register, shareholder register and UBO register are consistent, and prepare supporting articles of association, shareholder agreements or meeting minutes. Ask the bank to confirm the definition of controller, identification threshold and acceptable evidence for the entity’s jurisdiction; do not apply 25% as a universal threshold for all cases.
Scope: The bank expressly states that Belfius conducts AML identity/control checks. Under local law, Belgium's UBO register applies only to entities within the scope prescribed by law. General preparation advice: provide an ownership and control chart and supporting documents.

Source:Belfius: Anti-Money Laundering Policy (English PDF)；Belgian Federal Public Service Finance: UBO Register

Source of Funds, Source of Wealth, and Business Substance

Basis for Verification: Belfius’s AML policy states that a relationship may not be established or maintained if the source of funds/source of wealth cannot be adequately explained or substantiated, the purpose and nature of the relationship cannot be clarified, or there is insufficient economic connection/economic activity in Belgium. The bank conducts KYC reviews and transaction monitoring based on the risks of the customer and relationship. The policy does not publish a standard list of source-of-funds documents, turnover threshold, or transaction limit.
Preparation recommendation: Prepare a business and transaction explanation consistent with the actual account use, matching each major flow of funds to evidence such as contracts, invoices, payroll/dividends, loans, capital contributions or asset disposals. A new company may explain why it has no historical account activity and the source of its start-up funds. If the bank requests additional information, explain each transaction’s amount, counterparty and business purpose.
Scope: The bank’s risk policies and due-diligence practices; the customer documents listed are general preparation suggestions and do not mean the bank guarantees acceptance or has a fixed minimum Belgian income or transaction threshold.

Source:Belfius: Anti-Money Laundering Policy (English PDF)

PEPs, sanctions and negative information

Basis for Verification: Belfius's policy treats PEP status as a factor in an individual AML risk assessment and requires enhanced due diligence when establishing and maintaining a relationship; PEP status in itself is not equivalent to a sanction and is not an automatic refusal rule stated in the policy. The bank's policy also states that it screens customers and beneficial owners and filters transactions to comply with relevant Belgian, EU, OFAC, OFSI and UN lists. The policy identifies persons on embargo or terrorist lists as persons with whom it will not establish or maintain a relationship.
Preparation recommendation: If you, a beneficial owner, or a close family member/close associate is involved in political public office, we recommend accurately disclosing the position, period of service, and relationship, and preparing explanations of the source of wealth and expected funds. If the name may match a sanctions list, prepare verifiable identity, nationality, date of birth, and transaction-background information for the bank to distinguish the person. Do not conceal the relationship or attempt to evade screening.
Scope: Based on Belfius’s public AML policy statements; PEPs are not equated with sanctioned persons or treated as automatically refused, and it is not assumed that all potential screening matches will be handled in the same way.

Source:Belfius: Anti-Money Laundering Policy (English PDF)

Cross-Border Residence, Tax Residency, and FATCA/CRS

Basis for Verification: Under Belfius's terms, an individual whose usual residence, domicile or tax residence is outside Belgium, or a legal entity established under foreign law with its registered office, management or administrative office outside Belgium, is a non-resident. The bank may restrict or discontinue services to non-residents because of licensing requirements and foreign laws it must comply with to provide services. Belgian CRS guidance requires financial institutions to obtain a valid self-certification when opening an account and to follow up on tax-residence status on an ongoing basis. Belfius's terms may require applicable customers to complete a CRS–FATCA/UBO declaration and W-8BEN, W-8BEN-E, W-9 or other documents.
Preparation recommendation: It is advisable to list all tax residences and corresponding TINs, and check that the address, place of incorporation, place of management, and status on tax forms are consistent. If U.S. tax status or a U.S. entity relationship is involved, first ask the bank which FATCA forms are required and whether there are product restrictions. Notify the bank in writing promptly of any changes, in accordance with its terms. FATCA reporting related to the United States and CRS participating jurisdictions are different classifications; do not conflate them.
Scope: The bank expressly states Belfius's restrictions on non-resident services and that tax documents may be requested depending on the applicable circumstances. Official local guidance covers CRS self-certification/follow-up requirements for Belgian financial institutions; the specific forms vary by applicant status.

Source:Belfius: General Business Rules (French PDF)；Belgian Federal Public Service Finance: CRS Guidance, Second Edition

Ongoing Compliance Requirements After Account Opening

Update legal, address, representative authority and tax residency information promptly

Belfius's general terms require customers to provide and update information such as their legal or tax status, legal capacity, representative authority, name and address. Customers must notify the bank in writing immediately if their tax residence changes (for example, due to a change of address). The terms also require immediate written notification if a customer ceases to be a resident as a result of changed circumstances. The bank has not published a uniform periodic update schedule for all customers; contact the bank proactively when changes occur and keep a record of submissions.

Source:Belfius: General Business Rules (French PDF)

Maintain the applicable Belgian UBO register as required by law

Only for entities subject to Belgium's UBO registration requirement: complete registration within 30 days of incorporation, update it within 30 days of a change to UBO or entity information, and confirm the registration information annually, even if there are no changes. Supporting documents demonstrating that the registration information is accurate, adequate, and up to date must be retained. This registration obligation is separate from Belfius's ongoing KYC requirement that customers cooperate.

Source:Belgian Federal Public Service Finance: UBO Register；Belfius: Anti-Money Laundering Policy (English PDF)

Cooperate with risk-based KYC reviews and transaction monitoring

Belfius’s AML policy describes ongoing due diligence through risk-based KYC reviews and automated transaction monitoring, with review frequency determined by customer risk; the bank has not published a uniform review frequency for customers. It is advisable to retain contracts, invoices, statements, and explanations of transaction purposes, ensure actual payments and receipts are consistent with the use and expected transactions declared at account opening, and respond promptly to the bank’s requests to explain unusual or atypical transactions.

Source:Belfius: Anti-Money Laundering Policy (English PDF)

Please confirm with the bank before booking

Does Belfius Bank SA/NV accept the specific country where I reside or am registered, my company's legal form and its business type? Is proof of a genuine economic connection to Belgium required? Please confirm in writing which products apply and any geographical restrictions.
Which team handles applications from non-resident individuals or companies registered overseas? Can the process be completed remotely, or must applicants attend a branch for verification? Which places of residence, identity documents, and applicant categories are eligible for the online process?
For my company’s jurisdiction of incorporation and ownership structure, which direct/indirect controllers must the bank identify, and how is the applicable threshold determined? What evidence is accepted for ownership, control, and representative authority at each level?
Do my company’s incorporation documents, board resolutions, power of attorney, and address/tax documents need to be originals, certified copies, sworn translations, or legalized/apostilled? What languages are accepted, what are the document issue-date requirements, and how must they be submitted?
For the stated business, expected countries/currencies/counterparties, and source of startup funds, what business, source-of-funds, or source-of-wealth evidence is usually required for account-opening due diligence? Which specific CRS/FATCA forms apply?
What are the appointment arrangements, review stages, fees, minimum balance, and product restrictions for this application category? If these details are not public, can case-specific information be provided before a formal application is submitted?

Not confirmed by public information

Public information does not provide a confirmed, complete list of eligible countries/regions, and cannot establish that a specified foreign individual, company, or its UBO can open an account. Belfius must confirm in writing based on the entity, place of residence/incorporation, business, and product.
There is no uniform document list, method for certifying/translating foreign documents, identity-document validity requirement or remote verification channel for all customers. The general terms reserve the right to require sworn translations and legalization as needed.
Belfius's published AML policy does not detail UBO identification thresholds, documentation standards for the source of funds or wealth, internal risk ratings, minimum economic connection standards or review frequency for each customer type. Do not substitute generic ownership percentages or fixed intervals for case-specific confirmation.
Application processing time, appointment wait, fees for non-resident accounts, minimum balance, and transaction limits for individual cases could not be confirmed from the materials reviewed. Do not assume remote account opening, a guaranteed timeframe, or particular account terms.

Sources & Scope of Verification

Belfius: Anti-Money Laundering Policy (English PDF)
The PDF was actually downloaded and its text extracted. It supports Belfius’s expressly stated requirements concerning identity verification for customers, agents and beneficial owners, examples of valid identity documents, verification of corporate control chains, possible transaction or product restrictions for remote identification, the purpose of the relationship/Belgian economic ties, explanations of the origin of funds and wealth, PEP risk factors, risk-based KYC reviews and ongoing transaction monitoring. No complete list of customer documents, uniform thresholds or review frequency is published.
Belfius: General Business Rules (French PDF)
The PDF was actually downloaded and its text extracted. It supports the bank’s provisions concerning information on customers’ legal/tax status, address and authority of representatives and subsequent changes; the definition of non-residents and restrictions on services abroad; the possibility that foreign documents may require a sworn translation and, where necessary, legalisation; immediate written notification of changes in tax residency; and, as applicable, CRS–FATCA/UBO and W-8/W-9 forms. It does not provide a complete list of cross-border eligibility criteria.
Belgian Federal Public Service Finance: UBO Register
The full text of the official webpage has been reviewed. It describes UBO registration for entities within the specified scope, registration within 30 days of formation, updates within 30 days after a change, annual confirmation (including when there are no changes), and examples of supporting documents such as a shareholders’ register, minutes of shareholders’ meetings and shareholders’ agreements. It applies only to entities covered by the local UBO rules.
Belgian Federal Public Service Finance: CRS Guidance, Second Edition
The relevant passages of the official guidance PDF have been reviewed. They state that Belgian financial institutions must obtain a valid tax-residence self-certification when opening an account and must continue monitoring customer circumstances to identify changes in tax residence. The document explicitly distinguishes CRS from FATCA and notes that the United States is not a CRS participating jurisdiction. This guidance explains CRS practice and is not a complete Belfius customer-document checklist.

Fees and timelines

The Belfius Business Account product page currently lists a fee of EUR 3.50 per month (excluding VAT); the account may be included in Belfius Business Pack (Plus). This price applies to this business payment account product. It was recorded as of the profile review date 2026-10-26 and is not a quote for a personal account or any other service. No verifiable public figures were found for the account opening processing time, minimum deposit or general account limits; refer to the bank's current quotation for the specific product.

Limitations and practical considerations

Belfius's general terms allow it to restrict or discontinue services for non-residents. There is no complete public list of eligible countries, business types or specific product eligibility for foreign legal entities and individuals residing abroad; confirmation from the bank is required on a case-by-case basis.
The bank’s AML policy identifies circumstances such as inability to verify identity, insufficient explanation of the source of funds or wealth, or insufficient economic ties to Belgium as unacceptable or unmanageable risk situations. This profile does not provide advice on avoiding scrutiny.
Foreign documents may require sworn translation and, where necessary, certification/legalization. The bank may request additional information based on risk, and its public documents do not provide a fixed checklist that applies to every applicant.
Public information does not constitute a currently bookable account-opening channel through Rengangyongsheng (Hong Kong) Limited, nor does it mean that a bank has pre-accepted any application. Before proceeding, confirm directly with Belfius which applicants, products and application methods it accepts.

Licensing evidence and regulatory verification

A specific current entity record from the competent authority has been verified, rather than merely a directory landing page: the NBB “Établissements de crédit agréés en Belgique” states that its list is current as of 2026-10-22 and lists Belfius Banque under Belgian-law banks, with legal form société anonyme, address Place Charles Rogier 11, 1210 Bruxelles, company number 0403.201.185, and LEI A5GWLFH3KM7YV2SFQL84. This is a list of authorised credit institutions; the page does not provide a separate licence number or establish that a particular product or applicant will necessarily be accepted.

National Bank of Belgium / Banque nationale de Belgique (NBB) Official registration or record

Information sources

National Bank of Belgium: Register of authorized credit institutions in Belgium
The text of the actual directory as of 2026-10-22 has been reviewed. Its section on banks under Belgian law lists Belfius Banque (public limited company), its registered office in Brussels, enterprise number 0403.201.185 and LEI, supporting the current record of the specific entity as an authorised credit institution.
Belfius: Online account opening guide for new personal payment account customers
The page describes the process for new personal customers to apply through Belfius Mobile, itsme, answer questions and sign, and gives the first private payment account option. It directs people living abroad to the non-resident process and states that opening a joint account for multiple people requires a branch appointment, with all account holders bringing identity documents.
Belfius: Anti-Money Laundering Policy (English PDF)
The bank’s own AML policy explains identity identification/verification for customers, agents, and beneficial owners; examples of documents such as valid identity cards or passports; checks on legal entities’ ownership and control; in-person and limited remote identification; Belgian economic ties; source of funds/wealth; and screening against sanctions lists.
Belfius: Belfius Business Account professional payment account
The business product page describes account features and says the account may be charged separately or included in Business Pack (Plus), and shows a standalone fee of 3.50 euros per month, excluding VAT. The page does not provide a complete eligibility checklist for foreign legal entities.
Belfius: General Business Rules (French PDF)
The terms define personal and legal-entity non-resident status and state that services may be restricted or discontinued due to licensing or foreign-law limitations. They specify information such as identity, address, tax status, representative authority and legal-entity registration; mention translation/legalisation of foreign documents, limited remote identification via itsme, and the bank’s FATCA status declarations and forms.
National Bank of Belgium: Identification and verification in customer and transaction due diligence
The NBB explains that customer, agent, and beneficial-owner identification and verification under Belgian AML/CFT rules are risk-based, with the level of verification adjusted to risk. The rules do not establish a uniform, exhaustive list of supporting documents for all institutions and circumstances.
Belgian Ministry of Finance: CRS Guidance, Second Edition
Belgian official guidance states that a valid tax-residency self-certification must be obtained when an account is opened and explains that Belgium participates in the OECD CRS and has signed an agreement with the United States for automatic FATCA information exchange; it does not support the claim that the United States is a CRS participating jurisdiction.
Belgian Ministry of Finance: Register of Ultimate Beneficial Owners
Explains that companies and other legal arrangements subject to UBO obligations must register beneficial owners within 30 days of formation, confirm annually, and update the information after changes, with appropriate supporting documents for the filing.
National Bank of Belgium: Commentary and recommendations on financial embargoes and asset freezes
The NBB explains that financial institutions must implement United Nations, EU, and Belgian financial embargoes and asset-freezing measures and establish sanctions monitoring and internal controls.
Belgian Federal Public Service Economy: Crossroads Bank for Enterprises
Explains that Belgium’s CBE consolidates basic company information and assigns a unique identification number to each company and business unit, providing background on Belgian company registration numbers.