AmericasChileLicensed-entity research

Banco de Crédito e Inversiones (BCI)

Banco de Crédito e Inversiones (BCI; the legal banking entity listed in the CMF directory, not a group shareholder or another brand)

The CMF official directory lists Banco de Crédito e Inversiones as a bank established in Chile, code SBIF 016, and identifies its TBanc and Banco Nova brands. BCI’s published personal current account application conditions require applicants to be of legal age and either Chilean citizens or foreign nationals with residency. BCI Pyme publishes a business application pathway for companies operating in Chile, but has not publicly confirmed whether foreign-incorporated legal entities or non-resident controllers are accepted.

Regulator: Chilean Financial Market Commission (Comisión para el Mercado Financiero, CMF)
Check date: 2026-10-26
Verify status: Some information pending confirmation

Research scope and official resources

Topic number:americas-banco-de-credito-e-inversiones

According to the input selection record, the source reference is a regional selection of large institutions under The Banker Top 1000 World Banks 2026 Latin America comparison criteria. No specific ranking or current global top 100 ranking is claimed, nor is licensing or account acceptance inferred.

Bank’s official website

Personal Eligibility and Documents

BCI’s public personal current account page requires applicants to be at least 18 years old, be Chilean citizens or foreign nationals with residence, and meet the stated income requirements and good financial/commercial record; the product is subject to the bank’s assessment. The Preferencial plan lists additional conditions, including permanent residence, an open-ended employment contract, minimum employment tenure and an account with another financial institution. The Universitario plan has separate age and enrolment conditions. The official website does not say whether non-residents without Chilean residence can open an account, nor confirm whether temporary residence, a foreign passport alone or an overseas address is acceptable. The page lists valid Chilean identity documents, online identity verification and digital-signature procedures; ClaveÚnica may be used for identity verification. These conditions describe only publicly available information on Chilean retail accounts and do not guarantee acceptance of any foreign resident, non-resident or other applicant.

Personal information publicly disclosed or identified

BCI’s personal online application page expressly requires a valid Chilean identity card (cédula de identidad) in good standing.
BCI states that applicants may be required to use ClaveÚnica to verify their identity during the application process and should have a device with a camera and an internet connection. These are conditions for online application/verification and do not mean that the bank accepts video witnessing or remote account opening worldwide.
BCI’s published process requires applicants to enter personal information, verify their identity, undergo automated income verification and digitally sign account-opening documents. The page does not publish passport-substitution rules for foreign nationals without residence, a list of foreign tax identification documents or non-resident proof-of-address standards.
General account-opening preparation suggestion (not a policy checklist published by BCI): Prepare identification, Chilean tax ID/residence and tax residency information, residential address, and income or source-of-funds documents for the bank; first confirm the specific requirements and acceptable documents with BCI.

Company eligibility and documents

BCI’s public Pyme business current account page is aimed at Chilean Pyme businesses and allows applicants to select “Persona Natural con Giro” or “Persona Jurídica.” The process includes digital identity verification, entering information, uploading documents and electronic signature; the product is subject to the bank’s assessment. The page does not confirm that foreign-incorporated legal entities may apply or state whether non-resident directors, authorized signatories or ultimate beneficial owners can complete remote account opening. Therefore, eligibility for foreign companies, Chilean companies controlled or represented by people abroad, and cross-border businesses, as well as the required account type, must be confirmed in writing with BCI.

Company information publicly disclosed or identified

The BCI Pyme page only states that applicants must upload the required documents. It does not publish a complete account-opening document list applicable to all legal entities or foreign companies; confirm the company’s document requirements individually in writing with BCI.
General company account-opening preparation suggestions (not BCI's account-opening policy): Consider organizing company formation documents and current Articles of Association, proof of existence/registration, identity documents and signing authority for directors and authorized representatives, ownership and ultimate beneficial owner structure, business description, Chilean tax number and source-of-funds documents. Whether these are required, and in what form, remains subject to BCI's confirmation.
The tax registration documents listed by the SII for foreign legal entities applying for a Chilean RUT include foreign incorporation documents translated and, as required, authenticated by Chilean consular authorities, then legalised by Chile’s Ministry of Foreign Affairs. Requirements concerning representatives or agents, authorisation and proof of address may also apply. These are SII tax registration rules, not a BCI bank account opening checklist.

Address, tax, and remote / witnessed procedures

Address and tax

BCI’s public information for personal products requires foreign applicants to have residence, but does not publish the specific acceptable proof of residence, types of proof of address or policy on foreign addresses; the online process says the debit card will be mailed to the applicant’s address. The SII states that non-resident individuals and foreign legal entities intending to invest or operate in Chile generally need to obtain a Chilean RUT. Non-residents making certain investments may not need to register for business activities; this depends on their activity and applicable rules. The SII also requires foreign legal entities or their representatives to meet the relevant document and domicile/representation requirements when obtaining a RUT. Do not infer that SII tax registration requirements are BCI account-opening requirements for every applicant. The pages reviewed do not publish BCI’s forms and address standards for individual tax-residence self-certification, foreign tax identification numbers or corporate tax information.

Remote / witnessing

BCI has published an online application, identity verification, biometric verification and electronic-signature process for applicants who meet its personal application conditions; the Pyme page also describes online form completion, digital identity verification, document upload and electronic signature. Public information does not establish that the service is open to non-residents worldwide, and no rules were found on accepting third-party witnesses, overseas notarization/consular witnessing, video witnessing or overseas electronic signatures. Applicants abroad should not infer that the entire account-opening process can be completed remotely.

Public process reference

Individuals: Go to BCI’s personal current account application page and select an account plan. Confirm that you meet the plan’s published conditions regarding age, nationality/residence, income and records.
Personal: Complete the online application and verify your identity using a valid Chilean identity card. BCI may require ClaveÚnica; the page also mentions automated income verification.
Individuals: Check and electronically sign the account-opening information, then activate the account and debit card as instructed on the page. The debit card delivery address and processing of non-resident applications must be confirmed individually.
Businesses: Enter the BCI Pyme business current account application process, select the individual business owner or legal entity type, complete the business information, upload the required documents, and complete digital identity verification and electronic signing. The application is subject to the bank's assessment.
For an offshore-registered legal entity, non-resident signatory, or ultimate beneficial owner: first confirm with BCI whether the application can be accepted, the relevant legal entity, entry/residency requirements, document certification and translation requirements, address/tax number standards, and whether an in-person visit is mandatory. BCI's public pages do not provide complete steps or guarantees for this type of application.

Compliance topics, details, and sources

Chile anti-money laundering and customer due diligence (AML/KYC)

Chile's UAF explains that regulated reporting entities should conduct customer due diligence and know-your-customer (DDC) checks, identify beneficial owners, determine whether the customer/beneficial owner is a politically exposed person (PEP), review high-risk jurisdictions and retain relevant records. This is a regulatory baseline applicable in Chile; the specific enhanced due diligence triggers and document combinations for BCI's standard account applicants are not itemized on the bank's public pages reviewed for this purpose.

Source:Unidad de Análisis Financiero — Preguntas frecuentes

Ultimate beneficial owners, PEPs, and source of funds/wealth

UAF requires relevant reporting entities to identify ultimate beneficial owners and screen for PEPs. For PEP relationships, the rules also include measures such as approval by senior management, reasonable measures to establish source of wealth and source of funds for transactions, and ongoing enhanced due diligence. This rule should not be misread as confirmation that BCI has verified that every ordinary customer must provide the same set of source-of-funds documents; the actual scope is determined by the bank under applicable rules and its risk assessment.

Source:Unidad de Análisis Financiero — Preguntas frecuentes

Tax Residency Self-Certification and CRS

Chile's SII explains that, when opening a new financial account, financial institutions must obtain a declaration under domestic CRS implementation rules to determine the account holder's tax residence; entity accounts also involve determining the relevant controlling persons, subject to applicable exceptions. BCI's specific personal/entity self-certification forms, tax identification numbers to be reported and account reporting process are not published on the bank pages reviewed. Account holders should truthfully declare their tax residence in the relevant jurisdictions. This is tax information reporting, not advice on how to avoid scrutiny.

Source:Servicio de Impuestos Internos — Preguntas de tributación internacional y CRS

Accounts Associated with U.S. Taxpayers and FATCA

The U.S. Department of the Treasury explains that FATCA requires foreign financial institutions to report U.S. taxpayers’ financial accounts to the IRS and also covers certain foreign entities in which U.S. taxpayers hold substantial ownership interests. At the time of this review, the Treasury’s jurisdiction table listed Chile as Model 2 with status “Signed,” not “In Force.” Accordingly, the agreement is not described as in force, and the United States is not described as a CRS participating jurisdiction. Whether BCI requires W-9, W-8, or other FATCA documents, and its procedures for handling them, have not been confirmed on the bank’s public pages.

Source:U.S. Department of the Treasury — Foreign Account Tax Compliance Act ；U.S. Department of the Treasury — Chile FATCA Agreement

Sanctions and UN list screening

UAF’s published requirements include periodic, systematic checks by reporting entities against United Nations Security Council sanctions resolution lists concerning terrorist financing and the financing of the proliferation of weapons of mass destruction, with search records retained as required by the rules. Potential matches must be handled in accordance with the applicable legal procedures. This is the Chilean anti-money laundering/counter-proliferation regulatory baseline; BCI’s internal list databases, screening frequency and case-handling details are not disclosed on the account-opening pages reviewed.

Source:Unidad de Análisis Financiero — Preguntas frecuentes

Account Opening Compliance Information

Account Opening Compliance and Document Preparation Guide

This page lists separately the requirements published by the bank, local regulations, and document preparation suggestions. Acceptance and specific requirements are subject to confirmation by the bank.

This guide concerns the publicly available personal current-account application pathway with Chile’s Banco de Crédito e Inversiones (BCI), and supplements it with the applicable anti-money-laundering and tax-declaration baseline for applicants seeking accounts from regulated reporting entities in Chile. BCI’s public online page for personal accounts lists Chilean citizens and foreigners with residence permits as eligible. Acceptance of nonresidents without Chilean residence, foreign companies, or foreign signatories has not been confirmed. Mr. Tang can personally follow up on documents and appointments, explain fees in advance, and confirm the appointment time, but cannot guarantee that the bank will accept an application or open an account.

Date information checked:2026-10-26

Document Preparation Checklist

Personal identity, residence status and tax information

Who it applies to: Only for applicants considering BCI's personal online current account; this does not establish that non-residents without Chilean residence are eligible.
Documents to Prepare: BCI’s page expressly lists a valid Chilean identity card in good standing; have the identity card and, if required for verification, ClaveÚnica ready for the online process.
General preparation suggestion: Compile residency/nationality status, Chilean RUT (if applicable), residential address, and proof of occupation and income. BCI’s page describes automated income verification, but does not publish a list of foreign tax numbers, overseas addresses, or alternative identification documents.
Prepare information on each tax residence and tax identification number so you can make an accurate declaration in accordance with the tax-residence self-certification requirements applicable at account opening; the bank’s form format and required type of supporting evidence are to be confirmed.
Description: A valid ID, digital identity verification, and online signing are expressly stated on the BCI page; the rest are general preparation suggestions and do not mean that BCI invariably requires paper originals, notarisation, a specific translation, or proof of address issued within a fixed period.

Source:BCI — Abre tu Cuenta Corriente Bci 100% online；Servicio de Impuestos Internos — Preguntas de tributación internacional y CRS

Company entity, authorization chain and ultimate beneficial owner

Who it applies to: For applicants opening a company account with a reporting entity in Chile only; it has not been confirmed whether BCI accepts foreign-incorporated legal entities or non-resident controllers, so this should not be treated as a document checklist published by BCI.
Documents to Prepare: General preparation suggestion: Company registration/formation documents, current proof of existence and legal form, and Chilean RUT or tax identification details for a foreign entity; ask the bank first about specific certification and translation formats.
Organize board or shareholder resolutions, representative authorizations, signing authority documents, and identification for representatives, and explain the authorization chain and actual control arrangements.
For each natural person, list direct and indirect ownership/voting rights, method of control, and ownership levels. Prepare an ownership chart, shareholder register, and the information required for the ultimate beneficial owner declaration.
Description: UAF’s statutory DDC requirements include identification of the legal entity, its RUT or equivalent identification details for a foreign entity, evidence of incorporation/existence/legal form, and identification of ultimate beneficial owners. This is a regulatory baseline for reporting entities, not a company account-opening form, certification standard or acceptance commitment published by BCI.

Source:Unidad de Análisis Financiero — Circular Nº 62, 19 de marzo de 2025

Business purpose, expected transactions, and evidence of funds

Who it applies to: May be prepared by individuals and companies for risk due diligence; whether enhanced review applies is determined by the reporting entity based on risk, and ordinary applicants should not assume that a complete source-of-wealth file is mandatory.
Documents to Prepare: State the account’s purpose, expected monthly payment and receipt volume, main currencies, transaction regions, types of counterparties, and reasons for cross-border payments and receipts.
General preparation suggestion: According to the source of funds, prepare payslips/tax documents, business contracts and invoices, financial statements, asset sale documents, or evidence of dividends/loans, and ensure amounts, dates, and transaction parties can be cross-checked.
If funds involve related parties, complex ownership or multiple cross-border transfers, prepare an explanation of the flow of funds and an index of supporting documents to facilitate explanations of individual transactions.
Description: UAF lists information such as business purpose, source of funds and source of wealth among the information that may be required for enhanced due diligence. BCI’s archived general terms also state that customers must provide information on the source of deposits/transaction funds when requested. The contract PDF is in the website’s 2012 directory; its current version and scope of application to new accounts/products have not been verified. Request the current contract before submitting an application.

Source:BCI — Condiciones Generales y Operacionales de Servicios Bancarios (official website archived PDF)；Unidad de Análisis Financiero — Circular Nº 62, 19 de marzo de 2025

Due diligence and enhanced verification

Ultimate beneficial owners and actual control

Basis for Verification: UAF Circular 62/2025 stipulates for reporting entities within its scope that beneficial owners include natural persons who directly or indirectly hold at least 10% of capital/voting rights, as well as natural persons who hold less than 10% but actually control decision-making. For foreign legal entities/structures, it also requires identifying the foreign person holding the highest management position and the legal representative domiciled in Chile. This 10% definition is specific to this Chilean anti-money laundering rule; it is not a globally uniform threshold and does not establish that BCI will accept any particular foreign structure.
Preparation recommendation: It is advisable to prepare an ownership chart through each level to natural persons, showing ownership/voting rights, appointment/removal powers and other bases of control. If no holder meets 10%, also explain who exercises actual control by other means. For foreign entities, also prepare identity and address information for senior management and the Chilean legal representative.
Scope: Local regulations; applicable only when the reporting entity conducts DDC on the company/structure concerned. Eligibility for acceptance and the BCI form are not public.

Source:Unidad de Análisis Financiero — Circular Nº 62, 19 de marzo de 2025

Source of Funds, Source of Wealth, and Genuine Business Activity

Basis for Verification: UAF rules require ongoing analysis of whether transactions are consistent with the customer’s stated purpose, business and risk profile. Enhanced due diligence may apply to high-risk or questionable customers, including requests for additional information about the purpose of the relationship, source of funds and wealth, management approval, enhanced ongoing due diligence, and more frequent updates to identity information. BCI’s archived general terms on its website state that customers must provide information on the source of deposits/transaction funds requested by the bank, and that the bank may object to a transaction if the source cannot be substantiated; the current applicability of those archived terms has not been verified.
Preparation recommendation: It is advisable to use one page to explain the expected transactions and purpose of the account, and prepare traceable supporting documents for major sources of funds. Amounts, dates, remitters/beneficiaries and contracts should match. If the bank requests additional documents, ask which specific transactions and periods are involved and what alternative evidence is acceptable.
Scope: The UAF section concerns local risk-based regulations; the BCI section concerns only wording in an archived website contract and must be checked against the current contract and case-specific requirements at the time of application.

Source:BCI — Condiciones Generales y Operacionales de Servicios Bancarios (official website archived PDF)；Unidad de Análisis Financiero — Circular Nº 62, 19 de marzo de 2025

PEP Screening and Sanctions Risk

Basis for Verification: UAF Circular requires reporting entities to determine whether customers and ultimate beneficial owners are PEPs. PEPs are subject to enhanced due diligence, including management approval, reasonable measures to establish the source of wealth/funds and purpose of transactions, and enhanced ongoing monitoring. PEP status alone is not equivalent to a sanctions match or automatic refusal; BCI’s internal screening lists, risk thresholds and acceptance policies have not been published.
Preparation recommendation: If you, a controller, or a beneficiary previously held a relevant public office or has an association with a PEP as defined by the applicable rules, we recommend accurately disclosing the position/term of office/relationship and preparing evidence of the source of funds and wealth consistent with the proposed transaction. Do not conceal or alter the control chain because of PEP status.
Scope: Local regulations; the reporting entity must implement enhanced measures as required by law. It cannot be inferred that BCI will necessarily reject an application or use a particular unpublished document checklist.

Source:Unidad de Análisis Financiero — Circular Nº 62, 19 de marzo de 2025

Cross-Border Tax Residence and CRS Self-Certification

Basis for Verification: The SII states that when a financial institution opens a new financial account, it must obtain a declaration that allows it to determine the account holder’s tax residence. For entity accounts, determining the tax residence of controlling persons of passive non-financial entities is also relevant, subject to regulatory exceptions. The BCI-specific form, foreign tax identification number fields, FATCA documents and reporting procedures are not described on the account-opening pages reviewed.
Preparation recommendation: List all tax residences, tax identification numbers or reasons for not having obtained them, and the entity’s classification. Corporate applicants should first confirm whether they need to report the tax residence information of controlling persons. Answers should be consistent with residence, registration, and tax documents.
Scope: Chile CRS implementation rules; this refers only to the account holder's preparation to make truthful disclosures and does not present the bank's reporting obligations as matters the customer can decide.

Source:Servicio de Impuestos Internos — Preguntas de tributación internacional y CRS

Ongoing Compliance Requirements After Account Opening

Ongoing due diligence and changes to information

UAF stipulates that DDC is an ongoing process and that reporting entities must update customer files at least annually or when a material change occurs. Customers may promptly inform the bank of changes to ownership/control, representative authority, address, business or tax residence and respond to requests for additional documents as a compliance-preparation recommendation; this is not a verified BCI-specific customer update deadline.

Source:Unidad de Análisis Financiero — Circular Nº 62, 19 de marzo de 2025；BCI — Condiciones Generales y Operacionales de Servicios Bancarios (official website archived PDF)

Keep transaction and funds evidence on file

Keep contracts, invoices, payroll/tax records or proof of asset disposals that are consistent with the intended use of the account, so that deposits and cross-border transactions outside the usual pattern can be explained. The UAF requires reporting entities to continuously analyze transactions that are inconsistent with a customer profile; its records must be kept for at least five years after the business relationship ends or the last occasional transaction. This is a record-keeping obligation for entities such as banks, not a uniform retention period for customer documents.

Source:BCI — Condiciones Generales y Operacionales de Servicios Bancarios (official website archived PDF)；Unidad de Análisis Financiero — Circular Nº 62, 19 de marzo de 2025

New account tax declaration

At account opening, complete tax-residency self-certification under the applicable CRS rules. If your tax residence or entity-control circumstances later change, we recommend proactively asking the bank how to update your information. The SII page does not specify a BCI-specific review frequency or how overdue updates are handled.

Source:Servicio de Impuestos Internos — Preguntas de tributación internacional y CRS

Please confirm with the bank before booking

Which specific account product and account-opening entity apply to this application? Must a personal applicant have Chilean residency and a valid Chilean identity card? Is there another route for a non-resident without residency?
Does the bank accept company applications from foreign-registered legal entities, with foreign-resident directors/signatories, or with foreign ultimate beneficial owners? If so, is a Chilean representative, RUT, or in-person processing required?
What identity, company status, authorization, and beneficial ownership documents are required for individuals and companies? What are the requirements for originals, certified copies, apostilles/consular legalization, translations, and document validity periods?
Does this case require proof of source of funds or source of wealth? What documents are acceptable, and are requirements triggered by particular amounts, transactions, or risks?
What tax jurisdictions of residence, tax identification numbers, and supporting documents are required by the CRS/FATCA self-certification and entity controlling-person forms? How should changes to the information be updated?
Please provide the current account agreement, fee schedule, expected account-opening timeframe, and any minimum balance/transaction restrictions. Do these terms vary by product or applicant status?

Not confirmed by public information

BCI has not publicly confirmed case-specific eligibility for non-residents without Chilean residence, foreign-incorporated companies or foreign-controlled ownership structures; the online process for personal accounts does not establish that the bank offers remote account opening worldwide.
The public pages reviewed for this search did not provide the bank’s complete KYC forms for personal/corporate account opening, standards for authentication and translation of foreign documents, beneficial-owner declaration forms, triggers for source-of-funds requests, or acceptable alternative documents.
BCI’s general terms archived on its official website are in directory 2012; the version date and whether they still apply to current accounts have not been confirmed. Obtain the current agreement before opening an account; do not infer a uniform right to refuse or a fixed review frequency from these terms.
The CRS declaration form, FATCA documents, handling of missing tax identification numbers, bank review frequency, application processing time, and case-specific limits must be confirmed with BCI. This does not establish a fixed account-opening fee, minimum deposit, or guaranteed remote application acceptance.

Sources & Scope of Verification

BCI — Abre tu Cuenta Corriente Bci 100% online
I reviewed BCI’s personal account page: published application eligibility for Chilean nationals and foreign nationals with residency; income and credit-history requirements; valid ID; possible use of ClaveÚnica; and online form completion, identity verification, and signing process. The page does not provide alternative documents for non-residents or a complete company KYC checklist.
BCI — Condiciones Generales y Operacionales de Servicios Bancarios (official website archived PDF)
The archived general terms were downloaded and reviewed. They require customers to provide information requested by the bank concerning the source of funds for deposits/transactions; if the source cannot be evidenced, the bank may object to a transaction. The PDF is in the 2012 directory; applicability to new account opening or different products and the current version have not been verified.
Unidad de Análisis Financiero — Circular Nº 62, 19 de marzo de 2025
Chile's UAF Circular No. 62 was downloaded and reviewed; effective 2025-06-01. It specifies DDC fields, ongoing analysis of transaction profiles, enhanced due diligence based on risk, a definition of ultimate beneficial owner based on 10% ownership or actual control, enhanced PEP measures, at least annual or material-change file updates, and recordkeeping requirements for entities.
Servicio de Impuestos Internos — Preguntas de tributación internacional y CRS
I reviewed SII’s international tax Q&A: for new financial accounts, a declaration must be obtained to determine the account holder’s tax residency; separate determination rules and exceptions apply to entities and controlling persons of passive non-financial entities. No BCI-specific form is provided.

Fees and timelines

As of 2026-10-26, the BCI personal account page listed a monthly fee of 0.15 UF for the Plan Bci plan; other plans have their own prices and conditions. The Pyme page also listed different monthly fees and discount conditions for business plans. These figures are maintenance fees shown on pages for specific products/plans, not a uniform account-opening fee, minimum initial deposit, or quote applicable to all customers. The official pages reviewed did not confirm account-opening processing times, minimum opening deposits, uniform account balance/transfer limits, or fees for non-residents. Before applying, verify the terms in writing against BCI’s current product disclosures.

Limitations and practical considerations

BCI’s public eligibility for personal accounts is limited to applicants who are at least 18 years old and are Chilean citizens or foreign nationals with residence; it has not publicly confirmed whether non-residents without Chilean residence or people holding only a foreign passport can open this Chilean account.
BCI’s online identity verification relies on a Chilean identity card and may use ClaveÚnica; public information does not establish that foreign identification, a foreign address or an overseas network environment can replace these conditions.
The business account page is aimed at Chilean Pyme customers and allows selection of a legal entity route, but does not confirm eligibility for foreign-registered companies, non-resident directors/authorized persons or foreign ultimate beneficial owners. Company documents and case review requirements should be confirmed with BCI.
BCI states that account plans are subject to assessment, while related products such as credit cards, overdrafts and financing are subject to separate assessment and conditions; opening an account does not mean credit has been approved.
This profile is based on publicly available research. It is not an account-opening channel that Rengangyongsheng (Hong Kong) Limited can currently arrange an appointment for, act as an agent for, or guarantee acceptance through. The candidate set and this material must not be used to evade bank screening.

Licensing evidence and regulatory verification

At the time of verification on 2026-10-26, the CMF’s official “Bancos establecidos en Chile” directory listed “BANCO DE CREDITO E INVERSIONES,” code SBIF 016, and identified TBanc and Banco Nova as its operating brands. This specific entity was found in the competent authority’s directory of banks established in Chile. The directory entry shows that CMF lists it in the category of banks established in Chile, but the page does not display a licence decision reference or licence number. The separate Ficha data page linked from the directory returned placeholder/empty data such as “Razón social: ---” during this visit, so this Ficha is not cited as additional verification of entity-level licensing details.

Chilean Financial Market Commission (Comisión para el Mercado Financiero, CMF) Official registration or record

Information sources

BCI — Abre tu Cuenta Corriente Bci 100% online
BCI’s public information on personal current account eligibility, age/adult status and Chilean citizenship or residence requirements, income and credit-record conditions, personal account-opening documents, online identity verification and digital-signature procedures, and products such as Plan Bci.
BCI Pyme — Cuenta Corriente Empresa Bci, planes y apertura
Chile's Pyme business account plan, application channels for sole proprietors/legal entities, document uploads, digital identity verification, electronic signing process, bank assessment, and monthly plan fees/discount information. The page does not provide a complete eligibility and document list for foreign legal entities.
CMF Chile — Bancos establecidos en Chile
The regulator’s bank directory explicitly lists BANCO DE CREDITO E INVERSIONES, code SBIF 016, and notes that TBanc and Banco Nova are its operating brands. This directory page is evidence that the entity is listed; it does not provide a separate license number.
Servicio de Impuestos Internos — RUT and start of activities for foreign investors
Rules for non-resident individuals and foreign legal entities applying for a RUT when investing or operating in Chile; the distinction between activity registration and certain investment-only cases; and tax registration document requirements for foreign legal entities, including formation documents, representative authorisation, and address. This is not a BCI bank account-opening checklist.
Unidad de Análisis Financiero — Preguntas frecuentes
AML regulatory requirements for reporting entities in Chile, including customer due diligence, beneficial owner identification, PEP assessment, enhanced due diligence on PEPs' source of funds/wealth, high-risk jurisdictions and screening against United Nations Security Council sanctions lists.
Servicio de Impuestos Internos — Preguntas de tributación internacional y CRS
Interpretation of Chilean CRS implementation requirements concerning financial institutions obtaining account holders' tax residence declarations for new financial accounts, determining controlling persons for entity accounts and reporting accounts held by relevant foreign tax residents.
U.S. Department of the Treasury — Foreign Account Tax Compliance Act
Overview of FATCA reporting by foreign financial institutions on accounts held by U.S. taxpayers and accounts held by foreign entities in which U.S. taxpayers have a substantial ownership interest, with a table showing agreement status by jurisdiction.
U.S. Department of the Treasury — Chile FATCA Agreement
U.S.–Chile FATCA Model 2 intergovernmental agreement text; when read alongside the Treasury’s FATCA jurisdiction table, its status is “Signed,” which does not support claiming it is listed as “In Force”.