Application documents
1. Complete set of US company documents 2. Director's passport and ID card, and personal bank statements for the past three months 3. Related company's business licence + bank statements for the past six months (if available) 4. One intended purchase contract and one intended sales contract for the US company 5. KYC form 6. US phone number (must be able to receive verification codes) 7. Proof of US address (must be able to receive mail, and the address must not be used by more than 3 companies)
Estimated processing time
2–3 weeks
Channel process
1. Bank preliminary review (manager assigned) 2. Witnessing in the US 3. Activate online banking (ZOOMMEETING video call)
Witnessing / in-person interview arrangements
U.S. witnessing
Transfer limit(USD)
500,000 USD
Indicative counter/witnessing fees
None
After account opening
Online banking
Account information and bank fees
1. The original table describes this as “100,000 USD account-opening activation deposit” 2. Account-opening search fee: 0 search fee 3. Account management fee: 95 USD (waived if a deposit of USD 300,000 is maintained) 4. Account currency: USD only 5. Applicants from all US states are accepted 6. Foreign nationals are accepted 7. Fee for receiving funds 0; fee for domestic US transfers 0 8. Supports Zelle transfers, ACH transfers, and international wire transfers Any bank charges and account requirements (if applicable) are channel information for 2026/10 only, and are not uniform bank policies; please refer to the bank's written notice.
Service pricing
CNY 9,000
Prices are subject to the latest quote from Drew at Rengangyongsheng.
Conflicts and limitations to note
- The original table’s daily limit column header says HKD, but the limit in this row is marked USD; the actual unit, USD, applies.
- The nature of the “100,000 USD account-opening activation funds” is subject to written confirmation from the bank; they are not presented as a service fee.
- Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

