Application documents
1. Hong Kong CI, BR, NNC1/NAR1 (audit report, if available) 2. Directors' and shareholders' ID cards, passports/travel permit for Hong Kong and Macao + personal bank statements for the past three months 3. Mainland China company's business licence (held for at least one year) + bank statements for the past three months + corporate income tax return + VAT return 4. Sales bills of lading and customs declarations (if there is no foreign trade, provide domestic sales documents instead) 5. Purchase VAT invoices, sales VAT invoices, and corresponding bank receipts 6. Account-opening KYC questionnaire and directors' personal CVs
Estimated processing time
2–3 weeks
Channel process
1. We first conduct a preliminary review of the documents (1 days) 2. Manager’s initial review (1 weeks) 3. Submit for approval; after approval, arrange an in-person interview (if you need to arrange witnessing as soon as possible, please discuss this with us in advance) 4. Account opening after the in-person interview (1 weeks) 5. Receive the password letter 10 business days after account opening
Witnessing / in-person interview arrangements
Witnessing in China / in-person signing in Hong Kong Cities in China for witnessing: Shanghai, Guangzhou, Shenzhen, Chengdu, Zhuhai, Tianjin, Chongqing, Suzhou, Shaoxing
Transfer limit（HKD）
Non-designated customers: daily transfer limit of 3,000,000 HKD Designated customers: daily transfer limit of 10,000,000 HKD (designation may be applied for)
Indicative counter/witnessing fees（HKD）
1. Hong Kong in-person witness 6650 (waiver may be requested if the balance after account opening is 10W) 2. Witnessing at a mainland branch 6650 HKD (reduction to 1450 HKD may be requested if the balance after account opening is 10W) 3. Hong Kong permanent resident 1350 HKD
After account opening
Online banking, password letter
Account information and bank fees
1. Annual bank fee: 800 HKD 2. Average daily balance of 100,000 HKD or more; if the monthly average daily balance falls below this amount, a monthly fee of 500 HKD will be charged 3. Incoming transfers: 65 HKD per transaction; outgoing transfers: 115 HKD per transaction Bank fees and account requirements, if any, are channel information for reference only as of 2026 / 10; they are not uniform bank policies. Refer to the bank’s written notice.
Service pricing
CNY 2,997
Prices are subject to the latest quote from Drew at Rengangyongsheng.
Conflicts and limitations to note
- Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.