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Overseas banking/Denmark

EuropeDenmarkLicensed-entity research

Danske Bank A/S

Danske Bank A/S (Denmark)

Danske Bank A/S is a major full-service bank in Denmark, and its public application information covers personal everyday accounts and business accounts. The website provides a separate application route for individuals abroad or without MitID and requires businesses to provide a CVR number and information about their business and expected cash flows. The existence of an application route does not constitute a commitment by the bank to accept an account-opening application.

Regulator
Finanstilsynet (Danish Financial Supervisory Authority; this profile treats it as the domestic authority responsible for bank licensing)
Check date
2026-10-26
Verify status
Some information remains to be confirmed: The bank’s personal account-opening, identity/address verification, and business application pages, the Danish FSA’s credit institution licensing rules and 2025-year AML inspection statement concerning Danske Bank A/S, and the Danish AML and tax baseline have been reviewed. However, no separate current licence record for the bank was obtained from the Danish FSA register. The actual eligibility of non-resident individuals and foreign-incorporated businesses, specific application outcomes, and conditions for certain fees still require written confirmation from the bank.

Research scope and official resources

Topic number:europe-danske-bank-as

selection.json lists this as a candidate among selected large Nordic banks in The Banker Top 1000 for 2026 (Tier 1 capital measure); no individual rank is recorded. This candidate set is only for selecting research subjects and does not prove licensing, acceptance of account applications, or a current top 100 ranking.

Bank’s official website

Personal Eligibility and Documents

Personal: The official website states that general customers in Denmark can apply through the Bliv Kunde app. People without MitID, those not living in Denmark, or those unable to use the app should use the separate account application route. Another page states that people without Danish citizenship or residence should use this application route. An application route for applicants abroad is therefore confirmed, but the public website does not specify which countries it serves, whether Danish residence or a business connection is required, the specific product eligibility, or the final review criteria. This does not establish that non-residents worldwide can open an account. Both domestic and overseas applicants are subject to identity checks and bank due diligence; submitting an application does not guarantee acceptance.

Personal information publicly disclosed or identified

  • People residing overseas: The bank requires at least two valid forms of identification it accepts, one of which must be a photo ID. Listed documents include a passport, a driving licence or national identity document issued by certain countries, and eligible residence permits. Refer to the bank’s online list for the specific documents accepted.
  • People residing overseas: An official document proving the person’s name and current address is required. It must have been issued within the last six months and use Latin characters. The bank lists utility, heating, or telephone bills, tax assessments or home insurance documents, and rent bills as examples.
  • People residing overseas: The bank requires a national identification number or tax identification information from the country of residence for tax purposes and identity verification. Its website gives examples including documents from the tax authority, local bank statements, national identity documents, or health insurance numbers. It also states that for a small number of EU countries that do not have such personal numbers, information on place of birth, country of birth, and date of birth may be used instead.
  • Identity verification in Denmark: the official website lists a passport or driving licence and a health insurance card; online submissions must be uploaded following the steps on the page. For in-branch applications, the website permits a copy of valid photo identification or two other forms of valid identification. Screenshots of digital driving licences and digital health cards are not accepted. The scope of the specific online process is subject to the bank’s current application system.

Company eligibility and documents

Businesses: The bank's application page explicitly requires the business to have a Danish CVR number first, and asks whether the business is registered outside Denmark and in which country, as well as why it needs a Danish account. This means the page allows applicants to declare foreign registration, but does not establish that a foreign company without a Danish CVR can open an account. A foreign-incorporated business with a CVR may submit an application using the form. The bank must confirm in writing whether it accepts that type of entity, overseas shareholders or management, business countries, and the specific purpose of the account.

Company information publicly disclosed or identified

  • The bank’s application page requires a Danish CVR number, company name, and business type, and collects information about the industry, business model, revenue, primary and other industries, whether the company is a holding company, whether it is registered abroad and the country of registration, and the reason for applying for a Danish account.
  • The bank requires applicants to upload their own health insurance card and passport or driver’s license, and requires identity documents for the applicant and other key individuals in the business. The page collects the names, addresses, CPR numbers, and nationalities of key individuals, including beneficial owners, authorized signatories, directors, and authorized representatives. The public page does not explain what should be provided as an alternative if a relevant person does not have a Danish CPR number.
  • The bank’s application form requires information such as projected turnover, account purpose, expected receipts and payments over the next 12 months, the direction and countries of international transfers, transaction counts and amounts, and the amounts and sources of cash deposits and withdrawals. These are business details listed on the bank’s application form; they do not mean a business must have a particular minimum turnover or transaction volume.
  • General preparation suggestion (not a published mandatory checklist of the bank): Foreign registration certificate, articles of association, ownership and control structure chart, board authorization to open the account, authorized representative documents, company tax-residency self-certification, and materials explaining the expected source of funds and principal business activities. The final document list is subject to the bank’s requirements for the specific application.

Address, tax, and remote / witnessed procedures

Address and tax

An overseas individual must provide an official document issued within the last six months proving their full name and current address in Latin characters. The bank also requires a national identification number or tax identification information/tax details for the country of residence. Denmark’s personal tax identification number is generally the CPR number. The Danish Tax Agency says people who come to Denmark to work or live may receive a CPR or personal tax number depending on their stay and registration; this does not make a CPR a universal prerequisite for all overseas applicants to open an account. The published mandatory identification requirement for business applicants is a Danish CVR number. The bank has not publicly listed specific account-opening formats for company tax residence, foreign TINs, or tax self-certification; submit them as subsequently required by the bank.

Remote / witnessing

The official website explains online applications and submission of identity documents through electronic channels, but does not publicly confirm that customers overseas can have their identities verified by video anywhere in the world, open an account with signatures witnessed by a notary or third party, or whether overseas applicants must separately visit a branch. Do not infer support for global remote account opening or third-party witnessing from the ability to submit documents online; confirm with the bank which verification methods are available in the applicant's country.

Public process reference

  1. Individuals: If you do not have MitID or do not reside in Denmark, first use the separate account application portal on the official website. Prepare valid proof of identity, address, and identity/tax identification information from your country of residence. The bank has not publicly stated which countries this application route covers or its approval criteria.
  2. Individuals: Submit an application and the supporting documents required by the bank, then wait for the bank to review it. Public information does not confirm the time required to open an account for individuals residing abroad, a minimum deposit or account limits.
  3. Businesses: Obtain a Danish CVR number first, then complete the online business application and provide information about the business and key personnel, as well as expected account activity. The bank cautions that the application must be submitted before closing the page; otherwise, information already entered will be deleted.
  4. Businesses: The bank says it will contact the applicant within two business days of receiving the application. This is a contact timeframe, not a timeframe for account approval or activation. The bank may request further documents and decide whether to accept the application.

Compliance topics, details, and sources

Danish AML/KYC and customer due diligence

The Danish AML Act includes banks within its scope, requires customer due diligence when establishing a business relationship and at appropriate times, and requires verification of customers’ and beneficial owners’ identities. The bank requires personal photo identification and proof of address. In its 2025 inspection of Danske Bank A/S, the Danish FSA described the bank’s inherent money-laundering/terrorist-financing risk as high and issued remediation orders concerning risk assessments and AML policies. This is a regulatory fact and does not mean that an individual application will necessarily be refused.

Source:Proof of identity and address ；Consolidation Act on Measures to Prevent Money Laundering and Financing of Terrorism ；Statement on inspection at Danske Bank A/S (AML)

Beneficial owners, control structure and source of funds

The Danish AML Act defines a beneficial owner as a natural person who ultimately owns or controls the customer, and requires the ownership and control structure of legal entities to be verified. For high-risk third countries and certain high-risk relationships, the law requires the collection of additional information, including the source of funds of the customer and beneficial owner and the reasons for transactions. Danske Bank’s corporate form requires information on beneficial owners and key individuals and declarations of expected payments/receipts and international flows of funds. The bank may request additional documents under applicable rules; the abbreviated public form should not be treated as the full scope of due diligence.

Source:Become a business customer with Danske Bank - how to get started ；Consolidation Act on Measures to Prevent Money Laundering and Financing of Terrorism ；Statement on inspection at Danske Bank A/S (AML)

Tax Residency Identification, CRS, and FATCA Reporting

The Danish Tax Agency says that Danish banks and other financial institutions must report, under CRS, financial accounts held by individuals or businesses abroad and exchange information with the tax authorities of participating jurisdictions; a separate FATCA regime applies to accounts subject to U.S. tax obligations. The official website of Danske Bank A/S’s Copenhagen entity says it is registered with the IRS as a Registered Deemed-Compliant Financial Institution (including a reporting institution under the Model 1 IGA) and provides a dedicated contact channel for FATCA/CRS enquiries. The U.S. FATCA regime and CRS are separate regimes; the U.S. is not described here as a CRS participating jurisdiction. Applicants should provide tax identification numbers/tax information based on their actual tax residence.

Source:First steps when you come to Denmark ；FATCA & tax information ；Indberetning til FATCA ；Indberetning til CRS

EU restrictive measures and sanctions risks

Denmark is subject to the EU sanctions and restrictive measures framework; the European Commission provides relevant sanctions regimes and compliance guidance. The bank’s public application information does not disclose its screening systems, specific list coverage, internal decision thresholds or account-opening rules for any particular nationality/region. This therefore describes only the jurisdiction’s compliance context and does not infer a particular application outcome or advise on evading screening.

Source:Consolidation Act on Measures to Prevent Money Laundering and Financing of Terrorism ；Sanctions and restrictive measures

Compliance evidence

Account-opening compliance and supporting-document checklist

The bank’s stated requirements, local regulations, and preparation recommendations are presented separately. Acceptance in a specific case is subject to confirmation by the bank.

The subject is the Danish statutory banking entity Danske Bank A/S. Its public personal-document page covers residents in and outside Denmark, while the business account application form requires a Danish CVR for the business and asks whether it is registered abroad. An application route available to individuals residing abroad or foreign-incorporated businesses does not mean they are eligible or will be approved. The following is guidance on preparing application materials only and does not cover other entities operating under the same brand.

Date information checked:2026-10-26

Information evidence package

Personal identity, address and tax identification information

Who it applies to
Individual applicants; particularly those residing outside Denmark.
Documents to Prepare
  • The bank requires overseas residents to submit at least two valid forms of identification that it accepts, one of which must include a photo. Applicants can prepare a passport and another document accepted by the bank.
  • The bank requires official proof of current address issued within the past six months, written in Latin characters, and showing the applicant’s name and address; examples include a recent utility bill, tax document, or rent bill.
  • The bank also requires an identity number from the country of residence and a tax identification number or proof of tax information. Tax-authority documents or a statement from a local bank may be prepared. The page notes that, for a small number of EU countries where individuals do not have a personal identification number, information on place of birth, country of birth, and date of birth may be provided instead.
Description
The above quantities, validity requirements, and address-document formats are conditions expressly stated on the bank's page. The bank only says that copies must be clear and identification documents valid; it has not published a general requirement for notarization, certification, or translation, or promised that documents from every country will be accepted. Domestic customers have separate online and in-branch verification requirements; the overseas checklist should not be applied to them.

Source:Proof of identity and address

Company legal representatives, authorization, and control chain

Who it applies to
Businesses in Denmark and businesses incorporated abroad intending to apply; not applicable to application routes for businesses without a Danish CVR.
Documents to Prepare
  • The bank’s application form requires the Danish CVR, business name, and type, and asks about the country of foreign registration, whether the business is a holding company, and the reason for applying for a Danish account. Prepare the company name, legal form, and registration details so they can be checked against the CVR registration.
  • The bank requires identity documents for applicants and key individuals in the business, and collects information about beneficial owners, directors, signatories, and authorized representatives. You may prepare documents showing director/signatory authority and representative authorization to explain who is authorized to apply, but the public form does not list these authorization documents individually as mandatory.
  • As a general preparation suggestion, not a bank-published mandatory checklist, you may organize an ownership and control structure chart, shareholder register, and available company registry extracts, and indicate the basis for ultimate natural-person ownership or control at each level of the chain.
Description
The business form expressly requires a CVR and requests personal health insurance card and passport or driving licence details. The public page does not explain alternatives for key persons without a Danish CPR, eligible foreign company entity types or the form of certified copies. Confirm with the bank first; do not present suggested documents as mandatory requirements.

Source:Become a business customer with Danske Bank - how to get started；Identification documents and documentation related to your company

Business, account purpose and expected cash flows

Who it applies to
Business applicants, especially businesses with income other than sales alone, such as cross-border remittances, cash transactions, loans, or dividends.
Documents to Prepare
  • Prepare a concise description for the application form of the company’s business model, main and other industries, turnover, and intended use of the Danish account. Ensure it is consistent with registered activities and business documents.
  • The bank’s form requires projected turnover for the next 12 months, account inflows and outflows, countries for international incoming and outgoing transfers, their number and amounts, and the number, amounts, and sources of cash deposits and withdrawals. First calculate these figures using internal budgets, orders, or historical account statements, and explain the basis of the estimates.
  • Prepare contracts/invoices, loan agreements, dividend resolutions, or historical account statements that match the main sources of funds, so that transactions can be explained if the bank asks. These are preparation suggestions, not a uniform list of required documents published on the page.
Description
The forecasts are information the bank expressly states it collects; they do not indicate minimum turnover, a minimum deposit, or a requirement to have a particular type of transaction. The bank says it will contact applicants within two business days after submission; this is a contact timeframe, not a commitment that the account will be opened by then. Closing the page before submission will delete the information entered.

Source:Become a business customer with Danske Bank - how to get started；Identification documents and documentation related to your company

Due diligence and enhanced verification

Beneficial owners and actual control chain

Basis for Verification
Section 11 of the Danish AML Act requires the identification of customers and beneficial owners and reasonable measures to verify beneficial owners; for legal-entity customers, the ownership and control structure must be established. The Act defines a beneficial owner as a natural person who ultimately owns or controls the customer. The bank’s application form also collects information about beneficial owners and key individuals. The English translation of the Act does not specify a single percentage threshold applicable to all businesses.
Preparation recommendation
List each intermediate entity and ultimate individual by ownership tier, indicating direct/indirect ownership, voting rights, or other grounds for control. Prepare registration documents and an ownership chart, and check in advance that key persons’ names, addresses, nationalities, and identification numbers are consistent.
Scope
Statutory due-diligence obligations and bank-form fields; organization charts and cross-checking are general preparation recommendations. The English translation states that the Danish text is legally authoritative.

Source:Become a business customer with Danske Bank - how to get started；Consolidation Act on Measures to Prevent Money Laundering and Financing of Terrorism

Business legitimacy, source of funds, and expected transactions

Basis for Verification
Article 11 of the AML Law requires assessment of the purpose and expected nature of the business relationship and ongoing monitoring of transactions to determine whether they are consistent with the bank's understanding of the customer, business and risk profile; the source of funds should be examined where necessary. Article 17 requires enhanced due diligence for customers assessed as higher risk and those residing in countries on the European Commission's list of high-risk third countries, including information on the customer/beneficial owner, purpose of the relationship, source of funds and reasons for transactions. The bank's form requires a forecast of transactions over the next 12 months and the source of cash.
Preparation recommendation
Prepare a one-page explanation of funds flows, linking each main source of income, payment recipient/country, transaction frequency, unusually large transaction, and cash source to the relevant contract, invoice, loan, or company financial record. If forecasts differ substantially from historical account activity, explain whether this is due to expansion, seasonality, or a one-off transaction.
Scope
The bank expressly states that it collects projected information. Legally required enhanced measures apply only when the relevant risk conditions are met. The specific evidence required and the bank’s internal risk thresholds have not been published.

Source:Become a business customer with Danske Bank - how to get started；Consolidation Act on Measures to Prevent Money Laundering and Financing of Terrorism

PEPs, family members and close associates

Basis for Verification
Article 18 of the AML Law requires financial institutions to determine whether a customer or beneficial owner is a politically exposed person (PEP), a family member or a close associate. For relevant relationships, appropriate measures must be taken to verify the source of funds and wealth, together with approval and enhanced monitoring. The law does not mean that PEPs are necessarily refused, nor does PEP status mean a sanctions match.
Preparation recommendation
It is advisable to check the current/former senior public offices of controllers and related persons, and their relationships with PEPs, before applying. If applicable, prepare an explanation of the position and appointment period, and explain the relevant source of funds using verifiable materials such as salary, asset disposals, company dividends or other evidence.
Scope
Danish legal requirements and general preparation guidance; the bank has not disclosed its screening methods, review levels or risk acceptance boundaries.

Source:Consolidation Act on Measures to Prevent Money Laundering and Financing of Terrorism

Consistency of Cross-Border Registration, Payment Countries, and Identity Information

Basis for Verification
The bank’s application form requires disclosure of whether the business is registered outside Denmark and, if so, the country of registration. It also asks for the direction, countries, amounts, and number of international transfers. The personal foreign-residence documentation page requires an identification number and tax-identification details for the country of residence. AML law requires assessment of the purpose, scope, and regularity of a customer relationship, but public materials do not provide a rule automatically rejecting applicants based on nationality or a single country.
Preparation recommendation
It is advisable to list the entity’s place of registration and actual place of business, key customers/suppliers, and countries for expected payments, and explain the business connection to the Danish account. Individuals should check that the names, addresses, and countries on proof of residence, identification numbers, and tax documents are consistent. If there are special circumstances regarding tax residency or TIN, ask the bank which forms apply and how to update them.
Scope
The bank’s published form/document requirements and AML risk assessment framework; no inference is made about eligibility for non-residents worldwide or internal country limits.

Source:Become a business customer with Danske Bank - how to get started；Proof of identity and address；Consolidation Act on Measures to Prevent Money Laundering and Financing of Terrorism

Ongoing maintenance obligations

Cooperate with the bank’s ongoing customer information updates

Danske Bank explains that even companies that have had an account for many years may be contacted and asked to provide information about their business activities and identity documents to ensure their records are correct and up to date. The page does not publish a fixed annual frequency. We recommend assigning someone to maintain information about controllers, directors, addresses, business activities and authorised persons, and to respond promptly to requests for additional documents through the bank’s designated channels.

Source:Identification documents and documentation related to your company；Consolidation Act on Measures to Prevent Money Laundering and Financing of Terrorism

Keep transactions consistent with the business activity declared

The AML Law requires banks to monitor business relationships and transactions on an ongoing basis and keep customer files, data or information up to date. If the bank asks about large, cross-border or cash transactions that differ from the account-opening forecast, it is advisable to promptly provide contracts, invoices or an explanation of the source of funds. The law does not prescribe a uniform interval for customers to proactively submit a particular type of statement, and the bank's review frequency has not been disclosed.

Source:Become a business customer with Danske Bank - how to get started；Consolidation Act on Measures to Prevent Money Laundering and Financing of Terrorism

Identity and Document Validity

The bank’s personal proof-of-identity page requires submitted copies to be clear and identification documents to be unexpired. If customer information or documents change, customers are advised to confirm and update them through a channel accepted by the bank. The deadline for proactive notification, process for changes to company information, and method for updating tax residence self-certification have not been published.

Source:Proof of identity and address；Identification documents and documentation related to your company

Please confirm with the bank before booking

  1. Can Danske Bank A/S in Denmark accept applicants from my country of residence/company’s place of incorporation and in my line of business? What entity or branch requirements apply to an entity incorporated overseas but holding a Danish CVR number?
  2. What identity numbers or substitute documents must directors, beneficial owners or signatories without a Danish CPR submit? Which countries’ address, tax and identity documents does the bank accept?
  3. For applications involving multiple ownership tiers or holdings through trusts/holding entities, what proof of beneficial ownership and control does the bank require, and does it apply a specific identification threshold?
  4. Which company documents must be provided as originals, certified copies, translations, or authenticated documents? Can they be uploaded securely online, and must non-residents of Denmark visit a branch or undergo video verification?
  5. Does the application require proof of source of funds/source of wealth or a tax-residency self-certification? What additional evidence is needed for the expected cross-border countries, cash, or high-value transactions in this case?
  6. How can the specific fees and processing progress for opening an account and ongoing services be confirmed? After the account is opened, what channel should be used to update information, and under what circumstances does the bank typically contact customers for a review?

Not confirmed by public information

  • Public information does not specify which countries are covered for personal applications from abroad, whether a connection to Denmark is required, specific account eligibility, or approval conditions. The online application channel itself is not a guarantee of acceptance.
  • The business page requires a Danish CVR, but does not clarify eligibility for foreign-registered companies or branches, arrangements for foreign shareholders or management, or alternative identity documents for key persons without a Danish CPR.
  • No uniform public guidance has been found on the form of certification/translation for company registration and ownership documents, or on remote verification and signing options available for foreign applications.
  • Public sources have not confirmed fees, minimum deposits, account-opening completion times, post-opening document review cycles, internal risk limits, or country eligibility boundaries for personal overseas accounts; ask the bank in writing on a case-by-case basis.
  • The official-hosted English version of Denmark’s AML Act cited is marked as an unofficial translation. Its title identifies it as the consolidated Act of 2020 and notes subsequent amendments. The Danish text prevails; confirm the latest applicable version of the law when applying.

Sources & Scope of Verification

  1. Become a business customer with Danske Bank - how to get started

    The bank’s business application form page, actually reviewed, confirms the CVR condition, fields for foreign registration and the reason for opening an account in Denmark, details of key persons, and forecasts for turnover, receipts/payments, cross-border activity, and cash over the next 12 months, as well as contact within two working days of receiving an application (not an approval timeframe); it does not provide a complete list of company documents.

  2. Proof of identity and address

    The bank’s personal identification page, actually reviewed, confirms that people residing abroad need at least two valid identity documents, one of which must be a photo ID; proof of address dated within the past six months and in Latin characters; identity/tax details for the country of residence; and clear, valid copies. It does not establish that applications are available worldwide or that all documents will be accepted.

  3. Identification documents and documentation related to your company

    The bank’s business upload guidance, actually reviewed, states that the bank will ask how the company uses the service, including overseas transfers and cash payments, and may contact long-standing customers for ongoing follow-up to ensure information is accurate and up to date; it does not publish a fixed review frequency or a required format for specific supporting documents.

  4. Consolidation Act on Measures to Prevent Money Laundering and Financing of Terrorism

    The English-language Act PDF hosted by the Danish Financial Supervisory Authority was downloaded and extracted. Sections 10, 11, 17 and 18 were reviewed, covering triggers for customer due diligence, identification of customers and beneficial owners, verification of corporate control structures, ongoing monitoring and information updates, enhanced due diligence for certain high-risk customers, and PEP measures. The PDF states that the translation is unofficial and the Danish text is legally binding; the applicability of this version and subsequent amendments should be reviewed.

Fees and timelines

No public confirmation was found of account-specific fees, minimum deposits, account limits, or account-opening completion times for personal overseas applications. At the time of checking on 2026-10-26, the business application page listed Danske Business One at DKK 139 per month, Plus at DKK 259 per month, Pro at DKK 299 per month, and a one-time setup fee of DKK 1,500; another business product page from the same bank listed a setup fee of DKK 3,000 for complex cases. The setup-fee terms differ between the public pages, so confirm the specific applicable amount with the bank before applying. The business form takes approximately 15 minutes to complete, and the bank says it will contact the applicant within two business days after receiving the application; this is not a promise that the account will be opened within that time.

Limitations and practical considerations

  • This verification concerns the Danish legal banking entity Danske Bank A/S. It does not mean that branches or subsidiaries operating under the same brand in other countries use the same account-opening rules.
  • The Danish FSA company register explains that credit institutions must be licensed, but we did not obtain a separate current licence record for Danske Bank A/S from the register in this review. Verification against the current licence register remains outstanding; no licence number is provided.
  • A personal overseas application portal does not establish that applicants in every country of residence may apply or be approved; the bank must confirm the applicant's country, tax residence status, and available products.
  • A Danish CVR number is explicitly required on the business application page. Whether a foreign-incorporated business can use its Danish CVR to open an account, and the specific conditions for shareholders or management residing abroad, have not been publicly confirmed.
  • The document submission methods described on the official website do not constitute confirmation of global video witnessing, remote signing, or third-party witnessing; these arrangements must be confirmed in writing.
  • This information is not an account-opening channel currently available for appointment or established in partnership with Rengangyongsheng (Hong Kong) Limited, and does not constitute a promise of account opening or advice on avoiding review.

Licensing evidence and regulatory verification

A targeted AML inspection statement published by the Danish FSA in 2025 8 records that the regulator inspected Danske Bank A/S in 2025 and 3 and 5. The Danish FSA company register explains that credit institutions must be licensed by the authority. However, we were unable to obtain a separate current banking licence record for Danske Bank A/S from the register in this review. Therefore, we can confirm only that the regulatory authority publicly inspected this legal entity; this does not establish that a current licence register check has been completed. No licence number suitable for inclusion was found.

Finanstilsynet (Danish Financial Supervisory Authority; this profile treats it as the domestic authority responsible for bank licensing) Official registration or record

Information sources

  1. Become a Danske Bank customer

    Personal account: Use the Bliv Kunde app; those without MitID or not residing in Denmark should use the separate application route for opening an account. The bank also says that people without Danish citizenship or residence should use the relevant application channel. The page does not guarantee acceptance of an individual application.

  2. Proof of identity and address

    Identity documents for domestic and overseas individuals, two identity documents including one photo ID, the six-month limit and Latin alphabet requirement for address documents, identity number/tax information for the country of residence, and upload method.

  3. Become a business customer with Danske Bank - how to get started

    Business applicants must provide a CVR number and information on the country of foreign registration, the purpose of the Danish account, key persons/beneficial owners, turnover, and anticipated domestic and international transactions and cash flows; applicants are advised to submit before closing the application page, and are told they will be contacted within two business days of receipt.

  4. Become Business Customer

    The business product page lists monthly fees of DKK 139/259/299 for Danske Business One/Plus/Pro and a setup fee of DKK 3,000 for complex cases. The setup fee differs from the amount on the application page, so confirm which fees apply.

  5. First steps when you come to Denmark

    The Danish Tax Agency’s information on CPR or personal tax identification numbers, tax cards and NemKonto, and the tax baseline for determining a personal identification number based on length of stay and residence status.

  6. Consolidation Act on Measures to Prevent Money Laundering and Financing of Terrorism

    The English consolidated translation of the Danish AML Act sets out provisions on the scope of application to banks, customer due diligence, verification of customers and beneficial owners, risk assessment, and collection of source-of-funds and transaction rationale information in high-risk situations. The translation notes that the Danish text is legally authoritative.

  7. The Danish FSA Company Register - Company Areas

    The Danish FSA register’s definition of a credit institution and its statement that Danish credit institutions must be licensed by the Danish regulator. This page explains the register; it is not a separate licence record for Danske Bank A/S.

  8. Statement on inspection at Danske Bank A/S (AML)

    English translation of a statement issued by Danske Bank concerning the Danish FSA in 2025 8 15. It records that the FSA inspected Danske Bank A/S’s AML work in 2025 3 and 5, and describes the supervisory assessment and remediation orders. The document states that the translation was provided by the bank and that the Danish version prevails.

  9. FATCA & tax information

    Danske Bank A/S Copenhagen’s FATCA registration classification with the IRS, reporting status under the Model 1 IGA, and contact channel for FATCA/CRS enquiries.

  10. Indberetning til FATCA

    The Danish Tax Agency says that banks, life insurance companies and other financial institutions must report accounts held by customers with U.S. tax obligations under FATCA and exchange information with the U.S. tax authorities.

  11. Indberetning til CRS

    The Danish Tax Agency says that financial institutions must report financial accounts held by individuals or businesses abroad under CRS and exchange information with participating jurisdictions.

  12. Sanctions and restrictive measures

    Official European Commission information on the EU sanctions and restrictive measures regime, contact channels for competent authorities in Member States and compliance support; it does not disclose Danske Bank’s internal screening policy.