EuropeGermanyLicensed-entity research

Commerzbank AG

Commerzbank Aktiengesellschaft (Commerzbank AG), a bank legal entity registered in Germany; this profile is for the entity itself, not a Commerzbank AG shareholder or the group brand.

Commerzbank is a German universal commercial bank whose principal legal entity is Commerzbank Aktiengesellschaft. Its website’s personal Girokonto page is limited to adults resident in Germany who have unlimited tax liability in Germany, and requires use solely for private purposes. GmbH/UG business accounts have a publicly available online application process, but eligibility for non-residents and companies incorporated abroad must still be confirmed with the bank in writing.

Regulator: German Federal Financial Supervisory Authority (BaFin); under the euro area Single Supervisory Mechanism, significant institutions are directly supervised by the European Central Bank (ECB).
Check date: 2026-10-26
Verify status: Some information pending confirmation

Research scope and official resources

Topic number:europe-commerzbank-ag

A selected candidate among large German banks, based on 2026 The Banker Top 1000 in selection.json (Tier 1 capital basis). This candidate is only a lead for institution selection; it does not represent a current ranking, a licence determination, account-opening eligibility, or acceptance by a bank of any overseas application.

Bank’s official website

Personal Eligibility and Documents

Publicly confirmed: Commerzbank’s standard personal Girokonto is for people at least 18 years old who reside in Germany and are subject to unlimited tax liability in Germany (Steuerinländer). The account must be in the applicant’s own name and used solely for private purposes; freelancers and business owners may not use this personal account for business payments. The website also lists a product for minors, but its requirement for the legal representative’s consent is not equivalent to eligibility for this standard account. For individuals who do not reside in Germany or are not subject to unlimited tax liability there, no official confirmation that they can apply for this standard Girokonto was found in this review, so acceptance must not be assumed. Eligibility for other private banking/international customer products, specific non-resident conditions, and nationality restrictions all require written confirmation from the bank.

Personal information publicly disclosed or identified

The bank requires a valid German identity card or passport for online identity verification. These are the documents listed on its personal Girokonto account opening page and do not mean that foreign identity documents will necessarily be accepted through this process.
The bank’s published personal account eligibility conditions include residence in Germany and unlimited tax liability in Germany, but the page does not list acceptable proof of address. In general, applicants can prepare recent proof of address and a tax residence self-certification, clearly identified as general compliance preparation advice rather than a confirmed Commerzbank-specific list.
Prepare the German personal tax identification number (Steuerliche Identifikationsnummer / IdNr) and tax identification numbers for other tax-residence jurisdictions for tax self-certification, if applicable. The bank’s personal account-opening page does not explicitly list the IdNr as a mandatory account-opening document.

Company eligibility and documents

Publicly confirmed: The bank offers dedicated business accounts for GmbH and UG entities, with online application and identity verification; another official business account page states that the bank will contact the applicant company to discuss its business and statutory due diligence, and open the account after reviewing the documents and completing due diligence. A personal Girokonto cannot replace a business account for a GmbH/UG. These pages do not expressly confirm whether foreign-incorporated entities, non-resident beneficial owners, or companies without a business address in Germany qualify for the specific products; the scope of the bank’s international business does not replace case-specific eligibility confirmation. The bank must confirm documents and account-opening conditions for other company forms and cross-border businesses.

Company information publicly disclosed or identified

Commerzbank’s GmbH/UG business account page lists: valid identification or passport for the company directors/managers.
Commerzbank’s GmbH/UG business account page lists: commercial register extract (Handelsregisterauszug). The page does not explain what document may be substituted at different stages of registration for a newly established business; this should be confirmed.
Commerzbank’s GmbH/UG business account page lists: articles of association/shareholder agreement (Gesellschaftsvertrag) and shareholder list (Gesellschafterliste).
The Commerzbank page states that the company's tax identification number (Steueridentifikationsnummer der GmbH) must be provided; the page does not further explain which type of German company tax number this refers to, so this should be confirmed with the bank.
The bank’s business account overview states that additional documents may be requested during review. In line with Germany’s Anti-Money Laundering Act, prepare information on actual controllers/beneficial owners, authorized signatories, and ownership and control structure, and, in higher-risk situations, supporting evidence of business purpose and source of funds. Apart from the documents listed on the preceding GmbH/UG page, these are general legal and due diligence preparation recommendations and should not be treated as a complete fixed document list publicly issued by the bank for all applicants.

Address, tax, and remote / witnessed procedures

Address and tax

Public eligibility requirements for the standard personal Girokonto include having a residence in Germany and being subject to unlimited tax liability in Germany. The official website does not specify an alternative address for non-residents or the specific forms of proof of address accepted. The German personal IdNr has 11 digits and is permanent. Germany’s Federal Central Tax Office (BZSt) says it can be found on an income tax assessment notice or wage tax certificate, but Commerzbank’s personal-account page does not explicitly list it as a mandatory account-opening document. The GmbH/UG account page lists a company tax identification number; the bank should confirm the specific type of number. The pages reviewed do not fully explain requirements for other tax-residence jurisdictions of individuals or companies, foreign tax numbers, mailing addresses or company incorporation locations. Applicants should provide the self-certification requested by the bank based on their actual tax-residency status.

Remote / witnessing

The personal account website publicly supports online applications and online identity verification in a browser and advises applicants to prepare an identity card or passport. The GmbH/UG page also publicly describes online applications and online identity verification. The materials do not confirm that applicants everywhere in the world can use this online process, nor do they confirm video witnessing, third-party witnessing, notarization as an alternative, or compatibility with foreign identity documents; do not infer that non-residents can open accounts remotely. The overall business account process also includes contact from an adviser and statutory due diligence.

Public process reference

Standard personal Girokonto: Select an account online and complete the application, then verify your identity using an ID card or passport as specified by the bank. After verification, account and online-banking access arrangements are provided. Eligibility for the standard personal account remains limited to the German residency and unlimited German tax-liability conditions specified on the official website.
GmbH/UG business account: complete the company and personal information online and follow the product page’s identity verification process. Prepare the managers’ identity documents, commercial register extract, articles of association/shareholder agreement, shareholder register, and company tax identification number listed by the bank.
After a business application, a bank adviser will contact the applicant to discuss the company and its business, explain the legal due diligence requirements, and advise whether additional documents are needed; after reviewing the documents and completing legal due diligence, the bank will notify the applicant of the account-opening decision in writing. The public business overview does not promise an outcome for foreign applicants or a standard processing time.

Compliance topics, details, and sources

Germany AML/KYC, customer identity and business purpose

Germany's Anti-Money Laundering Act (GwG) identifies credit institutions as obligated entities. General customer due diligence includes verifying the identity of the customer and representative, understanding a legal entity's ownership/control structure, understanding the purpose of the business relationship where necessary, and conducting ongoing monitoring based on risk; a relationship must not be established or continued if the statutory basic due diligence cannot be completed. Commerzbank's corporate page also states that it reviews statutory due diligence and may request additional materials. The bank determines the scope of additional documents in individual cases based on risk; source-of-funds materials are not listed on that webpage as uniform account-opening documents.

Source:BaFin — German Anti-Money Laundering Act ；Commerzbank — Corporate account: at the heart of your payment transactions

Beneficial owners, control and source of funds

Germany's GwG defines a beneficial owner as a natural person who ultimately owns or controls the customer, or for whose benefit a transaction is ultimately carried out. For unlisted companies, natural persons who directly or indirectly hold more than 25% of the capital, control more than 25% of the voting rights, or exercise control in a comparable manner must generally be identified; if no such person can be identified after investigation, the statutory senior-management fallback rule applies. Banks should assess the purpose, business activities and, where necessary, source of wealth based on risk. Applicants should be able to explain their actual control structure and source of funds truthfully. The bank decides what specific source-of-funds/source-of-wealth documents to request and when; this is not advice on how to evade screening.

Source:BaFin — German Anti-Money Laundering Act ；Commerzbank — Geschäftskonto für GmbH und UG einfach eröffnen

German tax residency self-certification, CRS, and FATCA

BZSt publishes the list of CRS partner jurisdictions and the annual list of exchanges of financial account information; the corporate customer information page provides a tax self-certification form. Tax-residence jurisdictions, tax identification numbers and U.S. tax status must be disclosed accurately. Germany also exchanges financial account information bilaterally with the United States under a FATCA agreement. FATCA and CRS are separate regimes, and the United States should not be described as a CRS participant. Whether the requirements apply and which fields must be reported depend on the bank’s account tax self-certification and applicable rules.

Source:BZSt — Teilnehmende Staaten des Common Reporting Standard ；BZSt — FATCA ；Commerzbank Corporate Clients — Online forms & Downloads

EU financial sanctions screening

German banks are subject to restrictive measures applicable in the EU and German implementing rules. The European Commission states that financial sanctions may include asset freezes and economic restrictions, and maintains a consolidated list reflecting formally adopted measures. Applicants and transaction-related parties are subject to screening by the bank as required by law. This source describes the EU jurisdictional baseline, not a screening list or case-specific decision publicly disclosed by Commerzbank.

Source:European Commission — Overview of sanctions and related resources

Compliance evidence

Account-opening compliance and supporting-document checklist

The bank’s stated requirements, local regulations, and preparation recommendations are presented separately. Acceptance in a specific case is subject to confirmation by the bank.

This guide concerns German GmbH/UG applications for relevant business accounts with Commerzbank. The bank has published documents required for these products and an online application process. Its international business account page states that it first collects company, contact, position, and business information, after which an adviser explains the statutory due diligence and advises of any additional documents required. Public information does not confirm whether foreign-incorporated companies, nonresident controllers, or legal entities without a German business address can open this product; it should not be treated as confirmation of eligibility. Mr. Tang can personally follow up on documents and appointments, explain fees in advance, and confirm the appointment time; he cannot guarantee that the bank will accept an application or open an account.

Date information checked:2026-10-26

Information evidence package

Company identity, officers, and signing authority

Who it applies to: Applicants that are German GmbHs/UGs; foreign legal entities should first ask whether this product's process applies.
Documents to Prepare: Valid identity card or passport for managers, as listed on the bank’s GmbH/UG page.
The bank lists a commercial registry extract, articles of association/shareholders’ agreement, and shareholder register; if registration of a newly established company is not yet complete, first ask the bank which alternative documents it accepts.
Prepare documents appointing the director/authorized representative or confirming signing authority, together with current basic company information, to prove the applicant’s authority to represent the company. This is a preparation suggestion, not a fixed list published on the page.
Description: The bank’s published list includes the above identity documents, registry extracts, articles of association/shareholder agreements, a shareholder register and the company’s tax identification number. The page does not specify whether originals or certified copies are required, the language for translations, authentication methods or validity periods; confirm each item with the bank before submission. The specific type of number meant by the company’s tax identification number should also be confirmed.

Source:Commerzbank — Geschäftskonto für GmbH und UG einfach eröffnen

Ownership, control chain, and beneficial ownership information

Who it applies to: Corporate customers and their direct/indirect shareholders and actual controllers; particularly applicable to complex ownership or trust arrangements.
Documents to Prepare: Prepare a shareholding structure chart showing the percentage of shareholding, voting rights, and means of control at each level, and attach registration records for intermediate entities.
Prepare the shareholder register, articles, shareholder agreement and documents explaining any special veto rights, nominee holdings or trust arrangements. See the company document package for the items expressly listed by the bank.
List the ultimate natural person controllers and their identifying information. If they cannot be identified after thorough investigation, prepare information on senior management and an explanation of the investigation process for the bank to assess.
Description: Under Germany's Anti-Money Laundering Act, for unlisted legal entities and similar entities, one way of identifying beneficial owners is to identify natural persons who directly or indirectly hold more than 25% of the capital, control more than 25% of the voting rights, or exercise control in a comparable manner; if no person can be identified after investigation, the statutory senior-management fallback rule applies. This threshold is a rule under German law and cannot be presented as a global standard; the bank has not published a complete UBO form or certification requirements for this product.

Source:Commerzbank — Geschäftskonto für GmbH und UG einfach eröffnen；BaFin — German Anti-Money Laundering Act

Business purpose, expected transactions, and supporting evidence of source of funds

Who it applies to: Business applicants; prepare according to the business’s actual activities and the bank’s case-specific questions.
Documents to Prepare: It is advisable to prepare a concise business description covering products/services, types of customers and suppliers, countries of operation, group relationships, and the purpose of opening the account. The bank’s application process expressly asks about the business.
You may prepare contracts, orders, invoices, a website, or a business plan, as well as reasonable estimates of monthly payment and receipt amounts, frequency, currencies, and key counterparties, to explain anticipated account activity.
If the initial or subsequent source of funds needs to be explained, consider preparing evidence of capital payments, shareholder contribution/loan documents, relevant bank statements or evidence of sales revenue. Whether documents are required and their specific scope are determined by the bank according to risk.
Description: Commerzbank states that an adviser will explain the statutory due diligence requirements and inform applicants whether additional documents are needed; German law requires obtaining information in each case about the purpose and expected nature of the business relationship and determining the extent of due diligence on a risk basis. The contracts, forecasts, and proof of funds mentioned above are suggested preparation materials to facilitate verification, not a uniform mandatory checklist published by the bank.

Source:Commerzbank — Corporate account: at the heart of your payment transactions；BaFin — German Anti-Money Laundering Act

Due diligence and enhanced verification

Beneficial Owners and Control Structure

Basis for Verification: German law requires legal-entity customers to take appropriate measures to understand their ownership and control structures. For applicable unlisted legal entities, natural persons who directly or indirectly hold more than 25% of the capital, control more than 25% of the voting rights, or exercise control in a comparable manner fall within the scope of beneficial-owner identification. If due diligence still cannot identify the beneficial owner or there are doubts, the law provides for a senior managing official to be identified as a substitute.
Preparation recommendation: Use an organization chart and registry documents to explain each level of ownership, voting rights and control through to the ultimate natural person, and state whether any other form of control exists if no natural person meets the ownership-percentage threshold. Do not rely solely on a shareholder register to explain indirect control.
Scope: Requirements of the German Anti-Money Laundering Act; proportionality rules apply only within their statutory scope and are neither universal global thresholds nor all the form requirements publicly disclosed by Commerzbank.

Source:BaFin — German Anti-Money Laundering Act

Business purpose, customer risk and expected account activity

Basis for Verification: German law requires relevant information to be obtained and assessed when the purpose or intended nature of a relationship is not apparent, and the extent of measures to be determined according to the money laundering/terrorist financing risks associated with the customer, relationship, or transaction. Ongoing monitoring requires transactions to be compared with information already held about the customer, beneficial owners, business activities, and customer profile, among other things. Commerzbank publicly states that it will learn about the company’s business and may request additional documents.
Preparation recommendation: Provide a concise, consistent explanation of the main countries of incoming and outgoing payments, currencies, categories of counterparties, purpose of funds, and expected scale. For flows of funds that are inconsistent with the company's size or publicly known business, prepare verifiable business documents and explanations.
Scope: German Anti-Money Laundering Act and publicly disclosed bank procedures; banks’ internal risk scores, trigger thresholds, and case-by-case document requirements are not public.

Source:Commerzbank — Corporate account: at the heart of your payment transactions；BaFin — German Anti-Money Laundering Act

Politically exposed persons and their associates

Basis for Verification: German law requires a risk-based assessment of whether a customer or beneficial owner is a politically exposed person (PEP), a family member, or a known close associate. PEP status is a higher-risk circumstance requiring enhanced due diligence. Statutory measures include senior management approval, establishing the source of wealth and source of funds for transactions, and enhanced ongoing monitoring. For former PEPs, the relevant risks must still be considered for at least 12 months after leaving office, and appropriate measures must continue if the risk persists.
Preparation recommendation: If the customer or UBO has a relevant public office/connection, it is advisable to disclose the position, tenure, and relationship truthfully and prepare documents supporting the accumulation of wealth and the source of funds to be credited. PEP status itself is not the same as being a sanctions target and does not create a legal requirement to refuse account opening in all cases.
Scope: German statutory risk-based due diligence requirements; the bank decides on additional documents, approval, and its risk assessment on a case-by-case basis. These are not an automatically applicable eligibility policy disclosed by the bank.

Source:BaFin — German Anti-Money Laundering Act

EU financial sanctions and cross-border transaction counterparties

Basis for Verification: EU restrictive measures are binding within the EU’s jurisdiction on EU nationals, persons present in the EU, or persons conducting business in the EU. Measures may include asset freezes and other economic restrictions. The European Commission’s consolidated list of financial sanctions reflects texts formally adopted in the Official Journal of the European Union. This describes the applicable legal baseline; it does not mean that Commerzbank has published its internal screening lists or a list of countries eligible for customer onboarding.
Preparation recommendation: Companies should check whether shareholders/controllers, major counterparties, payment banks or the movement of goods are subject to applicable restrictions, and prepare explanations of the transaction purpose, goods/services and ultimate recipient. If there is a potential list match or restricted transaction, first ask the bank to confirm the applicable rules and required documents; do not assume that the transaction has been authorized.
Scope: Official EU sanctions information and jurisdictional rules; specific sanctions regimes, licensing exceptions and banks’ internal screening procedures must be checked separately for each transaction.

Source:European Commission — Overview of sanctions and related resources

Ongoing maintenance obligations

Changes to customer information and control

German law requires ongoing monitoring of the relationship and risk-appropriate updates to relevant documents, data, and information at suitable intervals. After changes to shareholders, UBOs, managers, authorized representatives, business activities, registered address, or tax/contact details, it is advisable to update the information promptly through the channel designated by the bank and retain documents from before and after the change. Neither the law nor the public pages reviewed provide a uniform Commerzbank update cycle or notification deadline.

Source:Commerzbank — Corporate account: at the heart of your payment transactions；BaFin — German Anti-Money Laundering Act

Transaction activity and explanation of the source of funds

Account transactions must be consistent with the customer and UBO information, business activities and customer profile held by the bank. Companies should retain contracts, invoices, delivery/service records, payment evidence and source-of-funds documents so they can respond to bank inquiries about unusual activity or activity inconsistent with expectations stated when opening the account. The law requires ongoing risk-based monitoring, but no fixed review frequency or fixed transaction limits for this account have been publicly specified.

Source:BaFin — German Anti-Money Laundering Act

Sanctions lists and changes in cross-border business

EU sanctions regimes are adopted, updated or lifted through formal legal texts, and the relevant rules apply within their jurisdiction. When starting business in a new country, with a new counterparty, or involving new goods/services, companies should recheck the rules in force at the time and respond promptly to bank due diligence. Commerzbank’s case-specific screening process, list update frequency and the specific events customers must proactively report have not been published.

Source:European Commission — Overview of sanctions and related resources

Please confirm with the bank before booking

Does this GmbH/UG account accept our company’s current registration status, business address, industry, and ownership structure? Can a foreign-incorporated legal entity or a non-German-resident UBO apply?
Which specific German tax number does the bank page mean by “tax identification number”? Is a tax number or tax self-certification also required for other countries of tax residence?
Must identity documents, a commercial register extract, and articles of association/share register be submitted as originals or certified copies? Which languages are accepted, and are translations, notarization, legalization, or issuance within a specified period required?
If the company has not completed commercial registration or its shareholders/control chain includes foreign entities, trusts, or multiple ownership tiers, what alternative evidence and UBO structure documents are accepted?
Based on the company’s countries of operation, currencies, expected transaction volume and source of funds, are commercial contracts, financial statements, proof of source of funds or an additional interview required before account opening? Is information available on applicable fees, minimum balances or processing times?

Not confirmed by public information

The GmbH/UG page lists documents for German legal entities and does not specify eligibility conditions for companies registered abroad, nonresident controllers, or entities without a business address in Germany; confirmation from the bank is required on a case-by-case basis.
The pages reviewed do not disclose acceptable forms of document certification/translation, document validity periods, alternative documents for newly established companies, a complete UBO form, or a list of risk triggers.
The bank’s business account process page does not publish fixed approval times for applications from different types of companies, fees for overseas applications, minimum deposits or uniform limits. These should not be inferred from the availability of online applications or claims of speed.
The bank has not published internal rules for PEP/sanctions screening, risk preferences for specific countries or industries, or case-specific conclusions on requests for additional documents. The EU legal baseline cannot substitute for the bank's review or a determination of regulatory authorization.

Sources & Scope of Verification

Commerzbank — Geschäftskonto für GmbH und UG einfach eröffnen
The bank’s official GmbH/UG business account page lists identification for managers, a commercial register extract, articles of association/shareholders’ agreement, a shareholder register and the company’s tax identification number. It describes online application and identity verification. It does not specify eligibility for foreign companies, document certification or translation requirements, or a complete UBO list.
Commerzbank — Corporate account: at the heart of your payment transactions
The bank’s business account process page states that the application must describe the company, contact person, position and business activity. An adviser explains statutory due diligence and advises whether additional documents are required; after reviewing the documents and completing statutory due diligence, the bank provides written notification of account opening. It does not specify eligibility for overseas applications or a uniform approval timeframe.
BaFin — German Anti-Money Laundering Act
The English text of Germany’s Anti-Money Laundering Act published by BaFin, used to check the general rules on due diligence, understanding ownership and control structures, business purpose, ongoing monitoring and updating of information, beneficial-owner identification thresholds, PEPs, and enhanced due diligence. The scope of statutory requirements depends on German law; this is not a fixed document list for a bank product.
European Commission — Overview of sanctions and related resources
The European Commission explains the types of restrictive measures, their application within EU jurisdiction, Member States’ enforcement responsibilities, and that the official consolidated list of financial sanctions corresponds to formally adopted and published legal texts; this does not establish Commerzbank’s internal screening policy or the outcome of any individual case.

Fees and timelines

When reviewed on 2026-10-26, the personal-account page listed DigitalGiroKonto at 4.90 euros per month, KlassikKonto at 9.90 euros per month, and PremiumKonto at 12.90 euros per month. Fees for the specific account and additional services are subject to the bank’s fee schedule in effect when applying. The pages reviewed did not confirm rates for accounts held by individuals abroad, fees for foreign business applicants, minimum deposits, or available limits. The processing time for individual business-account applications was also not publicly confirmed; account-opening commitments should not be inferred from promotional wording.

Limitations and practical considerations

The standard personal Girokonto is publicly restricted to adults resident in Germany, subject to unlimited tax liability in Germany, and using the account solely for private purposes. The product page does not confirm eligibility for non-residents or people with other tax-resident status.
Business customers should select the appropriate business account; personal accounts cannot be used for the operations of a GmbH/UG. Publicly available materials primarily concern German GmbH/UGs and do not mean that foreign-registered companies, foreign controllers, or non-residents are automatically eligible to apply.
Public information on online authentication does not confirm worldwide availability, notarization or third-party witnessing as alternatives, or that all foreign identity documents can be used.
BaFin’s individual-entity database records; foreign account products; scope of application acceptance; pricing; minimum deposits; and processing times all require written confirmation or direct inquiry with the relevant bank or supervisory records.
This information is compiled from publicly available sources. It is not a promise that an account will be opened or an account-opening channel currently available for appointments through Rengangyongsheng.

Licensing evidence and regulatory verification

A specific entity has been found: item 10 in the latest available 2026 year 10 month edition of the ECB “List of supervised entities” (directory cut-off date 2026-09-01) lists COMMERZBANK Aktiengesellschaft, country Germany, type CI, and includes it among the 109 significant entities directly supervised by the ECB. This verifies the legal entity’s identity and supervisory status in the ECB directory of supervised entities, but it is not itself a license document and does not specify the full scope of licensed activities. The official BaFin company database page states that users can search by company name for licenses/activities, but this review verified only the information about the search page and did not query the database for Commerzbank AG’s individual result. BaFin license categories, restrictions, and the latest changes still need to be checked individually.

German Federal Financial Supervisory Authority (BaFin); under the euro area Single Supervisory Mechanism, significant institutions are directly supervised by the European Central Bank (ECB). Official registration or record

Information sources

Commerzbank — Girokonto eröffnen
Personal Girokonto is for adults residing in Germany who are subject to unlimited tax liability in Germany, for private use only; online application, identity verification by ID card or passport, personal account types, and monthly fees listed on the webpage.
Commerzbank — Corporate account: at the heart of your payment transactions
Business account applications require company, contact, role and business information. An adviser discusses statutory due diligence and may request additional documents; the applicant will be notified in writing about account opening after document review and due diligence are complete.
Commerzbank — Geschäftskonto für GmbH und UG einfach eröffnen
Online application and identity verification process for GmbH/UG business accounts; managers’ identity documents, commercial register extract, articles of association/shareholder agreement, shareholder register, and company tax identification number listed on the page; distinction between GmbH/UG products and personal account uses.
ECB — List of supervised entities, cut-off date 1 September 2026
Item 10 in the ECB’s official PDF list for 2026/10 identifies COMMERZBANK Aktiengesellschaft as a German CI and lists it among significant institutions under the ECB’s direct supervision; this supports the entity’s identity and status in the supervisory register, but does not by itself establish the scope of its licence.
BaFin — Unternehmensdatenbank
BaFin explains that its company database can be searched by institution name for licenses or activities and lists the relevant categories. This review confirmed only the search method and database entry point; it did not misrepresent the entry point as a verified individual authorization result for Commerzbank AG.
BaFin — German Anti-Money Laundering Act
English text of Germany's GwG: credit institutions are obligated entities; legal baseline for customer identification, authority to represent, beneficial owners, business purpose, risk-based ongoing monitoring and enhanced due diligence; beneficial-owner identification thresholds.
BZSt — Teilnehmende Staaten des Common Reporting Standard
BZSt publishes the CRS partner jurisdictions and the annual list of financial institutions required to provide account information; the page explains the latest finalized list for the 2025 reporting period and the submission deadline.
BZSt — FATCA
BZSt explains the bilateral exchange of financial account data between Germany and the United States under FATCA, and the direction in which information is transmitted between the German tax authorities and the U.S. IRS.
European Commission — Overview of sanctions and related resources
Information on the jurisdictional application of EU restrictive measures, categories such as asset freezes, the implementation responsibilities of Member States, and the official consolidated list of financial sanctions.
BZSt — Die Identifikationsnummer
Germany’s natural person IdNr has 11 digits and is permanent; it can be found on an income tax assessment notice or wage tax certificate, and the BZSt can send it again through the relevant procedure.
Commerzbank Corporate Clients — Online forms & Downloads
The tax self-certification form is listed in Commerzbank’s official downloads directory for corporate customers, confirming that a corporate tax information declaration form exists; this does not establish specific tax requirements for all applicants.
Commerzbank — Facts and figures
Official group information from the bank describes Commerzbank AG as a publicly listed company and discloses information about its operations in Germany and internationally; this is used to verify the actual banking entity and distinguish it from the group and its subsidiaries.