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Overseas banking/Spain

EuropeSpainLicensed-entity research

Banco de Sabadell, S.A. (Banco Sabadell)

Banco de Sabadell, S.A. (the local Spanish banking legal entity; not a group, brand, or shareholder)

Banco de Sabadell, S.A. is a local Spanish banking legal entity. Banco de España’s directory dated 2026-10-08 lists it as a credit institution (code 0081). The bank’s official website expressly describes a Key Account for non-residents in Spain and an in-person application route, but the bank decides eligibility checks, risk review, and contract outcomes. The public pages reviewed do not fully explain business or foreign-company eligibility.

Regulator
Banco de España (the Bank of Spain; specific prudential supervisory powers also involve the European Central Bank’s Single Supervisory Mechanism)
Check date
2026-10-26
Verify status
Some information is pending confirmation: the specific legal entity and credit institution category have been verified in the Banco de España official directory, and the bank’s official pages for the Key Account nonresident personal product and some business accounts have been reviewed. Foreign company eligibility, complete corporate document requirements, the full text of current authorization documents, specific tax status requirements, and remote/third-party witnessing have not been published or verified.

Research scope and official resources

Topic number:europe-banco-de-sabadell-sa

selection.json marks this candidate as a large Spanish bank selected using The Banker’s Tier 1 capital measure in 2026. This entry merely follows that selection lead and does not claim an individual rank, a real-time global top 100, account availability, or a licensing conclusion.

Bank’s official website

Personal Eligibility and Documents

Non-resident individuals: The official website's Key Account is expressly for non-residents in Spain. Published conditions include being an adult, holding valid identity documents, providing a tax identification number (TIN), and not appearing on a default/debt list. Foreign applicants must provide a national identity card or passport from their country of origin and proof of address; in some cases, non-residents must also provide proof of non-resident status. The website states that the specific documents depend on the applicant's place of origin, giving as examples an EU resident using a national identity card from their country of origin or a valid passport, and a non-EU non-resident using a passport. This product information is not a commitment to open an account; a bank manager must still verify the documents and complete customer due diligence. Resident individuals: The same Key Account page also mentions identity and address documents for residents and non-resident foreigners, but does not fully list eligibility conditions for all resident individual accounts. A separate product description for Sabadell Online Account describes a process involving mobile-phone photos, a short video, and digital signing, but the specific identity/territorial eligibility FAQ content could not be verified on the page reviewed. It cannot be assumed that every resident or overseas applicant can apply online.

Personal information publicly disclosed or identified

  • The bank’s official website explicitly states that applicants for a Key Account must be adults and provide valid identification, a TIN (tax identification number) and proof of address; the bank also requires applicants not to be on a default or delinquency list. Source: s1.
  • Published documents for non-resident foreign individuals are a national identity card or passport from their country of origin and proof of address; in some cases, proof of non-resident status is also required. Source: s1.
  • The official website adds that EU residents may use a national identity card or valid passport, while non-EU non-residents need a passport. The bank will verify each individual case. Source: s1.
  • General preparation suggestions (not Banco Sabadell's published dedicated checklist): Consider preparing evidence of source of funds and occupation/business activities, tax residence self-certification and relevant tax numbers, and, if needed, income or asset documents. Whether these are required and the accepted formats should be confirmed in the bank's case-specific instructions.
  • The official website does not fully specify acceptable proof-of-address documents, their issue-date limits, translation/certification requirements, or a standard format for nonresident evidence. These requirements must be confirmed in writing by the bank.

Company eligibility and documents

The official business account product page describes accounts such as Sabadell Empresas as products for companies/businesses and offers online banking services for companies. The pages reviewed do not explicitly confirm whether foreign-registered companies, nonresident companies, foreign beneficial owners, or particular company types may apply, and do not publish complete company account eligibility requirements. A company based in Spain may consider this product as an option to enquire about, but this does not mean it automatically meets the application criteria. Foreign entities should confirm in writing with the bank the requirements concerning place of incorporation, actual place of business, location of directors/authorized signatories, industry, and beneficial owners. The rules for the personal nonresident Key Account should not be applied to companies.

Company information publicly disclosed or identified

  • The business account product page only describes company accounts and services; the pages consulted did not list account-opening documents for foreign companies or Spanish companies. Sources: s2, s3.
  • General preparation suggestion (not bank policy or a confirmed requirement): You may prepare a certificate of incorporation/existence, articles or organizational documents, tax identification number, identification documents for directors and authorized signatories, a board resolution authorizing account opening/authorization, proof of registered address, an ownership and ultimate beneficial ownership chart, materials on business activities and source of funds, and tax-residency self-certifications for the company and relevant controlling persons. Banco Sabadell should confirm the required scope, issue dates, translations, and notarization/certification requirements for the documents.
  • The official pages reviewed did not confirm whether foreign-incorporated companies may apply, whether a Spanish branch/permanent establishment is required, the beneficial-owner threshold, a minimum corporate turnover, or which signatories must appear in person; the bank must confirm these points in writing.

Address, tax, and remote / witnessed procedures

Address and tax

The official website requires personal Key Account applicants to provide proof of address and a TIN from their country of origin, and notes that non-residents may sometimes need to provide proof of non-resident status. Its page says that TINs may correspond to tax numbers in different countries, such as the U.S. SSN/ITIN, UK NINO/UTR, French SPI, and Italian Codice Fiscale. The website says that an NIE is not a publicly listed fixed condition for opening this product, but this does not rule out the need for a Spanish NIE/NIF in particular legal or tax circumstances; confirm based on the applicant’s situation and the bank’s requirements. Spanish tax filing status is not the same as bank account-opening status: the bank page summarizes tax-residency factors, including a stay of more than 183 days, center of economic interests, and family ties; it is not a substitute for tax advice. Companies and their controlling persons should prepare the tax-residency jurisdictions and tax numbers issued by those jurisdictions for each of them. AEAT’s CRS self-certification rules state that tax-residency jurisdictions and issued TINs must be reported; confirm with the bank and AEAT which Spanish NIF/NIE a particular company must provide.

Remote / witnessing

The official Key Account process requires foreign applicants to be assigned to the nearest specialist branch and expressly describes an in-person appointment: a relationship manager verifies the documents in person and handles account activation. There is no evidence that this account supports fully remote opening from any country worldwide, video witnessing or witnessing by a third-party notary. A separate product page for the Sabadell Online Account describes mobile-photo capture, a short video and digital signing, but this does not establish that Key Account or non-resident customers can open an account entirely remotely. The public page does not say whether company signatories must attend in person or whether authorised/notarised witnessing is accepted.

Public process reference

  1. Key Account: first confirm which documents apply, then have the bank arrange a specialist relationship manager/the nearest specialist branch. The website says it will endeavour to communicate in a language suitable for the customer.
  2. Foreign individuals attend by appointment, and a customer manager verifies their identity and required documents. The bank’s official website says the account can be activated in person once verification is complete. This description is not a guarantee of processing time.
  3. Customers use the account after signing the contract provided by the relationship manager; they must first complete the bank’s due diligence and risk approval.
  4. Businesses: The website offers company account products and an online banking portal for companies, but does not publish the steps for foreign companies, who must attend in person, or the approval timeline. First obtain from the bank a written checklist and confirmation of the process for the specific legal entity.

Compliance topics, details, and sources

Spanish AML/KYC, business activity, beneficial owners, and source of funds

Spain’s Law on the Prevention of Money Laundering and Terrorist Financing 10/2010 and its regulations require banks to conduct customer due diligence. SEPBLAC states that financial institutions may request additional documents based on risk; each institution decides which documents to request from which customers. Banco Sabadell’s privacy notice states that it collects and verifies information on customers’ economic activity and may consult the Central Register of Beneficial Ownership to verify the ultimate beneficial owner of a legal entity and address discrepancies in the register. The bank determines case by case, based on risk, what evidence of source of funds/source of wealth, UBO threshold, and documents are required for this application; no uniform list is provided on public pages.

Source:Sepblac — Frequently asked questions for obliged subjects ；Banco Sabadell — Detailed information on the protection of personal data

CRS/AEOI tax-residency and tax-identification-number self-certification (Spain)

AEAT's official explanation of Form 289 sets out Spanish CRS due diligence: when opening a new account, a financial institution must obtain a valid tax-residency self-certification from the account holder and, where applicable, controlling persons, and check its reasonableness against AML/KYC information obtained at account opening. The self-certification includes the name/entity name, address, tax-residence jurisdiction and the tax identification number issued by each jurisdiction. AEAT explains that entity account holders must be classified, and that passive non-financial entities also require identification of controlling persons. This is the Spanish CRS baseline; it does not mean the US participates in CRS. US tax status is dealt with separately under FATCA rules.

Source:Agencia Tributaria — Form 289 CRS due diligence FAQs

FATCA (Spain–U.S. information exchange, separate from CRS)

AEAT's Form 290/FATCA due-diligence FAQ explains that Spanish financial institutions identify reportable US accounts under the Spain–US FATCA agreement and request/report information such as US TINs from relevant US account holders or controlling persons. The fact that the US is not a CRS participating jurisdiction must not be presented as meaning that the US has joined CRS; US tax status must be assessed separately under FATCA/US rules. The specific forms, reporting conclusions and exemptions for this bank's customers must be verified by the bank under applicable rules.

Source:Agencia Tributaria — FATCA Form 290 due diligence FAQs

EU financial sanctions and restrictive measures

The European Commission explains that EU financial sanctions and restrictive measures are binding within EU jurisdiction and may include asset freezes and economic restrictions. Banco Sabadell’s specific sanctions screening systems for customers/transactions, list coverage and process for handling matches have not been disclosed in the sources reviewed; this does not support the conclusion that any customer is necessarily authorised to transact.

Source:European Commission — Overview of sanctions and related resources

Privacy and handling of account-opening information

Banco Sabadell’s personal data disclosure dated 2026-06 lists Banco de Sabadell, S.A. as the data controller and describes purposes including application/contract administration, AML due diligence, and beneficial-owner verification, together with the corresponding legal bases, citing the EU GDPR and Spanish data protection rules. Applicants should review the complete privacy notice before submitting information; this disclosure does not replace a case-specific review of terms on international data transfers or retention periods.

Source:Banco Sabadell — Detailed information on the protection of personal data

Compliance evidence

Account-opening compliance and supporting-document checklist

The bank’s stated requirements, local regulations, and preparation recommendations are presented separately. Acceptance in a specific case is subject to confirmation by the bank.

Banco Sabadell’s official Key Account is aimed at foreign resident and non-resident individuals conducting business in Spain. Its public page lists requirements including adulthood, valid identification, a TIN, and proof of address, but this does not constitute a commitment to accept an application. Eligibility of foreign entities for business accounts and complete requirements have not been made public; this guide does not apply the personal-document list to companies. Mr. Tang can provide dedicated follow-up on document preparation and appointment coordination, explain service fees in advance, and confirm the timing, but cannot guarantee that the bank will accept an application or open an account.

Date information checked:2026-10-26

Information evidence package

Foreign individual identity, address, and tax number

Who it applies to
Foreign individuals applying for a Key Account; not applicable to corporate accounts.
Documents to Prepare
  • The bank expressly recommends preparing an identity card or passport from the country of origin. The page for non-EU residents points to a passport; EU residents may use an identity card from their country of origin or a valid passport.
  • The bank expressly recommends preparing proof of address and a TIN from the country of origin. In some cases, non-residents may also need proof of non-resident status.
  • As supplementary preparation, you may provide documents explaining your occupation, income, and intended account purpose to answer questions during the bank's case-by-case due diligence; this is not a published, fixed list of required documents.
Description
The bank says that specific identity documents vary by country of origin and are verified by a relationship manager. The public page does not list acceptable proof-of-address types, issue-date limits, translation/certification standards, or a standard format for non-resident documentation. Ask the bank to confirm whether originals or certified copies are required before making an appointment.

Source:Banco Sabadell — Key Account: account for non-residents in Spain；Banco Sabadell — Detailed information on the protection of personal data；Sepblac — Frequently asked questions for obliged subjects

Tax Residency Self-Certification and Tax Identification Number Verification

Who it applies to
Personal and corporate account opening; includes persons exercising control where applicable
Documents to Prepare
  • Fully declare every tax-residence jurisdiction and the TIN issued by each jurisdiction. Tax identification numbers have different names in different countries; a passport number cannot be used as a substitute for an issued tax identification number.
  • Prepare documents supporting your residential address, tax-residency country, and TIN. If you have multiple tax residences, disclose each truthfully.
  • Companies may also prepare an entity tax residency self-certification and information needed to classify the entity as active or passive; confirm controller information according to the bank’s forms and applicable rules.
Description
AEAT explains that new individual and entity accounts must obtain a valid CRS tax-residency self-certification and check its reasonableness against AML/KYC information obtained at account opening; the document may be electronic, but the financial institution must retain a record of its contents and date of issuance. This is the Spanish CRS rule; it does not mean that the bank has published a specific form or requires the same tax document in every case.

Source:Agencia Tributaria — Form 289 CRS due diligence FAQs

Company legal entity, authorization, and control chain document package (preparation guidance)

Who it applies to
For use when confirming eligibility with the bank before a Spanish or foreign company applies; does not mean Banco Sabadell has confirmed that it accepts foreign companies.
Documents to Prepare
  • You may prepare company registration/existence records, constitutional or organizational documents, tax identification number, and registered address information.
  • You may prepare identification for directors/authorized signatories, account-opening authorization or a board resolution, and proof of the authorization chain.
  • You may prepare an ownership and control structure chart, registered beneficial ownership information, major business contracts/invoices, and an explanation of expected fund flows.
Description
All of the above are due diligence preparation recommendations, not a company account checklist published by the bank. The bank discloses that it may consult Spain's Central Register of Beneficial Owners and contact beneficial owners about discrepancies in the registration. Public materials do not specify the UBO ownership threshold applicable to the bank's company accounts, eligibility conditions for foreign companies, or document notarization/certification standards.

Source:Banco Sabadell — Detailed information on the protection of personal data；Sepblac — Frequently asked questions for obliged subjects；Agencia Tributaria — Form 289 CRS due diligence FAQs

Due diligence and enhanced verification

Economic Activity, Source of Funds, and Source of Wealth

Basis for Verification
Banco Sabadell’s privacy notice explicitly states that it collects and verifies information about customers’ economic activities in accordance with anti-money-laundering obligations. Sepblac states that financial institutions may impose enhanced requirements based on customer risk, and that each institution decides whom to ask and which documents to request; Sepblac does not prescribe a uniform list of payslips or tax returns for specific customers.
Preparation recommendation
Organize recent payroll/tax documents, company financial or business contracts, invoices, and evidence of sources of funds such as asset disposals or inheritances according to the account’s intended use. Prepare an explanation of the expected sources of incoming funds, amount ranges, countries, and counterparties. Submit only genuine, mutually consistent documents, and wait for the bank to confirm the scope required.
Scope
The bank expressly states that it verifies economic activity and decides on additional documents based on risk. The evidence types listed above are general preparation recommendations, not a Banco Sabadell-specific mandatory checklist.

Source:Banco Sabadell — Detailed information on the protection of personal data；Sepblac — Frequently asked questions for obliged subjects

Company beneficial owners and controllers

Basis for Verification
The bank’s privacy notice says it may consult the Central Register of Beneficial Owners to verify the identity of a legal entity’s beneficial owners, and may contact beneficial owners about discrepancies between register information and information provided by the customer. The pages reviewed do not disclose the bank’s specific applicable ownership-percentage threshold or policy for handling complex control chains.
Preparation recommendation
Submit an ownership/control chart traceable to individuals, showing direct and indirect ownership, voting rights, control arrangements, and the place of registration of each tier. Prepare updated records and an explanation if they differ from the register. If there is no single owner, organize evidence of actual control for the bank to assess; do not assume that one percentage threshold applies in every case.
Scope
The bank’s privacy notice supports checking the register. An organizational chart and explanatory materials are general preparation suggestions; the bank must confirm thresholds and how controllers are identified under the applicable Spanish rules.

Source:Banco Sabadell — Detailed information on the protection of personal data；Sepblac — Frequently asked questions for obliged subjects

CRS Tax Residency Self-Certification and Changes

Basis for Verification
AEAT explains that new individual and entity accounts must obtain a valid self-certification, covering controlling persons where applicable. It should include the name/entity name, address, tax-residence jurisdiction, issued TINs for each jurisdiction and the individual's date of birth. If a change in circumstances makes the original declaration unreliable, a new certification must be obtained; self-certifications generally remain valid until relevant circumstances change.
Preparation recommendation
Check that each tax residence matches the account-opening information and truthfully declare all jurisdictions. If there are changes to the address, tax status, entity classification, or controller information, proactively confirm with the bank and submit updated supporting documents. An exception for a TIN applies only where the jurisdiction does not issue one, and the reason must be explainable.
Scope
Spanish CRS regulations and AEAT interpretation; not tax advice. Specific bank forms, processing times, and account restrictions are subject to the bank’s notices and the applicable circumstances.

Source:Agencia Tributaria — Form 289 CRS due diligence FAQs

PEPs, sanctions, cross-border transactions and genuine business activity

Basis for Verification
The bank and regulatory pages reviewed do not disclose Banco Sabadell’s specific PEP review procedures, sanctions screening lists, country/industry risk appetite or internal limits for cross-border customers; do not assert that PEPs are necessarily rejected or guarantee approval for a particular country or transaction.
Preparation recommendation
If the customer or controller has held public office, has relevant connections, or funds involve multiple countries, it is advisable to truthfully prepare an explanation of the position/relationship, business contracts, payer and payee information, and the transaction’s economic purpose, and to ask the bank about its specific disclosure requirements when booking an appointment.
Scope
The bank’s policies and case-by-case risk assessments are not public. Preparing these documents is a prudent recommendation and does not describe the bank’s screening criteria.

Source:Banco Sabadell — Key Account: account for non-residents in Spain；Sepblac — Frequently asked questions for obliged subjects

Ongoing maintenance obligations

Keep identity, authorization and economic activity information accurate

The bank’s privacy notice says it verifies information about economic activity and, as required by law, reports the identity and relevant changes of account holders, representatives, or authorized signatories to the financial holder documentation. Customers should update the bank proactively when information changes and keep records. Public sources do not specify a uniform notification deadline, channel, or periodic review frequency.

Source:Banco Sabadell — Detailed information on the protection of personal data

CRS Updates After Changes to Tax Residency or Controlling Persons

AEAT requires a new valid certification when a change in circumstances makes the original tax-residency self-certification inaccurate or unreliable, and the person making the certification undertakes to report relevant changes. Failure to provide required information, such as a TIN, may affect the financial institution's compliance handling; the bank should advise on measures for the specific account, and a freeze cannot be presumed.

Source:Agencia Tributaria — Form 289 CRS due diligence FAQs

Transaction records and bank inquiries

Sepblac explains that financial institutions may impose transaction restrictions they consider appropriate to meet their AML obligations, and that banks decide on any additional information to request based on risk. Keep contracts, invoices, and records showing the source of funds, and promptly explain transactions that are clearly inconsistent with the stated purpose of the account. Neither regulations nor public pages specify a fixed review period or inevitable outcome for Banco Sabadell.

Source:Sepblac — Frequently asked questions for obliged subjects

Please confirm with the bank before booking

  1. Which proof-of-address documents does Key Account accept for applicants, and are there requirements for issue dates, translation or certification? In what circumstances is a non-resident certificate required, and what format must it use?
  2. Do the applicant's nationality, place of residence, tax residence, and expected transaction countries affect acceptance for this product? Must the applicant attend in person to complete identity verification?
  3. What additional information on economic activity, source of funds or source of wealth must be submitted with a personal application, and might the bank request additional documents in the specific case?
  4. Are foreign-registered companies or companies controlled by persons overseas accepted? Please provide the document checklist and eligibility criteria for the relevant legal entity, signatories, authorization chain, and beneficial owners.
  5. What CRS/FATCA tax forms apply to companies and individuals? How should changes to tax residency, address, beneficial owners or controllers be reported?
  6. How can the current fees, appointment and approval times for the account, and the post-opening information review or transaction-explanation process be confirmed?

Not confirmed by public information

  • Key Account has not published the types of proof of address it accepts, a standard validity period, or requirements for translation/notarisation/certification, nor a fixed format for non-resident certificates.
  • The bank has not published a uniform list of proof of personal source of funds, details of PEP/sanctions screening, or cross-border country/industry risk preferences and internal limits.
  • The company product materials reviewed do not confirm eligibility for foreign-incorporated companies, beneficial ownership thresholds, minimum operating requirements, the scope of in-person requirements for signatories or a complete list of company account-opening documents.
  • The bank must be contacted directly to confirm its review frequency after account opening, channels and deadlines for updating information, case-specific processing times, and final acceptance decision.

Sources & Scope of Verification

  1. Banco Sabadell — Key Account: account for non-residents in Spain

    The bank expressly sets out Key Account conditions, an identity card/passport from the country of origin, proof of address, TIN, proof of non-resident status required in some cases, different treatment by nationality/country of origin, and an in-person appointment with a specialist relationship manager. The page does not specify document formats or validity periods.

  2. Banco Sabadell — Detailed information on the protection of personal data

    The bank’s privacy notice, version 2026 / 6, describes the collection and verification of economic activity information, possible searches of the central beneficial ownership register and processing of discrepancies, as well as the processing of information about account holders, representatives, and authorized signatories and statutory reporting.

  3. Sepblac — Frequently asked questions for obliged subjects

    Sepblac explains that financial institutions apply Spain’s AML rules on a risk basis and decide for themselves which documents to request from which customers. Financial institutions may impose transaction restrictions they consider appropriate; the regulator does not authorize transactions for individual customers.

  4. Agencia Tributaria — Form 289 CRS due diligence FAQs

    AEAT's official explanation of obtaining CRS tax-residency self-certifications for new individual/entity accounts, the applicability of TIN and controlling-person requirements, reasonableness checks, obtaining a new certification after a change in circumstances, and the record-keeping format for self-certifications.

Fees and timelines

The fee example on the Key Account page states that, once the promotional waiver ends and no waiver applies, the example maintenance fee is 40 euros per quarter. This is the value shown on the bank page consulted on 2026-10-26; the applicable promotional period, whether a particular customer qualifies for a waiver and the current fee schedule must be confirmed with the bank. The website says that an in-person appointment after document verification can be used to activate the account, but does not promise an overall timeframe from application to appointment/approval. The sources consulted did not confirm company account-opening fees, minimum deposits/balances or current fee limits for all accounts; no estimate is provided.

Limitations and practical considerations

  • The personal Key Account is a product for non-residents/foreign customers in Spain, but applicants must still meet identity, address, and TIN requirements and undergo bank due diligence. Proof of non-resident status may also be required in some cases; this should not be treated as unconditional acceptance of overseas customers.
  • The product page expressly states that applications are handled through an in-person appointment at a specialist branch for verification; it must not be advertised as global video account opening or as allowing third-party witnessing to replace the applicant’s personal attendance.
  • The business account product is confirmed to be for company customers only. Foreign-registered companies, non-resident controllers, industry/country restrictions and in-person attendance requirements for signatories must all be confirmed in writing by the bank.
  • The bank may request additional documents, restrict transactions, or refuse an application based on its AML/KYC risk assessment; do not provide advice on evading due diligence, concealing beneficial owners, or incorrectly declaring tax residency.
  • The information was verified solely through public sources. This is not an account-opening channel currently available for appointments through Rengangyongsheng, nor one for which an agency relationship or guaranteed referral has been established; applicants must verify available services directly with Banco Sabadell.
  • The date of Banco de España’s direct directory record is 2026-10-08; this entry does not verify the full licensing instrument, subsequent changes in ownership/control, or whether the bank has suspended applications from specific countries or industries.

Licensing evidence and regulatory verification

Banco de España’s page listing Spanish monetary financial institutions is dated 2026-10-08 and specifically lists Banco de Sabadell, S.A. as a Credit institution, at PZA DE SANT ROC, 20, 08201 SABADELL, with regulatory code 0081. This is a direct entity-level record in the competent authority’s directory and supports that, on that date, the legal entity was listed as a credit institution. The page is not a specific license certificate, does not disclose a license number, and does not establish that any individual or company application will be accepted. The full licensing instrument and independent ownership/control changes or merger status as of 2026-10-26 were not separately checked; no claims are made beyond the directory record.

Banco de España (the Bank of Spain; specific prudential supervisory powers also involve the European Central Bank’s Single Supervisory Mechanism) Official registration or record

Information sources

  1. Banco Sabadell — Key Account, account for non-residents in Spain

    Key Account product positioning; age-of-majority, valid-ID, TIN and default-list requirements; non-resident identity and proof-of-address documents; possible requirements for non-resident certificates; explanations of documents from different regions; NIE FAQ; relationship manager and in-person appointment process; in-person verification and account activation; and the quarterly maintenance-fee example of 40 euros shown on the page.

  2. Banco Sabadell — Company bank accounts

    The official website lists business and self-employed account products; it does not publish eligibility rules for foreign-registered companies or a complete list of documents for corporate account opening.

  3. Banco Sabadell — Sabadell Corporate Account

    The Sabadell Corporate Account is positioned as a product for companies, with online banking services for companies and terms published on the official website; the page does not list account-opening documents for foreign companies or eligibility for overseas entities.

  4. Banco de España — List of monetary financial institutions in Spain

    Dated 2026-10-08, the page lists Banco de Sabadell, S.A., category Credit institution, address PZA DE SANT ROC, 20, 08201 SABADELL, regulatory code 0081; this supports the directory entity record and does not provide a licence number or account-opening approval.

  5. Sepblac — Frequently asked questions for obliged subjects

    Spanish AML legal obligations, customer due diligence by financial institutions, risk-based requests for additional documents, and the financial institution’s discretion to decide which documents to request from which customers.

  6. Agencia Tributaria — Form 289 CRS due diligence FAQs

    Spanish CRS/Form 289 account-opening tax-residency self-certification, tax identification number, reasonableness checks, controlling persons and entity account classification, tax identification number exception rules, etc.

  7. Agencia Tributaria — FATCA Form 290 due diligence FAQs

    Due diligence and reporting obligations of Spanish financial institutions under the Spain–United States FATCA agreement to identify U.S. reportable accounts, controlling persons, and U.S. TINs; separate from CRS.

  8. European Commission — Overview of sanctions and related resources

    The legal scope of EU restrictive measures, the types of asset freezes/economic restrictions that may be imposed, and the official source for the EU consolidated list of financial sanctions; this does not describe Banco Sabadell’s private screening procedures.

  9. Banco Sabadell — Detailed information on the protection of personal data

    The bank’s personal data notice, dated 2026-06, identifies Banco de Sabadell, S.A. as the data controller and describes the basis under the GDPR and Spanish data protection law for applications for contracts, AML/KYC, verification of economic activity and searches of registers of beneficial owners.