EuropeItalyLicensed-entity research

Banco BPM S.p.A.

Banco BPM S.p.A. (Italian banking legal entity; do not substitute Banco BPM Group or the brand)

Banco BPM S.p.A. is an Italian banking legal entity. Its website publicly lists the personal Conto You and SME-focused YouBusiness Easy/Full products. The ECB list of supervised entities for 2026-4 names this entity. Public information does not confirm that it accepts all non-resident individuals or foreign companies for account opening; confirm in writing based on the applicant, country and product.

Regulator: European Central Bank (ECB, direct supervision under the Single Supervisory Mechanism); Banca d’Italia (the authority responsible for national supervision and the bank register)
Check date: 2026-10-26
Verify status: Some information is pending confirmation: Banco BPM S.p.A. was checked as a supervisory entity in the ECB 2026-4 list; official pages for personal and business products, nonresident information, and the Italian AML/tax baseline have been reviewed. The specific registration number in the Bank of Italy’s dynamic national register, specific products/countries applicable to nonresident individuals, conditions for accepting foreign companies, case-specific documents, current complete personal account pricing, and appointment channels available through Rengangyongsheng are pending written verification from the bank or relevant authority.

Research scope and official resources

Topic number:europe-banco-bpm-spa

Selected large institutions in the project candidate set, publicly listed as 2025/2026; The Banker 2026 Tier 1 capital measure in selection.json is only a screening lead, not a current top 100 ranking, and does not represent current licensing, account-opening eligibility or an available application channel.

Bank’s official website

Personal Eligibility and Documents

Residents: Banco BPM positions Conto You as a product for individual customers. Its website lists online application and in-branch application options, and expressly states that a valid identity document and an Italian tax code (codice fiscale) are required to open an account. The online application page lists methods including video selfie identification, SPID, verification by transfer from another account in the applicant’s own name, or booking an appointment at a branch. The information above does not fully list all residence, nationality, risk, or credit review requirements; the bank’s review applies. Non-residents: Banco BPM’s information for non-residents states that people without Italian tax-resident status can apply for an Italian bank account and says they should apply at a branch of the bank. This is an informational article on the bank’s website, not a contract for a specific account; it does not list all countries/regions that may be accepted and does not promise that Conto You or any other specified account will necessarily be available. The materials listed for non-residents are general guidance; confirm the specific product, branch, and eligibility with the bank first.

Personal information publicly disclosed or identified

The documents explicitly listed on the Banco BPM Conto You product page for opening an account: valid proof of identity and an Italian tax code (codice fiscale). The page does not list proof of residential address as part of a complete document list for this product; confirm requirements for each applicant.
General reference documents listed in Banco BPM’s information article on non-residents: valid passport or identity card; Italian codice fiscale; proof of address in the country of residence (examples in the article include a utility bill, rental agreement or certificate from the tax authority in the country of residence); proof of financial standing; a declaration of non-Italian tax residence; and an explanation of the purpose of opening the account. The article does not clearly guarantee that these documents constitute the formal, complete list for any current product.
General compliance preparation suggestion (not a verified Banco BPM product policy): Prepare tax residency self-certifications, documents explaining the source of funds, and certified translations as required by the bank. Banco BPM will confirm on a case-by-case basis whether submission, certification, or additional documents are required.

Company eligibility and documents

Banco BPM lists YouBusiness Easy (for SMEs with low transaction volumes) and YouBusiness Full (for SMEs with high transaction volumes). The product page does not adequately specify eligible company legal forms, business size thresholds, where the business must operate, or eligibility for foreign-registered companies. The business account information article covers general business account documents and cannot replace specific product terms. It is confirmed that the bank publicly offers business account products, but acceptance of foreign legal entities, companies controlled by persons abroad and non-resident businesses must be confirmed in writing with the bank.

Company information publicly disclosed or identified

General documents listed in Banco BPM’s website article on business accounts: company name/legal name; identification document for the business owner or legal representative; company registration extract (visura camerale); and, for freelancers, VAT number (partita IVA) and proof of tax code. This is general guidance, not a contractual document list for YouBusiness, and does not cover requirements for foreign companies.
General compliance preparation suggestion (not an itemized account-opening policy published by Banco BPM): Company certificate of incorporation and articles of association, signing authorization/board resolutions, ownership structure and ultimate beneficial owner information, tax numbers and tax residency self-certifications for the company and relevant natural persons, proof of registered address, and an explanation of business activities, source of funds, and expected transactions. Banco BPM’s regulations state that the actual documents required are determined according to risk factors such as the location of the customer, parent company, or beneficial owner; confirm specific document, translation, and certification requirements with the bank.

Address, tax, and remote / witnessed procedures

Address and tax

The Italian personal tax identification number is the codice fiscale. The Italian Revenue Agency states that it issues this number and that citizens residing abroad may apply through their local Italian consular office. The Banco BPM Conto You product page expressly specifies this tax identification number requirement. Proof of a non-resident address appears only in the bank’s general list in an article about non-residents, which gives utility bills, rental agreements, or certification from the tax authority in the country of residence as examples; this is not a confirmed mandatory format for all products. An article on opening business accounts mentions company registration documents and the partita IVA/tax number for self-employed professionals. The bank has not publicly confirmed detailed rules on tax numbers for foreign companies, proof-of-address formats, or tax self-certification forms; treat these as general preparation suggestions.

Remote / witnessing

Banco BPM’s online account-opening page lists the following methods: video selfie identification, SPID, verification by a transfer from another bank account in the applicant’s own name, and uploading identity documents followed by an appointment at a branch to complete identification. The non-resident information article says that applications must be made at a branch. Online identification options do not establish that the service is available from anywhere in the world or that non-residents can open accounts remotely. The page does not describe arrangements for witnessing by a third party or an overseas notary.

Public process reference

Personal: First determine whether to apply for Conto You or another specific account, and confirm your residence, nationality, and product eligibility. Prepare valid identification and an Italian codice fiscale.
Individuals: If eligible for the selected online process, choose video selfie, SPID or a transfer from another account in your own name for verification on Banco BPM’s account-opening page. Alternatively, upload identification documents and book an appointment at a branch. After the bank completes its identity and application review, confirm the outcome using the formal contract, fee information sheet and written information from the branch/bank.
Non-resident individuals: Banco BPM's website article directs applicants to apply at a branch. Confirm in advance with the designated branch which specific accounts are available, whether applicants from their country of residence can be accepted, the tax-residency declaration, address and source-of-funds documents, whether translation/certification is required, and appointment and processing arrangements.
Businesses: The website publishes YouBusiness Easy/Full product pages but does not disclose complete eligibility conditions or account-opening steps for overseas companies. Before applying, explain the place of incorporation, business activities, controllers, and expected transactions to a business relationship manager/branch, and obtain an itemized document list and written confirmation of eligibility.

Compliance topics, details, and sources

Italy AML/KYC and ongoing monitoring

The Banco BPM Group anti-money laundering regulations, updated on 2025-03-27, state that customer due diligence includes identifying and verifying the customer, person acting on the customer’s behalf and beneficial owner; understanding the purpose and expected nature of the relationship or transaction; and ongoing monitoring. The regulations apply to its Italian-registered financial intermediaries, which are subject to the AML rules of Italian Legislative Decree No. 231/2007. Inability to complete due diligence adequately may affect the establishment or continuation of a relationship.

Source:Banco BPM Group — Regulations on the prevention of money laundering and terrorist financing

Beneficial owners, source of funds and escalated risk review

Banco BPM’s regulations require more in-depth review in high-risk cases of the relevant customers and beneficial owners, the purpose of an account or transaction, the source or destination of funds, and related relationships. Document requirements take into account the location of the customer, parent company or beneficial owner. This risk-based review does not amount to a public commitment that every customer must provide the same set of source-of-funds evidence; the bank determines the final documents on a case-by-case basis.

Source:Banco BPM Group — Regulations on the prevention of money laundering and terrorist financing

CRS/DAC2 tax-residency reporting

The Italian Revenue Agency explains that Italian financial institutions must report information on reportable accounts each year by 6 month 30 under Italian implementing rules and CRS, EU DAC2. Applicants should accurately provide their tax residences and tax identification numbers; the bank must confirm its specific self-certification forms and reporting determination for particular accounts.

Source:Agenzia delle Entrate — Scambio Automatico Finanziario Internazionale CRS/DAC2

FATCA and U.S. tax status

Italy and the US have an intergovernmental FATCA agreement. As an Italian financial institution, Banco BPM must identify relevant US tax status and complete applicable reporting procedures under the relevant rules. This concerns FATCA and does not mean that the US is a CRS participating jurisdiction; specific forms and scope are subject to the bank’s requirements and tax authority rules.

Source:U.S. Department of the Treasury — FATCA Agreement between the United States and Italy

Screening for sanctions, embargoes and high-risk countries/regions

Banco BPM’s regulations describe monitoring counterparties or third countries involved in transactions subject to financial sanctions or embargo restrictions, and provide for guidance on relevant prohibitions, restrictions and blocking measures. Relationships involving high-risk third countries are subject to enhanced review. Whether the bank accepts a particular country of residence, place of registration, industry or transaction chain must be verified on a case-by-case basis; do not attempt to circumvent screening.

Source:Banco BPM Group — Regulations on the prevention of money laundering and terrorist financing

Compliance evidence

Account-opening compliance and supporting-document checklist

The bank’s stated requirements, local regulations, and preparation recommendations are presented separately. Acceptance in a specific case is subject to confirmation by the bank.

Banco BPM S.p.A. is the banking legal entity referred to in this guide; public information shows that it offers account products to individuals and SMEs. The information on non-resident accounts is an introductory article by the bank, not a commitment for a specific product. The bank must confirm whether it accepts foreign-registered companies and applicants from particular countries of residence or nationalities. The following document pack covers preparation for individual or company applications and does not confirm eligibility or guarantee account opening.

Date information checked:2026-10-26

Information evidence package

Personal identity, address and tax information

Who it applies to: Individual applicants; especially relevant to non-residents.
Documents to Prepare: Examples given in Banco BPM’s non-resident information: valid passport or identity card, Italian codice fiscale, and proof of address in the country of residence (such as a bill, rental agreement or tax authority certificate).
Organize the general examples of documents in the guidance, including tax-residence status in the country of residence, purpose of account opening, and evidence of financial circumstances, such as payslips, tax returns, or proof of a bank balance in your own name.
As a preparation suggestion, prepare contracts, evidence of salary/business income, and relevant account statements that can explain the expected sources of incoming funds. Confirm on a case-by-case basis whether the bank requires them and the period to be covered.
Description: The bank’s article expressly states that requirements may vary by bank and that the information is introductory, not an official checklist for a specific product. No standard validity period, certification, or translation format for proof of address has been published. Confirm in advance with the branch handling the application whether it accepts originals, certified copies, translations, or remote submission.

Source:Banco BPM Group Anti-Money Laundering and Counter-Terrorist Financing Regulations, English version, updated on 2025-3-27；Banco BPM, “Bank Accounts in Italy for Non-Residents: What You Need to Know”

Company legal entity, signing authority, and beneficial ownership chain

Who it applies to: Italian or foreign corporate entities considering applying for a business account; eligibility of foreign entities has not been confirmed.
Documents to Prepare: Prepare the company’s registry extract/certificate of good standing, articles, registered and operating address information, and identification and proof of authority for directors or authorized signatories.
Prepare an ownership and control chart tracing upward from the applicant company to natural persons, showing direct/indirect ownership, voting rights, control agreements and place of incorporation of each corporate entity at every level. Include a shareholder register, ownership evidence, relevant resolutions or agreements as general preparation materials.
Organize identity, residence, and tax residence information for the ultimate beneficial owners and persons exercising effective control. Prepare registration records that can be verified using reliable, independent sources.
Description: Banco BPM’s regulations require the identification of beneficial owners of non-individual customers and state that the scope of information is proportionate to the complexity of the ownership chain, legal form and risk. The company documents described above are RGYS’s general preparation suggestions, not a complete mandatory list published by Banco BPM for any business. Requirements for certification and translation of foreign documents have not been published.

Source:Banco BPM Group Anti-Money Laundering and Counter-Terrorist Financing Regulations, English version, updated on 2025-3-27；Text of Legislative Decree No. 231/2007 published by the Italian Parliament

Business purpose, transaction profile and evidence of source of funds

Who it applies to: All applicants; businesses and customers with complex/cross-border funds flows should give these materials particular attention.
Documents to Prepare: State the purpose of opening the account, the countries where the main customers/suppliers are located, expected payment and receipt currencies, frequency, amount ranges, and source of funds. Businesses may attach a business plan, recent financial statements or management accounts, key contracts, invoices, and orders.
Explain source of funds separately from source of wealth: prepare case-specific evidence such as salary/dividend/asset-sale records, tax documents or relevant bank statements, and explain how a large initial deposit relates to the scale of the business.
Prepare in advance for remote identity verification: Banco BPM Group regulations describe copies of valid identity documents and transfer verification using an Italian or other EU intermediary account in the same name or held jointly. They also mention approved digital identity/technology solutions. Confirm with the bank which methods are available.
Description: These are preparatory suggestions based on banking regulations and Italy’s risk-based due diligence requirements. They do not mean every customer must submit a complete set of documents, nor do they establish that overseas applicants can open accounts remotely.

Due diligence and enhanced verification

Beneficial owners and controllers

Basis for Verification: Italian AML law requires identifying customers and beneficial owners, verifying their identities, and understanding the purpose and expected nature of ongoing relationships; for legal persons, an approach proportionate to risk must be used to understand ownership and control structures. Banco BPM’s regulations state that the beneficial owner of a non-natural-person customer must always be identified, with the amount of information proportionate to the complexity of the chain and the level of risk.
Preparation recommendation: Provide a complete tier-by-tier ownership chart, individual identification documents, control agreements/voting arrangements, and public registration records. If ownership differs from actual control, explain the basis separately. Do not provide only a list of nominal shareholders.
Scope: The Italian legal baseline and Banco BPM Group regulations expressly stated; ownership thresholds and individual customer cases must be considered in light of applicable law and the bank’s verification. This text does not treat a single percentage as a universal standard.

Source of funds/wealth and purpose of transactions

Basis for Verification: Banco BPM requires enhanced due diligence in high-risk cases, including additional information about the customer and beneficial owners, and a more in-depth assessment of the purpose of the relationship, the source or destination of funds, and relationships among relevant parties. Italian law requires ongoing transaction monitoring and, where necessary, attention to the source of funds; this does not mean that all customers must provide the same supporting documents.
Preparation recommendation: Match each flow of funds to its source, payer, purpose and recipient using payroll, dividends, contracts, invoices, asset disposals or bank statements. Explain the business rationale and prepare supporting evidence for amounts inconsistent with the declared business, third-party payments or cross-border transactions.
Scope: The bank’s risk-based due-diligence rules and local law apply; specific triggers, time periods, and document formats are determined by the bank on a case-by-case basis.

PEPs, sanctions and high-risk countries/regions

Basis for Verification: Banco BPM’s regulations classify politically exposed persons and customers or beneficial owners residing or registered in high-risk third countries as requiring enhanced due diligence, and state that sanctions and embargo restrictions are monitored. The bank also says it does not generally refuse customers solely because of their category as a de-risking measure; refusals or terminations must be based on an objective, individual assessment. PEP status by itself does not mean that a person is subject to sanctions or will necessarily be refused.
Preparation recommendation: If the customer, beneficial owner, or a close family member/associate is a PEP, it is advisable to disclose the position and tenure and prepare income, asset, or transaction evidence corresponding to the funds to be deposited. Identify business counterparties and countries through which funds will pass, and explain any legitimate connection with restricted regions. Do not conceal information or evade screening.
Scope: The risk review framework expressly set out in Banco BPM Group regulations; the bank’s risk appetite, individual decisions and acceptability of specific countries have not been published.

Cross-Border Tax Residence and CRS/DAC2

Basis for Verification: The Italian Revenue Agency explains that Italian financial institutions must submit information on accounts identified as reportable each year by 6 month 30 under the applicable CRS/DAC2 rules. Public sources do not specify the forms or specific classification methods Banco BPM uses for each account type.
Preparation recommendation: It is advisable to accurately list all tax residences, tax identification numbers for each jurisdiction, and any changes in tax status. Individuals/entities should truthfully complete the bank’s self-certification form and proactively ask how to update it if their tax residence changes.
Scope: Statutory framework for tax reporting; the bank must determine the form contents and whether a specific account is reportable under the applicable rules.

Source:Italian Revenue Agency, “Automatic Exchange of Financial Account Information (CRS/DAC2): Procedures and Deadlines”

Ongoing maintenance obligations

Keep customer information accurate and respond to reviews

Banco BPM Group regulations state that existing due diligence information must be updated when it may no longer be accurate. Its risk-tiering regulations set out maximum group reference review intervals of at least once every 12/24/48/96 months for high/medium/low/immaterial risk, respectively, but also allow subsidiaries to use different frequencies based on their business and customer characteristics. This does not establish a fixed review cycle for this personal account. Customers should promptly report changes in ownership, control persons, address, authorized persons, business or tax-residency information, and retain both old and new information and supporting evidence.

Keep transactions consistent with the account purpose

Italian law requires ongoing monitoring of transactions during the relationship to assess whether they are consistent with the bank’s understanding of the customer, activity, and risk, and, where necessary, to consider the source of funds and update information held. It is advisable to retain contracts, orders, invoices, evidence of salary/dividends, and explanations of cross-border payments so that significant deviations from the original transaction profile—such as incoming funds, transfers, or third-party payments—can be explained. The bank has not published a specific trigger amount for this product.

Tax self-certification and annual reporting

Under CRS/DAC2, Italian financial institutions must report information on reportable accounts each year by 6 30. Customers should keep a copy of their tax-residency self-certification and contact the bank to confirm the update procedure if their tax residence or tax identification number changes. The specific frequency of review notices is not public.

Source:Italian Revenue Agency, “Automatic Exchange of Financial Account Information (CRS/DAC2): Procedures and Deadlines”

Please confirm with the bank before booking

Given my country of residence/nationality and intended account use, which specific personal product can Banco BPM S.p.A. offer? Does the non-resident information apply to this product, and which branch must process the application?
Does the bank accept companies incorporated abroad or under foreign control, given the intended place of incorporation and ownership structure? Please provide a written eligibility assessment for the applicable legal entity type, industry, and place of incorporation.
Please provide an itemised document checklist for this case and confirm whether foreign company documents must be recently issued, certified/apostilled, translated into Italian, or certified by a specific translator.
What identity-verification methods can I/the company use? Do the same-name transfer or digital identity options mentioned in the Group’s rules apply to this applicant and country of residence? Is an in-person branch meeting still required?
For the source of funds/source of wealth and expected cross-border transactions in this case, what evidence does the bank require, what period must it cover, and who must sign the explanation?
What is the complete schedule of account-opening fees, the method and expected timing for review and requests for additional documents, and the channel for handling post-opening information reviews and tax self-certification updates?

Not confirmed by public information

Public information does not confirm which non-resident nationalities, places of residence, or foreign companies may apply, or whether a specified branch or product will accept this case.
Examples of documents for non-residents are not an official, complete, or universally applicable checklist. The bank has not published uniform requirements for the validity period of proof of address, certification/translation of foreign documents, the period covered by proof of funds, or minimum account balances.
The group’s AML rules describe risk-tiered monitoring, but subsidiaries may adjust review frequency; the classification of individual customer accounts, trigger thresholds, account-opening timelines, complete current fees and internal risk appetite are not public.
If Rengangyongsheng assists, Drew will personally follow up on documents and the appointment. The fee will be explained in advance and the time confirmed; bank account opening is not guaranteed. Public information does not mean that an agency or appointment channel has been confirmed.

Sources & Scope of Verification

Banco BPM Group Anti-Money Laundering and Counter-Terrorist Financing Regulations, English version, updated on 2025-3-27
The banking group’s regulations describe identity-document verification for individuals; identification of legal-entity beneficial owners; non-resident/remote identity-verification methods; enhanced due diligence for PEPs and high-risk countries; review of source of funds and purpose of the relationship; ongoing monitoring; and information updates. Review frequency by risk category varies among subsidiaries. This is not a customer-facing product document checklist or a commitment regarding account-opening eligibility.
Banco BPM, “Bank Accounts in Italy for Non-Residents: What You Need to Know”
An introductory article about the bank recommends that non-residents apply at a branch and lists general documents such as identification, an Italian tax code, residential address, financial situation, tax residence declaration and account-opening purpose. The article expressly states that requirements may vary by bank and that product documents and contracts govern.
Text of Legislative Decree No. 231/2007 published by the Italian Parliament
The text of Articles 18 to 20 concerns identification/verification of customers and beneficial owners, purpose of the relationship, ownership and control structures of legal entities, risk-based due diligence, and ongoing transaction monitoring and, where necessary, updating information held; these are references to statutory text and do not replace legal advice for a specific case or the bank’s product terms.
Italian Revenue Agency, “Automatic Exchange of Financial Account Information (CRS/DAC2): Procedures and Deadlines”
Updated on 2026-9-11, the page explains that under the Italian implementation rules, CRS and EU DAC 2, Italian financial institutions report information annually by 6-30 on accounts identified as reportable.

Fees and timelines

As of 2026-10-26, the business product page reviewed listed YouBusiness Easy at EUR 10 per month, including 30 transactions per quarter, and YouBusiness Full at EUR 35 per month, with no limit on the number of transactions. The product promotion page refers to the formal fee information sheet; full charges remain subject to that sheet and the contract. The online promotion shown on the personal Conto You page expired on 2026-10-21, before the verification date for this file; this file does not treat that promotion as a current quote. The approximately 3-day account-opening period advertised on that page is not a processing-time commitment for non-residents or all applicants. The actual processing time for non-residents, current full personal account fees, minimum deposit, and specific limits were not confirmed by the information verified for this file.

Limitations and practical considerations

Information about non-resident accounts is drawn from an explanatory article on the bank’s official website and is not a formal guarantee of product eligibility. The statement that account opening requires a branch visit does not mean that applicants of every nationality or from every country of residence can apply.
Online video selfies, SPID, and transfer-based identification must not be assumed to be available to non-residents worldwide; public confirmation has not been found regarding third-party witnessing, foreign notarization, or remote account opening.
The YouBusiness product is expressly intended for small and medium-sized enterprises, but eligibility and document requirements for foreign-incorporated companies, foreign-controlled companies and their beneficial owners have not been publicly confirmed.
AML/KYC, source of funds, beneficial ownership, tax residency, FATCA/CRS, and sanctions screening apply. Applications or transactions that do not meet the bank’s due-diligence requirements or involve restrictions may be rejected or restricted.
Public materials do not establish an account-opening channel that Rengangyongsheng currently can book appointments for or handle as an agent; verify the bank’s acceptance and service arrangements separately before promoting or recommending it.

Licensing evidence and regulatory verification

The ECB “List of supervised entities,” 2026 year 4 month edition, has been cross-checked: item 69 explicitly lists Banco BPM S.p.A., LEI 815600E4E6DCD2D25E30, type marker CI, country Italy, and total assets in the range EUR 150–300 billion. This named supervisory list entry supports the legal entity’s status as a supervised credit institution. Its national registration number was not individually obtained from Banca d’Italia’s dynamic register, so no claim is made that verification of that national register number has been completed. Banco BPM S.p.A. is the subject entity for this file; this search found no official evidence that, as of the verification date, it had been merged into or renamed as another currently independent banking entity. No inference is made about its shareholders or any merger.

European Central Bank (ECB, direct supervision under the Single Supervisory Mechanism); Banca d’Italia (the authority responsible for national supervision and the bank register) Official registration or record

Information sources

Banco BPM — Conto Corrente Online You
Conto You is for individual customers; the page explicitly requires valid identification and an Italian codice fiscale, and lists online/branch applications, general product features, and the promotional end date and conditions displayed on the current page. Promotion ends 2026-10-21; this is not confirmation of a promotion valid on the verification date.
Banco BPM — Apertura conto corrente online You
The official online application page lists a video selfie, SPID, verification by transfer from another account in the applicant’s name, and a branch appointment/identity verification step. This does not establish that nonresidents can use the service or that it is globally accessible.
Banco BPM — Conto corrente per non residenti in Italia: cosa sapere
An article on the bank’s official website states that non-Italian tax residents may apply for an account and directs them to a branch; it lists general documents such as identification, an Italian tax code, residential address, financial situation, tax residence and purpose of opening the account. The article states that it is informational and does not constitute the contract for a specific product.
Banco BPM — Conto YouBusiness Easy
The official business account page describes the product as intended for small and medium-sized businesses with low transaction volumes, and lists a monthly fee of EUR 10, 30 transactions per quarter, and online business services.
Banco BPM — Conto YouBusiness Full
The official business account page describes the product as intended for small and medium-sized businesses with high transaction volumes, and lists a monthly fee of EUR 35, unlimited transactions, and YouBusiness Web services.
ECB Banking Supervision — List of supervised entities, April 2026
Item 69 of the list expressly names Banco BPM S.p.A., LEI 815600E4E6DCD2D25E30, type CI, Italy, and an asset range of EUR 150–300 billion. This is regulatory list evidence for a specific banking entity, not an entry number in the Italian national register.
Banca d’Italia — Supervisory registers and lists
The Bank of Italy explains that the statutory regulatory register may include bank/intermediary names, registration numbers, registered addresses, and registration/deletion dates, among other information. This page explains the register and provides a search entry point; this check did not verify Banco BPM’s specific national registration number in its dynamic system.
Banco BPM Group — Regulations on the prevention of money laundering and terrorist financing
Banco BPM Group regulations, most recently updated on 2025-03-27; they describe the scope of Italian AML regulations, identification and verification of customers and beneficial owners, the purpose of relationships, ongoing monitoring, source-of-funds reviews in high-risk cases, PEPs, and sanctions/embargo monitoring.
Agenzia delle Entrate — Il Codice Fiscale: che cos’è e come si ottiene
The Italian Revenue Agency page, updated on 2026-10-20, explains the purpose of the codice fiscale, that the only valid tax identification number is issued by Agenzia delle Entrate, and the application routes and identification document requirements for residents abroad.
Agenzia delle Entrate — Scambio Automatico Finanziario Internazionale CRS/DAC2
The Italian Revenue Agency page, updated on 2026-09-11, explains that Italian financial institutions report information on reportable accounts each year by 6 month 30 under the CRS/DAC2 implementing rules.
U.S. Department of the Treasury — FATCA Agreement between the United States and Italy
The U.S.–Italy FATCA intergovernmental agreement published by the U.S. Department of the Treasury supports the baseline requirement for Italian financial institutions to identify and report applicable U.S. tax statuses under FATCA; it is not evidence that the United States has joined CRS.
Banco BPM — Cos’è un conto corrente aziendale e quali sono le sue caratteristiche
An article on Banco BPM’s website about business accounts lists the company name, identification document for the business owner/legal representative, company registration extract, and proof of a freelancer’s tax code/VAT number. It is marked as promotional content and is therefore included in the file only as a general document reference, not as a complete policy for a specific product.

Verification

Research verification

Most recently verified: 2026-10-26
Status: Some information is pending confirmation: Banco BPM S.p.A. was checked as a supervisory entity in the ECB 2026-4 list; official pages for personal and business products, nonresident information, and the Italian AML/tax baseline have been reviewed. The specific registration number in the Bank of Italy’s dynamic national register, specific products/countries applicable to nonresident individuals, conditions for accepting foreign companies, case-specific documents, current complete personal account pricing, and appointment channels available through Rengangyongsheng are pending written verification from the bank or relevant authority.
Author: Drew

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