AmericasBrazilLicensed-entity research

Banco do Brasil S.A.

Banco do Brasil S.A. (the Brazilian domestic banking legal entity; not a brand, holding group, or overseas affiliate)

This profile concerns the Brazilian banking legal entity Banco do Brasil S.A., not an overseas subsidiary inferred solely from group affiliation or branding. The publicly applicable conditions for personal and business accounts in Brazil could not be sufficiently confirmed from the official account-opening pages accessible for this research, and the specific BCB entity-register entry remains to be rechecked. This entry therefore contains information that is only partially confirmed and does not indicate that the bank currently accepts account applications from any particular category of non-resident or foreign company.

Regulator: Banco Central do Brasil (BCB, Central Bank of Brazil)
Check date: 2026-10-26
Verify status: Some information remains to be confirmed: Banco do Brasil's personal/business account entry pages and clearly labelled separate BB Portugal product pages have been reviewed, along with the BCB regulatory directory entry point, supervised-entity open data directory and Brazilian AML rules. CPF, CRS/FATCA and sanctions legal baselines have been verified. The specific current record row for Banco do Brasil S.A. in BCB registration data has not been obtained, and the bank's domestic personal/business account eligibility and document pages did not display detailed body text during this retrieval. This status must not be interpreted as verification of both licensing and acceptance of account-opening applications.

Research scope and official resources

Topic number:americas-banco-do-brasil-sa

Included in this batch of research as one of a selected group of publicly listed large institutions from 2025/2026; this is only background to the selection of candidates and does not indicate a current real-time global ranking within the top 100, licensing status, or any conclusion about acceptance of account applications.

Bank’s official website

Personal Eligibility and Documents

Personal accounts: Banco do Brasil’s official website provides pages for personal accounts in Brazil, but this review returned only a navigation shell and did not retrieve complete terms on nationality, place of birth, age, CPF, residence, or account type. Therefore, specific eligibility for Brazilian residents, Brazilian citizens living abroad, foreign residents, and foreign non-residents, as well as whether a branch visit is required and which products are available, must be confirmed in writing with the bank. The official website also has BB Portugal euro and U.S. dollar international accounts, expressly aimed at BB Private/Estilo customers, and states that accounts in Portugal are subject to individual review for both residents and non-residents. This is not an account in Brazil covered by this file and does not establish that Banco do Brasil S.A. accepts account applications from non-residents abroad.

Personal information publicly disclosed or identified

A complete list of requirements for the bank’s personal accounts could not be verified from public pages. The following are general compliance documents to consider preparing for an inquiry, not a fixed account-opening policy publicly issued by Banco do Brasil.
You can generally prepare valid photo identification and CPF details first. BCB rules require an individual’s name, CPF, residence information, and information used to assess financial capacity (including income), but this does not mean the bank must accept any particular identity document or proof of address.
Depending on the actual circumstances, prepare proof of residence, an explanation of income/source of funds, tax residence self-certification, and a foreign tax number (if applicable). First confirm with the bank its document format, authentication/translation requirements, and whether it accepts overseas addresses.

Company eligibility and documents

Business account: The website provides a Conta PJ Digital/business account page, but its detailed eligibility terms were not available in the content retrieved for this review. The accessible pages did not confirm whether companies established in Brazil, companies established abroad, foreign companies with a branch in Brazil, or companies with foreign shareholders or ultimate beneficial owners can apply, or whether a Brazilian CNPJ is required first. BCB AML rules require collection of a legal entity's legal name, registered address and CNPJ. For foreign-domiciled legal entities legally exempt from CNPJ registration, the rules separately require collection of at least the company name, registered address and identification information required by its jurisdiction. This is a regulatory due diligence baseline, not a commitment by Banco do Brasil to accept such companies.

Company information publicly disclosed or identified

A complete list of documents for the bank’s business account could not be verified from public pages. The following are general due diligence preparation recommendations, not a fixed document list publicly issued by Banco do Brasil.
As applicable, prepare a certificate of incorporation/existence, articles of association and amendments, legal name, registered office address, CNPJ or foreign registration identifier, and identity and authorization documents for the applicant and authorized representative. BCB rules require a legal entity’s name, head office address, and CNPJ; foreign entities legally exempt from CNPJ registration are subject to the alternative identification-data requirements in the rules.
In general, you may prepare the ownership/control structure, information on ultimate beneficial owners and controllers, an explanation of the business/turnover and source of funds, and tax residency self-certifications for the company and controllers. The bank must confirm in writing whether notarization, certification, translation, or issue within a specific period is required.

Address, tax, and remote / witnessed procedures

Address and tax

The CPF is the Brazilian taxpayer identification number for individuals. The Brazilian tax authority expressly states that Brazilians and foreigners, whether resident in Brazil or abroad, may register for a CPF. The BCB due-diligence rules require verification of an individual’s residence and a legal entity’s headquarters/branch location, and require information on an individual’s income or a legal entity’s turnover. CRS covers information such as the name, address, and taxpayer identification number of reportable persons. The above does not establish that Banco do Brasil permits an overseas address to be provided as the only address, nor that every customer category must provide proof of Brazilian tax residence. Before applying, confirm in writing the address-document requirements, whether a CPF/CNPJ applies, tax-residency declarations, and foreign TIN requirements.

Remote / witnessing

No accessible account-opening information from Banco do Brasil S.A. has been found confirming global remote account opening, video witnessing, or witnessing by a notary or third party. The BB Portugal international account page says applications can be made through App BB or WhatsApp, but that page concerns Portuguese accounts and eligibility is reviewed case by case by the Portuguese entity; it cannot be treated as evidence of remote account acceptance or witnessing arrangements for accounts in Brazil.

Public process reference

First confirm with Banco do Brasil’s official customer service that the intended application is for an account with Banco do Brasil S.A. in Brazil, rather than an account with BB Portugal or another overseas group entity.
Please obtain written confirmation from the bank that the individual applicant’s nationality, place of residence and CPF status, and the legal entity’s place of incorporation, CNPJ and foreign shareholders/ultimate beneficial owners meet the requirements for the specific product.
After confirming with the bank which account applies, the document checklist, certification/translation format, and submission channel, submit materials only through its official channels. The complete online or in-branch application steps for an account in Brazil have not been confirmed in this review.
If you are inquiring about the international account described on the BB Portugal page, its published channels are BB App → Conta Internacional → BB Portugal → Abrir Conta, or the WhatsApp channel listed on the page. This applies only to that Portuguese product and remains subject to individual review.

Compliance topics, details, and sources

Brazil AML/KYC, customer eligibility, address and source of funds

Brazil's Central Bank Circular 3.978/2020 and its amendments require regulated institutions to establish anti-money-laundering/counter-terrorist-financing systems and identify and assess customer risk. Relevant provisions cover an individual's name, CPF and address; a legal entity's name, registered office address and CNPJ (with specific alternative information rules for entities domiciled abroad that are legally exempt from CNPJ registration); and assessment of an individual's income or a legal entity's turnover. Transactions also involve recording the source of funds. For the bank concerned, this is the Brazilian regulatory baseline, not a customer-facing, itemised account-opening document list.

Source:Banco Central do Brasil — Circular nº 3.978, de 23 de janeiro de 2020 ；Banco Central do Brasil — Resolução BCB nº 119, de 27 de julho de 2021

Corporate Ultimate Beneficial Owner/Controller and Tax Residency Declarations: CRS and FATCA

The Brazilian tax authority states that Brazil signed the CRS Multilateral Competent Authority Agreement on 2016-10-21. The agreement describes the automatic exchange of financial-account information with jurisdictions that have an effective bilateral exchange relationship. Brazil and the United States have a separate FATCA intergovernmental agreement, which is an independent legal mechanism. The United States must not be described as a CRS participating jurisdiction, and this international framework must not be presented as meaning that a particular Banco do Brasil account will necessarily be reportable or that a particular customer will necessarily be subject to it. Applicants should provide accurate information on tax residence, taxpayer identification numbers, and controlling persons as required by the bank.

Source:Receita Federal — Acordo Multilateral sobre troca automática de informações financeiras MCAA-CRS ；Receita Federal — Acordos para intercâmbio de informações relativas a tributos

UN Security Council sanctions and asset freezes

Brazilian Law No. 13.810/2019 requires the implementation of United Nations Security Council sanctions resolutions and related asset-unavailability measures, and provides that certain regulated entities must act promptly under regulatory rules. This law forms part of the sanctions-compliance baseline in Brazil; Banco do Brasil’s specific screening systems, list coverage, and case policies were not verified in this search.

Source:Presidência da República — Lei nº 13.810, de 8 de março de 2019

Privacy and cross-border personal data processing

Banco do Brasil’s website privacy policy lists Banco do Brasil S.A. as one of the controllers of personal data, states that it processes personal information under Brazil’s LGPD and applicable rules, and discloses that data may be shared with the group, service providers, and competent authorities and may involve cross-border processing. Applicants may ask the bank about the purposes, retention periods, recipients, and cross-border transfer arrangements for information provided in a specific account application.

Source:Banco do Brasil — Políticas de Uso e Privacidade

Compliance evidence

Account-opening compliance and supporting-document checklist

The bank’s stated requirements, local regulations, and preparation recommendations are presented separately. Acceptance in a specific case is subject to confirmation by the bank.

The research subject is the Brazilian legal entity Banco do Brasil S.A. The bank's publicly available personal digital account is only for natural persons born and residing in Brazil who are at least 18 years old, and expressly states that this product does not apply to PEPs. The PJ digital account is only available to single-shareholder MEI, EI, SLU or EIRELI businesses, whose shareholder must be between 18 and 59 years old. The bank also offers other account categories, but the public information reviewed for this research does not confirm eligibility for non-residents, foreign-incorporated companies or companies with foreign shareholders; this guide does not confirm eligibility.

Date information checked:2026-10-26

Information evidence package

Personal identity and application device

Who it applies to: For natural persons who meet the bank’s published eligibility conditions for personal digital accounts only; not applicable to people residing overseas or to assumptions about eligibility for other products.
Documents to Prepare: The bank expressly states that applicants should have valid identification ready when applying through the App. The FAQ gives RG or CNH as examples and requires applicants to photograph the identity document and take a selfie in the application.
Prepare the application information, including CPF, name, contact details, and address. The bank’s application portal requires a CPF, and the account-opening process collects personal and contact information.
You may prepare materials explaining your residence and income in case the bank requests additional information on a case-by-case basis. This is a regulatory due diligence preparation suggestion, not a fixed document list for the personal digital account described on that webpage.
Description: The bank page restricts this digital account to individuals born in Brazil, resident in Brazil, and aged at least 18 years, and says that the application remains subject to confirmation after submission. The page does not specify document translation, notarization/authentication, proof-of-address format, or document issue-date requirements. Do not apply the 90-day proof-of-address and income-document conditions from the joint-account page to the personal digital account.

Source:Banco do Brasil — Conta Corrente；Banco Central do Brasil — Circular nº 3.978, de 23 de janeiro de 2020

Company legal representatives, authorized persons, and ownership chain

Who it applies to: Applies only to the publicly stated product conditions for Banco do Brasil's Conta PJ Digital. Other company forms or foreign companies should ask the bank about the separately applicable Conta Empresa process.
Documents to Prepare: The bank expressly states that this digital product is for single-shareholder MEI, EI, SLU, or EIRELI entities, with the shareholder aged 18 to 59 years; the page requires a CNPJ.
The bank expressly recommends having valid identification ready and completing a selfie verification when opening the account. Additional information may be requested during the approval process.
Also prepare company registration and good-standing records, articles of association/business registration information, proof of authorized representative, a chart of shareholders and control chain, and recent turnover or financial statements to address risk reviews. These are suggested supplementary preparation items, not a uniform list published by the bank.
Description: The bank’s page says that companies with multiple shareholders or other legal forms should inquire about Conta Empresa, but the readable materials reviewed do not explain eligibility or complete document requirements for entities registered abroad or with foreign shareholders. Do not extend the digital account’s single-shareholder business conditions to other business accounts.

Source:Banco do Brasil — Conta PJ Digital；Banco Central do Brasil — Circular nº 3.978, de 23 de janeiro de 2020

Genuine business, income and funds information

Who it applies to: May be prepared by individual and business applicants for risk review; provide only where relevant to the applicant's business and intended account use.
Documents to Prepare: It is advisable to prepare materials that can be cross-checked, such as proof of income/revenue, recent bank statements, contracts, invoices, or payroll/tax records.
List the account's intended use, main payers and recipients, expected frequency and amounts, countries involved, and whether cash or third-party collections/payments are involved.
For large initial deposits, cross-border remittances, or funds inconsistent with normal business activity, prepare a source-of-funds explanation and supporting evidence such as contracts, asset sales, or dividends.
Description: The BCB rules require financial institutions to collect and verify information proportionate to customer risk and the nature of the business relationship, including individual income or corporate revenue; they do not require every customer to submit any one specific type of evidence listed above. The bank has not published its case-specific document requirements, translation/certification requirements or validity periods.

Source:Banco Central do Brasil — Circular nº 3.978, de 23 de janeiro de 2020

Due diligence and enhanced verification

Ultimate beneficial owners, shareholding chain, and actual control

Basis for Verification: Articles 24 and 25 of Brazil's BCB Circular 3.978 require analysis of a legal entity's ownership chain to identify natural-person ultimate beneficial owners, and include representatives, agents or trustees who actually control the legal entity's activities in the identification process. Banks must set a reference threshold for beneficial ownership based on risk, which may not exceed 25%, counting direct and indirect holdings. This 25% is the maximum threshold under local rules for banks; it is not an automatic definition applicable to all customers or a global standard.
Preparation recommendation: It is advisable to prepare a tier-by-tier ownership chart, registration documents for each level, and natural persons’ ownership percentages, explaining the calculation of indirect ownership. Also list directors, legal representatives, authorized agents, and anyone who exercises actual control over operations without owning shares. For special entities such as listed companies, non-profit organizations, or cooperatives, ask the bank what information about representatives/controllers applies.
Scope: Brazilian regulatory requirements; the specific identification threshold is determined by financial institutions based on risk. The document formats are preparation suggestions; Banco do Brasil’s case-specific forms and evidence requirements have not been made public.

Source:Banco Central do Brasil — Circular nº 3.978, de 23 de janeiro de 2020

Financial capacity, source of funds and genuine business activity

Basis for Verification: The BCB requires customer eligibility checks to be proportionate to risk and the business relationship, collection of information to assess residence/business location and financial capacity, and ongoing reassessment of customer risk. Transaction monitoring focuses on activity that is disproportionate to the customer’s income, revenue or asset capacity or lacks an economic or legal basis. No public, uniform list of proof-of-source-of-wealth documents for this bank was found.
Preparation recommendation: Depending on the actual industry, prepare evidence of income or turnover, major contracts/invoices, recent account statements, company financial statements, and proof of large deposits. Briefly explain the expected transaction volume, counterparties, regions, and flow of funds. If the new account is expected to receive amounts significantly greater than the historical scale of operations, prepare an explanation of the expansion or financing background.
Scope: Brazilian regulatory due-diligence baseline and general preparation suggestions; this does not mean that the bank will necessarily require every document listed.

Source:Banco Central do Brasil — Circular nº 3.978, de 23 de janeiro de 2020

PEPs and enhanced scrutiny

Basis for Verification: The BCB requires institutions to identify whether customers are politically exposed persons and to check their representatives, family members or close associates; the customer risk assessment and level of due diligence depend on risk. Banco do Brasil’s page explicitly excludes PEPs for the personal digital account product it describes; this is insufficient to infer that the bank rejects PEPs for all account products.
Preparation recommendation: The applicant and persons who control or are authorised to act for the company should prepare accurate information about public offices held, explanations of relationships, and explanations of the source of funds and source of wealth. If they currently hold or previously held public office, ask before making an appointment whether the intended account product accepts such applications, whether manual review is required, and what supplementary documents are needed.
Scope: PEP identification is a Brazilian regulatory requirement; excluding PEPs from digital personal accounts is an expressly stated condition of this bank for that product. PEP status does not in itself mean a person is a sanctions target or that all accounts will be refused.

Source:Banco do Brasil — Conta Corrente；Banco Central do Brasil — Circular nº 3.978, de 23 de janeiro de 2020

Offshore applicants, tax numbers, and actual cross-border business

Basis for Verification: The bank’s publicly stated eligibility conditions for personal digital accounts require applicants to have been born in Brazil and to reside there. Its business digital account is limited to certain Brazilian single-shareholder entities; therefore, these conditions do not confirm that non-resident individuals or foreign legal entities may apply. BCB rules provide that natural persons resident abroad who are legally exempt from CPF registration may use a statutory travel document, with the issuing country, number, and type recorded; legal entities abroad that are legally exempt from CNPJ registration must have at least their company name, place of registration, and registration number in their country of origin collected. These are regulatory identification requirements, not a promise of account eligibility.
Preparation recommendation: If the customer is a foreign resident or a foreign company/controller is involved, it is advisable to first ask whether the relevant account product accepts such applicants, then prepare a passport or travel document, residential address, registration evidence from the original place of registration, Brazilian business connections, and tax-residence self-certification/tax identification number (if applicable). Also confirm document language, authentication, and submission method.
Scope: The bank’s product eligibility is the scope expressly stated by the bank; identification documents for persons abroad are governed by Brazilian regulatory requirements; the bank must confirm cross-border tax forms, tax identification numbers, and acceptable forms of proof based on each customer’s circumstances.

Source:Banco do Brasil — Conta PJ Digital；Banco Central do Brasil — Circular nº 3.978, de 23 de janeiro de 2020

Ongoing maintenance obligations

Keep customer information up to date and reassess risk

Article 17 of BCB Circular 3.978 requires customer identification information to be kept up to date, while Article 18 requires eligibility information to be kept current and calls for ongoing reassessment as the business relationship evolves and risks change. Customers should promptly notify the bank of changes to their residence, contact details, corporate registration, control, representative authorization, tax residence or financial circumstances. The rules do not set a single review interval for all customers.

Source:Banco Central do Brasil — Circular nº 3.978, de 23 de janeiro de 2020

Keep transactions explainable in relation to the account purpose

Financial institutions must monitor for suspicious transactions. Account holders should retain contracts, invoices, transaction statements, and evidence of source of funds. If deposits or transfers clearly deviate from declared income, turnover, or account purpose, prepare an explanation and supporting documents promptly. The bank’s monitoring thresholds, deadlines for customers to provide additional documents, and internal review rules are not public.

Source:Banco Central do Brasil — Circular nº 3.978, de 23 de janeiro de 2020

Registration irregularities and account status

Banco do Brasil’s business digital-account FAQ states that an irregular, cancelled, invalid, or inactive CNPJ registration may lead the bank to notify the customer of its intention to terminate the account contract and give 30 days to resolve the registration issue. The page also states that the bank may close an account if it is unwilling to continue providing services, and lists materially false information and unsupported operation by a third party among the circumstances for closure. These are conditions described for business digital accounts and do not establish that other account categories follow exactly the same process.

Source:Banco do Brasil — Conta PJ Digital

Please confirm with the bank before booking

Personal application: Must the applicant be born in Brazil and reside there to open the target account? Which domestic Brazilian products can foreign residents, Brazilian residents living abroad and PEPs apply for, respectively?
Business applications: Beyond single-shareholder digital accounts, does Conta Empresa accept foreign shareholders, foreign beneficial owners, or foreign-registered entities where there are multiple shareholders or a different legal form?
What specific address, income/turnover, and controller documents must be submitted? Which foreign identity documents or registration certificates are acceptable? Must they be translated, notarised/authenticated, and how is document validity calculated?
What risk thresholds does the bank use to identify ultimate beneficial owners? In addition to direct/indirect ownership, what documents are required from actual controllers, directors and authorised agents respectively?
If cross-border receipts and payments, shareholder capital contributions or a large initial deposit are expected, how does the bank want the business purpose, source of funds and counterparties explained? Are there product or geographic restrictions?
After account opening, how can customers update their information and receive review/document requests? Which registration statuses or information changes may restrict transactions or lead to account closure?

Not confirmed by public information

Whether non-resident individuals, foreign nationals and Brazilian citizens living abroad can open other accounts in Brazil must be confirmed with the bank for each product. The publicly available terms for personal digital accounts do not support a definite conclusion.
Eligibility to open an account for offshore-registered companies, offshore shareholders, or complex ownership chains, as well as the accepting branches, minimum business ties to Brazil, and document list, has not been confirmed on the bank pages reviewed.
The bank has not published customer-specific UBO identification thresholds, PEP case procedures, a list of source of wealth documents, proof of address formats, translation/certification standards, or document validity periods.
The materials verified in this review did not confirm account-opening approval times, fees, minimum deposits, product transaction limits, periodic review frequency, or internal risk appetite. No estimates are made.

Sources & Scope of Verification

Banco do Brasil — Conta Corrente
The bank’s personal account page and FAQ describe the App-based digital account opening steps, examples of RG/CNH, photographing identity documents and taking a selfie, the requirement that personal digital account applicants be adults born in and residing in Brazil, and that this product does not include PEPs. They also make clear that acceptance of remote applicants from abroad is not disclosed. The document requirements for joint accounts dated 90 do not apply to personal digital accounts.
Banco do Brasil — Conta PJ Digital
The bank’s business digital account FAQ states that it applies to MEI, EI, SLU, and EIRELI single-shareholder businesses, with the shareholder aged 18 to 59 years. Applications require valid identification and a selfie; additional information may be requested. Businesses with multiple shareholders or other organizational forms should inquire about Conta Empresa. The bank also publishes conditions concerning irregular business registration, account closure, and account fee plans. This does not confirm eligibility for foreign legal entities.
Banco Central do Brasil — Circular nº 3.978, de 23 de janeiro de 2020
The official BCB regulation PDF has been downloaded and read directly: Articles 16–18 concern identity verification, alternative identification documents when foreign customers are exempt from CPF/CNPJ, information updates, collection on a risk basis of residence/business location and financial capacity information, and ongoing reassessment; Articles 24–25 provide for identification of legal entities’ beneficial owners/controllers and risk criteria, with a maximum 25% shareholding reference threshold; Articles 19 and 27 provide for identification of PEPs and related persons; Article 39 concerns transaction monitoring. These are regulatory minimum requirements, not the bank’s customer application form.

Fees and timelines

For personal/business accounts with Banco do Brasil S.A. in Brazil, the official materials accessible for this review did not confirm account-opening fees, minimum deposits, processing times, balance or transaction limits, so no estimates are provided. A separate page for BB Portugal Private/Estilo international accounts in euros/U.S. dollars must also be distinguished: it publishes initial minimum deposits of EUR 10,000 and USD 10,000, subject to individual eligibility review. Those amounts apply only to the Portuguese products described on that page and cannot be applied to accounts in Brazil. Verification date: 2026-10-26.

Limitations and practical considerations

Whether non-resident individuals, foreign residents and Brazilian citizens living abroad can apply for a specific domestic account in Brazil remains subject to written confirmation from Banco do Brasil; acceptance must not be inferred solely from a shortlist or a BB Portugal product.
The bank's public pages have not sufficiently confirmed whether it accepts offshore-incorporated businesses, offshore controllers, or ultimate beneficial owners, or the requirements for a CNPJ, local entity/branch, and document certification.
The BCB’s official directory/API entry point has been confirmed, but the current specific registration entry and authorization for Banco do Brasil S.A. were not obtained this time; do not claim that license verification is complete until each entity has been reviewed.
No support for global video account opening, notarization, or third-party witnessing has been verified, nor has it been confirmed that the products described in this dossier can be applied for remotely from abroad.
Public information and the regulatory baseline do not constitute a promise of approval in any individual case. This profile is not an account-opening channel currently available for appointments through Rengangyongsheng or one with which it has an established partnership.

Licensing evidence and regulatory verification

As of 2026-10-26, the BCB official Find institutions regulated/supervised page stated that its directory can be used to look up authorized, regulated, or supervised institutions and view evidence of authorized operations and permitted activities. The BCB open data directory provides a dataset and OData API for registered authorized/supervised entities and states that it is updated daily. However, this review could not retrieve and verify the specific registration entry or current authorization to operate for Banco do Brasil S.A. in that dataset. Therefore, this only confirms the existence of a regulator verification portal and a registration data mechanism; it does not claim that this entity’s license was verified in this review. Its current status and scope of activities should be confirmed in the BCB records using its full legal name and CNPJ.

Banco Central do Brasil (BCB, Central Bank of Brazil) Official registration or record

Information sources

Banco do Brasil — Conta Corrente
Banco do Brasil’s official personal account product landing page. The page capture returned only a navigation shell; complete eligibility conditions, application steps, and document lists have not been verified. This source supports only the evidence boundary that account-opening policies remain to be confirmed.
Banco do Brasil — Conta PJ Digital
Banco do Brasil’s official business digital-account entry page. The page capture did not return detailed content, so it cannot confirm eligibility for foreign companies, shareholders, or ultimate beneficial owners, or serve as a complete document list.
Banco do Brasil — Conta corrente internacional BB Portugal
The official page states that this international euro account can be held in U.S. dollars and is intended for Private/Estilo customers. Residents and nonresidents are considered on a case-by-case basis. The initial minimum deposit is EUR 10,000 or USD 10,000, and the page lists application options via the app/WhatsApp. This information applies only to the Portugal product identified on the page.
Banco Central do Brasil — Encontre uma instituição regulada/supervisionada pelo BC
The BCB states that this directory covers authorized, regulated or supervised institutions and allows users to look up institution data, proof of authorization to operate and permitted activities. Only the directory entry point was confirmed this time; this does not mean that the specific registration entry for Banco do Brasil S.A. was verified.
Banco Central do Brasil Open Data — Dados cadastrais de entidades supervisionadas
The BCB’s official data directory describes the register of supervised entities and OData/API resources. The data source is Unicad/BCBase, coverage is Brazil, and updates are marked as daily. The directory metadata supports the existence of a registration mechanism and the stated update frequency, but does not prove the authorization of any specific entity.
Banco Central do Brasil — Circular nº 3.978, de 23 de janeiro de 2020
The BCB’s official regulatory text describes customer identification and eligibility checks for financial institutions’ anti-money laundering/combating the financing of terrorism obligations. It includes individuals’ names, CPF and residential addresses; legal entities’ names, head-office addresses, CNPJ and alternative information for certain foreign entities; assessment of individual income or corporate revenue; and controls for identifying ultimate beneficial owners and addressing source of funds.
Banco Central do Brasil — Resolução BCB nº 119, de 27 de julho de 2021
This amendment clarifies the requirements in Circular 3.978 for natural persons’ CPF, legal persons’ CNPJ, place of residence/registration, and financial capacity information, and covers information about certain legal representatives, controllers, managers, or directors. It is a regulatory rule, not a publicly available bank application form.
Receita Federal — Acordo Multilateral sobre troca automática de informações financeiras MCAA-CRS
The Brazilian tax authority’s website states that Brazil’s competent authority signed the CRS MCAA on 2016-10-21 and explains the exchange of financial-account information and related account-holder/controller tax identification number information with jurisdictions where an effective exchange relationship exists.
Receita Federal — Acordos para intercâmbio de informações relativas a tributos
The Brazilian tax authority lists tax-information exchange agreements between Brazil and the United States, as well as the intergovernmental agreement and implementing arrangements for FATCA. This supports describing FATCA separately from CRS; it does not mean that the United States is a CRS participant.
Presidência da República — Lei nº 13.810, de 8 de março de 2019
Brazilian law provides for the implementation of United Nations Security Council sanctions and related asset freezes, and requires regulated entities to implement and report relevant measures promptly in accordance with regulatory rules.
Banco do Brasil — Políticas de Uso e Privacidade
Banco do Brasil’s privacy policy confirms that Banco do Brasil S.A. is one of the controllers of personal data, describes processing under the LGPD and other rules, and discloses data sharing with the group, service providers, and competent authorities, as well as cross-border data processing.
Receita Federal — Meu CPF
The Brazilian tax authority states that foreigners, whether resident in Brazil or abroad, may register for a CPF, which is unique and permanent, and explains the photo identification required to correct identity information. This only indicates that tax-number registration is possible; it does not establish eligibility to open a bank account.

Verification

Research verification

Most recently verified: 2026-10-26
Status: Some information remains to be confirmed: Banco do Brasil's personal/business account entry pages and clearly labelled separate BB Portugal product pages have been reviewed, along with the BCB regulatory directory entry point, supervised-entity open data directory and Brazilian AML rules. CPF, CRS/FATCA and sanctions legal baselines have been verified. The specific current record row for Banco do Brasil S.A. in BCB registration data has not been obtained, and the bank's domestic personal/business account eligibility and document pages did not display detailed body text during this retrieval. This status must not be interpreted as verification of both licensing and acceptance of account-opening applications.
Author: Drew

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