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AmericasArgentinaLicensed-entity research

Banco de la Nación Argentina

Banco de la Nación Argentina (the National Bank of Argentina; the banking entity listed in the BCRA’s current financial institution records)

Banco de la Nación Argentina is the public bank head-office entity listed in the BCRA’s current financial-institution database, with bank code 00011 and CUIT 30-50001091-2. Its website publishes information on savings accounts for eligible individuals and on business accounts, but the available public information does not confirm whether non-resident individuals or foreign-incorporated companies can open accounts, nor does it establish that an appointment channel is available.

Regulator
Central Bank of the Argentine Republic (Banco Central de la República Argentina, BCRA)
Check date
2026-10-26
Verify status
Some information remains to be confirmed: The specific entity record in BCRA's official database (database updated 2026-7) and official BNA/ARCA/UIF product, tax and compliance materials have been checked. However, the BCRA record does not display a separate licence reference number, and BNA has not publicly confirmed account eligibility for non-resident individuals or overseas companies, related remote processes or complete fees/timelines.

Research scope and official resources

Topic number:americas-banco-de-la-nacion-argentina

One of the Latin American candidates in the publicly available large-institution screening by 2025/2026; this is an institution-discovery lead only and does not indicate a specific rank, a current global top 100 ranking, product eligibility, or account-opening eligibility.

Bank’s official website

Personal Eligibility and Documents

Local individuals in Argentina: BNA’s page for its free general-purpose account states that non-customers can apply through the BNA+ app or in person at any branch with a DNI; account holders may not hold a current account with BNA or another institution in Argentina’s financial system. The general savings account page says applications can be made online and that new customers use BNA+, but it does not provide a complete list of eligibility criteria or documents. Foreign residents: these product pages do not clearly state whether foreign residents holding a foreign passport but no Argentine DNI can apply. Non-residents: BNA’s terms state that some products may not be available in all jurisdictions and that it may restrict or refuse users who do not meet its Argentina-residency or access-from-Argentina requirements. This is not a blanket rejection rule for all non-residents; the website does not confirm that non-residents can open accounts, so obtain written confirmation from the bank.

Personal information publicly disclosed or identified

  • BNA’s published information: the Cuenta Gratuita Universal page requires applicants who apply at a branch to present a DNI; new customers may also apply through the BNA+ App. The product page does not state that a passport can be used instead of a DNI.
  • BNA’s ordinary savings account page says that accounts can be opened online and that new customers can apply through the BNA+ App, but it does not publish a complete list of personal documents or substitute documents for foreign applicants.
  • General preparation information on non-resident tax identification, not BNA product policy: ARCA states that a non-resident who needs to handle matters with institutions such as banks may apply for a CUIT through an authorized representative domiciled in Argentina or a third party. The official process lists authorization/representative relationship and proof of non-resident status, Form 460 F/PD, and documents such as an identity card or passport from the country of origin. The bank’s website does not confirm whether every type of BNA account requires a CUIT.
  • Argentina’s general AML identity-verification baseline, not a document checklist published by BNA: UIF requires the collection, as applicable, of name, identity document, nationality, birth details, CUIT/CUIL/CDI or equivalent foreign identifier, residential address, telephone number, email address and occupation. Representatives must also provide evidence of their authority. BNA should confirm the specific document formats and any translation or authentication requirements.

Company eligibility and documents

BNA’s Cuenta Nación Empresa page states that this business package is for businesses in all industries operating within the Republic of Argentina, regardless of corporate form or whether they are sole proprietorships. This public scope supports the product’s positioning for businesses operating in Argentina, but does not confirm whether companies incorporated abroad, non-resident companies without a permanent establishment in Argentina, or foreign branches may open accounts. The documents listed on the Cuenta Corriente Especial page apply to that specific account and should not be generalized as a uniform rule for all business accounts. The language, certification, additional evidence, and remote application requirements for foreign documents all require written confirmation from BNA.

Company information publicly disclosed or identified

  • The identification documents for signatories and agents expressly listed on the BNA Cuenta Corriente Especial page are DNI, passport, LC, or LE. This information concerns that specific account and does not mean the bank has confirmed that it accepts all documents for foreign companies.
  • The page lists, by business situation: the signatory’s proof of autónomos self-employed contributions for the latest three periods; and the latest three Monotributo payment slips (if the activity has been conducted for less than six months, submit the available periods).
  • Certified formation documents and/or current bylaws; the most recent minutes of a management body meeting showing the current allocation of positions; the registration dates and details of the most recently used pages in the shareholders’ meeting book, board/management body or council meeting book, members’ register, shareholders’ register, and supervisory body meeting book.
  • As applicable, submit the registration dates and details of the most recently used pages of the journal, general ledger, cash book, inventory book, and balance sheet book; and evidence that the minimum capital has been paid in full.
  • The most recent financial statements certified by the relevant professional committee; if the business has operated for less than a year, an opening balance sheet or statement of assets may be submitted. Also required is a certificate issued by a professional accountant, with the accountant’s signature certified by the professional committee of economic sciences to which they belong, confirming the existence of the aforementioned relevant documents.
  • For cooperatives, the page separately lists a printout from the INAES website showing the institution as “Entidad Activa,” signed by a representative. The page also states that additional documents may be requested for a Cuenta Corriente Especial in the name of a public-sector entity.
  • General preparation guidance under statutory AML/KYC requirements; this is not an item-by-item account-opening checklist published on BNA’s product page: legal-entity identity, registration information and tax number (CUIT, CDI, CIE, or foreign equivalent, as applicable), current formation documents, registered address, representatives, management, ownership/control structure, and ultimate beneficial-owner information; the bank may request additional information based on risk and the entity’s structure. These public pages do not confirm notarization, apostille, translation, tax, or account-opening authorization requirements for foreign-company documents.

Address, tax, and remote / witnessed procedures

Address and tax

Argentina UIF’s individual-customer identification rules list a residential address (street, street number, city, province, country and postal code) and CUIT/CUIL/CDI or an equivalent foreign identifier, where applicable. The corporate rules list the registered address and applicable tax identification information. These are AML/KYC baseline requirements; they do not mean BNA has publicly stated that every account requires a particular type of address bill. ARCA’s guidance for non-residents states that, if a CUIT is needed for matters such as banking, it may be obtained through an authorized representative or third party domiciled in Argentina; this does not establish that CUIT is a universal prerequisite for all BNA accounts. BNA has not fully disclosed on the product pages reviewed its specific requirements for tax-residency self-certifications, foreign tax identification numbers, proof-of-address formats or authentication for individuals and foreign companies; confirm these with the relevant branch.

Remote / witnessing

BNA’s publicly described remote channels support only limited statements: new customers may use the BNA+ App to apply for a savings account, and a free universal account may also be opened by presenting a DNI at a branch in Argentina. No public BNA commitment was found that allows people abroad to complete account opening, provides globally available video identity verification, or accepts third-party witnessing or notarization as a substitute for in-person verification. The “certified copies” requirement on the special business account page does not constitute a third-party witnessing service.

Public process reference

  1. Personal: First select a specific product. The publicly listed application channel for savings accounts is online application through BNA+. New customers can apply for Cuenta Gratuita Universal through BNA+, or present their DNI at an Argentine branch.
  2. Personal: Complete the identity verification and account selection required by the bank. The official website does not fully publish the document review process or approval criteria for foreign residents or non-residents. Before applying from abroad, confirm with BNA where the product is available, whether a DNI/passport is accepted, and the tax number requirements.
  3. Company: First check the proposed product and whether the company operates in Argentina. The public description of Cuenta Nación Empresa is limited to businesses operating in Argentina; the Cuenta Corriente Especial page provides a list of documents for that product but does not fully disclose submission steps for all entity types.
  4. Companies and non-residents: obtain written confirmation from the branch/bank on whether it accepts the legal entity, authentication/translation of foreign documents, actual controller information, tax forms, whether signatories must attend in person and account permissions. The website does not confirm that the entire process can be completed remotely.

Compliance topics, details, and sources

Argentina AML/KYC and customer due diligence

Argentina UIF Resolution No. 14/2023 sets out risk-based requirements for regulated entities to manage money-laundering, terrorist-financing and proliferation-financing risks. Minimum identification information for individual customers includes name, identity document, nationality, birth details, applicable tax identification number, address, telephone number, email address and principal occupation; it also requires the handling of politically exposed persons and terrorist-financing matters under current rules. These are the applicable Argentine regulatory baseline requirements; BNA’s internal risk classifications, review thresholds and document follow-up requirements for each account are not disclosed on the product pages reviewed.

Source:Argentina — UIF Resolución 14/2023, texto original

Corporate Ultimate Beneficial Owners, Control, and Source of Funds

Article 23 of UIF Resolution No. 14/2023 requires identification and verification of corporate customers, collection of information on registration identity, applicable tax identification number, current formation documents, registered address, representatives, management, capital ownership and ultimate beneficial owners, and application of the relevant PEP and counter-terrorist financing rules. In a risk-based review, a bank may request explanations of transactions or the source of funds, but the BNA pages reviewed do not publish a source-of-funds evidence threshold, required format or fixed amount for this product. Applicants should provide truthful information and should not seek to circumvent review through an intermediary service or structural arrangements.

Source:Argentina — UIF Resolución 14/2023, texto original

Tax Residency Information, CRS, and FATCA

ARCA's official microsite explains the information-reporting regime applicable to Argentine financial institutions under the international CRS/FATCA framework. The Argentine government also confirms that Argentina signed a FATCA agreement in 2022. Information exchange relating to the US should be described under the bilateral FATCA framework; this does not mean the US has joined CRS. The specific practices of BNA regarding individual tax-residency self-certification forms, foreign tax identification numbers and reportable-account determinations were not fully explained on the account-opening pages reviewed. Applicants should truthfully declare their actual tax-residence status when opening an account.

Source:ARCA — Información financiera CRS/FATCA ；Argentina.gob.ar — Intercambio automático de información con EEUU

Counter-terrorist financing and sanctions screening

Argentina UIF’s banking AML/CFT rules require regulated entities to incorporate terrorist-financing risks and related customer identification into their compliance management; corresponding rules also apply to corporate beneficial owners. BNA has not published on its account-opening product page its screening lists, matching thresholds, lists of sanctioned jurisdictions or procedures for determining account restrictions. The bank conducts specific reviews under applicable law; this does not support an inference that any particular applicant will necessarily be accepted or rejected.

Source:Argentina — UIF Resolución 14/2023, texto original

Personal information and privacy

BNA’s privacy policy lists identity, contact, financial, commercial, technical, and biometric data that may be collected; explains that data may be processed for purposes such as providing services, meeting legal obligations, and preventing fraud; and states that data may be shared with suppliers or Grupo Nación companies in circumstances such as legal obligations or service provision. The policy also lists data-subject rights and contact channels. Applicants should review the full privacy terms applicable to the product. The materials reviewed did not verify the scope or amount of applicable deposit protection, so no statement is made about coverage limits.

Source:BNA — Política de privacidad y protección de datos

Compliance evidence

Account-opening compliance and supporting-document checklist

The bank’s stated requirements, local regulations, and preparation recommendations are presented separately. Acceptance in a specific case is subject to confirmation by the bank.

This guide concerns personal savings accounts with Banco de la Nación Argentina (BNA) and business accounts that may be sought by businesses operating in Argentina. BNA’s publicly available Cuenta Nación Empresa is for businesses operating in Argentina, while the Cuenta Corriente Especial page lists documents for that specific product. The bank has not confirmed on the pages reviewed whether nonresident individuals or foreign-incorporated companies can open accounts. Eligibility, the accepting legal entity/branch, and remote application arrangements must therefore be confirmed in writing on a case-by-case basis. The following distinguishes between what BNA expressly states, the Argentine regulatory baseline, and RGYS preparation suggestions; suggestions are not bank requirements or a commitment to open an account.

Date information checked:2026-10-26

Information evidence package

Personal identity, address and tax residency information

Who it applies to
Individual applicants, especially those residing abroad, without an Argentine DNI or with multiple tax-residency statuses. The available BNA personal-product information does not confirm acceptance of these applicant categories.
Documents to Prepare
  • Prepare valid proof of identity and verifiable information about your current residential address, and organize your name, birth details, nationality, occupation, telephone number and email address. UIF regulations require financial institutions to identify relevant personal details, but BNA has not published the format for proof of address for all accounts.
  • If applicable, prepare an Argentine CUIT/CUIL/CDI or foreign tax identification number and a tax residency self-certification. BNA says it identifies customers’ tax-residence jurisdictions and requires relevant information.
  • If a nonresident needs to apply for an Argentine CUIT for banking purposes, ARCA states that an authorized representative/third party domiciled in Argentina may apply, with evidence of authorization and nonresident status, by submitting Form 460 F/PD and an identity document or passport from the country of origin. This is a tax number application process and does not represent a general BNA account-opening requirement.
Description
BNA’s page for the specific free universal account requires applicants applying at a branch to present a DNI and provides a BNA+ channel. Do not assume a passport can replace a DNI or that non-residents can apply remotely. The pages reviewed do not specify requirements for certified copies, translations, notarization/apostille, or the validity period of address documents; ask the bank first.

Source:BNA — Cuenta Corriente Especial；BNA — Información FATCA - CRS/OCDE；Argentine official regulation — Resolución UIF 14/2023, original text；ARCA — CUIT y CDI: Residentes en el exterior

Evidence of Argentine company registration, signing authority and control chain

Who it applies to
Argentine operating businesses intending to apply for a business account; BNA has not publicly confirmed eligibility for foreign-registered companies or their branches.
Documents to Prepare
  • For the circumstances covered by the BNA Cuenta Corriente Especial page, prepare certified formation documents/bylaws, records showing the allocation of roles within the current governing body, identification for signatories or agents, and the relevant minute books, shareholder/member registers, and accounting ledger registration information listed on the page. This checklist applies only to this specific product and should not be applied to all BNA business accounts.
  • This BNA page also lists the signatory’s payment receipts for the most recent three periods of autónomos or Monotributo contributions; if the activity began less than six months ago, the page says to submit the periods available. It also lists proof that minimum capital has been paid in full; the most recent financial statements certified by the relevant professional council, or, for a business operating for less than a year, an opening balance sheet/assets declaration; and an accountant’s certificate.
  • As a preparation suggestion, create an ownership and control chain chart showing each level of shareholders, ultimate controlling natural persons, ownership/voting percentages, basis of control, and authorized representatives. Prepare the shareholder register, board resolutions, registry extracts, and documents showing the status of each entity. UIF requires financial institutions to identify legal entities, representatives, management, capital ownership, and ultimate beneficial owners; BNA must confirm the required format for foreign documents.
Description
BNA identifies some documents as requiring certified copies, but does not explain certification or translation rules for documents from foreign companies and has not published a uniform list for all business accounts. Do not describe a control-chain chart or additional company information form from general advice as documents explicitly required by the bank.

Source:BNA — Cuenta Corriente Especial；Argentine official regulation — Resolución UIF 14/2023, original text

Business purpose, source of funds and evidence of expected transactions

Who it applies to
Prudent preparation advice for all customers; particularly useful where there are cross-border payments, complex ownership, or transactions that do not match the scale of the declared business.
Documents to Prepare
  • Prepare a one-page business summary covering the main products/services, countries where customers and suppliers are located, intended account use, expected payment and receipt currencies, frequency, amount ranges, and flow of funds.
  • Depending on the type of business, have mutually corroborating documents ready, such as contracts, orders, invoices, customs declarations or shipping records, tax returns, financial statements, and recent bank statements. Submit only genuine documents relevant to the proposed business.
  • For the initial deposit, prepare a capital contribution resolution, shareholder contribution evidence, proof of asset sale/business income, or an explanation of the remittance source, and ensure the amount, payer, and accounting records match.
Description
These are preparatory suggestions for responding to a risk review. UIF requires banks to understand the purpose and nature of a relationship and to monitor it on an ongoing basis, but BNA’s public information does not disclose a source-of-funds evidence threshold, fixed monetary threshold, or standard historical period for this account.

Source:Argentine official regulation — Resolución UIF 14/2023, original text

Due diligence and enhanced verification

Ultimate beneficial owners, ownership, and controllers

Basis for Verification
The corporate identification provisions of UIF Resolution No. 14/2023 require collection of the company’s registration identity, tax identification number, current formation documents, registered address, representatives, management and capital ownership, and identification and verification of ultimate beneficial owners; specific measures are determined according to risk. In its CRS/FATCA guidance, BNA separately states that corporate customers must declare whether they have a controller/ultimate beneficial owner who is a tax resident abroad and controls more than 25% of the company. This 25% statement concerns the cross-border tax reporting standard described by BNA and should not be misrepresented as a uniform Argentine AML beneficial ownership threshold applicable to all customers.
Preparation recommendation
It is advisable to prepare a tier-by-tier ownership chart, shareholder register, voting arrangements, relevant control provisions in shareholder agreements, and identity documents for natural persons. If no one can be identified by ownership alone, explain the basis for effective control and ask BNA to confirm the definition, percentage calculation, and declaration form applicable to the case.
Scope
The regulatory baseline and BNA’s express disclosures concerning CRS/FATCA reporting apply separately; acceptance of foreign entities and a single universal percentage threshold have not been confirmed by the pages reviewed.

Source:BNA — Información FATCA - CRS/OCDE；Argentine official regulation — Resolución UIF 14/2023, original text

Source of Funds, Source of Wealth, and Transaction Rationale

Basis for Verification
The UIF requires financial institutions to understand the purpose and nature of business relationships, conduct due diligence according to customer risk, and continuously monitor whether transactions are consistent with their understanding of the customer, business activity and risk. Failure to complete the identification required by regulations may prevent the establishment or continuation of a business relationship. BNA has not published specific amount triggers, source-of-wealth document templates or review thresholds.
Preparation recommendation
Match expected transactions to contracts, invoices, customs/shipping documents, tax records and accounting books; prepare source-of-funds explanations and original supporting documents for large or unusual deposits, ensuring the explanation can be traced to the payer and ultimate beneficial owner. This is preparation guidance, not a fixed document list specified by BNA.
Scope
Argentine regulatory baseline; specific bank risk classifications and document follow-up requirements are not public.

Source:Argentine official regulation — Resolución UIF 14/2023, original text

PEP, terrorist financing and sanctions screening

Basis for Verification
UIF Resolution No. 14/2023 requires regulated entities to handle customer and ultimate beneficial owner information in accordance with applicable PEP and terrorist-financing rules and to apply risk-based due diligence. The BNA account-opening page reviewed does not disclose lists, matching thresholds, lists of sanctioned jurisdictions or internal escalation procedures. PEP status alone does not mean that a person is a sanctions target or that an account will automatically be refused.
Preparation recommendation
The applicant and persons in the company's control chain should truthfully declare their positions, terms of office, and relationships. If a name match occurs or someone has held public office, prepare documents to distinguish their identity, dates of appointment/departure, and an explanation of the source of funds for the bank's verification. Do not conceal the actual beneficial owner or arrange for another person to hold assets on their behalf to evade screening.
Scope
Local regulatory requirements and general preparation advice; BNA’s case-specific outcomes and internal standards are not public.

Source:Argentine official regulation — Resolución UIF 14/2023, original text

Cross-Border Tax Residency, CRS, and FATCA

Basis for Verification
BNA expressly states that it identifies whether account holders have foreign tax-resident status and requires individual and corporate customers to make a declaration. A legal entity must also state whether it has any foreign tax-resident controller or beneficial owner controlling more than 25% of the company. BNA also states that it has FATCA obligations to identify customers or beneficiaries with U.S. tax connections. The determination under each declaration rule depends on the customer’s circumstances; CRS and FATCA should not be conflated, and this does not establish that a particular account will necessarily be reported or rejected.
Preparation recommendation
Prepare a list of all tax-residence jurisdictions, tax identification numbers for each, tax addresses and dates of changes in advance; for legal entities, verify the tax-resident status of controllers. If U.S. status or U.S. controllers are involved, ask BNA about its currently applicable FATCA self-certification form and supporting documents.
Scope
The reporting and identification scope publicly described by BNA; the specific forms, reporting criteria, and deadlines are not listed on that page.

Source:BNA — Información FATCA - CRS/OCDE

Ongoing maintenance obligations

Update customer and control-chain information promptly

The UIF requires customer information to be sufficient, timely and kept up to date, with records updated periodically according to risk; it does not prescribe a single update frequency for all customers. When shareholders, ultimate controllers, directors or authorised signatories, registered or contact addresses, or business activities change, companies should ask BNA what documents are required and update its records accordingly. Individuals should also update their identity, address, occupation and tax residency information.

Source:Argentine official regulation — Resolución UIF 14/2023, original text

Cooperate with ongoing transaction monitoring and retain supporting evidence

The UIF requires regulated entities to continuously monitor whether transactions are consistent with known customer and business risks. Account holders should retain contracts, invoices, remittance records, customs documents and accounting records so they can explain transactions if the bank asks. Neither the regulations nor BNA’s public product pages specify a generally applicable transaction amount trigger, fixed deadline for providing additional documents or periodic review schedule.

Source:Argentine official regulation — Resolución UIF 14/2023, original text

Maintain CRS/FATCA tax reporting information

BNA says it identifies the foreign tax-residency status of new and existing customers and relevant controllers of legal entities. If tax-residency status, tax numbers, or controller information changes, ask the bank how to update the self-certification and follow its instructions. BNA’s public information does not provide a uniform notification deadline, form version, or account restriction timeline.

Source:BNA — Información FATCA - CRS/OCDE

Please confirm with the bank before booking

  1. Does BNA accept applications for the target account from individuals who live abroad and do not have an Argentine DNI? Can a passport be used as identification to open an account, and must verification be completed at a branch in Argentina?
  2. Can a foreign-incorporated company, a local branch, or a company without a permanent establishment in Argentina apply for Cuenta Nación Empresa or Cuenta Corriente Especial? Which specific legal entity and branch will accept the application?
  3. For documents relating to foreign companies, what company good-standing, constitutional, director authorization, and ownership documents does BNA accept? Are apostille/consular legalization, Spanish translations, or originals presented in person required?
  4. How are beneficial owners and controllers defined in this case, and what thresholds apply to ownership/voting rights? In addition to the reporting of controllers who are foreign tax residents and hold more than 25% as described on BNA’s CRS page, are there other control or AML identification requirements?
  5. What source-of-funds/source-of-wealth documents, business contracts, expected-transaction details, and tax-residency evidence are required to open an account? Can BNA provide the currently applicable CRS/FATCA and PEP declaration forms?
  6. How are the application, document review and requests for additional documents expected to be handled? What are the fees, minimum balance, account limits, review frequency and deadlines for notifying the bank of changes?

Not confirmed by public information

  • The pages reviewed do not confirm whether non-resident individuals or companies registered overseas can open accounts, which products are available, which legal entities are accepted, or which branches and remote verification options are available. Do not extrapolate the local-individual BNA+ channel to overseas applicants.
  • The BNA pages reviewed do not publish standards for certifying or translating documents from foreign companies, formats for personal proof of address, tax self-certification templates, source-of-funds thresholds, or a complete checklist for foreign applicants.
  • BNA has not published internal risk tiers, PEP or sanctions screening lists and match thresholds, deadlines for additional documents, approval timelines, periodic review frequency, minimum deposits, or all account fees on the pages reviewed. Confirm these with the bank rather than estimating or claiming that an assessment has already been made.
  • The BNA page mentions that foreign tax-resident controlling persons holding more than 25% are covered by its CRS/FATCA reporting information. The UIF excerpt reviewed requires identification of ultimate beneficial owners, but the specific percentage definitions for all categories were not verified in the material read for this review. Accordingly, 25% is not presented as a general statutory threshold for all AML situations in Argentina.

Sources & Scope of Verification

  1. BNA — Cuenta Corriente Especial

    BNA’s official page lists, item by item, the identification documents for signatories and agents for this specific business account; the most recent three periods of self-employed or Monotributo payment receipts; certified articles of incorporation/bylaws and management and registration records; accounting books; proof that minimum capital has been fully paid; financial statements or an opening balance sheet/assets declaration; and an accountant’s certificate. Additional documents may be required for public-sector accounts. This list does not establish eligibility for foreign companies or explain certification and translation rules for documents from abroad.

  2. BNA — Información FATCA - CRS/OCDE

    BNA states that it identifies account holders’ tax-residence jurisdictions and requests the relevant information. Individuals and legal entities must declare foreign tax-resident status; legal entities must also declare foreign tax-resident controlling persons/ultimate beneficial owners who control more than 25% of the company. BNA also states that it carries out identification required under FATCA for customers and beneficiaries with US tax connections. The page does not provide a complete list of forms, specific reporting determinations or deadlines.

  3. Argentine official regulation — Resolución UIF 14/2023, original text

    Article 21 of the official UIF regulations requires regulated entities to obtain and update customer information, understand the purpose of business relationships, conduct ongoing due diligence and continuously monitor transactions, applying a risk-based approach. The corporate identification provisions specify information including registration identity, tax identification number, address, representatives, management, capital ownership and ultimate beneficial owners, and address applicable PEP and terrorist-financing rules. This review is based on the relevant sections of the readable official text; BNA’s internal review thresholds and procedures are not published on the regulatory pages.

  4. ARCA — CUIT y CDI: Residentes en el exterior

    Argentina’s tax authority states that non-residents may apply for a CUIT through an authorized representative or third party domiciled in Argentina if they need one for matters such as banking, and lists authorization and proof of non-resident status, Form 460 F/PD, and an identity document or passport from the country of origin. This is a tax identification number application procedure and does not imply that BNA universally requires customers to obtain a CUIT in advance.

Fees and timelines

The Cuenta Gratuita Universal page publicly states that there are no commissions for opening the account, monthly maintenance, transfers, or balance inquiries at BNA ATMs; at ATMs of other institutions/networks in Argentina, up to 8 free transactions are available per calendar month. The page does not specify the effective date of the fees, and the above benefits apply only to the services described on that account page. Opening fees, charges, minimum deposits, transaction limits, and review/account-opening times for other accounts were not confirmed in the relevant public pages found in this review; no estimates are made.

Limitations and practical considerations

  • Specific restriction on the free Universal Account: the account holder must not hold any current account with BNA or any other financial institution in Argentina. This condition applies only to this product and should not be generalised to other accounts.
  • The published eligibility for Cuenta Nación Empresa is for businesses operating within the Argentine Republic; this does not imply that foreign companies not operating locally qualify.
  • BNA’s website terms warn that some products and services may be subject to jurisdiction and residence/access restrictions and that the bank may restrict or deny access to users who do not meet the requirements. Whether non-residents are eligible for exceptions and whether a specific product may be applied for must be confirmed with the bank.
  • The official website has not confirmed remote account opening for nonresidents, using a foreign passport instead of a DNI, account opening for overseas companies, third-party witnessing, account-opening timelines, all fees, or minimum balances. Do not misrepresent a general AML document-preparation checklist as a BNA product commitment.
  • This profile organizes publicly available information only. It does not represent a channel that Rengangyongsheng (Hong Kong) Limited can currently arrange an appointment for, prior bank approval, a promise of successful account opening, or legal/tax advice.

Licensing evidence and regulatory verification

A specific record from the competent authority has been found; this is not merely an entry point to a directory: the detailed BCRA financial-institutions database record (the database indicates it was updated in 2026 year 7 month) lists BANCO DE LA NACION ARGENTINA, bank code 00011, CUIT 30-50001091-2, category Casa Matriz (head office), and institution group Bancos Públicos (public banks). This record confirms the entity’s current listing in the BCRA financial-institutions database. The page does not show a separate license reference number or express authorization terms, so no license number is supplied, and this is not described as verification of a separate license certificate.

Central Bank of the Argentine Republic (Banco Central de la República Argentina, BCRA) Official registration or record

Information sources

  1. BNA — Cuenta Gratuita Universal

    The official website states that new customers can open an account through BNA+ or by presenting a DNI at a branch. It describes the account features and the scope of free services, as well as the product restriction that account holders must not have a current account with this bank or any other Argentine financial institution.

  2. BNA — Cajas de Ahorros

    The official website states that savings accounts can be opened online, that new customers can apply through BNA+, and lists product categories including peso and US dollar savings accounts and a general-purpose free account. The page does not provide a complete list of documents for foreign applicants.

  3. BNA — Cuenta Nación Empresa

    The official website explicitly states that Cuenta Nación Empresa is for businesses of all types operating in Argentina, including different corporate forms and sole proprietorships, and lists the account components.

  4. BNA — Cuenta Corriente Especial

    The official website lists documents for this specific corporate special checking account, including identification documents for signatories/representatives, proof of tax payments, articles of incorporation and management records, books, capital, financial statements, and an accountant’s certificate. It also states that additional documents may be required for public sector accounts.

  5. BCRA — Entidades Financieras API, Banco de la Nación Argentina detail

    A specific entity record in the BCRA dynamic financial institutions database, with an update time shown as 2026-7; listing BANCO DE LA NACION ARGENTINA, institution code 00011, CUIT 30-50001091-2, category Casa Matriz, institution group Bancos Públicos, and website bna.com.ar. The record supports the entity’s identity and its current listing in the database, but does not show a license number or a separate authorization document.

  6. ARCA — CUIT y CDI: Residentes en el exterior

    Argentina’s tax authority states that non-residents who need to conduct business with institutions such as banks may apply for a CUIT through an authorized representative or third party domiciled in Argentina, and lists procedural documents such as authorization, proof of non-resident status, forms, and identity documents/passport. These are not universal account-opening document requirements imposed by BNA.

  7. Argentina — UIF Resolución 14/2023, texto original

    Full text of Argentina UIF’s official regulations, setting out AML/CFT risk management by regulated entities and requirements concerning the identification of individual and corporate customers, applicable tax identification numbers, addresses, representatives, corporate ownership, beneficial owners, PEPs and terrorist financing.

  8. ARCA — Información financiera CRS/FATCA

    Argentina’s tax authority describes an information-reporting framework for financial institutions that uses international CRS/FATCA instruments to exchange financial-account information; this should not be used to infer the specific reporting outcome for an individual applicant.

  9. Argentina.gob.ar — Intercambio automático de información con EEUU

    The Argentine government confirms that Argentina and the United States signed a FATCA agreement in 2022, and describes arrangements for exchanging financial-account information. This supports identifying the relevant U.S. arrangement as FATCA rather than claiming that the United States participates in CRS.

  10. BNA — Términos y Condiciones

    BNA’s terms state that products and services are governed by Argentine law. The website is primarily intended for people residing in Argentina or accessing it from Argentina, and explains that some products may be restricted or denied based on jurisdiction, residence, or access conditions.

  11. BNA — Política de privacidad y protección de datos

    BNA’s privacy policy lists the types of data collected, purposes of processing, circumstances in which data may be shared with suppliers or Grupo Nación companies, legal obligations, and data-subject rights and contact channels.