AmericasColombiaLicensed-entity research

Banco de Bogotá S.A.

Banco de Bogotá S.A. (the Colombian legal banking entity; distinct from Grupo Aval’s holding level and the Banco de Bogotá brand)

Banco de Bogotá S.A. is the Colombian banking entity, listed under that legal name in an official SFC resolution. Its published personal account conditions vary by product: information for ordinary savings accounts describes them as intended for adult Colombian citizens, while a specific payroll account separately lists identification requirements for foreign residents. The official website does not confirm general eligibility for non-resident individuals or foreign companies; the online Cuenta Fácil expressly requires the account to be opened within Colombia.

Regulator: Financial Superintendency of Colombia (Superintendencia Financiera de Colombia, SFC)
Check date: 2026-10-26
Verify status: Some information pending confirmation

Research scope and official resources

Topic number:americas-banco-de-bogota-sa

This entry is part of a selection of major Latin American banking institutions for 2025; selection.json cites The Banker Latin America Top 200 using Tier 1 capital. The selection record does not state a separate ranking for Banco de Bogotá. This candidate set is not a real-time global Top 100 ranking and does not establish account acceptance or licensing status.

Bank’s official website

Personal Eligibility and Documents

The official website requires applicants for an ordinary savings account to be adult Colombian citizens; the account-opening documents page also lists this condition. The same page says branch applications require identity documents, while online applications require personal and financial information. Another product page specifies eligibility for foreign applicants to a particular payroll account: they must be adults employed by a company registered with the Chamber of Commerce. Depending on the product and application channel, they must provide a valid Colombian foreign resident identity card (cédula de extranjería) or its application receipt, and, where necessary, a valid passport and Colombian visa. Certain Venezuelan applicants have separate rules for branch applications and PEP/PPT/passports. Cuenta Fácil can only be opened from Colombia. Public information does not confirm whether general nonresidents or people without Colombian residence status can open a standard personal account, nor whether other payroll accounts accept applications remotely from abroad. Confirm with the bank in writing for the specific account.

Personal information publicly disclosed or identified

For applications for an ordinary savings account at a branch, the official website requires a copy of identification enlarged to 150%. The online application page only lists entering personal and financial information and does not provide a complete list of identity documents for that step. Applicability depends on the specific savings account.
Foreign applicants for the official website's particular payroll account: a clear image of a valid Colombian foreign resident identity card (cédula de extranjería), enlarged to 150%, plus copies of a valid passport and valid Colombian visa. The Mi Trabajo branch rules separately list a valid foreign resident identity card or receipt for an application for a resident identity card, and, where necessary, a valid passport and visa. An employer payroll agreement code is required. The product page also lists a FAT_FOR_001 tax residence self-certification, the employer's NIT or payroll disbursement code, and product documents such as an employer application letter or certificate of employment.
The official website lists separate requirements for a specific Venezuelan payroll account: applications can be made only in a branch; depending on the case, applicants must submit a Colombian foreigner ID, PPT (Temporary Protection Permit), or Venezuelan passport meeting the page’s conditions. Applicants with a PPT in process must provide proof. The page requires holders of a PPT or Venezuelan passport to declare and substantiate the source of funds. These special rules must not be generalized to all foreign nationals or accounts.
General preparation suggestion (not a uniform published policy of Banco de Bogotá): Prepare valid identification, Colombian residency/visa documents (if applicable), proof of residential address, source-of-funds information, and tax-residency details in advance. Confirm with the bank first whether each document applies and how it must be certified.

Company eligibility and documents

The official website offers a checking account product for small businesses and says customers can consult an account manager. The official application-form directory requires applicants to download and complete the form and take it to a branch. However, the public product page and directory do not confirm whether companies established overseas and controlled by nonresidents of Colombia can apply, nor do they fully disclose corporate account eligibility requirements, industry restrictions, or whether a company representative must attend in person. Whether foreign entities, their branches established in Colombia, or companies of a particular size are accepted must be confirmed in writing by the bank; the existence of a business account product does not imply that companies based overseas can open an account.

Company information publicly disclosed or identified

The official small business current account description does not list a complete application-document checklist. The business application forms directory says that applicants can download and complete a financial services application form and take it to a branch. The directory does not promise that foreign or nonresident companies may apply.
General preparation suggestion (not a confirmed policy of the bank): You may first prepare the company’s incorporation/existence documents, company tax number or local registration details (if applicable), identification and authorization documents for the legal representative, ownership and ultimate beneficial ownership structure, an explanation of business activities and source of funds, tax-residency self-certifications, and address documents. The bank should confirm in writing the required document formats, certification/translation requirements, ultimate-beneficial-owner threshold, and whether signatories must be present.

Address, tax, and remote / witnessed procedures

Address and tax

For a specific payroll account product, the bank’s page requires foreign nationals to provide a valid Colombian resident foreigner identity card and a valid Colombian visa, among other documents. We found no public statement that a general non-resident account can use a foreign address, nor any statement specifying the proof of address required for standard personal or business accounts. The NIT listed on the page is the employer’s NIT or payroll payment information, and it also lists FAT_FOR_001 tax-residency self-certification; this does not establish that all individual customers must have a Colombian NIT/RUT. Verify separately with DIAN/the bank whether a Colombian RUT/NIT applies to the applicant based on their local tax obligations. The bank’s public FATCA/CRS statement for 2026 confirms that it conducts tax-residency identification and reporting due diligence.

Remote / witnessing

No video account-opening, remote witnessing, or third-party notarized witnessing service for non-residents worldwide has been found. The Cuenta Fácil page explicitly states that accounts can only be opened in Colombia; although the payroll account page lists online application steps, it does not establish that foreign applicants can complete account opening from abroad. The corporate application form directory instructs applicants to complete the form and then visit a branch. Any remote identity verification, signing without personal attendance, or overseas witnessing arrangements must be confirmed in writing by the bank.

Public process reference

Individual applicants should first confirm the specific savings or salary product and applicant category; published requirements for ordinary savings accounts differ from the requirements for foreign nationals applying for specific salary accounts.
The Cuenta Fácil page gives the online steps: choose an account plan, enter personal and financial information, and review and accept the documents; this product can only be opened from within Colombia. For an in-branch application, submit the documents required by the website for the relevant product.
Foreign nationals opening a payroll account must first confirm the employer and payroll-agreement requirements and submit the documents required under the account rules, such as valid Colombian residence identification, a visa/passport, the employer’s NIT or payroll code, and the relevant tax self-certification. Applicants from Venezuela are subject to separate page-specific rules.
Company applicants can first contact a bank account manager and obtain and complete the financial services form from the official website; the public directory guidance says to take the form to a branch. The bank has not published complete eligibility criteria for foreign companies or a final document checklist.
The review steps, acceptance of non-residents/foreign companies, whether a representative must attend in person, and the process for submitting additional documents must be confirmed with the bank; public pages do not promise a timeframe for completing account opening or an approval outcome.

Compliance topics, details, and sources

Colombia AML/KYC and ongoing due diligence

The SFC’s SARLAFT regulatory interpretation requires regulated financial institutions to know their customers and implement anti-money laundering/counter-terrorist financing risk management. The SFC’s interpretation on customer information updates specifically mentions identifying beneficial owners and politically exposed persons, and states that institutions must conduct due diligence. The interpretation was published in 2017 and cites the rules in force at the time; current operational details should be checked against the SFC’s current consolidated Circular Básica Jurídica. Banco de Bogotá’s own public account information requires personal and financial information, and a specific foreign salary account also requires relevant identity and tax declarations. Whether the bank conducts additional due diligence on a particular applicant is for the bank to assess.

Source:Superintendencia Financiera de Colombia — SARLAFT, conocimiento del cliente, beneficiario real y PEP ；DIAN — Intercambio Internacional de Información ；Banco de Bogotá — Cuenta de Nómina

Ultimate beneficial owners, PEPs, and source of funds

The SFC’s formal interpretation expressly discusses the identification of beneficial owners and PEPs by regulated entities and requires due diligence to continue to apply when customer information is updated. For its specific Venezuelan salary account, Banco de Bogotá publicly requires applicants using a PPT or Venezuelan passport to declare and substantiate the source of funds. This special rule should not be treated as a specific checklist for other customers. The company application’s beneficial ownership structure and document requirements are not fully disclosed in the readable product list; provide truthful, verifiable information as required by the bank’s actual review.

Source:Superintendencia Financiera de Colombia — SARLAFT, conocimiento del cliente, beneficiario real y PEP ；Banco de Bogotá — Cuenta de Nómina ；Banco de Bogotá — Formato apertura productos

Colombian tax residency self-certification, CRS, and FATCA

In a statement published on 2026-07-01, Banco de Bogotá said it implements DIAN FATCA Rule No. 227/2025 and CRS Rule No. 078/2020, conducting due diligence and identification checks on new and existing accounts and reporting to the competent authorities. Its payroll-account materials also include a FAT_FOR_001 tax-residency self-certification. DIAN’s page states that 2026-year reporting continues to use CRS 2.0, that CRS 3.0 starts on 2027-01-01, and explicitly that the CRS reportable jurisdictions do not include the United States. The United States should not be described as a CRS participating jurisdiction; relevant U.S. tax information exchange falls under FATCA.

Source:Banco de Bogotá — Cuenta de Nómina ；Banco de Bogotá — FATCA – CRS Certification ；DIAN — Intercambio Internacional de Información

Sanctions list and risk assessment

The SFC’s regulatory interpretation states that United Nations Security Council lists are binding on Colombia under international law. OFAC lists do not thereby automatically become binding domestic law in Colombia, but may create commercial and cross-border business risks; regulated entities should assess these under their own risk frameworks. This describes Colombia’s regulatory baseline and does not establish what screening or rejection policy Banco de Bogotá applies to a particular applicant. Applicants should accurately disclose their identity, control relationships and source of funds, and should not conceal information or evade checks.

Source:Superintendencia Financiera de Colombia — SARLAFT y listas restrictivas vinculantes y no vinculantes ；Superintendencia Financiera de Colombia — SARLAFT, conocimiento del cliente, beneficiario real y PEP

Personal Information and Privacy

The bank’s published personal data protection page states that it processes customers’ personal information in accordance with Colombia’s Law No. 1581/2012 and Law No. 1266/2008, and sets out principles such as notice of purposes, access/correction, security and confidentiality, as well as customers’ rights. Applicants can review the bank’s policies and consent form before submitting materials to understand the scope of data processing and sharing.

Source:Banco de Bogotá — Protección de Datos Personales

Deposit protection

Fogafín’s official list of insured institutions expressly includes Banco de Bogotá S.A. and states that savings products of insured banks are automatically covered by deposit insurance. This concerns deposit insurance in Colombia; it does not establish coverage for every product or foreign branch, nor does it support an inference about an unverified compensation limit.

Source:Fogafín — Entidades inscritas

Compliance evidence

Account-opening compliance and supporting-document checklist

The bank’s stated requirements, local regulations, and preparation recommendations are presented separately. Acceptance in a specific case is subject to confirmation by the bank.

This guide concerns Banco de Bogotá S.A.; the Grupo Aval holding company is not treated as the account-opening entity. The bank’s publicly available document requirements for foreigners relate to the specific Cuenta de Nómina / Mi Trabajo products: adult applicants must apply in Colombia and meet the employment and document requirements listed on the page. This does not confirm that general nonresident individuals or foreign companies will be permitted to open accounts. If Rengangyongsheng (Hong Kong) Limited assists, Drew can personally follow up on documents and appointments, explain fees in advance, and confirm the appointment time, but cannot guarantee the bank’s decision.

Date information checked:2026-10-26

Information evidence package

Personal identity and product eligibility

Who it applies to: Only for individuals intending to apply for Cuenta de Nómina / Mi Trabajo; this does not apply to all personal accounts or constitute a general eligibility assessment for non-residents abroad.
Documents to Prepare: For foreign applicants, the bank lists a valid Colombian foreign resident identity card (cédula de extranjería), a valid passport, and a Colombian visa; branch rules also mention a valid identity card or a receipt for an application for a resident identity card.
Prepare the employer payroll agreement code or company NIT/payroll code, and an employer application letter or proof of employment. The product form lists a FAT_FOR_001 tax residency self-certification.
The page sets out separate in-person and identification requirements for Venezuelan applicants; holders of a PPT or Venezuelan passport must make a declaration and provide support for the source of funds. This cannot be extrapolated to other foreign applicants.
Description: The above is product information the bank has published for a specific salary account and is not a general mandatory checklist. The page states that online opening is available only within Colombia; it does not fully explain how documents are to be certified or translated, or how validity periods are checked. Confirm with the bank according to the customer category.

Source:Banco de Bogotá — Cuenta de Nómina

Company legal entity, authorization, and control chain

Who it applies to: Colombian companies, branches, or other organizations intending to open a business account; acceptance of foreign companies has not been confirmed.
Documents to Prepare: Prepare the company’s registration and good-standing documents, articles or registry extract to explain the legal entity, place of business, and registration status (general preparation advice).
Prepare proof of identity for the legal representative, signing authorization or a board resolution, and an ownership-tier chart identifying direct and indirect controllers and ultimate beneficial owners (general preparation recommendation).
Prepare details of business activities, expected payers and payees and transaction volumes, source of funds, and supporting documents such as relevant contracts/invoices (general preparation suggestions).
Description: The currently available readable bank pages do not publish general business account-opening document requirements, eligibility for foreign legal entities, beneficial ownership percentage thresholds or rules requiring signatories to attend in person. The information above is for verification preparation only and should not be described as documents the bank has required. The bank must confirm certified copies, translations and specific forms.

Source:Superintendencia Financiera de Colombia — Concepto 2017029435-001: SARLAFT, conocimiento del cliente, beneficiario real y PEP

Tax Residency Status and Account Tax Due Diligence

Who it applies to: Individual and entity customers; the bank's public statement covers new and existing accounts, but the applicable forms and circumstances requiring supplementary documents must be confirmed for each account.
Documents to Prepare: Organize your tax residence jurisdiction, tax identification number, and tax contact address. If applicable, prepare the tax residence self-certification required by the bank.
If tax-residence status, tax number, or address has changed, prepare the date of the change and supporting documents to facilitate updating the information with the bank. This is a preparation recommendation.
Company clients may also organize registration jurisdiction, tax registration and control-chain information; do not infer from the payroll account page’s employer NIT that all clients must have a Colombian NIT/RUT.
Description: The bank states that it conducts due diligence on new and existing accounts under Colombia’s FATCA and CRS rules, identifies account holders, and reports to the competent authority; the statement does not list a complete document checklist for every customer type, a fixed update frequency, or exceptions for foreign applicants.

Source:Banco de Bogotá — FATCA – CRS Certification, 2026-07-01；Banco de Bogotá — Cuenta de Nómina

Due diligence and enhanced verification

Ultimate beneficial owners and controllers

Basis for Verification: The SFC’s formal interpretation issued in 2017 states that, when updating information on existing customers, regulated institutions may also request information about beneficial owners and PEPs. The interpretation emphasises that AML/CFT is a mandatory regulatory matter and does not set a uniform percentage threshold applicable to all of the bank’s current customers. It cites the rules in force at the time; current operational details should be checked against the current consolidated regulations and the bank’s requirements in each case.
Preparation recommendation: Businesses may prepare an ownership-chain chart, shareholder register, registration documents, a description of control arrangements, and identity/residence information for each controller. Where the ownership structure is complex or nominees are involved, prepare an explanation and supporting documents. This is a preparation suggestion to facilitate due diligence, not a claim that the bank requires any particular format.
Scope: Regulatory interpretation (2017, limited as to date) and general preparation suggestions; Banco de Bogotá's own UBO thresholds and internal forms have not been verified.

Source:Superintendencia Financiera de Colombia — Concepto 2017029435-001: SARLAFT, conocimiento del cliente, beneficiario real y PEP

Politically exposed persons and associated relationships

Basis for Verification: This SFC interpretation includes PEP information in its discussion of due diligence when regulated institutions update customer information. Public sources do not disclose Banco de Bogotá’s internal risk classification, approval timelines or admission decisions for PEP customers. PEP status alone does not mean that a person is a sanctions target or that they will automatically be rejected.
Preparation recommendation: If you or a related controller/beneficiary holds public office, performs an important public function, or has a relevant association, prepare an accurate account of the position, period of service, relationship, and source of wealth/funds. Answer the bank’s questionnaire truthfully.
Scope: The SFC’s formal interpretation and general preparation guidance; it does not represent the bank’s specific questionnaire or rejection policy.

Source:Superintendencia Financiera de Colombia — Concepto 2017029435-001: SARLAFT, conocimiento del cliente, beneficiario real y PEP

Source of Funds, Source of Wealth, and Genuine Business Activity

Basis for Verification: The bank’s published page expressly addresses declaration and support for the source of funds only for specific Venezuelan applicants for Cuenta de Nómina; no uniform source-of-funds list or minimum transaction amount rule applicable to all accounts was found.
Preparation recommendation: Prepare payslips/employment contracts, sales contracts and invoices, financial statements, and asset sale or investment records based on the account application and expected transactions. Briefly explain the expected sources of incoming funds, main payees, and purpose of cross-border transactions. Submit these only if requested by the bank or needed in the specific case.
Scope: The bank’s stated requirements for specific products and general preparation suggestions; these must not be presented as special mandatory requirements for all customers.

Source:Banco de Bogotá — Cuenta de Nómina

Tax residency, FATCA and CRS

Basis for Verification: Banco de Bogotá’s statement dated 2026-07-01 says that, under DIAN FATCA Rule No. 227/2025 and CRS Rule No. 078/2020, it conducts due diligence and identification checks on new and existing accounts and reports to the competent authorities. The statement does not publicly specify case-by-case classifications, reporting decisions, or the details of required supporting documents.
Preparation recommendation: Check your or the entity’s tax-residency status, tax identification number and tax jurisdiction in advance. If there are multiple tax-residency statuses, US tax status or a complex control structure, prepare a verifiable explanation and ask the bank to confirm which self-certification forms are required.
Scope: The bank expressly sets out the tax compliance framework and general preparation recommendations. Do not infer that every customer must provide a particular tax identification number or form.

Source:Banco de Bogotá — FATCA – CRS Certification, 2026-07-01

Ongoing maintenance obligations

Updates to customer contact, demographic, and financial information

The bank recommends that customers keep their information up to date and states that its branch channels can be used to update demographic, contact and financial information; if updating a security token for a virtual channel, the page requires an in-branch visit. The page does not publish a universal annual frequency, consequences for failing to update, or a process specific to business customers. Customers may ask the bank whether an update is required when their address, telephone number, occupation/business or financial situation changes, and retain the bank’s confirmation.

Source:Banco de Bogotá — Actualiza tus datos

UBO, control and changes in PEP status

The SFC’s formal interpretation issued in 2017 states that information about beneficial owners and PEPs may also be requested when updating information on existing customers; the relevant mandatory regulatory obligations are not limited to new customers. When a company’s ownership or control changes, or information identifying a controller changes, it is advisable to proactively check with the bank how to submit updates and prepare supporting evidence. The source does not prescribe a fixed current update cycle, so an annual deadline should not be invented.

Source:Superintendencia Financiera de Colombia — Concepto 2017029435-001: SARLAFT, conocimiento del cliente, beneficiario real y PEP

Tax self-certification and CRS/FATCA due diligence

The bank states that it performs tax due diligence, identifies account holders, and reports to the competent authority for new and existing accounts. If a customer’s tax residency, tax identification number, or reporting information changes, they should ask the bank whether a new self-certification is required and provide accurate information promptly; the public statement does not specify customer update deadlines, reporting deadlines, or consequences for account restrictions.

Source:Banco de Bogotá — FATCA – CRS Certification, 2026-07-01

Please confirm with the bank before booking

Which types of Colombian accounts is your bank currently accepting applications for from foreign individuals? Can ordinary non-residents and those without a Colombian resident ID apply, and must they be physically present in Colombia?
Does the bank accept applications for offshore-incorporated entities, Colombian branches, or local companies with foreign shareholders/controllers? Which legal entities are accepted, and what application channels are available?
What definitions, identification thresholds, or control criteria does your bank use for a company's ultimate beneficial owners and controlling persons? If there is no single ownership threshold, what control arrangements must be reported?
For company registration documents, an ownership chart, authorization resolutions, and foreign documents, are originals, certified copies, apostilles/consular legalization, or Spanish translations required?
If customer information, UBO/PEP status, or tax residency information changes, through what channel does your bank require updates, and are there applicable deadlines or periodic re-verification arrangements?
How are account-opening reviews, requests for additional documents, minimum deposits, fees, and processing times confirmed for each account type?

Not confirmed by public information

Public information does not confirm that ordinary non-resident individuals, foreign companies, or foreign-controlled companies can open accounts. The specific conditions for salary accounts cannot be extended to other accounts.
No general corporate account-opening document list, bank-defined UBO percentage/control threshold, rules for certifying and translating originals, or arrangements for remote signing or witnessing by overseas representatives has been published.
The bank's page on updating information does not specify a periodic review cycle, a uniform consequence for failure to update, or available channels for business customers. Tax declarations also do not list forms by customer category or customer update deadlines.
Fees, review timelines, minimum deposits, and the bank's risk appetite for non-resident/business customers have not been published and must be confirmed with the bank in writing.
The SFC’s cited interpretation on customer information updates was published in 2017. It is suitable for describing the scope of its public regulatory interpretation, but does not amount to a clause-by-clause verification against the current consolidated rules or the bank’s internal procedures.

Sources & Scope of Verification

Banco de Bogotá — Cuenta de Nómina
Specific requirements for the bank’s payroll account include foreigner identity documents, employer/payroll materials, FAT_FOR_001, self-service channels available only in Colombia, and source-of-funds requirements for certain Venezuelan applicants. These do not support inferences about general non-resident or business account eligibility.
Banco de Bogotá — Actualiza tus datos
The bank describes branch-based channels for updating information and categories including demographic, contact, and financial information. Updates relating to the security token must be made at a branch. No uniform review frequency or consequences of overdue updates are specified.
Banco de Bogotá — FATCA – CRS Certification, 2026-07-01
The bank states that it conducts due diligence, identifies account holders, and reports to the competent authority for new and existing accounts under DIAN FATCA Rule No. 227/2025 and CRS Rule No. 078/2020; it does not list document requirements or update frequency for each customer.
Superintendencia Financiera de Colombia — Concepto 2017029435-001: SARLAFT, conocimiento del cliente, beneficiario real y PEP
The SFC’s formal interpretation dated 2017-04-11 states that customer information updates may involve beneficial owners and PEPs. Financial institutions must conduct due diligence under AML/CFT requirements, record their efforts if information cannot be obtained, and may decide whether to establish or maintain a relationship within their risk management framework. The interpretation cites the rules in force at the time and does not provide current internal bank thresholds or review cycles.

Fees and timelines

No public account-opening processing times, account-opening service fees, review SLAs, or minimum funding amounts for non-resident individuals or foreign companies have been found; no estimates are made based on general product pages. The minimum amount required to open a standard savings account depends on the specific account type; the official account-opening requirements page reviewed does not state a uniform amount. Confirm the current fee schedule and the currency, billing period, and applicable date for the target account with the bank.

Limitations and practical considerations

The published eligibility criteria for standard savings accounts are for adult Colombians. The published exceptions visible for foreigners are limited to specific payroll accounts and document rules and should not be taken to mean that non-residents are generally accepted.
Cuenta Fácil can only be opened from within Colombia; public information does not support a claim that it can be opened remotely worldwide or with remote witnessing.
A specific Venezuelan payroll account requires an in-branch application and has rules concerning PEP/PPT/passports and source-of-funds documents; these should not be presented as uniform conditions for all foreign nationals.
No public confirmation has been found that companies incorporated abroad, non-resident companies, or companies with foreign shareholders may apply. The corporate product page only states that the product is for small businesses; the bank must confirm the eligibility of specific legal entities and industries in writing.
Account opening is subject to the bank’s identity verification, beneficial-ownership, source-of-funds, tax-residency declaration, AML/KYC, and sanctions-risk assessments. The bank may request additional documents or decline to process the application.
This profile is based solely on publicly available research. It does not represent a channel through which Rengangyongsheng (Hong Kong) Limited can currently arrange an appointment, act as an agent, or guarantee that an account with the bank will be opened. Applicants must confirm actual acceptance directly with the bank.

Licensing evidence and regulatory verification

An official SFC “Resoluciones 2025” record has been found: Resolution No. 2126 (2025-11-27) identifies BANCO DE BOGOTÁ S.A. by its legal name as a systemically important entity. This is a public regulatory record concerning the entity from the competent authority, not merely a directory entry or search summary. The SFC’s page listing regulated entities is marked as updated 2026-09-01 and provides a downloadable directory, but the entity’s current row in the attachment could not be accessed in this review. Nor were a separate authorization certificate, license number, or specific scope of business activities verified. The bank’s presence in official SFC regulatory records is confirmed; current licensing details still need to be checked against the latest SFC directory attachment or confirmed in writing by the regulator. This does not claim that all current license details have been verified.

Financial Superintendency of Colombia (Superintendencia Financiera de Colombia, SFC) Official registration or record

Information sources

Banco de Bogotá — Requisitos para abrir una cuenta de ahorros
Publicly stated eligibility for personal savings accounts for adult Colombians; copies of ID presented at a branch must be enlarged by 150%; steps for entering personal and financial information online; the page notes that the minimum opening deposit varies by account type but does not specify a uniform amount.
Banco de Bogotá — Cuenta Fácil
The Cuenta Fácil application steps and explicit restriction that it can only be opened from within Colombia; this restriction applies only to this product and should not be taken to infer the terms for all accounts across the bank.
Banco de Bogotá — Cuenta de Nómina
Documents, visas, employer codes and tax self-certification materials for foreign nationals opening a specific payroll account; in-branch conditions and source-of-funds evidence rules for Venezuelan applicants; applications from non-residents have not been confirmed.
Banco de Bogotá — Cuenta corriente para pequeñas empresas
The bank’s publicly listed small business checking account product and recommendation to consult an account manager; the page does not list complete company account-opening documents or confirm eligibility for foreign companies.
Banco de Bogotá — Formato apertura productos
The bank’s application-form directory says to download and complete the financial-services forms and bring them to a branch. It is not a corporate-document checklist or a commitment to accept foreign companies.
Superintendencia Financiera de Colombia — Resoluciones 2025
The SFC’s official resolution directory lists Resolution No. 2126 (2025-11-27), which expressly identifies the entity as systemically important under the name BANCO DE BOGOTÁ S.A. This confirms the official regulatory record for that legal banking entity, but does not replace an independent check of the latest licence and scope of business.
Superintendencia Financiera de Colombia — Lista general de entidades vigiladas
The SFC’s download page for the current register of regulated entities and its official update date, 2026-09-01. This time, the attachment’s current row-by-row record for Banco de Bogotá could not be read, so this supports only the availability of the register and its update status; it is not, by itself, evidence that the current licence has been independently verified in every detail.
Superintendencia Financiera de Colombia — SARLAFT, conocimiento del cliente, beneficiario real y PEP
The SFC’s formal interpretation on customer due diligence and the identification of beneficial owners and PEPs by regulated financial institutions. This interpretation is a 2017 document citing the SARLAFT circular in force at the time; current operational details should be checked against the current consolidated rules.
Banco de Bogotá — FATCA – CRS Certification
In 2026-07-01, the bank states that it follows DIAN FATCA Rule No. 227/2025 and CRS Rule No. 078/2020 to conduct due diligence on accounts, identify customers, and report to the competent authorities.
DIAN — Intercambio Internacional de Información
DIAN explains that filings in 2026 use CRS 2.0, that reporting under CRS 3.0 will begin on 2027-01-01, and that the United States is not a CRS reportable jurisdiction. The United States must not be described as a CRS participant.
Superintendencia Financiera de Colombia — SARLAFT y listas restrictivas vinculantes y no vinculantes
The SFC’s regulatory interpretation concerns the binding effect in Colombia of United Nations Security Council lists and the fact that OFAC lists are not automatically binding domestically but may create commercial risk; it does not establish Banco de Bogotá’s specific list-screening policy.
Banco de Bogotá — Protección de Datos Personales
The bank’s personal data protection information, applicable Colombian law, and principles regarding customer access to and correction of information, notice of use, security and confidentiality.
Fogafín — Entidades inscritas
Fogafín’s official materials list Banco de Bogotá S.A. as an insured institution and state that savings products offered by insured banks operating in Colombia are automatically covered by deposit insurance. No compensation limit or coverage for products outside Colombia is inferred from the record.