Hong Kong & Overseas Bank Account OpeningCorporate / Personal Accounts · Digital Bank Appointments

Account-Opening Channel Information Reference · 2026.10

China Construction Bank (Asia; no affiliated company)

Market
Hong Kong
Account type
Company
Information sources
Channel information for 2026 / 10
Sketch portrait provided by Mr. Tang Shangyong
Tang Shangyong (Drew)Business Manager · Rengangyongsheng (Hong Kong) Limited

Application documents

1. Hong Kong company's CR, BR, NNC1/NAR1, audit report (required if established more than 18 months ago) 2. Directors' and shareholders' ID cards, travel permit for Hong Kong and Macao/passports, personal bank statements for the past three months 3. Bank KYC 4. Shareholder's personal bank statements (salary account), social security record from current employment (past six months) + CV 5. Hong Kong company's business plan: include how the directors' work experience and education relate to the company's business, expected sales, number of employees, types and locations of transaction counterparties (e.g. buyers and suppliers), and how upstream/downstream customers will be acquired

Estimated processing time

About 4 weeks

Channel process

1. We conduct a preliminary review of the application 2. Bank's initial review 3. Schedule witnessing in Hong Kong 4. Submit for review by the approvals department 5. Account opened after approval

Witnessing / in-person interview arrangements

In-person verification visit to Hong Kong

Transfer limit(HKD)

Non-designated 100w + designated 500W

Indicative counter/witnessing fees(HKD)

Limited-time discount before the 10.31 (regular price 2300 HKD; special industries or nationalities 10300 HKD)

After account opening

Online banking

Account information and bank fees

1. Search fee of $2300 will be deducted from the HKD cheque account/multi-currency account after the account is opened (limited-time waiver) 2. Outgoing wire transfer fee $100; incoming wire transfer fee $60 3. Outgoing local CHATS fee $75; incoming fee $15 4. No management fee with an average balance of at least HKD100,000; below 100,000, the management fee is HKD250/month. Any bank charges and account requirements (if applicable) are channel information for 2026/10 only, and are not uniform bank policies; please refer to the bank's written notice.

Service pricing

Please contact Drew at RGYS for pricing

Conflicts and limitations to note

  • Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.