Application documents
1. Hong Kong company's CR, BR, NNC1/NAR1 (an audit report is required if established more than 18 months ago) 2. Directors' and shareholders' identity cards, travel permit for Hong Kong and Macao/passport, and personal bank statements for the past 3 months 3. Bank KYC 4. Business licence of the mainland China related company and its company bank statements for the past 3 months 5. Latest VAT return + latest corporate income tax return 6. VAT invoices for purchases and sales, and customs declarations/bills of lading (if available) from the past 3 months
Estimated processing time
3–5 weeks
Channel process
1. We conduct a preliminary review of the documents (1 day) 2. Submit for the bank's initial review (1 week) 3. Schedule an in-person meeting (3 weeks) 4. After the meeting, watch for online banking registration information by email and text message 5. Account opened after back-office approval
Witnessing / in-person interview arrangements
1. Hong Kong 2. Beijing, Shanghai, Guangzhou and Shenzhen 3. Remote account opening (subject to specific conditions): no more than two directors/shareholders; a related company in mainland China is required, and business counterparties must be in mainland China and Hong Kong
Transfer limit（HKD）
Manager, depending on the customer’s specific circumstances (generally 2,000,000 Hong Kong dollars)
Indicative counter/witnessing fees（HKD）
• Cross-border witnessed verification: 1,600 • Hong Kong witnessed verification: 1,600 • Remote account opening: 1,300
After account opening
Online banking, ATM card
Account information and bank fees
The original table states “100,000 HKD activation funds” 1. No management fee for an average balance of at least 100,000 HKD; below 100,000, the management fee is 200 HKD/month. 2. Incoming wire transfers 65 HKD/transaction. 3. Outgoing wire transfers 125 HKD/transaction. Bank fees and account requirements (if any) are channel references for 2026-10, not uniform bank policies; subject to the bank’s written notice.
Service pricing
Please contact Drew at RGYS for pricing
Conflicts and limitations to note
- “100,000 HKD activation funds” may refer to a deposit or balance requirement rather than a service fee; the nature of the funds is subject to written confirmation from the bank.
- Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.