Hong Kong & Overseas Bank Account OpeningIndependent third-party account-opening appointment service · Hong Kong & overseas

Account-Opening Channel Information Reference · 2026.10

OCBC Bank (Hong Kong; alias: OCBC Wing Hang Bank; without an affiliated company)

Market
Hong Kong
Account type
Company
Information sources
Channel information for 2026 / 10
Sketch portrait provided by Mr. Tang Shangyong
Tang Shangyong (Drew)Business Manager · Rengangyongsheng (Hong Kong) Limited

Application documents

1. Hong Kong CI, BR, NNC1/NAR1 (audit report, if available) 2. Directors' and shareholders' ID cards, passports/travel permit for Hong Kong and Macao + personal bank statements for the past three months 3. Shareholder's social security contribution record covering more than three years (continuous and in the same industry) + personal bank statements showing salary payments for the past 6 months (with an average daily balance of 100,000 or more for the most recent month) 4. Business plan (must include the full English names and places of registration of potential customers/suppliers) 5. Intended upstream/downstream contracts or email correspondence 6. Account-opening KYC questionnaire and directors' personal CVs

Estimated processing time

2–3 weeks

Channel process

1. We conduct a preliminary review of the documents (1 day) 2. Submit for the bank's initial review (1 week) 3. Schedule an in-person meeting (1 week) 4. After the meeting, watch for online banking registration information by email and text message 5. Account opened after back-office approval

Witnessing / in-person interview arrangements

Witnessing in China / in-person signing in Hong Kong Cities in China for witnessing: Shanghai, Guangzhou, Shenzhen, Chengdu, Zhuhai, Tianjin, Chongqing, Suzhou, Shaoxing

Transfer limit(HKD)

Non-designated customers: daily transfer limit of 3,000,000 HKD Designated customers: daily transfer limit of 10,000,000 HKD (designation may be applied for)

Indicative counter/witnessing fees(HKD)

1. Hong Kong in-person witness 6650 (waiver may be requested if the balance after account opening is 10W) 2. Witnessing at a mainland branch 6650 HKD (reduction to 1450 HKD may be requested if the balance after account opening is 10W) 3. Hong Kong permanent resident 1350 HKD

After account opening

Online banking, password letter

Account information and bank fees

1. Annual bank fee: 800 HKD 2. Average daily balance of 100,000 HKD or more; if the monthly average daily balance falls below this amount, a monthly fee of 500 HKD will be charged 3. Incoming transfers: 65 HKD per transaction; outgoing transfers: 115 HKD per transaction Bank fees and account requirements, if any, are channel information for reference only as of 2026 / 10; they are not uniform bank policies. Refer to the bank’s written notice.

Service pricing

Please contact Drew at RGYS for pricing

Conflicts and limitations to note

  • Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.