Application documents
1. Hong Kong CI, BR, NNC1/NAR1 (audit report, if available) 2. Directors' and shareholders' ID cards, passports/travel permit for Hong Kong and Macao + personal bank statements for the past three months 3. Shareholder's social security contribution record covering more than three years (continuous and in the same industry) + personal bank statements showing salary payments for the past 6 months (with an average daily balance of 100,000 or more for the most recent month) 4. Business plan (must include the full English names and places of registration of potential customers/suppliers) 5. Intended upstream/downstream contracts or email correspondence 6. Account-opening KYC questionnaire and directors' personal CVs
Estimated processing time
2–3 weeks
Channel process
1. We conduct a preliminary review of the documents (1 day) 2. Submit for the bank's initial review (1 week) 3. Schedule an in-person meeting (1 week) 4. After the meeting, watch for online banking registration information by email and text message 5. Account opened after back-office approval
Witnessing / in-person interview arrangements
Witnessing in China / in-person signing in Hong Kong Cities in China for witnessing: Shanghai, Guangzhou, Shenzhen, Chengdu, Zhuhai, Tianjin, Chongqing, Suzhou, Shaoxing
Transfer limit(HKD)
Non-designated customers: daily transfer limit of 3,000,000 HKD Designated customers: daily transfer limit of 10,000,000 HKD (designation may be applied for)
Indicative counter/witnessing fees(HKD)
1. Hong Kong in-person witness 6650 (waiver may be requested if the balance after account opening is 10W) 2. Witnessing at a mainland branch 6650 HKD (reduction to 1450 HKD may be requested if the balance after account opening is 10W) 3. Hong Kong permanent resident 1350 HKD
After account opening
Online banking, password letter
Account information and bank fees
1. Annual bank fee: 800 HKD 2. Average daily balance of 100,000 HKD or more; if the monthly average daily balance falls below this amount, a monthly fee of 500 HKD will be charged 3. Incoming transfers: 65 HKD per transaction; outgoing transfers: 115 HKD per transaction Bank fees and account requirements, if any, are channel information for reference only as of 2026 / 10; they are not uniform bank policies. Refer to the bank’s written notice.
Service pricing
Please contact Drew at RGYS for pricing
Conflicts and limitations to note
- Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.

