Application documents
1. Hong Kong company's Business Registration Certificate (BR), NAR1 // Certificate of Incumbency (COI) for directors of non-Hong Kong companies (issued within the past three months) 2. Certificate of Incorporation (CI), Memorandum and Articles of Association (M&A) 3. Identification documents for directors, natural-person shareholders holding 25% or more, and online banking users (Mainland China ID card + travel permit for Hong Kong and Macao or passport) // (foreign ID card or passport + proof of address) 4. Bank statements for the shareholders, company or related companies for the past three months (bearing the bank's stamp) 5. CVs of directors and shareholders (from graduation onward) 6. Documents for two sets of different main suppliers and customers: contracts, receipts/invoices, bills of lading/waybills, customs declarations, and bank payment receipts (please provide matching documents for each transaction) 7. Lease for the company's (or related company's) business premises or business licence 8. Audit report (if operating for more than one year) 9. Business plan—if there are no documents showing business operations 10. KYC questionnaire checklist (sent as an email attachment)
Estimated processing time
6–8 weeks
Channel process
1. We conduct a preliminary review of the documents 2. Submit documents for the bank's initial review 3. Schedule an in-person meeting 4. Back-office review 5. Account opened after approval
Witnessing / in-person interview arrangements
In-person verification visit to Hong Kong
Transfer limit（HKD）
Unlimited
Indicative counter/witnessing fees（HKD）
Account-opening fee (automatically deducted after successful account opening) HKD 10,000 Company search fee HKD 150 (Hong Kong company) // HKD 2,000 (company registered overseas) Annual review fee HKD 5,000
After account opening
Online banking, password letter
Account information and bank fees
Requirements: Hong Kong company account balance: HKD 100W; non-Hong Kong company: HKD 300W 1. Incoming telegraphic transfer: HKD 65 per transaction Outgoing telegraphic transfer: HKD 115 per transaction Bank charges and account requirements, if any, are channel reference information for 2026-10, not a uniform bank policy; refer to the bank’s written notice.
Service pricing
Please contact Drew at RGYS for pricing
Conflicts and limitations to note
- Channel information compiled in 2026-10; not a uniform bank policy. Refer to the bank’s written notice.